>

Lol
“This card doesn’t provide a function it’s not meant to provide therefore there’s no point to it”
Prepaid cards are super useful for a lot of people.  One of the biggest advantages is that they prevent you from spending money you don’t have.
Secured cards are for people who already trashed their credit and cannot get a card, or have no credit and cannot get a card with the limits they require.   
They are meant to have the functionality of a credit card (online purchases and such) for people who cannot get one. They are more debit card than they are credit card.