>


If you can't pay it off right away, yes.

Ok, so then anyone who gets a mortgage or a car loan can't afford their house or car, right?

Did you have the garage sale because you needed money, or because the garage is too full of junk? Did you sell things you wanted to keep, or just sold unwanted items?

This is not relevant. "If you sell something you don't want, then you can afford something else, but if you sell something you want, then you can't," isn't logic.
The key phrase is "in cash." Putting something on credit or selling something to come up with the cash are the same as not having the immediate cash to pay a $1000 bill. I don't believe it's misleading when they mean the same thing. >

It's misleading because, while technically true, it leads people to believe something that isn't. Saying that people don't have the cash to pay for something leads the reader to believe that those people can't afford it, which isn't true, hence the misleading. >

I mean, if you have to sell your stuff or take on debt to pay for something I think that fits the definition of "can't afford it" >

If you buy something with the money you made from a garage sale, does that mean you couldn't afford it?
If you pay for something with a credit card, does that mean you couldn't afford it? >


If you pay for something with a credit card, does that mean you couldn't afford it?

If you can't pay it off right away, yes. 

If you buy something with the money you made from a garage sale, does that mean you couldn't afford it?

Did you have the garage sale because you needed money, or because the garage is too full of junk? Did you sell things you wanted to keep, or just sold unwanted items? There's a difference.