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Just by statistic if you are driving there is 100% chance of getting into accident at some point. Almost every driver will experience accident in their life. So no, you are not unlucky for getting into accident, it was supposed to happen at some point. 
But how much you hurt is ambiguous, where you need all the luck.
You are unlucky to be in a crash. Now that you are in the throes of a crash you are lucky to make it out of the crash alive. >

Throes* >

Why can't we just manufacture self-driving cars made out of feather pillows? >

Or just use 22 pounds of bubble wrap and a leaf blower ‼️‼️ >

You're crazy though, homey. Crashes are going to occur regardless of safety measures. Although humans are fallible, you're less likely to die from a car crash than at any point in the past. You should rightfully thank scientists, physicists, material specialists, metallurgists, etc for the knowledge they've gained from decades of research. >

Nah, I was lucky.  When I was 13 my grandma rolled the car I was in four times.   None of the five of us had seat belts on as people just didnt wear sear belts back then (mid 80s).  I came out of it with a scrape on my knee.  No one was ejected which is what usually kills people in rollovers. My grandparents had bad bruising, I think I bounced off my grandfather multiple times, but otherwise we all lived.  Very lucky. >

i was lucky too. my ex boyfriend was racing someone and we hit a fence going 95 miles an hour & the fence went through the engine and the windshield and hit me in the face. no seatbelt. windows were down. i’m a small woman. i should’ve got ejected. my face was FUCKED. i came out with internal bleeding and almost lost my eye but i’m sitting here 5 months later. being alive is surreal. >

I’m so glad to hear you’re okay JFC. I’m also curious if this is the reason he’s an ex… >

obviously they’re unlucky for the situation to happen in the first place, but they’re lucky to not have died >

Yes, but surviving the crash wouldn't have even been a factor if they didn't get in the crash in the first place, hence, bad luck. >

I'm always mildly infuriated that I survive a car crash. >

Fr it always ruins my mornings >

Precisely >

Sure if you want a pessimistic outlook on everything >

Beyond being pessimistic. They're lamenting the loss of a perfectly good opportunity to play victim.