sentence: Insurance is so expensive in North America , most householders do not use a car because of insurance , and also because of added costs like fixing the cars , changing car oil etc .
modified: Insurances are so expensive in north America , most of householder are not using the car because of insurance , and also because of adding cost as fixing the cars , changing car oils and etc .
transformation: NOUN:NUM, VERB:SVA, ORTH, PREP, NOUN:NUM, VERB:TENSE, VERB:FORM, DET, VERB:FORM, NOUN:NUM, PREP, NOUN:NUM, CONJ