Title: If I get pulled over in a friend's uninsured vehicle, am I responsible for driving without insurance? PA

Question:
My girlfriend recently got pulled over for a tail light out and as usual part of the procedure the cop asked for her insurance information. Turns out she'd been driving uninsured for several months. This was news to me! I had often driven her car when she was out of town, and I never thought to check the insurance status of the vehicle. I also often drive my friends' cars for one reason or another and never think to check with them about this first. So my question is hypothetical - if I were to have been driving when we got pulled over, would I have gotten charged for driving uninsured, or would it have been her responsibility as the vehicle's owner?

I do have my own vehicle which is properly insured, if this makes any difference. I just like to drive her car because it's a 63 Mustang Convertible. ;)

We're in Pennsylvania and travel frequently to New York, New Jersey, and Ohio.

Answer:
 I am insured by my insurance company no matter what car I drive.

Your policy may be different.


Title: [GA] Medicaid denying transgender partner hysterectomy he would need regardless of trans status

Question:
My partner and I live in Atlanta, Georgia. He is 31 years old, has been on hormone replacement therapy for about five years now, and is never read as anything but a man. He has not had any surgeries because he is on disability due to autism and scoliosis, and so cannot afford them. Even before transitioning, he has always had problems with his reproductive system - excessive bleeding and debilitating cramps. The bleeding stopped when he went on hormone replacement therapy, and the cramps abated for a while, but in the last couple of years the pain has returned, and is seriously affecting his quality of life. His mother and both of his sisters have had endometriosis, and his mother (who nearly died from resulting blood loss) and one of his sisters have had to have hysterectomies. The doctor he is seeing feels that though an ultrasound did not show anything abnormal, the symptoms he has are signs of endometriosis.

His doctor initially submitted a claim for a hysterectomy to Medicaid citing gender dysphoria - against his wishes, as he knew it would be denied, and it was. After some experimentation with his hormone dosage for the sake of exploring available options, she concluded that this was a problem that likely needed to be fixed via surgery. She submitted another claim, citing his symptoms and the likelihood of endometriosis, and it was initially accepted. The surgery was scheduled for tomorrow, but today as we were driving to a pre-surgery appointment, he received a call informing him that the claim had been denied because he "identifies as male." (Edit: What the adviser specifically said was that it was because he identifies as male, and because he has been taking testosterone. So they know that he is transgender.)

He would need this surgery whether or not he was transgender, and it appears he is being denied it specifically because he is. The hospital's financial adviser that delivered the news to him agreed with this assessment. We are waiting on a call from his doctor to discuss whether there are any further options in trying to get the claim accepted - fortunately, all the personnel at the hospital have been supportive thus far. But what I am wondering is, particularly because Atlanta does have anti-discrimination laws for LGBT people, if there are any options for legal recourse. I really appreciate any help; this has been devastating for him.

(Edit: I'm not quite sure if I used the right flair? Let me know if another would be more appropriate.)
Topic:
Insurance

Answer:
 I was born female and am still female and insurance initially denied me an IUD because I have a traditionally male name. Is it possible this is a paperwork glitch? I was able to get approved just by submitting again and getting a different rep who read all of the pertinent fields instead of just my name.Answer #2: Don't know about the legalities, but I'm guessing the insurance company is refusing based on the impossibility of a  male needing a hysterectomy. The insurance company isn't one of the places to play the male/female name game with. Either it's a male with gender dysphoria or it's a female that needs a hysterectomy.  I bet in the end this was caught by a financial controller and flagged as some sort of billing fraud and can be cleared up soon.

Answer #3: NAL, but a female with some knowledge in this area. Endometriosis cannot be diagnosed via ultrasound, although it can be suspected. Generally the next step would be an exploratory laparoscopy to confirm. Perhaps with this intermediate step his insurance would be more cooperative?


Title: Promoted to new position, did not get pay raise for over 12 months.

Question:
I work for a fairly large bank in the U.S. and have been here for three years.  I moved to a new state three and a half years ago and applied for various positions in new state.   I received a call from one of their recruiters and was told about the pay range, a little lower than I was expecting but a friend of mine mentioned they do promote and do pay raises fairly often.  Healthcare was the immediate need.  The recruiter also said with my experience (12 years in banking), I would expect the higher rate of pay.  So I interviewed and less than a week later, I was offered a position but the pay rate was significantly less than I was told ($3.50 less).  At that point I had no choice and took the job.  I happened to find out a male co-worker, who started in the same position as me, was being paid $1.50 more than me and had no experience in banking.

Five months into the position, I was laterally moved into a new positon that gave me experience for a more senior position.  I was then promoted into the senior position seven months later but never given a pay raise.  I was with a group of about 15 others who were also not given a pay increase.  Several of us kept asking and kept being told, we are looking into it.  About 14 or 15 months after being in this senior position, we were all given a raise but not retroactive to our start date.  At this point, I know I am being paid at minimum $3 less than my peers for the same work.  My work ethic has consistently shown I exceed the productivity indicators and have been recognized every quarter for the work I have done.

In the past, I did not want to raise the issue of pay primarily because I need an income.  At this point, I am just thoroughly over being treated this way.  I have been looking for new employment for a while and my husband's income is looking better.

So what I am looking to understand is what are my options regarding being underpaid?  Do I have a case?

Answer: It's common not to pay internal hires more when they take a new job. Your one data point isn't enough to establish anything illegal.


Title: I need to know for my own sanity if I have any chance of staying out of prison.

Question: [deleted]

Answer: It is possible, yes.  Get yourself a criminal defense attorney to best present your defense and get you the best deal possible.


Title: Tried to swap processors in a school PC

Question: I live in NYC and I have a job that requires me to have a good processor since I work at home after school and on the weekends. I decided to try to swap my old i5 for a new i7 in the school computer. I know this is stupid and unethical but I did it because I was worried about my job and I don't really have enough to upgrade myself. I swapped out the processors and everything went smooth until a friend came in and startled me, so out of fright I smashed the lock on the processor, bending the pins. The motherboard is completely busted, but I left all the pieces there. The only problem is one girl was there and she probably will tell the story. I didn't steal anything but I did leave it there with the intent to steal it, and its broken. Can I be charged with a crime? I know I will be suspended if they find out but could I receive a criminal record over this.

Answer:
 Yes.Answer #2: >I know this is stupid and unethical

Those are the only things you "know" here?  You didn't know that stealing is also illegal?


Title: If an employee of a small business, 8

Answer: Maybe.


Title: busted in Florida with under 20 grams: a 1st degree misdemeanor

Question:
[removed]
Topic:
Illegal

Answer: You're facing criminal charges and trying to get out of it on a technicality.  I highly suggest you hire a criminal defense attorney and follow their advice closely


Title: (Tx)Sex offender relative, adoption block?

Question:
Re uploaded to place state in title

Throwaway account here, if only because the obvious sensitive nature of the topic and I don't wish to air someone's dirty laundry in a way that could link to them.

My wife and I have a happy marriage and a 6 year old son, and her parents live with us in our home in Texas. Due to some medical issues that should have kept ANY kids from being possible, my wife had to have a hysterectomy at a relatively early age. We always wanted to adopt a second child and recently have been doing the research on what the requirements are in our state. One of the requirements, of course, is a background check for everyone in the family (I'm not sure if they mean just in the house or everyone genetically linked to you), which makes sense. But it raises my worry about something.

My father in law is a convicted sex offender. Now, I mean that legally speaking in that he has to go and register his location and all that, but my wife told me this early on in our relationship. According to my wife's family he was caught up in this witch hunt back in the early 90's with these two kids who lied about a whole bunch of shit and he decided to take a plea deal instead of dragging his family through the hell of a trial. Not the choice I would have made but it is what it is and I don't know what I'd have done under those circumstances.

I believed my wife and her family when this was told to me years ago, and after being around the man for almost 7 years I haven't had a single moment to the contrary to shake that. He may have his flaws, but if I thought he had ever touched kids like that I wouldn't let him live in the same roof as my son. The issue is this: would his status on the registry prevent my wife and I from being able to adopt as long as they live with us, if at all?

Thanks.

Answer:
 Yea, living with a sex offender is a major huge deal.

You might consider FOIAing the police reports before you take the word of s convicted felon that can impact your life.  If there's more to the story, you need to know it.

I can't believe you let your kid live with a sex offender without checking out the backstory first.  A PI should be able to do this easily with public documents.Answer #2: Yes. It would most assuredly be a problem. I've seen people fail background checks on homestudies due to 10 year old DWI convictions, to say nothing of a registered sex offender.

I'm not saying that false convictions don't happen, but it's far from the norm. He may seem like a great guy to you, but you're not a potential victim. If you ever have children in your home, you need to be eyes on at all times with those kids and your FIL.

Is he even allowed to be around children? Many sex offenders aren't.


Title: Seeking Reimbursement for Ex's Business Expenses

Question:
Located in Baltimore, MD.

&#x200B;

My ex-husband opened a shop in 2014. I helped out immensely but was never on any of the legal documents (call it a premonition) or compensated in any way. The business has gone under and the LLC is no longer in good standing/has been forfeited. I left him in 2015 and we had an uncontested divorce in 2016. The shop went under sometime in 2016, I think. Maybe '17.

&#x200B;

The problem is he manipulated me into using my own money out of my personal checking account to pay for over $8,000 worth of business expenses. I know that was stupid of me. I have bank statements, can probably get copies of the (cashier) checks, and so on. 3 of his purchases he made with my debit card without even telling me (for \~$2,400). He was very abusive so I never did anything about it at the time.

