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100%. Hell im 30, have had a desktop in the house since '97 (i was 5). Last 5 years have only pissed me off as opposed to wow me when it comes to tech. Early 2000s were the golden age. 
For companies reading this, i usually click away if you try to get me to verify anything. I counted 5 lost sales in the last week alone to it being too much to use your god damn sites.
In the name of security it has gotten more obfuscated. To their credit, Apple and Google are trying to make mechanisms like 2FA a little more “smooth”, but try explaining it to my almost 70 year old mother. It’s a lost cause. 
I work in IT, it all seems effortless to me, but I have to remind myself that a vast majority of folks, particularly those over 60 who finished their education without much technology have a terrible time of it - generally (there are always exceptions).