SUBREDDIT: r/relationships
TITLE: Me [23 M] with my wife [22 F] of less than a year, are having issues agreeing on the "right time" to have a child.
POST: My wife and I were 20 and 21 when we started dating. After 6 months, she wanted to have a child.

I have always been of the mindset that we need to be financially stable, and at least capable of moving into a house first. Ideally, I would like to wait until we're 27+, but that opinion has caught me a lot of flack.

Currently, we're poised to be in a house in the next 1 to 2 years. Over the last 6 months, she has become more and more insistent that we are capable of having kids, so we should. No matter what argument I make, it's taken personally, and she is sad/upset for next few hours.

I really want to be financially sounds instead of living paycheck to paycheck before we have kids. Having a roof over our heads, some stability at our jobs, and little more time to.. Just be married doesn't feel like too much to ask.

How do I convey all of this? How do I explain that I just want more time, and that the last thing I want to do is make her feel like she's waiting for "arbitrary" reasons. Having the same conversation every day is putting a lot of strain on our relationship.
TL;DR: 
My wife wanted kids 2 years ago. I want to wait 6 more years. How can I have a conversation with her that makes her okay with at least a year (when we're more financially stable)?