&#x200B;

I have pretty much let this all go but I think about writing a demand letter or taking him to court sometimes. I just never thought it would be worth the time/stress/lawyer fees. I am now in a better emotional state and am considering taking action.

&#x200B;

Do I even have any legal grounds to stand on here? I realize I technically willingly gave most of the money and don't have proof that he made the purchases I didn't approve of and not me. Can I do anything? He is an extremely irresponsible person and I am 99% sure he does not have that much money. I currently have no contact with him.

&#x200B;

Thanks.

Answer:
 I don't think small claims court is going to bother trying to de-tangle your personal and business finances to try to figure out who owes who what especially considering you don't even mention this being a loan.

This should have all been settled during the divorce.


Title: Marrying Prisoner at Detention Center in MD

Question:
I am engaged to a prisoner who is being held at a detention center in Maryland. He is currently awaiting trial. For a number of reasons, we would like to be married as soon as possible.

I do have an appointment with a lawyer of my own later this week but wanted to see if anyone could advise if our plans would result in a valid marriage.

I have gotten a family member ordained online already. Our plan is for me to pick up the marriage license, and after the 2 day waiting period, have the ordained family member pronounce us married during a visit.

Would this wedding be considered valid? There is a chapel and he can put in a request, but we prefer to do this as outlined above.

Thanks for any insight you can offer.

Answer:
 I can't help but think this is a terrible idea. He hasn't even been sentenced, and you're already willing to wait it out.

I *guarantee* this will end in a divorce, and being he'll be in prison, it's going to make it *much* more difficult.Answer #2: "ordained online" and "able to legally perform weddings in the state of Maryland" is most likely two separate things.

I've been ordained online but I am not legally able to perform/certify weddings in my state because I have not paid the state the privilege to do so (that's the "power vested in me" part)


Title: Wife was forced to wear clothes that were too small and post pictures online under threat of being fired. Is this legal?

Question:
My wife juat started work at a national clothing company in North Carolina, and on her third shift, the manager told her she had to pick out items in the store, put them on, and post a picture to the store's Instagram page. When my wife pointed out that the store doesn't sell anything in her size, and that none of the clothes would fit, the manager told her if she didn't, she'd be fired. The manager then proceeded to pick out clothes that were too small for my wife, make her put them on, and put a picture online. By the time she came home, she was having a panic attack. (She has diagnosed General Anxiety Disorder). At her appointment with her therapist the next day, her doctor had to refer her to her medication manager on an emergency basis.

My wife never singed a release giving the company permission to use her pictures, it was never discussed or agreed upon to wear items of clothing from the store during the hiring process.

Is this legal? If they fire her for respectfully refusing, what are our options for a wrongful termination suit, especially considering the panic attack?

Answer: Yes, she can be fired for that absent an employment contract.


Title: [Nashua, NH/New Hampshire] My son [16M] suspended from school for two weeks for behavior towards [16F] who instigated it; was the suspension right, did my son commit an offense? (Long post)

Question:
Long post with names changed for privacy reasons.

My son Jason was suspended from school on Thursday for the next three weeks after the principal showed us footage of him putting his hand up a girl's skirt. (we'll call her Holly)

This isn't your standard sexual harassment scenario though. It makes more sense in context.

Me and my husband were invited into the principal's office after receiving a phone call from the school principal about my son's "concerning behavior" the same day (Thursday).

The principal showed us CCTV footage of a girl approaching my son, and offering him a burrito from her purse, which he rejected, then telling him "Put your hand up my skirt, I get off on this stuff, just do it, goddamn." My son said "No" and kept telling her "No", but then she forced him to do it, physically grabbing him and forcing his hand up her skirt and telling him how "I love it when guys put their hands up my skirt, it's hot.". My son then ran off to his car and drove from the grounds (this was seen on CCTV).

This took place in an area where there wasn't loads of students, just a few sedans and a yard that's falling apart with weeds. It wasn't a place where loads of students congegrate but a small path on the way out of his school by the car park.

The school has signs informing people about CCTV and there are cameras (even smaller hidden CCTV).

The principal told us our son would be suspended for three weeks while an investigation was carried out and that legal action could be taken depending on how the investigation went but that he was not at liberty to talk about the upcoming ongoing investigation.

He also told us how Holly was interviewed about it and said "So what, I get off on this shit, guys putting their hands up my skirt is hot" and then admitted to him that she was obsessed with/sexually attracted to my son and saving all his pictures from Facebook to her personal hard drive and school computers because she loved him "so, so, so, so, so much" in her words. She also admitted to getting gal pals to follow him, and to tell her where he is, what he's doing (isn't this stalker-ish legally?) and to message him via social media constantly asking for a date (on her behalf) and to not give up until he says yes. Doesn't this count as stalker-ish behavior?

My questions are:

* A school is a place where a person has no expectation of privacy?

* Did my son break sexual harassment laws, or did the girl forcing my son to do it physically count as harassment?

* Did the fact Holly asked my son to put his hand up her skirt count as informed consent, or sexual harassment?

* Is this informed consent what she was seen asking for on CCTV?

* Have any offenses been committed here?

* Will this affect my son's admissibility into Canada (family trip?)

The age of consent in New Hampshire is 16, and both Jason and Holly are 16, so according to wiki, they're within the close-in-age exception law.

I should add, we know Holly, but we don't know her *that* well, she's an acquaintance, she doesn't live in our neighborhood, but we've seen her from time to time. My son isn't dating her and she's not really a friend, but not an enemy. Our son only sees her every now and then, and she's only really an acquaintance of his, not in his social circle and they don't interact on social media (although I know she is on his friends list). We did have Holly at our Christmas party last year.

Holly doesn't live in our neighborhood, but in another one that's close to ours.

I also have one other question; if my son did get convicted of an offense, would this affect his ability to visit Canada (I have family across the border, even though I was born here in New Hampshire) and make him inadmissible? My son is obviously a U.S. citizen as he was born here in Nashua.

One other question about citizenship... would my son qualify for Canadian citizenship through me or his grandmother (my mom is Canadian, but my dad is from Vermont, so I guess I would qualify, and I already have dual US/Canadian citizenship anyway since my mom registered me as a Canadian citizen AFAIK; my mind gets confused with all these citizenship-y things).

Basically, do I need an attorney and what are my legal options?

I apologise if this is a long post but I need advice and me and my husband don't know what to do.

Edit: Holly has also sent packages to our home addressed to my son, including candy and food and copies of Motor Trend (it had her signautre on).

Janna (not my real name, pseudonym for privacy)
Topic:
School Related Issues

Answer:
 She keeps burritos in her purse? What about tater tots [in her pants](http://2.bp.blogspot.com/-aFuwxp4hk0k/UiYIe4fvwII/AAAAAAAAQAQ/sfRxgNvHHGM/s640/tumblr_mpbu9tin2j1sr5wi3o1_400.gif)?

The CCTV has sound? She was heard saying "Put your hand up my skirt, I get off on this stuff, just do it, goddamn"?

All this sounds *really* fishy, like a bad porno.


Title: Will I definitely be fired from work for taking £15 for myself instead of placing it in the till?

Question:
I've just been suspended from my summer job because I was caught on CCTV putting a customer's money aside instead of putting it in the till (gross misconduct and theft).

I admitted to taking £15 and my manager seemed happy with that figure and I sincerely apologised in an on-the-record conversation and promised that it would never happen again if I was given a second chance that the company.

I have a disciplinary hearing in 2 days to decide if I will be dismissed or not although I feel like I know what the outcome will be, is there any hope for me keeping this job?

I've only been at this job for 4 weeks and things were going well before this.

TLDR; stole £15 from work, is there any chance that I would be fired?

Answer:
 I would fire you, and I expect your soon to be former employer will to.

They were happy because you admitted it so it makes it that much easier to terminate.Answer #2: Fucking obviously you will. Or I guess it's not obviously, because you had to actually ask this question, but yeah dude, you're gonna get canned. Unless your employer is an incredibly forgiving person, but generally they don't like people stealing from the register to get a warning, and go BACK to working the register.

Employers don't like thieves. When you inevitably get fired in 2 days, I'd also leave this job off your application for the next one; don't want word of your illegal activities getting out.


Title: Car Sold Without My Consent or Title Transfer

Question:
I allowed my relatives to use my car as of early last year (I bought a new one), with the agreement that they would start making payments on it as of Jan 2017, moving towards the car's purchase.  Meanwhile the title remained in my name, and I have been paying for the car insurance.

Not surprisingly, they were unable to make the payments come January, and were having serious financial difficulties, on the verge of eviction. Having helped them financially in one way or another for the past 10 years, as of January, I was 100% done with giving them money, but I said I could sell the car and pass along the proceeds so they could pay their rent. They said they would "think about it." This was about a month ago.

A few days ago I get an email saying they sold the car, but that the guy was a "crook" and that there was "no bill of sale and no promises." I have told them that the title needs to be transferred ASAP, and that I want to meet with the guy to get it handled, but they have been extremely slow in responding and have provided very little information. They don't have working phones and I don't have their current address.

I'm looking for advice on how to get this handled. All I want is to transfer title; I don't want to remain liable for the car. I would prefer not to go to the police (and am unsure whether or not they would help in this situation- I don't want them to go after my relatives; their lives are already pretty miserable). As for anyone wondering why they would've done this... desperation is what I would guess.

Assuming they don't provide the buyer's contact info, any advice? I was considering going to the DMV and possibly relinquishing title, but not sure if that's a thing (googling it now!).

Edit: We all live in California.

