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You have a very strange and narrow definition of technology.
In the name of security it has gotten more obfuscated. To their credit, Apple and Google are trying to make mechanisms like 2FA a little more “smooth”, but try explaining it to my almost 70 year old mother. It’s a lost cause. 
I work in IT, it all seems effortless to me, but I have to remind myself that a vast majority of folks, particularly those over 60 who finished their education without much technology have a terrible time of it - generally (there are always exceptions). >

100%. Hell im 30, have had a desktop in the house since '97 (i was 5). Last 5 years have only pissed me off as opposed to wow me when it comes to tech. Early 2000s were the golden age. 
For companies reading this, i usually click away if you try to get me to verify anything. I counted 5 lost sales in the last week alone to it being too much to use your god damn sites. >

I can exit this app in less than a second and switch to taking a HD photograph before posting it on a different app all in about 10 or so taps of the screen. That doesnt seem very complicated at all.
It takes about 5 minutes to set up an account on pretty much any platform, less if you choose to skip customizations settings. 
If you are logging in from a different location, you generally get an email or a message and input the verification code, all of which takes maybe 2 minutes.
The only people this could possibly be overcomplicated to are toddlers using their first iPad or older folks finally getting in touch with the new era of tech. >

Takes even less time if it use Facebook or Google to login when available.