Title: A guy ripped me off me and threatens to sue if I tell the story.

Question:
A guy I know basically ripped me off after I helped him through a desperate time. I bought a home solar system for $5500 to float him some cash, based on his desperation and assurances about the cost of installation. After he got a good job and the deal proved not so good, I asked if he would take back the deal. He has refused. I know he probably has no legal responsibility to do so, but I am disgusted by his self\-serving inconsideration, and intend to tell other people that we both know about the affair. I have sent him a full synopsis of my account, inviting him to revise and explain his perspective, so that I can avoid misrepresenting the situation. He hasn't responded to that but has threatened to sue me if I defame him. So, the question is: if he refuses to engage in a process of mutual reconciliation  about the facts of the matter, does he have a leg to stand on if I share this account with others?

For what it's worth, here is that account:

I recently helped a guy named \_\_\_\_\_\_\_ through one of the hardest times of his life, and I feel he has utterly used and betrayed me.

Bear in mind, he is not some old friend with personal history. Our acquaintance began a few months ago, just as he was going through the worst of this rut.

About a year ago, he left his engineering job and invested all his savings to bootstrap a nanotech startup that seeks to disrupt various major tech industries, notably solar energy and battery storage. To make a long story short, his business venture fell apart as expected investment capital failed to materialize. I did my best to champion his case to some wealthy friends, but nobody was willing to bite. Meanwhile, his fiancee left him. And, since they lived in her father's house, he has had to move out and find a new place to live. Generally, he was despondent and defeated. We spent a lot of late nights talking through his problems, and I offered what counsel and comfort I could.

For a while, he outright refused to look for work. Though he was broke and in crisis, a typical 9\-5 job was out of the question. Eventually, he did start job seeking in earnest... but these things take time. I spent hours talking with him about resume/interview/negotiation stuff, and even personally vouched for him in a referral to a friend and former employer. In the meantime, he ran out of money and the move\-out deadline loomed. Desperate, he showed me his 2\-digit bank balance and pled for me to buy something of his to get him some cash to tide him over. We discussed some possibilities, and I ended up purchasing an old solar array for his full asking price of $5500. It was always clear that my primary motivation was to help him out \- I even assured him that if we didn't move forward with the deal that I would be willing to loan him some cash interest free, and offered to let him live for free in my house until he could get back on his feet. We did end up making the sale. As I've expressed to him repeatedly, I made the rash and imprudent decision based on unquestioning trust of his valuation of the system, my desire to help a man in desperate need, and his repeated personal assurance that professional installation would be straight\-forward and cost $1000\-$1500.

We moved the panels to my driveway and I contacted every local solar company. All were hesitant to work with this older, unconventional, third\-party system. They certainly couldn't guarantee anything. And the installation costs were consistently at about $4500. This all substantially changed the equation from what I'd expected, and I quickly came to seriously regret purchasing the system.

Around this time, \_\_\_\_ found a solid job at an aerospace company, earning about $75,000/year, and no longer in desperate need of cash. So I asked him politely if he could take back the solar system and refund me the money \(on a flexible payment plan over several months, if needed\), treating the transaction as collateral on a no\-interest loan. This solution would remedy the great trouble and stress that I was facing entirely because of this act of kindness, and leave him exactly where he was to begin with \(except that he's enjoyed an important $5500 financial cushion through at a time of desperate need\). After delaying any response for a week or so, he outright refused to do this. I felt that, in light of months of ongoing emotional and material support, this was a very minimal request to ask enough reciprocal consideration to merely return things to as they were. I was nothing less than flabbergasted and disgusted, and reacted strongly.

I suggested that he could take back the system, sell it and refund me only what he's able to get. He won't even do that much. I've said he might as well just take the system away and fleece me for the full $5500, to make it perfectly clear how completely I feel used and scammed. He has made some vague offer of some kind of solution, but has delayed over a week in replying with any details.

So far, here are his reasons for not being willing to return the system. In my opinion, these are equivocating and even self\-contradictory.

