SUBREDDIT: r/personalfinance
TITLE: (CAN) Can a "college experience" justify a more expensive university?
POST: Throwaway for privacy. I will try to keep this brief.

My financial situation: Senior in high school, ~$4,000 in savings, no current job, RESP from parents worth ~$20,000, upper middle class with parents probably earning ~$200,000+ a year (not sure exact salary).

I am currently applying for universities, and though I will apply to several, I'm really only going to probably choose between two. University A being more prestigious (one of the top universities in Canada). University B is slightly less acclaimed, though still respectable, and cheaper. With this university there is also the guarantee of a sizeable ($10,000+) scholarship directly dependant on my grades. There's a chart on their website that X grade = X scholarship. 

The problem is this: The reason university B is so much cheaper is that I will not be living on campus. It will take ~30 minutes by bus to get there, versus 1.5 hours for university A. The tuition itself is only slightly less, but adding the cost of a mandatory food plan and a room makes university A about ~$18,000 per year versus maybe $8,000 for university B.

At this point in my life I feel very ready to get a little more independence and live on my own. University A also has a very specialized and acclaimed first year program that I'm very interested in. My parents have said that they will help me a lot, but they're certainly not going to go into massive debt for me, nor would I want them to. I'm not planning on getting a car, the university pays for a free transit pass, and I'm not the type to spend a lot on clothes or booze. I'm willing to work throughout my first and second year and during the summer, and my program has co-op opportunites. I will probably accrue some loans, but probably not a lot. For what it's worth Canada has recently announced that student loans no longer need to be paid until I'm making at least $25,000 a year, if that matters. What are your thoughts?
TL;DR: 
Choosing between a more expensive university with a better potential experience and a less expensive university where I'll still live at home. 