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It’s a societal thing that needs to be fixed.

Yeap.  Gotham and the real world are the same in that regard.
All of us can see the biggest things wrong with society (money in politics, for example) but no one does anything about it.  That's because the people at the top don't want it fixed.
So Batman/ Bruce Wayne grew up Rich. Had a shitty childhood, parents where killed in front of him for “ money”. And Gotham is surrounded by multi-millionaires ( referring to court of owls). 
Superman ie Clark kent grows up in smallville on a farm in a little podunk town. And Clark Has a healthy childhood ( minus the superpowers). But Martha and John grow to be old on the farm. Clark doesn’t “become” Superman till after he moves to metropolis. 
The point I’m trying to make here is that gothams problems are not something more money could fix. It’s a societal thing that needs to be fixed. 
Simply put- Money don’t buy happiness.