He disregards any value of his repeated assurances about the simplicity and cost of the installation, since he's obviously not an expert. Now, I'm not saying he has any legal responsibility here, but I certainly did factor his assurance into the decision. By asking repeatedly with some concern, it should have been clear that his confident response would play into my decision. And considering his general know\-it\-all attitude and his demonstrated intelligence and capability in all technical fields, it's not unreasonable that I put some stock in his assurances. He recently took on a hefty commission to build a unique and highly functional mobile solar trailer. He has gladly taken on paid electrician jobs around my house. And even after this disagreement, he's confidently offered to handle the complete solar installation himself. It seems disingenuous to boast unfailing competence to boost yourself, but cry ignorance as soon as someone is harmed by their trust in you.

He likens the situation as if I'd bought a car \(a common consumer product, not an obscure specialized system\) and then found out that insurance is more than I expected \(conveniently removing his participation in this miscalculation\). And he implies this would be similar to buying the system from a complete stranger on craigslist and flippantly wanting to return it \(with no personal connection or desperate plea for help\). These analogs deliberately ignore the essential issues here.

Finally, he complains that reverting the deal with a $5000 debt on an extended payment plan would leave him "completely fucked". Considering his financial situation and the openly lenient terms I've offered, this is flailing hyperbole. In fact, this suggestion really just underpins the value and significance of my act of kindness: if paying off a debt over several months is financially crippling, what would have happened if he didn't get that lump sum in his bank account?

It seems to me that what I'm asking is a very minimal kind of reciprocity, and his refusal is grotesque inconsideration and self\-interest. Obviously, he is much happier to have the cash than having to store and lug around an old solar array. Rather than thinking about how his situation compares with how it was or might have been without this act of generosity, he's thinking squarely about his current happy situation and how it might be compromised by any meaningful effort to mitigate the trouble and stress this situation has caused me.

If nothing else, I have been absolutely clear that I feel used, betrayed, and blindsided by him. Even if this was a significant request, then considering the unquestioning support and kindness I have shown him, the decent thing would be to oblige me, if only as a gesture of reciprocation and to maintain our friendship. Refusing, he has demonstrated that my friendship is worth less than the cash or convenience he's gained in all this, and generally that he's willing to sell out a friendship for a wad of cash.

After a week of waiting for a reply, I emailed him with a revised offer: since I have written off the money, I would at least like to see it go to a good cause. I still would like him to take away the system and repay me whatever amount he likes. But I have promised to donate 100&#37; of that money to an organization that helps orphans in developing countries. So in disregarding all this, he is quite literally taking money from starving orphans. This is both a last\-ditch effort to remediate the issue after several days of unresponsiveness, and an exercise in exploring the depths of self\-serving amorality at play here.

\(I intend to finish this story based on how it plays out\)

Answer:
 No one's going to read all of this.Answer #2: I'm ashamed to say read the whole thing, as I'm currently waiting on something, and OP was generally well written and even throughout, but lost me at the 'Oh woe is me, I'll donate the money to charity" stuff at the end...

Since I wasted that time, here is OP's legal answer:  Defamation is only actionable if it is not truthful.

If OP only tells the truth and how he feels about being oh so wronged, then he is not liable to the other party.  OP needs to take the guy to small claims court to be made whole, and cut off contact.

Also, I'm not a psychologist, but might suggest OP sees one.


Title: I believe other rooms in my apartment buildings' electricity are leaking into my electricity bill.

Question: I live in Michigan. I am in an apartment at college with 3 other people. Our electricity bill increased ~$20 to ~$120 from October to November and since then has been at least $120 a month and I do not know why. We do not use our air conditioning and the bill is still around this charge. Last month, no one was living in the building and the electric bill was still ~$130. I had a consumer's energy representative come and check the meter to confirm it is working properly. I now am suspicious that either other rooms in the apartment buildings' energy is leaking into my bill or some service for the entire building is being included in my bill, and I'm not sure if there is a way to audit this or check this. Is there anything I can do?

