@ProofofBrain_ @StevenMandrapa @AarikaRhodes @dennis_porter_ Based on that, who stands to gain the most?. Collateralized DeFi lending of ? The ones with the most Bitcoin to lend. So how is that better? The Winklevoss twins, saylor, &amp; pomps of the world become the Financial tycoons that replace banks? Untethered &amp; unregulated power?