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I tend to agree with you. I've always viewed the change in generation being based on the internet going mainstream and adoption of certain technology. Being born in like 94, for example, by the time you really start to remember, you have a decent amount of exposure to computers and internet. If you grew up before it dominated a large part of your childhood I feel like your a millenial for sure, and being born in 90 im very much the tail end of that cause i saw the change just with my fruends younger siblings. I distinctly remember computers and the internet really getting introduced to us when we were in late elementary early middle school so we had a large part of our childhood where computers/internet just didn't play a part. Sort of the last era of independence with playing outside and be home when the streetlights turn on mentality. I think AIM went big when I was in 6th or 7th grade and that is my first memory of really using the internet.
1996-1998 are zillenials. They don’t really fit into either.
Also using TikTok does not make someone fit into a generation. There are plenty of 50 years old on tiktok. >

I feel like Zenillels could even go down to 92, that whole cohort are really between true millennials and gen z