Answer: Find your fuse box, turn off all the switches.  See if the meter number still runs. If so, notify your landlord to fix it.


Title: Why would a detective come to my house after my trial has already taken place?

Question:
I was arrested in April and my trial concluded in May. I plead guilty and was sentenced to 4 years of probation along with individual counseling. I was supposed to have a probation orientation on July 3rd but got a call earlier this week (Wednesday) saying it got moved to August 15. I've been complying as completely as I can with my probation though haven't been meeting with a P.O. yet because according to the P.O. supervisor I won't be doing that until after my orientation. I asked if there was anything I should be doing other than going to therapy, paying my fines off, and obeying the law  (obviously) and the supervisor said no, you don't need to do anything else til after the orientation. But today I came home from work and there was a card left at the door from a detective. It really threw me. Why would this be? Are they there to check up on me? Can they still be investigating the case even after I already pled guilty and was sentenced? I'm so worried. I tried calling twice, left a message but they haven't called back. This is a hell of a thing to be waiting on and wondered if anyone would know why this would happen....

Tl;dr: I was arrested, pled guilty, sentenced to probation but still waiting on orientation. Have been obeying the law and making payments on my fines, complying with orders of my probation. But a detective came to my house and left a card. Why?

Answer: If the detective calls or stops by again, give him your lawyer's phone number. Do not speak to the detective without a lawyer. Answer #2: If it was a detective I would imagine they want to question you in connection with another crime. You may not necessarily be a suspect however.


Title: HIPAA Violation by a Family Member

Question:
This is a throw away account as many of my family members are users on Reddit.

A few days ago I went to the doctor for a routine check-up. I mentioned I may be pregnant when asked, but at the time had not yet taken a test. They did offer one there, but I declined so I could take a home test with my husband present first ( I have since, and yes, I am likely pregnant). Anyway, at the end of the appointment the nurse walked me out to the front desk, and casually said "Congrats on the potential new little one again!" Which, I feel she probably shouldn't have said in a semi-public area, but I was willing to let it slide. Well, after the nurse leaves, the receptionist asks, "Is your husband's name \_\_\_?" I said yes, and she replies "I'm his cousin's wife!" Thinking back I do vaguely remember my MIL mentioning she got a new receptionist job at a doctor's office, but didn't think much about it at the time, and I have only met her once quite some time ago so didn't remember what she looked like. She mentions it's exciting that I might be pregnant and that I will have to tell the family if so. I say that I will, but also asked her not to mention anything to anyone just yet. Fast forward to today. My MIL comes over, and excitedly says "So I heard the exciting news!" And of course I immediately knew what she meant and how she had heard, but asked her anyway who she heard it from. It appears that the receptionist told her husband (my husband's cousin), who told his mother (my husband's aunt, MIL's sister), who told my MIL. So without my husband around, and without even being able to tell family in the way that we wanted to, the news of our possible pregnancy was spilled. Now, this is of course not the end of the world as it is good news, but as someone who works in the medical field myself, I take HIPAA quite seriously. I discussed with my husband that I find this violation unacceptable, even if this receptionist is sort of related to me. It violates my right to privacy and honestly makes me want to switch doctors as goodness knows what else she would disclose about my chart should she ever have access. My husband thinks I am overreacting and refuses to speak to his cousin or cousin's wife about the problem, and is asking me not to "start drama" with the family and just let it go. I feel this woman needs to know that what she did is not acceptable, but I'm wondering, what are the legal repercussions of letting my doctor's office know what took place? I certainly don't want her fired, but do feel she needs more education and training in HIPAA policies, even when it concerns a family member. Any guidance would be appreciated. Thank you!

Answer:
 You definitely need to report this to the office manager at the doctor's office. It doesn't matter if she's sort of related to you or not. She had no business sharing information that she learned in the course of her job.

Honestly, the nurse who congratulated you was out of line too.


Title: Painter has ladder(s) tied to gas line on outside of multi-family home that we're renting.

Question:
Sorry if this isn't the right place to post this. Maybe somebody can point me in the right direction...?