Edit 2: There are a number of people jumping to conclusions here. These things you can take as fact: no one is involved in drugs or gambling. I have not been a "doormat." My help has been payback for 18 years of love and self-sacrifice by one of these people (the other is an innocent). I'm only interested in possible ways to release myself from liability. I have a consult with an attorney next week, so hopefully I will get this resolved shortly.

Answer:
 (1) File a NRL: https://www.dmv.ca.gov/portal/dmv/detail/pubs/brochures/reg/nrl

(2) Your relatives are lying to youAnswer #2: Missing some key info here.  I suspect this is gonna be one of those stories where the car was "purchased" via a cashier's check that ends up failing to clear 3wk later.


Title: Is your ex-spouse legally entitled to your inheritance?

Question:
To set the scene:
 My boyfriend has been seperated from his wife for more than 2 years. They dont have a seperation agreement nor has either of them filed for divorce. They had an agreement made up but didnt agree on it so it was never signed. He had made contact to get it finalized and she asked for more money than the first time so he put it off again.

Now:
One of his family members passed away 4 months ago and has left him a $150,000+ inheritance. He seems to think his wife has no entitlement to it but hasn't actually seeked legal advice. Im wondering if anyone could clarify things for me so I can point him in the right direction. We live in BC Canada.

Edit: Ok sorry not his ex-wife, his wife. Im just so use to him calling her that.

Answer:
 She is not his ex-wife if they are not divorced.  She is his wife.Answer #2: In BC, inheritances are not considered part of the marital property when divorce happens. He will get to keep 100% of it. You can check for yourself the provisions in the BC Family Law Act s. 85.

He needs to get divorced, though. Its incredibly stupid that he hasn't done so already. Answer #3: From BC's Family Law Act:

> 85  (1) The following is excluded from family property:

> (a) property acquired by a spouse before the relationship between the spouses began;

> (b) inheritances to a spouse;

> ...

Its not family property, by default. It wouldn't be split during property division. Excluded property can BECOME family property if, for example, it is mingled with family property.

Your boyfriend really really needs to get the divorce process rolling. If I were him, I'd use some of that $150k to hire a lawyer.


Title: Can a Sheriff confiscate "stolen" property that was never reported stolen?

Question: [deleted]

Answer:
 > It was never reported stolen

It is now.

> nd is now registered in my name

Which you admit doing **after** being told by the prior owner that it was stolen.  Hell you reached out to them because you thought it was stolen!  You can't go back now and be like "ha, just kidding, it's totes mine".

Answer #2: You are nowhere near as clever as you want to be. You really went from getting your money back to getting none. You also might pull an obstruction charge as well for trying to re-register it after you knew it was stolen. Just because they did not report it stolen does not mean it was not stolen. You know have knowledge that it was stolen, this makes you complicit in a crime now. In most jurisdictions there is a difference in knowingly having stolen goods and unknowingly. You know now. There is a call on record to the place it was stolen from, from you.

Its the details that get you. There is something you don't have, that they do have. It is the paper trail. Technology these days, when it is invoiced, it is line itemed with the serial number. That is something their accounting department can easily produce. I am sure they will too, because it is theirs.


Title: Vector Marketing - Unpaid Work [GA]

Question:
A friend of mine just got hired for Vector Marketing and the things they expect him to do seem illegal.

In the interview, they had told him to come to the office every week or so, but once the job began it turned into 3 or 4 times per week. When at the office, the work was making tons of phone calls to set up appointments for 7 hours. And by office, that means a sketchy basement without air conditioning crammed with 30 other people doing the exact same. COMPLETELY UNPAID.

Is there anything illegal about this? Any opportunity for a lawsuit? (as a side note, I know how sketchy MLM and pyramid schemes are. That's a conversation for another time. I've already convinced him to quit, but we want to see what legal routes he could possibly profit on)
Topic:
Business Law

Answer:
 He is likely classified as an independent contractor.  He gets a commission for selling a crappy product to idiots, not spending time on the phone.

What would happen if he didn't come in?  Would he be fired, or simply lose the opportunity for more commissions?


Title: car was vandalized in a pay parking lot

Question:
unfortunately there is a back story where i complained about the lot customer service (my car was plowed in, i called 6 times, emailed 3, eventually had to shovel my way out with a metal grate i found on the ground).  the lot was a sheet of ice as well and i forwarded pictures of the lot, told my story and kept complaining to the national chain of parking lots.  the manager of the lot never remedied the situation and i was told ultimately that it was his decision to determine whether or not i should be compensated for the loss of 2 weeks of my car (until i shoveled it out myself) with some type of credit on my bill.  i also paid $50 out of pocket for a car service to get where i needed to be on time the first day i found my car and wasn't able to get out of the spot.

so after repeated calls and being brushed off by the chain, i eventually posted images to twitter, requested to talk to the boss of the lot manager, and said i was being treated very poorly.

the twitter post was after a month of the company basically ignoring me.  but i got a call back the same day.

now, one week after this event, there is a one inch gash on my hood down to the metal and it looks like it was made with a screwdriver.

the car is left in a lot that is secured with a fence and there is an attendant.  i park the car myself and never hand over the keys, so there is no transfer of liability here in that sense.

unfortunately there are no surveillance cameras and i did not witness anyone doing this, but to me it looks like vandalism and i'm wondering if there will be any recourse to the lot owner.

any ideas what i should do here?  do i have any chance or recourse?  i as a customer do not think that my car should be vandalized in a lot that i pay for that has an attendant, a fence...

i'm also very frustrated.  and probably need to cool off.  but if there is anything i should be doing right now let me know.  like filing a police report to document this.  or getting in touch with the parking lot to file a claim.  etc.

thanks

Answer: The fact there was an attendant and a fence won't make the lot owner liable for your damages.  Make an insurance claim,  and move to a different lot.


Title: My work had a clerical error and payed me too much and I would like to know my options before signing anything

Question: [deleted]

Answer:
 Pay it back or they can fire you then sue you.

How do you auto pay 4x your income?


Title: Banned a Customer from My Business for Making Women Uncomfortable: Avenues for Retaliation?

Question:
Location: Colorado, USA (because I've seen what you guys do to people who don't post a location) ;P
I'm a regular reader and occasional participant on this sub, but this is an alt, hence the low post count.

I was recently forced to ban an individual from my place of business (where he was a regular) because he made several of the women uncomfortable and additional women came forward anonymously to say that they too had had similar experiences with him.  No legal charges in any situation as far as I know, but I have an interest in keeping my business free of creepy behavior because I depend on a large crowd.  We'll call this individual "Nathan" (not his real name)

- We have posted rules in the business regarding conduct.
- We informed him that he was banned and listed the rule and that we had received multiple anonymous reports of behavior in violation of it.
- The customers at this business are a community and to ban someone with no reason would have been turned back on us and created an uproar.  We justified our actions as with the phrase "anonymous sources report aggressive and harassing behaviors and disrespect for personal boundaries."
- No details and no names were included, but several different parties submitted written accounts to us detailing the situation from their point of view.  I also received verbal accounts form others.  These where convincing enough for me to take action in the interest of my business.

My question is:

**If we extend the ban from 6 mo. to indefinite, are there any avenues through which this can bite us in the ass?**

I know that businesses can ban anyone at any time without a reason.  I know that I can't ban people for being a member of a protected class or anything; none of that is at play here.

We have not spread info accusing Nathan of anything at all, though the rumor mill may have informed people that he was banned and they made their own assumptions.

Since Nathan knows there were written accounts, is it possible that, should he choose to take some kind of action against us, he could subpoena that information as defamation against him? (not by us, but by the authors of those accounts; even if no names are present, the accounts are written in such a way that the author could be logically inferred, possibly with certainty, also they may be tied to an email address)

I'm just looking to keep my hobby business alive and drama free, and protect the individuals who help make it that way.  Should I be worried?  This crap has dragged on since August or so.

Answer:
 Coincidentally, I knew a dumpster fire of a person called Nathan back in the day...

Anyway, you're a private business. Generally you can refuse service to anyone for any reason and tell anyone you want that they cannot enter your private property. Unless you're discriminating against Nathan because he's a protected class (and creepy jerkass isn't) I don't think you'll have a problem.

I don't see how he'd have any possible course of action against you.Answer #2: You are fine, you can ban a customer for any non-discriminatory reason that you want.

Try to avoid publicizing the reason, because that would increase your risk of being sued for defamation, but ultimately unless your reason is untruthful you should win a suit like that.


Title: Disabled man not allowed to join dating/socializing organization -- discrimination? (Massachusetts)

Question:
This is happening in Massachusetts.

I have a friend whose brother, a man in his 50's, has mild autism.  He is smart, communicative and a nice guy, but it's easy to tell something's "off" when you talk with him.  In an effort to build a social life, the brother applied to an organization that helps singles meet each other by organizing social events that members can attend.

The brother went through the application process, which included 2 interviews.  He was honest about his situation -- told the interviewers that he had Asperger's and that he did not work.  (He does do volunteer work and plays in a band, but he's not really employed -- is supported by disability checks and by his brother.)

The interviewers told him that he would be a good fit for the organization.  However, when he tried to officially join the organization and pay his $700 fee his emails went unanswered for 2 months. Finally he received a letter from the Director of Member Accounts at the organization saying that he could not join because  "our organization promotes itself as a singles group for professionals,"  and since he did not work he was not a good fit.

Honestly, I think the brother would NOT be a good fit in this group.  However, he is extremely upset about the unexpected refusal, and would like to know whether his rights have been violated.  Is this a case of discrimination against the disabled?

Answer:
 > Is this a case of discrimination against the disabled?

