comment: >
  
  the irony of someone using the internet to complain about this when they can just use the internet to fix their complaint.....
context: I wish everything was open 24hrs, but I'm biased as a night shifter. I get off between 5-6am and nothing is open..
  It's weird with how many thousands of 24hr jobs there are in my area, there's so few 24hr businesses. Walmart here was always busy when I'd go at 2am, yet they still cut their hours down, making them extremely busy during the day.
  I'd love to go to the dentist at 8pm, get my dog groomed at midnight, swing by the post office and bank at 3am. Nighttime crim would go down due to more people being out and about.
  I got attacked on here last time I made a comment like this, but oh well. >
  
  I hear ya man. I'm a night shifter too. Used to get off at 3:30am. That was a fucking shit show, especially with covid restricting store hours to like 10am \~ 5pm. Doc appt, grocery shopping, all were hell when I normally went to bed at 8am \~ 9am. Could never sleep in, because I needed to get to grocery stores before they closed. Bleh.
  Now I get off at 8am and it's a lot better. Shit still isn't open, but at least I don't have to wait until what's like 10pm (for me, that would be like 8am) to get my teeth cleaned.
  My walmart was always busy too, when it was 24 hrs. They stopped being open 24 hrs before covid though. >
  
  I never understood the whole restricted hours during COVID thing.  I assumed the individual businesses were just doing it to save labour costs, but otherwise why would you want to funnel everyone into your store during a smaller window of time if human contact is presumably deadly? 
  Just one of many examples where it was all about the theatre and not actually implementing logically consistent policies. >
  
  I believe it actually is logically consistent, if one ALSO assumes/implements restrictions and alternatives to in-person interactions, e.g. instead of shopping in person in a store, shopping online with a no-contact delivery.
  In which case, reducing store hours aides to that policy (e.g. "I can't go into a store, so I'll shop online).
  Or to put it another way, it's not "funnel everyone into a store during a smaller time window" at all, but rather "have less people enter and interact in the store (or any other shared space) at all". >
  
  At least have checks clear and transfers show for online banking. It’s a Monday after a holiday weekend and I’d like to have the money I made over it please! >
  
  exactly that’s all i’m saying!! there needs to be improvement of bank accessibility. if i can’t go inside to do my transaction, the atm should be equipped to preform that transaction. >
  
  Can we add doctors offices to this? As someone that missed a lot of school due to doctors appointments it isn’t cool that they’re only open when kids need to be in school. (Other than holidays which a lot of them are still closed cause they’re government institutions) >
  
  The thing is, all they'd need to do is open til like 7pm. Not even that much longer than they already do, and it would solve the issue. >
  
  Yeah but most doctors already work long hours and aren't interested in adding late office hours to that >
  
  "Banker's Hours" used to end early so the employees could spend a couple hours counting money and doing bookkeeping. But now its just tradition.
  For covid quarantine purposes, here in Minnesota Banks were considered "essential" and were exempt from closing.
  It's really just up to the individual bank what hours they have, most of the big ones do have banking online 24/7 plus ATMs. >
  
  When's the last time you needed to go into a bank?  I work at a bank & never go to a branch.  I can do 99% of my banking through the mobile app. >
  
  many people still have to cash physical checks to pay their bills on time. >
  
  I don't know about other bank/countries, but on my banking app I can scan cheques, so if I ever did get one, I wouldn't even need to physically go into the bank >
  
  Yeah but that check won’t be available for use in your account until sometime the next business day. >
  
  They don't? Mine clear in about 10 minutes 99% of the time. I can deposit like 2-3 back to back before it slows to next day. >
  
  They may clear because of automation processes, but you don’t have access to the money if it’s not business hours. I can deposit a check through the app on a Saturday night, but I have to wait until Monday before I can move the money. >
  
  But why’s that a problem? >
  
  Need money right away, can't get it >
  
  But how does it really matter though. As in, if it’s later every month, then it’s the same interval / pattern >
  
  Some people truly live paycheck to paycheck >
  
  
  
  A LOT of banks are not huge corporations… and they have somewhat thin margins. 
  