My SO and I are renting the third floor apartment of an old house in Cincinnati. The landlord informed us several months ago that the outside trim on the house was going to be painted and screen/storm windows were going to be installed. He hired what I can only assume was the cheapest labor he could find, and we've had nothing but trouble ever since.

I won't get into our long list of grievances with this painter (let's call him Bob) and his various "helpers", but I will say that the safety of the tenants doesn't seem to be any sort of priority to this guy.

About a week or two into his work on the house, Bob tied ladders to our fire escape, and also tied a board right in front of our fire escape window. It didn't completely bar access to the fire escape, but we would have basically had to be contortionists to squeeze out of the window, under the board, or stand there and untie the board if we needed to use the fire escape. Not exactly the ideal situation if the house were on fire.

So, we asked Bob to move the board. He refused. We called the landlord and heard nothing back for two days. Then, we left another a message for the landlord saying that if it wasn't addressed, we would be calling the fire marshal. The next day the board was gone.

Well, several months later, and my SO and I came home to find Bob's signature make-shift "scaffolding" on the other side of the house, tethered to the gas line/meter that's coming out of the basement. We asked that he not use the gas line to counterbalance his ladders. He again, rudely refused. We sent the landlord pictures of the set-up and again, threatened to call the authorities. That was three days ago. Radio silence. Ladders, boards, and rope are still in the same spot.

I suppose I need to figure out who exactly to call. If anybody in the area knows the number/department, I'd be eternally grateful. I'm not seeing anything in the housing code for Cincinnati the even talks about gas lines, but I'm fairly certain that you aren't suppose to tie things to them/tamper with them... can anybody confirm?

Thirdly, I'd like to handle this as delicately as possible. I don't want to have a hostile landlord on my hands, but I also would like to not blow up in my apartment.

Thanks in advance for any help.

Answer: Try contacting the utility company that handles the gas coming into the apartment building. They'll know how to address it going forward, and it will be in their best interests to make sure it happens, too. A leaking gas line is a big emergency to a utility company.


Title: Coworker storing adult magazines at work

Question: There are two restrooms where I work. One is in the office, the other is in another area not too far from the office. It is located where the employees that don't work in the office clock in. I opted to use this non office restroom recently as the office one was occupied and I really did have to go you know. There was no soap on or near the sink so I opened the cabinet over the bowl to see if any soap was in there. No soap, but there was a large stack of magazines. Curiosity made me grab one. I assumed it would be one of the trade magazines we get in the mail all the time. Nope, they were porn. :( There are less than 20 employees, only two women. I hate to sound like a prude or something, but I am disturbed by this discovery. I regret my nosy ways. But I was just looking for soap and these were totally in plain sight. I don't know what to do.  Business is located in Illinois.

Answer:
 "Hey, boss, there's a bunch of old porn magazines in the bathroom cabinet. Do you want me to move them, or throw them away, or something?"

Answer #2: Report to HR or your manager. Answer #3: This isn't a legal issue unless you are being forced to look at it. Was this like Playboy porn or something more hardcore?

P.S. Most men at your office store porn it's just on their phone.


Title: A woman took a photo of my license plate even though I did nothing to her car, can she file a claim against me?

Question:
I was leaving the store with my son and as we were getting into the car, I noticed a woman sitting in her car parked next to mine smoking and talking on her phone. Before leaving, I had to feed my son a bottle so I stayed seated in the car with him. I noticed the woman get out of her car, look at her side mirror (the one closest to my car), look at my car, then look at her mirror again and did this big dramatic eye-roll and sigh. Then she pulled out her phone, took a photo of the back of my car and my license plate, then left and went into the nearby store, continuing to talk on her phone. I got out to see what she was looking at, and there were some small white scuffs on her mirror (my car is white) but I didn’t even open either door on that side of my car, so there’s no way I could have been the one that did that to her car, unless it was her that opened her car door and hit mine. At that point my son was getting cranky and I had to leave, but now I’m worried she’s going to try and file a claim against me even though I didn’t do anything! Can she do this? What can happen?