It doesn't sound like it. It sounds like discrimination against the unemployed, which isn't illegal. Answer #2: He wasn’t denied entry due to disability, he was denied entry for being unemployed, which is perfectly legal. Answer #3: There's nothing illegal about that.


Title: Landlord brought a building inspector without notice (NYC)

Question:
Hello everyone! This happened just this morning and I'm trying to work out my options on the matter. I live in Brooklyn, New York. I've called 311 and was sent to the civil courts who sent me somewhere else. I just want to know what my legal actions are. The full story is bellow.

This morning around 9:30am, my roommate answered the door to our landlord and two building inspector guys. My roommate says "They had official looking uniforms and the back said building inspector." She allowed them to come in and they asked to see her room which she permitted and then asked to see my room and our other roommates rooms. We were both asleep. She asked if they could come back later. They said no. The opened the doors to our rooms without knocking or attempting to let us know they were going to enter. They looked inside, took a few pictures which most likely include us in our beds, and left.

It is my understanding that landlords in NY are required to give 24hr notice prior to an inspection, whether or not you are home. If that's not the case, it is an extreme invasion of privacy to take pictures of me while I'm asleep. What do I do about this and who should I contact?

Thanks for any help!

Answer:
 What do you want to happen, exactly?

To start, you can let your roommate know now to let people in without advanced notice next time.


Title: CA- apartment complex fire alarms going off every other day for weeks

Question:
I live in a large apartment complex in San Diego. The fire alarms for this complex go off every other day from 10-30 minutes at a time. These false alarms usually happen between 1am and 3am although last night they went off at 7pm and today at 1pm. This has been happening on and off for 2 years now.

Every time these alarms go off, we call the fire department. The fire department has told us each time that there is faulty wiring causing the alarms. When we speak to management, they claim it's from people smoking in the hallways.

Is there anything that can be legally done to force the complex into fixing the faulty wiring?

Answer: Have you tried calling the Fire Dept's [non-emergency](https://www.sandiego.gov/fire/contact) number(s) to see if you can report the issue to the fire marshall/inspector? Faulty fire alarms are serious.


Title: homophobic high school curriculum led to serious emotional issues, can anything be done?

Question:
i attended a private, catholic school located in minnesota for high school from '09-13 (so fairly recently), and since it was a private and catholic school, they taught religion classes each year alongside the regular english/math/science/etc. curriculum as a requirement. now, for the most part this wasn't too bad, it was a lot of stuff about church history, some stuff about world religions, a few classes focused on service and social justice that i really liked, but one of the required classes was a class about morality/catechism. basically, for this class we were taught what the church's stance on different topics was and we were expected to repeat what we were taught for tests/discussions.

i understand that as a private institution my school had a right to teach this class, and the class itself honestly isn't what i take issue with. my problem is that, during the unit about sex and morality, my teacher was *excessively* homophobic beyond what i feel should have been appropriate for her as an educator. the unit started with us reading a chapter from a textbook that used the metaphor of people who eat dirt to explain gay people, and when i expressed my discomfort at this comparison due to how cruel it felt, my teacher told me that i was being too sensitive because the church didn't ACTUALLY hate gay people, it was just *acting* on gay desires that was a sin! (she phrased it more passive-aggressively but that was the gist of it) she spent the rest of the unit blatantly ignoring my critiques of other aspects of church teachings wrt gay people (even when i remained composed and used logic in my arguments) and made no efforts to hide her own prejudice even when it was obvious that many people in class were uncomfortable with it.

i wasn't out at all as gay at the time, and it took years before i could even admit to myself that i might be a lesbian because of so much internalized prejudice, and over the past year of talking about it more with my friends and with my therapist, i've come to realize just how much that teacher and the way she taught hurt me and led to me repressing who i am for so long.

i really don't want any money for myself from this, and i'm honestly hesitant to even take action bc my high school, for the most part, gave me a pretty good experience, but according to my friend who graduated from the same school just last month, that teacher/class hasn't changed at all and i don't know how else to make it stop and prevent a single other lgbt person from going through what i went through.

**tl;dr** one particular class taught by one particular teacher at a catholic high school led to pretty intense internalized homophobia, would a case trying to get them to go about the topic differently have any chance?

(i should also note that i would probably be waiting a few years to take any action since i'm still young and don't have much money beyond what i need to get by, but i'm very interested in pursuing this as soon as i have the means)

Answer: No. There is nothing here. They taught something about morality and sexuality you disagree with. Move on.


Title: Exposing a fraud via billboard

Question: Located in FL. A blog was recently written about a person/company who has lied about education, qualifications and requested donations for a charity via her personal PayPal.  She works with the elderly, runs a charity which is not incorporated or registered with Dept of agriculture. If I run a billboard for several weeks stating these issues or simply one which has her photo and the word scammer? With a link to the independent blog would their be any legal ramifications that could come my way? - thank you

Answer:
 IANAL, but I believe this could leave you open to a libel lawsuit. I guess you’re always open for a lawsuit but in this case if you don’t properly word everything or something of that sort you could possibly find yourself in hot water.

Why not go to the proper authorities instead if it’s all true?


Title: Divorcing while on student visa; husband is here as dependent

Question:
Hi,

I'm currently a graduate student on an F1 student visa in Louisiana.  My husband stays here as my dependent on an F2 visa.  Now I am currently trying to file for a divorce, and have a few questions:

* At what point in the divorce process will his F2 status be revoked?
* If I feel unsafe in my own home, (for which I am paying the full rent), yet both names are on our lease, is there a way to legally force him out?
* If my husband is not cooperative in the divorce process, what options do I have?

Thank you for your time.

Answer:
 His status becomes invalid when the final divorce decree is signed by the judge. He can try and get some other kind of status (like his own F1 visa) to stay before that though.

If you fear for your safety you can request a restraining order. A temporary order will likely be issued, but unless you have very good evidence (prior police reports, documentation of injuries, video of threats, journal of previous attacks, witnesses), it is unlikely to survive the Permenancy hearing.

A contested divorce will take longer and be more expensive for everyone, but if properly served with court documents he must be responsive to them or risk losing that issue or being held in contempt.


Title: Is this even legal? Burger King #15 Terms of Service - Indemnification

Question:
Alright ya'll story time and then a legal question, so BK had a free whopper deal today, with the order of another whopper. I was like that pretty neat, and seems fairly straightforward. I pop into the app which I have used maybe a grand total of 4 times, only in store, not ordering ahead; I go ahead add 2 whoppers and an iced coffee, see the coupon listed on the checkout page and think sweet. I hit complete and notice at the same time that the total had not factored in the \~$6 reduction in cost. Does the app ask you if you are sure? No. no it does not. It just places the order. So I think crap, I need to cancel this. But wait, is there a cancellation feature..? *No no no,* and in fact according to customer support:

*" I would like to thank you for taking the time to reach out and for using our online ordering.  This feature is currently not available however we always appreciate hearing from our guests who want to help us continue to improve our products and services. Unfortunately, we can not process the refund of your money for that matter."*

I try to call the local BK, no answer. I get it, they are busy. I call customer support and they are "looking into it." *Of course they are..* So now I am a bit miffed, thinking this is definitely a bit shady. I look around and see a few other users accidentally ordering, one in a totally different state and not getting refunded.

 [https://www.reddit.com/r/BurgerKing/comments/el3r4i/how\_the\_f\*\*\*\_do\_you\_cancel\_a\_mobile\_order/](https://www.reddit.com/r/BurgerKing/comments/el3r4i/how_the_fuck_do_you_cancel_a_mobile_order/) \*link amended for family friendliness  (￣ー￣) , in case you mind.

I get more curious, and drill into terms and conditions and find this gem here... INDEMNIFICATION. Can anyone even hold someone to the legal obligations described here? According to point 15 I am not only not to pursue my consumer rights, I am obligated to defend RBI (Restaurant Brands International) against my **"use of services"** and basically if anything goes wrong... this has got to be in conflict with existing US consumer protections, no?

15. INDEMNIFICATION

"You agree to indemnify, hold harmless, and defend RBI, its affiliates and licensors, any party involved in operating, creating, producing, or delivering the Services, and each of their respective officers, owners, directors, shareholders, contractors, agents, employees, general and limited partners, successors, and assigns from and against any and all demands, claims, damages, liabilities, judgments, fines, interest, penalties, losses, costs, expenses, and harms, including without limitation reasonable attorneys’ fees and fees of other professional advisers, arising out of or in connection with **(i) your use of the Services**, (ii) your online conduct in connection with the Services, (iii) your (or anyone acting under your password or username) violation or breach of these Terms, (iv) your failure to comply with any applicable laws or regulations in connection with the Services, (v) your negligence, willful misconduct, or violations of the intellectual property or other rights of any person in connection with the Services, or (vi) any of your dealings or transactions with other persons, persons or third party platforms resulting from use of the Services. You shall not settle any such claim without the prior written consent of RBI. These obligations will survive any termination of these Terms."

\- from [https://www.bk.com/terms-of-service](https://www.bk.com/terms-of-service) as of April 15th, 2020

Answer:
 I don’t have an answer for you, but this doesn’t surprise me one bit. I interviewed for a job at their corporate headquarters once and unfortunately had to turn it down. They basically expect their corporate employees to work 6-7 days a week with overtime (on salary) and after seeing the toll it took on my friend that worked there, I just couldn’t take it in good conscience. Hopefully this comment will get you a little traction though, because I’m curious how much water this clause holds.Answer #2: I can’t help with your question, but I can suggest you call your bank and ask them to cancel the charge!Answer #3: That paragraph is about when they get sued for something that you did. Not when you sue them for something that they did.

