comment: >
  
  Keep 5 million for herself.   $43M in an index fund with monthly dividends would give her a guaranteed  $125k per month after capital gains taxes at a guaranteed and secure 3.75%. (Post management fees)
  This ensures she does not mismanage her money and more importantly locks her funds away from moochers.
context: Congrats on winning life. We don't pay taxes on it either so she gets the whole thing.