Side note: this happened in Texas and I live 30 minutes away in Louisiana. I was just visiting.

Answer: Take some photos of the side of your car to show the lack of matching damage


Title: Should you refuse a polygraph in an interrogation?

Question:
I was reading on another post and it got me thinking. If the police are questioning you and ask you to take a polygraph should you refuse or take it and hope you pass.

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My thinking is that even if you fail, it can't be used in court. If you refuse you look guilty.

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Of course I know you are supposed to keep your mouth shut without a lawyer. But outside of that, take the polygraph or refuse? Can they arrest you at that point if you say no, or would they have already arrested you if they could?

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State is NY, city NYC

Answer: Taking a polygraph is just answering questions while hooked to a machine. It can't help you in any way, your thinking is wrong and you should not submit to them or agree to answer police questions without the presence and guidance of an attorney.


Title: UK Knife Laws

Question:
The laws about knives here are confusing as all hell so I’m trying to find out if it would be legal for me, a 17 year old to carry a Swiss Army knife in public and, more specifically, in my college (end of high school).
Topic:
Non-US


Title: [CALIFORNIA] Need clarification regarding the "Made Whole Doctrine". Other party's insurance wants to total my car when I feel my car is undervalued.

Question:
Facts:

* the other party was at fault.  their insurance is paying for the damages

* they valued my car at 2.2k and want to total my car for that much

* the same make and model on the market right now is anywhere between $5k-15k

**edit:**  I have liability only insurance.  I have already filed a claim with my insurance but because I do not have collision coverage my insurance will not be able to cover me.   Lesson learned on this, I will be adding on that coverage for the next car.

long story short my car was sideswiped by a big rig and now the other party's insurance dont want to pay for the damages.  Instead they want to total my car because they said the cost of repair outweighs the car's worth.  I am considering taking them to small claims court because I feel like I am at a loss either way.  I would rather them pay me for the cost of the repairs but if I choose that my car would become a salvaged car.  And having a salvaged car has repercussions as it will cause future headaches when smogging the car.  On the other hand I would be okay with them totaling my car but the amount they are offering to reimburse me wont be enough to allow me to the same car since the market value of my car is way higher than KBB suggests.  My car is a 1992 Nissan 300zx.  230k miles, 0 accidents.  The same make and model is being sold between $5-15k (~$9k average) within a 300 mile radius of me.  If I took the other party's insurance to court could I argue that despite any settlements, I would not be made whole as I would be worst off than before the accident?  If I take the settlement, I wont have a car (and have been without a car since Dec 20).  If I make them repair my car, it comes back as a salvaged car and I may have to get it smogged every year as opposed to every other year.  Furthermore, I've read that some insurance companies will raise rates or not insure you at all for salvaged cars.  Either way I feel like I am not reimbursed properly.  Do I have a leg to stand on if I took legal action?

At this point I just want to be reimbursed properly.   I either want a clean title car of my make and model or be offered a fair settlement so that I can buy the same car again.

Answer: What does your insurance have to say about the issue?


Title: CCW where it's "prohibited"

Question: I'm from western PA...am I allowed to carry in establishments, stores, zoos etc that have signs saying "no weapons"? Legally? Would I just get kicked out? Arrested? I know I'm not allowed in county buildings and schools...

Answer:
 Private establishments can kick you out. If you refuse to leave, the police can be called and arrest you for trespassing.

If you bring a gun to a school, you can be criminally charged, assuming SWAT hasn't killed you.


Title: Schizophrenic BIL financed new car in wife's name without her knowledge, can she get out of it? (AZ)

Question:
Hello, not sure if this might be better in a finance sub, but seems like a legal issue to me.

Long, dramatic story short, my BIL is schizophrenic and went off his meds a little bit ago. He was petitioned and admitted to a mental health facility for about a month after a long string of actions where he lost his job, alienated friends, was violent and irrational, etc... He was released last week, but only after receiving court ordered treatment for 1 year.

