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I have a very large life insurance policy and no prenup so I think my wife is set if I die or our marriage ends.
If it works for you, then I won't knock it. For me, however, I think I'd hate being a stay-at-home mom because of the lack of adult social interaction. Also, if I make my own money, then I won't be SOL if me or my partner wants to leave or if he dies or something.