Edit: not a lawyer, not legal advice.


Title: [CA] My boss never has funds to cover payroll and is giving cash to pay us. Is this illegal or just a giant red flag that I need to find a new job?

Question:
My sister told me to post here cause I’m getting conflicted answers from googling this.

I work at a small business (6 people). At first all was good but recently there’s been some issue with payroll. I always cash my paycheck immediately but I’ve been hearing the other employees stating that they have to check with the owner before cashing their paychecks because she routinely doesn’t have enough to cover their pay. She has also been taking cash out of the till to pay them instead of having them cash their checks (she does use a payroll processing service so she does report our wages and taxes are taken out).

My check bounced a few months ago but I was new and naive and believed a story my boss made up about having her account hacked and her funds were stolen. She claims she doesn’t want to keep money in the bank since she “doesn’t trust banks”.

She also got irate one time when I didn’t deposit a $100 check from a client as she had another check going out to one of our suppliers that she said would have bounced without that deposit.

Is what she doing illegal or legal and just super shady?

Answer:
 It may be illegal if she's paying you from the till and not reporting the taxes.

It's absolutely a sign that this company is badly managed and circling the drain and you need a new job.


Title: NJ/NY. My father holding inheritance from my grandfather over my head

Question:
Long story.

Parents divorced after I was born. Father does not like me, nor does he love me. Everything he had went into my older sister. He kept it relatively civil with my mom and stepdad. Fast forward to 2010, his father, my grandpa (i loved my grandpa, we got along well.) dies.

My grandpa left money (never was told how much) for his grandkids (my sis and I, and 3 cousins). The money could be used for school ONLY, and we get whatever is left when we turn 30.

My father has never told us how much we have. He controls all the money (he is executive of state I think? Maybe?).

I have several problems with this.

First off, I am 21. I DO NOT want that money now. I know I am in no way shape or form mature enough to handle whatever is in there yet. I have a huge problem with my father controlling it, because I do not talk to him. After my mother died when I was 17, his "relationship" with me became much more strained and less civil.

I unfortunately need to list him on all school forms (fafsfa, etc) because my stepdad is not my legal guardian, although I consider him my father.

I know for a fact my father steals money from the accounts of my sister and I. (If he would drive out to her school to visit her, he would reimburse himself for the gas and hotel with money from her account).

my father has several problems with the IRS, and I am concerned he is stealing money to pay for his debt.

He also has a GF and she has a daughter who is going to school in a few years. My sister and I are both concerned he will take money from our accounts to pay for her. (The three of them; father, GF, Daughter, are the poster children for narcissistic personality disorders).

I guess my questions are:

1. Is there any way I can make it so my sister, or even stepfather controls my money instead? (Even if "I" control it, but give them the account stuff, if that makes sense)

2. If I sever my relationship with my father, what happens to my money? Do I get it or does he?

I know reading this makes me sound awful, but I have endured 21 years of abuse and really just want to be able to use my money for college without him berating me for going to school.

If any more info is needed or if this isn't the right place let me know. Thank you.
Topic:
Wills Trusts and Estates

Answer:
 Seconding the above.  Adding that even if you don't trust yourself with the money, it looks like you can trust your dad even less.  If we are talking thousands of dollars here, then yes, you will likely need an attorney.Answer #2: Thank you everyone for the responses, I appreciate them all!

As of now I will be speaking with my stepdad about getting a lawyer. I will also be buying myself a cheap phone, and telling my father I do not want to be on his plan. Thankfully I bought my own car, and have my important documents.

I really do appreciate everyone responding. Thanks so much!Answer #3: Depending on how the trust is written, you can potentially have your father removed as trustee. But the first thing you need to do is the accounting that others have suggested. Also, you need a copy of the trust. You are allowed to have it, so demand it. I strongly recommend you get a lawyer before you do any of this. You need a lawyer.


Title: The City where I live has missing info, and are trying to hold me accountable.

Question:
//Palm Beach County, FL

My house based on the appraisers website says that it was built in 1958. Same goes for the paperwork I signed at closing.

I have a property code enforcer saying that the roll down shutters need to be up unless there is a storm. I have kept them down for the most part of the 7 years I have owned the home. Due to A) helping keep the heat out of the house and B) Anti-theft (most of my neighbors have been broken into through their windows).

I asked him for the code number and looked it up, it says [quote]
(2)
Openable window. Every window, other than a fixed window, shall be easily openable and capable of being held in position by window hardware. [/quote]

Which mine do you can roll the shutter up from the inside and they stay in place.

The biggest issue now, is he is asking if I have a permit for them. I told him they came with the house and it was my understanding they were in stalled when the house was built (I bought the house from the builders daughter). He says he pulled the "Permit Card" and all it says is 1974 and that it is blank, nothing on it at all. That I need to get them permitted or have them taken off of the house (they literally have a rod that goes from the outside to the inside of the house). I am 28 years old, I am working on getting money to update the house but hes pretty much saying I will have 30 days to comply.

[These are some pictures of the inside how they work](http://imgur.com/8ggtK58)

Answer:
 Unfortunately you see this a lot in code enforcement. An old violation is technically still a violation that must be remedied even if you bought the house without knowing there was a violation. If the shit really hits the fan you may have a cause of action against the seller. That said, your citation should include some way to request a hearing. Do that.

Meanwhile, don't take his word for it on the permit history. Contact the [Palm Beach Clerk and Comptroller](http://www.mypalmbeachclerk.com/recordsresearchcopies.aspx). They should be able to either A) find the permit history for your house or B) tell you who can help you find that. Read it over, see what it says, see if you can find the original building permit. If all you can turn up is the 1974 thing the inspector brought up then I recommend a lawyer. This lawyer will sound much more convincing than you will when they argue that the inspector has a grudge because you disputed the code with him (or lives in the neighborhood and thinks your shutters are ugly). This lawyer may also be able to find out if your shutters might be grandfathered into law regardless of the permitting history.

Meanwhile, did you purchase title insurance when you bought the house? This *may* be something they can help with.Answer #2: Just because they came with the house doesn't mean they *should* have come with the house. If you need a permit, and don't have one, is there any reason you can't go get one?


Title: Refused travel visa to USA because of crime of moral turpitude, 14 years ago. How can I get this sorted?

Question:
Hi.

This is my first post.

I'm from uk.

I tried to get a visa to travel to USA. I wanted to be honest and not risk being turned back.

I got refused because of a crime of moral turpitude I committed 14 years ago.

I was a stupid kid and got talked into handing in to the police a fake car insurance, when I was asked to produce my driving documents. I didn't make the document, I wasn't arrested, I owned up straight away. I received a fine.

I have grown so much as a person and have come a long way.

I deeply regret this moment of stupidity.

Is there anything I can do to convince the US embassy that I am not that person, anymore?

They also said that I did not provide enough evidence that I would return to the uk.

I have a husband, children and a home. I am self employed, so would be leaving that behind, which are, in my opinion, more than enough reasons to come back.  I do have family in the States, but my own little life is far more important to me.

I just want to be able to see my family, and come home.

Any help and advice would be very much appreciated.

Kindest regards.

Answer:
 >I have a husband, children and a home. I am self employed, so would be leaving that behind, which are, in my opinion, more than enough reasons to come back.

People leave their families behind for various reasons, sometimes in order to abandon them, sometimes in order to make money to send back to them, sometimes in an effort to bring them over eventually as well. This is not enough in the eyes of Immigration.


Title: My father made money on an online auction house

Question:
And he made quite a lot of money. 120k Euro to be exact. However, quite a problem for him has started. Here is a short summary of what happened:

 My father started his account on MarketsRally to invest for fun

  2. At first he lost a good amount of money, as is to be expected on an online auction site.

  2.He started gaining money. Quiet a lot in fact. Over the course of a week, he eventually got to 124.000 Euros starting from about 1200 euro.

  3.The company that owns the site contacted him about him losing them money, and locked his account.

  4.My father regained access to the account today, only to see his account is only at 762 Euro.

  5.The company contacted him again, claiming he owes them 5000 Euro for damaging their algorithms.

Now, i've told my father to contact his local bank and explain his situation and get some help, however i was wondering what R/ personalfinance could tell me to help him to get the money, he earned, back.
They then told me to go ask R/ Legaladvice, as a lawsuit is most likely going to happen. So that's what im doing now.
My father and i both live in Denmark, my father is 61. Help us please!

Answer:
 Damaging... algorithms...?  What?

It sounds like the company is accusing your father of fraudulently making money, either by exploiting a bug in their algorithm or other means.

You could post this to /r/legaladviceuk for more specific advice to your situation.  With that much money on the line, you need a lawyer regardless.Answer #2: > Over the course of a week, he eventually got to 124.000 Euros starting from about 1200 euro.

A Return of Investment of over 100x in the course of a week is a massive red flag that there may have been some fraud involved.  You will needed a lawyer at the very least to get out of the 5000 Euro charge.

Your father maybe at risk for being sued for fraud as well.Answer #3: The problem when dealing with a random online site like this, as opposed to a real bank or similar, is that you agreed to their terms and conditions when you used the site. The T&C probably has language covering them in this scenario, or at minimum would require you to file suit in a jurisdiction favorable to them. You can always try a civil suit against them in that jurisdiction, and for this amount it should be considered. You may have an uphill climb there. It's going to be a lot of headaches and expensive foreign lawyers


Title: Live in abusive *ex* GF punched me and got arrested. Need to talk to her but she isn't allowed.

Question: Can it be held against me legally if I just show up at my (ex) GF's job and speak to her? Apparently court ordered her not to contact me or she can end up in jail, however, does that apply to me contacting her?