Yesterday he showed up to his wife with a paper from the dealership and told her he was getting the oil changed on her car but needed her signature since it was in her name. She just signed it and he left. Yes, she should have read it, but she didn't.

He then showed up a bit later with a brand new truck that he had financed using her credit. They now have three car payments.

Neither of them have a job. She worked part time but mostly stays home with the kids. She's 9 months pregnant and due next week so is not working right this second. He lost his job when he went off his meds.

Anyway, she called the dealership and they said there's nothing they can do. They don't care he's Ill, they don't care she can't afford it, they said it's too late and wouldn't give her any info. We think he has the paperwork with the info for the financing company, but he won't give it to her. She doesn't even know who the loan is with and the dealer is being unhelpful at this point.

She was not ever physically present in the dealer. She never spoke with anyone at all. Her husband had a photo of her ID and showed it to the employee. It seems like her husband could have walked out to the parking lot and forged her name on the paperwork for all they know.

This seems like it should be illegal. Can they run a credit check and take out a loan in her name using her credit if she's not even present or never showed an ID in person? Isn't the point of an ID check to verify the person who is authorizing something is actually who they say they are?

Does she have any recourse here?

Of course in hindsight she should not have signed the paper, but it's too late for that now.

Thanks for your help.

Answer: She's going to have to call the police and report the identity theft first.Answer #2: She can either accept the debt as her own or file a police report and begin the fraud process. There is no third option.


Title: Liars

Question:
Title: Liars; Location: California.

I recently went to the hospital for chest problems and my doctor diagnosed me with Costochondritis. Because my boyfriend took me to the hospital she assumed that he was the reason! She said she HAD to call the police so I could choose whether or not to press charges. When the police arrived they forced me to file a report. Now the police are calling me and I don't want this going to a DA and into court! I have not had a say in any of this and I'm pissed I got bullied into giving them ANY information. Please tell me if ignoring the calls from the officer asking for info for the report I did not want filed in the first place will get me into trouble. I do not want them near my house.

Answer:
 Let me confirm what I think you're saying:

1. The staff suspected your boyfriend hit you;
2. You gave a statement confirming that he assaulted you.
3. You told the truth - he assaulted you.
4. Now you don't want to cooperate with a prosecution.

Is this accurate?

If no, I'm confused and you can ignore the rest. If yes the answer is you have no legal obligation to cooperate.  If subpoenaed to testify you have a duty to appear. If put on the stand you have a duty to tell the truth. If the truth is he assaulted you, you have a duty to say so.

So whether or not you want charges filed is incidental. Most states do not prosecute if a citizen "presses charges," the prosecutor makes that decision. There is nothing intrinsically unfair about this situation, you are the victim but effectively just a witness to a crime your boyfriend committed.

So you have no legal duty to cooperate but you do have a moral one and I urge you to rethink your decision not to cooperate but, if you won't, hopefully the statement you provided earlier is sufficient for the prosecutor to find probable cause. While you may choose to subject yourself to future assault, his future victims - please don't kid yourself on this, he will do this again - have not.

I empathize with the difficulty of dealing with this situation, I recognize you didn't ask for any of this. But you got it now and there's only one person to blame. The jackass who hit you.


Title: VA - personal injury - sprained ankle at orchard

Question:
I'll be honest, I'm not looking to sue. I'm just here out of curiosity.

I was at an orchard in September. The website, in the FAQ section, said the orchard is not liable for injury or death that happens on their property. There's a couple vegetable patches at the entrance and the apple trees sit much further back - a drive down the lane on their property. As you're entering the apple orchard area, there's a wooden sign that says they're not liable for injuries. I suppose anyone who passes that accepts that and proceeds at their own risk, correct?

I was walking along another road (an unpaved, gravel one lined by grass -- so many jagged edges), when I caught a jag on the side of the road and went down. Busted my left knee (5 inch gash) and severely sprained my right ankle. Couldn't get up to walk back to the car. My husband was with me and got the car, carried me to it. Anyway, went to urgent care, got an ankle wrap and some antibiotic cream. Almost 3 months later my ankle is STILL screwed.

