>
"Much of this has to do with government spending and lack of borrowers for said spending."
...
What in God's holy name are you blathering about? >

...It's greed. 
This is well established. >

So why didn't we have high inflation in 2019 or previous years? If it's greed, we should have perpetual high inflation. OP is right. >

Greed was invented in 2022. You can tell your grandkids.