Answer: She can't talk to you. You would be putting her at risk.  The court doesn't want you two to associate right now.


Title: Dead beat baby daddy

Question:
So before I begin I want to say, I know this sounds a little petty but I'm tired of trying to be nice to him.
My BD hasn't seen our daughter since 3/28/18 (she was about 5 months old at that time)  During that period he has only asked to see her once which happened to be a weekend we where going to be out of town. We had an agreement that he would pay 14% of his check(we live in MS and that's what I found was usually the amount he would pay for 1 child) but I had to officially put him on child support so I could put my daughter on Medicaid. He stopped these payments when he got the papers at his job for it even though he knew I was going to put him on there. He's been court ordered to pay child support which was supposed to begin 11/11/18 and it was supposed to come out of his check. He changed jobs around the middle of October. He still says it's supposed to come out of his check but DHS is showing no payments and he won't corporate and always just tries to argue when I ask him about it. I've tried calling his work and speaking to HR about it buy every time I call, she's never in. He's currently 2 months (about to be 3 at end of January) behind. What would be the best way to handle this to get the money to support my daughter?

Answer:
 I know you're frustrated and angry, but it's not appropriate for you to call his employer to speak with HR. They shouldn't speak to you at all about his income. It's none of your business.

Contact Child support enforcement in your area. It should be associated with social services. They can work to get things on the books faster. With that being said, he will still owe you the money that is currently accruing you'll just have to wait longer to get it.


Title: [Connecticut] Child Support Issue

Question:
Good day, lovely Redditors.

I come to you today to tell you a story and simply ask if I should file some sort of lawsuit. I am almost certainly not in danger of actually paying any child support. Wait, that might make me sound bad, but hear me out.

My job received a letter in the mail from the State of New Jersey Child Support Enforcement Agency. This letter was sent as an "Original Income Withholding Order/Notice for Support (IWO)", and informed my employee that they were required by law to take $87 per week out of my paycheck per a support or withholding order from "State of New Jersey".

My payroll manager informed me that they would be withholding this money from my biweekly paycheck and offered to let me see the support order in case I wanted to try to renegotiate the terms. I, of course, wanted to know who was intending to take my money so I asked her for the copy of it. This document has my name, employer, and even my SSN, making it seem very real and scary to me.

Here's my issue. I've never met the mother, and I've been in a committed relationship (with another woman) for two years now, so I'm certainly not the father of a child born in February, 2015, in New Jersey. I called the number on the letter and eventually got to speak to a customer service person. I explained that I could not be the father in question and that the order must be for someone else. She asked if I believed it was mistaken identity, and I certainly do. She gathered my information and then asked if I had ever met the mother. I said no, I have never even heard of this person until today. That surprised her since there had been a paternity test on the child. She then asked me what race I am, which kind of shocked and confused me, so I didn't respond right away. She said that it could possibly aid in confirming I was not the father, so I said, "I don't know if this helps me right now or not, but I'm white." I guess that was the right answer, because she said I couldn't be the father and that someone from her office would have to call me back.

As of now, I am still quite freaked out, trying to take this as a humorous bit of life's strange happenings, but the freaking out is definitely the emotional state that is in control. I tried to stay at work, but I couldn't focus at all, so I left for a while to try to sort things out and talk to some people. I'll probably go back in at some point this afternoon though.

The family members that I've told this story to have all said that I probably have a case for a lawsuit, but I don't know how true that is or who I would be filing it against. I am just really uncomfortable that my SSN could appear with something that is clearly false. I'm going to stop rambling now and just see if anyone has any advice or questions to help me out. Thanks for reading everyone.

TL;DR Received a court order to pay child support for a child that isn't mine. Should I be suing someone?

Answer:
 I don't think you have any case for a lawsuit. You have no damages, and this seems like a pretty obvious mistake. Answer #2: This stuff happens sometimes. You have no grounds for a lawsuit. If they agree it's an error, they will send your payroll or HR department a notice to cancel the order and life will go on.

>  I am just really uncomfortable that my SSN could appear with something that is clearly false.

Your SSN is all over the place in countless databases.


Title: What is the law prohibiting those under 18 from opening bank accounts without a cosigner? - Federal law I believe, but I'm from KY

Question:
I work for a crisis hotline for children, and there are quite a number of youth who I've spoken with who have had their money stolen from them by their parents (who have access to the money they earn due to them being the cosigner). I'm hoping to advocate the changing of this law so that those youth who want to save up money before they turn 18 and escape their home can without a negligent or otherwise parent having the ability to steal from them.

Thanks!

Answer:
 The bigger issue is that minors can repudiate most contracts at will, which means that _as a matter of company policy_ most banks are unwilling to open accounts for them even in the absence of a specific law. The cosigner is there so that the bank has some recourse if the minor overdrafts the account and then tries to void the fee agreement.

Giving minors the right to enter into binding contracts is something you'll want to think through very carefully. Minors are generally held not to have the capacity to fully understand complex contracts, such as bank accountholder agreements, and there are plenty of predatory businesses out there (think: payday lenders) who would be more than happy to bind minors to exploitative terms they don't understand.


Title: Bought a rusted out car in Vermont.

Question:
I just want to say thanks for any advice in advance.

I recently purchased a used car from a personal sale in Vermont. I realize with personal sales it's you get what you buy but I have a couple of issues and questions regarding this situation.

First the car I bought had a recently fresh inspection sticker on it. Just over 3 months and runs fine and the body is great but when I bought it from the guy it was in rural Vermont in the middle of winter so when I got under the car and inspected everything looked fine. The frame was solid and there didn't seem to be any significant rust other than surface. I asked about a few spots and the seller insisted on how he brought it to the mechanic when it was inspected and everything was solid and fine underneath.

Fast forward a week and I bring it to my mechanic who gives me a long list of repairs including rusting out parts ranging from break lines, a gash in the rocker panel that was filled with mud and ice and to cap it off a broken rear end. So my question is if this is fraud or not. I made it clear to ask about the inspection and it passing when it was sold and he insured me it was "solid". But how could it of been solid 3 months ago and rust out in 3 months of our least extreme climate.

My second issue is that it was his wife's car and on the title it is her name written transferred to me but on the bill of sale he wrote his name. Does this technically nullify any sort of sale because he signed over her car for her when he is not on the title?

How should I go about this. I understand I should of gotten it inspected by my guy first but I am out a decent amount of cash because of this and I cannot really afford to sink money into this project.

Any info would be appreciated.

Answer:
 I don't mean to get all Jayden Smith on you here, but if "as is" didn't actually mean "as is", what would "as is" actually mean?

Sounds like you're the proud new owner of a rusty car.


Title: Is it legal in California to require use of a personal vehicle for an unpaid internship?

Question: I had an unpaid internship for a few months that required grocery trips and various other errands in my personal vehicle. It was made explicitly clear in my interview that a vehicle was necessary for the position, and that there would be no reimbursement for mileage. Is this legal, and if not, is there a proper regulatory body where this behavior should be reported?

Answer: The unpaid internship was probably illegal to begin with. Is this for class credit?


Title: Would it be legal to start a college where students agree to pay the college a small percentage of their salary after graduation? In Boston, but I would be interested to know about the law anywhere in the US.

Question:
Topic:
School Related Issues

Answer: Woops I declared bankruptcy.


Title: (NY) Law Office Suddenly Closed

Question:
The lawyer who owned the practice passed away.  Got a letter in the mail from another law office in town stating that they are assisting with closing the office.

I paid the lawyer's office a set fee to handle a legal issue, and sentencing is in less than 2 weeks (so it's basically done). After speaking with someone at the now closed law firm, I will have to hire a lawyer to attend the sentencing and they gave me the phone numbers of the attorneys who used to be employed by the firm.

My question is:  If I paid a set amount to handle this legal issue and I'm now required to retain a new attorney to complete the process, can I file a claim with the lawyers estate (or the law office that is handling closing their books) to be reimbursed for the new lawyer's fee?

Edit: Lawyer handling the closing referred me back to the lawyer who was handling case at old firm, as they are not representing anyone (they did offer to request an adjournment until I retain a new lawyer).  Currently waiting on call back, which probably won't come until Monday at this point.

Answer: You shouldn't have to pay anything. There's succession plans in place, if you paid in full for your representation, the lawyer who is now "closing" the firm should finish out the late lawyer's court cases. That's how it's handled in my state. Having said that, if the other attorneys in the firm aren't that lawyer, you'd be paying them as if you were hiring a new lawyer.


Title: Is it illegal to not attend at an interview

Question:
Hello, I got a phone call with an outsourcing company and after some talk, I somewhat agree to take an interview with their client. However, I didn't attend at the meeting and now they got mad at me and they said they already file a legal action against me. But I don't understand what have I violate since I never sign anything with them at all. I believe attending at any meeting is belonging to my own right? From the talk, they said they had to pay 100$ to set up that interview. But is that strong enough that I have to take a legal action ?

I don't know much about the law so can someone here clear this out for me ?

p/s: I live in OR,US and the company is in NJ,US.

Answer: Where did this happen?


Title: Need help with my baby mama

Question:
So we werent going to go to court for our baby due in September but she is now threatening to not list me as the father on the birth certificate and i dont think she will follow through on letting me see the child. What do i do about making sure im listed as the father? Also id like our last names to be hyphenated because otherwise it will be trouble bringing her to docs appts, ect. Is this totally her choice or do i have some legal right to give my child my last name? Needless to say we are not married.
I live in Tennessee btw.

Answer:
 1.  Get a DNA test.