  
  Banking hours really don’t help the bank at all.  They’d prefer shorter hours. The money is made on loans, not on deposits and withdrawals.  That’s just a means to an end. >
  
  Yup plus a banks major customers are other businesses. Which is why they're open when most businesses are, Monday thru Friday 9 to 5. Personal checking accounts are a small part of a banks business. >
  
  Lol, if staying open later was more profitable, banks would be open later. >
  
  Excellent point. >
  
  I might be ignorant on this, but I feel like 85% of banking transactions can be done via online banking or a 24/7 atm. As a result banks now have more reasons than ever to have crap hours of operation. >
  
  I wouldn’t really say they can afford it. Banks operate on extremely narrow margins. Most of them today are over leveraged, they have more liabilities than assets to spend. >
  
  Sorry but no Banks can afford it. Now does that mean they have to shift some of their practices that might keep their fat cat executives from becoming even more bloated sure but I think they’ll survive. >
  
  The thing is, 99% of the reasons u need to go into a bank for are all able to be done online >
  
  My computer can spit out cash now? >
  
  ATMs my guy >
  
  I always thought it was stupid that every job is 9-5. Conveniently, if you need a plumber to fix your stuff you gotta take a day off. Doctors appointment? Day off. Cars broken? Gotta take a day off just to get a diagnostic >
  
  Banks are essential, true. 
  I cannot think of the last time I had to walk into a branch to do anything, though. 
  Everything is online and in my app. People barely pay with cash these days anyway. >
  
  They should be open later atleast a few days a week to serve people that work later.  I use to work 7am to 5pm in other words every hour they where open.  There was 1 bank in the town of 20k that was open till 6pm on weekdays and that was why I picked that bank.  
  Still sucked that I needed to take a vacation day to get a loan to buy a house.  The loan officers worked from 8-4. >
  
  Shop around dude. They are out there. Plus,  there are actually fully online banks you can use and never visit a brick and mortar again. >
  
  The only time in the last 5 years I've been to a bank was when I was buying/selling a house and was dealing with checks larger than my bank would process over mobile (>$50k).  Banks would see very little new business by staffing for nighttime hours. Which they've figured out, seeing that bank office hours have shrunk considerably in the last 20 years. >
  
  I haven't set foot in a bank in 5 years. >
  
  Banks should be open 365 days of the year. They can reduce the hours if they like. >
  
  I used a bank that doesn’t even have physical branches! >
  
  Banking should be automated. The ATM should give me however much cash I want. It should print out cashier's checks and do pretty much everything an employee does. Add remote video assistance by a real employee if I need help. I should be able to wire as much funds as I want online. There's little to no benefit to having brick and mortar banks outside of setting up your account and verifying your identity, which could probably be centralized for all banks. >
  
  Banks also do loans. Stuff like credit cards and mortgages are usually handled by banks >
  
  I've never needed to physically go into the bank for any of my mortgages. Everything was handled through DocuSign and the bank's website. >
  
  
  banks are just as essential as healthcare workers
  
  No.  No, they are not.
  Whatever banking you need to do, you can either take time off work to get it done, do it online, or wait until the bank opens.  No one is going to die if you can’t get to a bank when it’s convenient for you. >
  
  You understand that some people cannot take time off to go to a branch. Lots of jobs are abusive about taking time off and will punish workers for it. >
  
  Then the problem is with your job and labor laws.
  Idk if it includes bank appointments but in germany time off to do some shit with the government or a doctor‘s appointment(it’s mainly because germany is a bureaucratic hell but they acknowledge it and accommodate it) . Hell if it’s less than 3 days you don’t even need a doctor’s note if calling in sick. >
  
  Allegedly, a bank manager once said: Ordinary customers only bring sand in the soles of their shoes to the bank floor >
  
  I think most issues could be solved by a tues-sat or a wed-sun schedule. Either for banks or for everyone else (obviously easier to implement with banks) >
  
  Thought this sub was for unpopular opinions? >
  
  Agreed. Grocery stores are generally open seven days a week, for most hours of the day, and are open even on most holidays. Idk how banks couldn’t do the same thing.
  Alternatively, if we as everyday working people didn’t have to work so much, we’d probably have more time to go to the bank🤷‍♂️ >
  
  Right we bailed um out should be open when we need. >
  
  US so behind the times with cheques etc. >
  
  Read the rest of the comments. This person is an outlier.