>

That definitely takes away most of the convenience.
At least have checks clear and transfers show for online banking. It’s a Monday after a holiday weekend and I’d like to have the money I made over it please! >

The bank I use has mobile deposit funds available immediately up to $10K. >

Wow, I have to wait 3-5 business days for a mobile deposit to clear. Because of that, I never use it unless it's small enough I don't care.