2.  You can file for a voluntary acknowledgement of paternity, whether or not you are on the birth certificate.

3.  She gets naming rights.  But given the number of blended families, having different last names is not really a problem at the doctor's or anywhere else.


Title: Sign a lease for an Asian massage parlor

Question:
I have a close friend who provides maintenance and repair services for a number of Asian massage parlors. These are the type of parlors that provide hand jobs to customers. Occasionally they are raided and shut down.

The women who run these parlors have great difficultly getting a lease approved for new locations and my friend actually signed a lease on their behalf. He also put the business in his name. In return he gets $1200 a month.

He has now offered the same deal to me. There are certainly a number of business risks with this arrangement. I would be on the hook for a 3 year lease.

However, I am mainly concerned about the criminal risk. If my name is listed as the owner of the business and the place gets popped for giving hand jobs or they veer into prostitution, could I get charged? The massage parlor's are located in California.

(I realize this is an unusual request for advice...)

Answer:
 Do you want to go to jail? Because that's how you go to jail.Answer #2: Apt username. If it is such a sweet deal why is your friend offloading it.  Don't be dumb. Don't be a pimp. Don't facilitate the exploitation of trafficked women.

Run, don't walk away from this offer, and your "friend."Answer #3: To be clear, manual masturbation of another person for remuneration *is* prostitution.  No veering required.

People who promote prostitution in this sort of organization typically get charged with those crimes.   Being the lessor, having the business license in your name, and accepting a share of the operational profits is pretty much the definition of operating a brothel.Answer #4: Do you think $1200/month is worth the risk of having to give free handjobs to Big Tony?  Dear lord man, use your head.


Title: $700 Pot Ticket CT

Question:
I'm 19 and today I was out driving my friend to work when I was told that the police were in my dorm room looking for me. Sadly, I left my safe open because I was in a rush and not paying attention, only for the RAs to see the pot, paraphernalia and two fakes IDs inside. They call the police and I get a ticket with one count of possession of under an ounce (.5 grams) and 4 counts of paraphernalia for a pipe and grinders. I wasn't in the room at the time so when I was back on campus, the police pulled me out of class and gave me the ticket. I didn't say anything because I knew I had to lawyer up. Is this possible to get thrown away since the safe was open and I was not in the room? It was in a shared space of the dorm that I live in with 3 other guys. I get fucked with the IDs in there though. Any advice at all would be helpful. I meet with a lawyer in two days, but was wondering if I could wittle the charges down myself to avoid the cost. I just want to try and keep this off my record and skip the 60 day mandatory license suspension. Thank You.
Topic:
Drug Possession

Answer:
 >Is this possible to get thrown away since the safe was open and I was not in the room

Lol. Plain view doctrine is *well* established in case law.


Title: Student cannot be denied accommodations based on medications

Question: [removed]

Answer: That depends on the circumstances. In the United States, reasonable accommodation must be provided; taking medication can sometimes affect whether that is possible. For instance, if on a school trip you are going to be at risk of being out of supply of needed medication, no reasonable accommodation may be possible. But in many cases the kind of treatment you receive is not relevant to the person being asked to provide accommodation--only what your special needs are versus what they can provide. It might help to ask about a specific situation.


Title: [Chicago,IL] Who can I ban from my house?

Question:
Can I keep one of my son's [20M] friend's [20F] from being in my house?

She's lied to get in the house when he's not home and I'm trying to figure out my options. I don't what her over ever again. I'm pretty sure I can call the police if she's loitering on my steps. If he invited her over, can I have the police remove her if she doesn't want to leave? or does him inviting her give her some rights to be over?

Answer: Hes allowed to invite anyone he wants to the house. To stop him from doing that, you'd have to evict him.


Title: Cop gave me false info about my speeding ticket — anything I can do about it?

Question:
This occurred in Tennessee:

On Saturday night I was driving a bit fast trying to get home by 11 and was pulled over on the highway by a city cop and ticketed for 83 in a 65. I wasn’t really sure what would happen as a result of my ticket besides the fine (would my insurance know?; would it go on my record?) but I thought I remembered that cops had the discretion to write a ticket that was only a fine and didn’t go on your record, similar to a traffic camera ticket. I asked the cop something like, “so is this a criminal charge or what?” and he said something to the effect of “no, it’s only a fine, it won’t go on your record,” and shortly I was free to go. However, my dad asked the court clerk today, and she said that it would be 6 points on my license and that it would be reported to my insurance.

My question is, is there anything I can do about the cop misleading me like this? I’m pretty pissed that he told me what seems like a blatant lie.
Topic:
Traffic and Parking

Answer:
 >driving a bit fast

>83 in a 65

Yeah, pay the ticket. The cop didn't lie to you. The ticket is not a criminal charge. Points and reporting to your insurance is not a criminal charge.Answer #2: You were going almost 20 mph over the speed limit, that’s definitely going to get you some points. Those are incredibly dangerous speeds.


Title: Would it be illegal for me to create a checkout pass for my school and sell it?

Question:
At my highschool we use a system where we have to bring in a signed note to exchange for a checkout pass. Using the note, the dean calls our parents and asks if we have permission to leave early, once parents say yes, we get the checkout pass. I've created an exact replica of the checkout pass, effectively eliminating the school from the process. The dean does have to sign the passes, but I've been able to replicate his signature very easily, as he uses his initials.

I've decided to start selling these for $5 each at my school, can I get into any real criminal trouble from doing this?

&#x200B;

Answer:
 Yes, you forged a signature, and are profiting from it. Stop doing this.

I am also sure this breaks some rule in your school's handbook so you could be looking at suspension or expulsion when they find out.


Title: [CA] Family law - divorce (no children), Social Security

Question: [deleted]

Answer: You are not getting alimony. If you bought things for him they will most likely be awarded to him. Nor do you have grounds for a civil suit


Title: Daughter married active duty solider only to find out he never intended to live together and will not provide address. 1. Can the marriage be anulled? 2. How can he be served?

Question:
A. Parties married in Tennessee in May 2018.
B. He is stationed in Alaska (JBER).
C. She lives in Tennessee for over 6 months.
D. He will not provide address, or assignment information.
E. JAG resources will not provide any assistance.
F. Has not provided any support.

She just wants this done.

Thanks in advance.

Answer:
 Your daughter probably needs a lawyer for the annulment.

It sounds like you believe that he only married her for the extra housing allowance?  If so, it might be possible to annul the marriage based on fraud.

She knows his name and where he is stationed, instead of calling the base in general, call either the base housing office, or look up the hotline for BHA fraud for his branch and they will look into it, and possibly help you find the address to serve papers.

She's not screwing up his life by calling.  This is on him, because he committed fraud, and he refuses to communicate with her to undue the mess he created. Answer #2: I am assuming Army, correct?

There is a requirement that a certain amount of BAH (essentially, housing money) goes to your spouse.

With that being said, hire a private investigator to get information on this dude.


Title: House needs $100k of lead paint abatement. Options for walking away?

Question:
Hello r/legaladvice,

edit: location: midwest state, USA

Looking for some advice on this predicament. At my child's 1 year checkup, their blood lead level came back elevated, which is obviously not news a parent wants to hear. This prompted an inspection by the county, which identified that basically the entire painted exterior of the home is lead paint, as well as all of the exterior of the windows \(there are many\) An estimate from a lead abatement contractor came in around $100k, as the windows must be replaced with historic replicas to comply with my city's housing codes. The largest source of lead dust is the windows, as the home does not have air conditioning, so the windows are opened and closed multiple times per day, generating dust.

So there's a few things to know:

1\) My home insurance company said that all homeowners policies specifically exclude lead abatement. Awesome. My county has some income\-based grants for lead abatement that we do not qualify for. The home appraised for about $600,000 \(obviously not worth that now\) we paid closer to half a million, and our current equity in the home is about $25,000 via a 0&#37; down loan program.

2\) Previous owners checked the "No" box for presence of lead on the disclosure form. Other options were "Yes" and "unknown".

2\) Our child's primary care provider did not comply with my state's administrative code, which requires primary care providers to ascertain whether the child is at risk for lead poisoning, and if so, to perform annual blood lead level screenings. The doctor skipped lead screenings for two years in a row, and only tested my oldest child after elevated readings came in at my younger child's 1 year screening. The doctor did not have an answer as to why those critical screenings were skipped. We showed up to all the scheduled appointments, other required tests and vaccines were given.  These annual screenings could have prevented 1.5 years of exposure out of a total 2.5 years of exposure.

3\) We got a second opinion from a lead specialist that showed our oldest child has some speech development issues, and we got a referral to a behavioral specialist, as there have been some issues on that front as well. Both are common side effects of lead exposure.

I'd like to get rid of the house completely, as the neighborhood and city itself is trending downwards in terms of property values, public school system scores, property tax is astronomical and only rising, and special assessments are on the horizon for EPA\-mandated sewer work that will cost the city hundreds of millions. Also, it poisoned my children, so even if we somehow came up with the funds to abate the home, the bad memories would remain.

We've had the entire interior of the home professionally cleaned and cleared of lead dust. The windows haven't been opened since we found out about the issue, so no more is being generated.

What are my next steps here? I'm sure the county won't wait forever for me to figure this out. Is there a possible medical malpractice case here? What about the previous owners telling me there is no lead in the home? What are the implications of telling my bank they are stuck with the house? Any perspective is certainly appreciated.

Answer:
 You should speak with a real estate attorney and contact your title insurance.

Are banks really giving $0 down loans again?Answer #2: You can't strip the window's and repaint them? This reeks of them taking you for a ride.


