comment: >
  
  That's basically how it works at our shop. We always inform new customers of the processing fee and most will write a check on the spot, especially when their bill is a couple thousand dollars.
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  If credit card fees were handled by the business, wouldn't businesses just slightly raise the price of every item in order to compensate for the fees? Anything else would just be bad business sense. >
  
  That’s exactly what you see. 
  A business will charge $1.03 for credit cards and offer a “cash discount” moving it down to $1. 
  The customer always pays the fee. The question is just whether or not it is transparent. >
  
  So I have a question then what fees in the us are added onto the labelled price of an item. In Australia what price is on an item is the price customer's need to pay unless stated otherwise. Normally tax and other fees are put on before they tell us the price. >
  
  Opposite here. Price listed is the base price - taxes and fees are added on at the register. 
  This is because each stare/town could have a different tax rate so business advertise the price before that. >
  
  I guess that is pretty helpfull especially for online shopping, so a different site isnt needed for different states. I'm pretty sure we have a standard tax in each state that as around 12% I think and some items like alcohol and cigarettes have additional taxes on them. >
  
  It's not even just each state; each state, county, and town (even some 'sub towns' of towns like particular neighborhoods can have special taxes) can have layers of taxes so a line item might say 'Taxes: $1' and that's $0.43 federal tax, $0.21 state tax, $0.14 county tax, and $0.22 city tax. If any of those change for that kind of item, you'd have to update all the labels. 
  With 4 tiers of taxes, it just makes more sense to handle all of that at the point of sale. Digital pricing labels do exist, but they are not cheap to retrofit and have additional considerations like running power to every aisle and hardening shelves so when someone hits the electric rail with their cart, it doesn't cause problems. >
  
  Just to point out the obvious, the business does pay the fee. Do you ever make a second separate transaction to the payment processing company? No, obviously not.
  So then the question becomes, should the business allot the payments equally between all their customers, or just the ones generating the extra cost?
  There's arguments for both methods. Having everyone pay the fees is more efficient and saves everyone time.
  But the other argument is probably more compelling to most people. Should the customers who create the cost be responsible for it? Or should their purchase be subsidized by everyone else?
  It's generally a negligible cost, so usually people don't think about it. But in the interest of fairness, it probably should be born by the people incurring the cost.