Title: If a write a book at home, then go to school and write some more using the school computers, do I have to pay them royalties for using school resources?

Answer: No, that's not how royalties work. At all.


Title: Was naive and uninsured, need help.

Question:
Obligatory throwaway account. First and foremost, I'd like to state that I've learned my lesson and I felt/feel terrible about causing a collision while being uninsured.

So I've had this dark cloud looming over my head for 3 years come November 14th. I rear ended a van with family of 5 inside. It was a low speed crash, and my significant other and I were fine. Obviously we were sore afterwards for the next few days, but no one went to the hospital, we both drove away. ANYWAYS their insurance contacted me, I had already admitted fault, had to start a payment plan of some sort otherwise my license would be revoked. So I'm on a plan of $100 a month because at the time I didn't have a job. Keep in mind this is for the property damage of $5800(now down to 2400) at some point the medical portion of the bills started coming in and they claimed I additionally owed like.. $25,000. I was like, wtf? I asked for proof of what was being done. They eventually sent me the list of transactions, minus the names and details of treatment. It was all chiropractic bills, but they were super sketchy. $25,000-$35,000 of chiro bills within a couple weeks? I go to the chiropractor and I just didn't get it. I alerted them that I thought the bills might be fraudulent, that there was no way I could afford to pay off that kind of money(they were still being treated afaik and I was poor, not that that's an excuse because this situation is entirely my fault.) Basically threw around the word bankruptcy. A few days, maybe couple weeks down the road they contact me and tell me that the medical portion was taken back by the insurance company and I'm only to pay the property damage. Great! But, how do I know that they won't come back to me for 30k+ later down the road? Well they couldn't give me a definitive answer and that's why I'm here today asking for advice. It's been almost 3 years and I'm still just paying the property damage with no word on the medical portion. I can afford to pay the property damage in full now, but worried that if and when I do finish paying it.. they'll come at me for the rest.

tl;dr How do I figure out if an insurance company will come back for medical bills, after they said they kinda wouldn't 3 years ago?

edit: im in Washington state
Topic:
Traffic and Parking

Answer: How are these payments being structured? It is through restitution because you got charged and convicted with driving without insurance? Is it a judgment they have against you? Is it just what the insurance company demanded? Is it just what they people who hit you demanded?


Title: If a child asks permission to pet a strangers dog and they agree, but the dog bites the child. Who's liable?

Question:
The child is petting the dog with normal petting procedure and the dogs bites the child. Kids fault or dogs fault?

Kid didn't have to pet it, but dog owner didn't have to let them pet it.

Answer?

Answer:
 State? Almost always the dog owner's faultAnswer #2: Almost never kid's fault. However:

What happens to dog and dog owner is dependent on state and circumstances. [Here is a map of the 15 "one free bite" states](http://dogbitelaw.com/images/One-bite-states.jpg) but that's just one factor.


Title: Family friend had her house stolen out from under her. Question about coding and trusts.

Question:
I realize that this is probably too situation specific to get a definite answer here, but I figured I’d give it a shot.

A family friend of mine living in Oregon (let’s call her Ellen) recently lost her house. Said house was part of a trust that included her (the daughter of the deceased), and several grandchildren of the deceased. The trust (from what I understand) was supposed to disperse the money equally to each of the grandchildren, and that Ellen would forego getting the money and would instead be living in the house.
Recently one of the grandchildren (let’s call him Chris) has “decided” that Ellen is not taking care of the house, and has gotten his father (the executor of the trust fund) to decide that Ellen isn’t living up to her end of the bargain. This is after Chris has used up his portion of the inheritance. The executor has forced her to move out, and has allowed his son to move in. Chris is an exceptionally not standup guy. He screwed his aunt over just to get free rent.

Now, all estate and trust stuff aside, I’ve got a question about coding. I seem to recall from learning about purchasing a home that everything has to be up to code before ownership can be transferred. Ellen has lived there for decades, and obviously wouldn’t need to bring the house up to code. Would evicting Ellen and then allowing Chris to live there be considered something that would require the building be brought up to code?

Answer: She needs an estate attorney to look at the trust language. The executor may have violated the trust if her share is use of the house.Answer #2: No, everything does not need to be up to code to transfer ownership. However, often a lender will refuse to lend until code violations are remedied.


Title: [Nebraska] I don't receive OT pay at new job because "DOT rules"

Question:
Recently started working for an armored truck company. Im doing the ATM part of it and that is replenishing cash at ATMs. I recently found out from my manager that we don't receive OT pay because we are under DOT rules. I just started looking around and it seems there have been a lot of lawsuits pertaining to this. This law seems to be aimed at long distance truck drivers which I am not. I just want to make sure I'm not getting screwed over.

-we drive an armored van
-I'm with one other person and we replenish ATMs locally and never leave the state
-we switch off between driving and riding in the back and actually getting out and doing the machines

Thanks!

Answer:
 Do you cross state lines in your job duties? Here is the fact sheet

https://www.dol.gov/whd/regs/compliance/whdfs19.pdf


Title: Arrested over 2 years ago, thought they threw the case out. Today the person I was arrested with received a court summons.

Question:
Throwaway for privacy reasons.

2 and a half years ago myself and someone else was arrested for misdemeanor possession of marijuana and felony possession of MDMA in the state of Georgia. Today the person I was arrested with received a court summons for the charges. I moved out of where I was at when we were arrested and kept the DA's office updated on where I was at until I moved back home last August. I had figured that if they hadn't gotten back to us in so long, maybe something happened and we were off the hook. I am about to go to the DA's office to update my address with them, but I was looking for what advice this sub could offer. I have not received a court summons yet, the person who lives in the last place I updated my address let me know that and I can trust them on that. The statute of limitations has passed on the marijuana charge (2 years). Felony drug possession in Georgia has a statute of limitations of 4 years. There were other people in our town who were arrested, charged, and went through court multiple times before this happened today. After being arrested I have gone back to tech school and was doing well. I just got my first job in my career. Everything that happened was a wake up call and I have worked my ass off to make a change in my life. I am going to talk to a lawyer as soon as I figure out where my court letter is or if the DA's office can let me know a date when I change my address there. It just seems really odd to me that they would let so much time go by before summoning either of us to court.

 [GA Code § 16-13-30 (2017)](https://law.justia.com/citations.html)

Thank you for your help

Answer:
 > I am going to talk to a lawyer as soon as I figure out where my court letter is or if the DA's office can let me know a date when I change my address there.

NOPE!

You will see a lawyer FIRST before you contact DA. Unless you were ordered to stay in contact with DA, and you haven't said that, you have no reason or obligation to. Contact lawyer, they can investigate if theres a warrant or summons out for you. No reason to wander into the lions den naked, go get a sword and shield first.


Title: OTTAWA/ONTARIO - Brother asked to go in for questioning on Monday, detective refused to answer why.

Question:
Hey there,

My brother was asked to go in for questioning by a detective earlier today who approached his employer today and left a card. My brother contacted the detective who informed him that he was required to go in for questioning and refused to answer any questions stating that he would not speak about anything over the phone. My brother is wondering what his rights are regarding going in for questioning as the detective stated that depending on his statements he may want to "talk to somebody" (refusing to say the word lawyer apparently). He has no idea what he is walking into, what it is about, or why this detective approached his employer and did not try to contact him directly. I'm just looking to find out what his options are and if there is anyone he can contact for more information. Thanks!

Answer:
 Your brother should get a lawyer.

The lawyer will know this, but it's worth pointing out; in Canada, you have the right to speak to a lawyer before being questioned by the police, but you don't have a right to have a lawyer present during questioning.Answer #2: It could be about anything, we don't know. It's up to your brother to decide if he wants to go. If the cops want him bad enough, they can either issue a warrant or subpoena him.


Title: Ohio, USA- Hit by ambulance but the city's insurance is not paying due to "Sovereign immunity"

Question:
So a few weeks ago an ambulance hit my car wail it was legally parked on my street. I was woken up at 3am buy the cops shining a flashlight in my house. Wail talking to the officer about the indecent he told me that the ambulance was at fault and that the city's insurance would take care of me....HA!

After talking to the adjuster for the city I was informed that per [Ohio Revised Code 2744.02](http://codes.ohio.gov/orc/2744.02) that the city is immune to civil damages when when responding to an emergency call as long as "operation of the vehicle did not constitute willful or wanton misconduct" and that my insurance would have to cover the damages.

My question is when the ambulance hit my car it was on the way out of my neighbor hood and travailing in that direction I was parked on the left side so the driver was not in the right hand side, does this constitute willful misconduct?

There is this statute as well [Ohio Revised Code 4511.041](http://codes.ohio.gov/orc/4511.041) that states that emergency traffic law exemptions "does not relieve the driver of an emergency vehicle or public safety vehicle from the duty to drive with due regard for the safety of all persons and property upon the highway." I don't know how this plays in because saying that they have the duty to drive with regard to safety and then not being able to hold them accountable are complete contradictions.

Any thoughts or opinions on this situation would greatly be appreciated, thanks!

Answer:
 Wow, that is certainly frustrating.

However, this is what you pay your insurance for.  Contact them.  They will provide you with a lawyer, and if there is a case, they will seek to be compensated from the attorney.  But, at least, you will be paid for the damages to your vehicle.

Best of luck!Answer #2: "Willful or wanton misconduct" means that the driver either intentionally hit your car, or did something that was beyond negligent, such as driving drunk.  This is unfortunate, but there's nothing you can do about it.  It's like getting hit by an uninsured driver.  If you chose not to have comprehensive coverage, this is a risk you have to take.