Like I said, not looking to sue (I spent maybe $250 total on medical related stuff), just curious if I would've had grounds.

Answer:
 > Like I said, not looking to sue (I spent maybe $250 total on medical related stuff), just curious if I would've had grounds.

You're not looking to sue but you want to know if you have grounds?

First question: A notice saying "we're not liable for injuries" would probably not hold up if they injured someone by their negligence.

With that out of the way, no, you have no claim, and trying to do so would be completely frivolous in this case. So you took a bad step and fell on a farm road. What exactly did you expect them to do, hold your hand while you walked? It's not exactly an urban sidewalk.


Title: I am being stalked and harassed and don't know what to do

Question:
Throwaway account for obvious reasons.

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I was in a toxic relationship for awhile, where my significant other, we'll call her "CC", would compulsively lie, get jealous of me spending time with my family and friends, accuse me of cheating, and go through my phone behind my back. This went on for almost 2 years, during which I tried to leave multiple times. About a year in, I started receiving messages from someone who claimed to be a girl I used to be friends (occasionally with benefits) with, we'll call her "AA", but had to cut off due to CC's jealousy. In the beginning, these messages would say how I ruined her life because she had feelings for me, and that it's my fault she now gets "tossed around". This continued for months, and started to escalate claiming I impregnated her, telling me every morning I should kill myself, and how I've damaged her. After that, they started to message me knowing where I was, who I was with, and what I was doing in real time. They would try to convince CC that I was cheating and lying about my whereabouts, making her toxicity worse, despite CC knowing the messages were from the stalker. The messages would come from different phone numbers, IG and FB accounts. Eventually they hacked into my social media, which I've now deleted. A year into the stalking, I left CC. By coincidence, I ended up running into AA a few months later and confronted her about the stalking. AA said she had no idea what I was talking about, and even let me go through her phone and social media in great detail on the spot. Later that night, she sent me a screenshot she had just received from the stalker's most recent number. The next day, the stalker messaged me saying AA had paid them to stalk and harass me over the past year, and that she's refusing to pay. So now, they're going to "expose her". It's been a few months since I left CC, me and AA are friends again and we're still both receiving messages. CC also claims she's receiving messages as well, however I keep very limited contact with her. We've tried blocking their numbers, but they keep making new ones. We recently found out they've made accounts disguised as our friends to try and keep tabs on us. AA has also had attempts made to hack her social media. Fast forward to now, the stalker has offered to meet only on the condition that I send CC a specific message, providing them with a screenshot, as well as going to meet them together. I don't want to be forced into contacting CC in order for the harassment to stop.

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The advice I want to know

1. Do I have a case to contact the police? I don't know the identity of my stalker, and I know that their most likely using an app to constantly change their phone numbers.
2. If I do have a case, would the police do anything?
3. Is there a way for me to at the very least, find out the identity of who is harassing me and if so, what legal action can I take against them if I have their identity and proof?

What me and AA do have is most of the stalkers numbers from the past few months as well as their messages.

Location Ont, Canada

Answer:
 I mean...

There are a lot of legal routes you could take.

But I would start with step number one that you should have done as soon as you found out you have a stalker: delete your social media accounts and get a new phone number, for both you and AA.

I'd advise you not to keep in communication with CC, especially not with the new phone number, because she is clearly *highly* manipulative and abusive and it wouldn't surprise me for a second that this was all something CC was doing to exert control over your life.Answer #2: I would suggest definitely NOT meeting them in person. Terrible idea.


Title: Where do cars go after wrecks when the driver goes to a hospital?

Question: Not sure if this belongs here, but my husband was sandwiched between two trucks in his accord last night and was sent to the ER. He still have stuff in his car and I don't even know where to start. Do they leave it on the side of the road or take it somewhere?

Answer: It gets towed. You can call the non emergency line and ask where it was towed to.Answer #2: Call the police and ask which tow company took the car.


Title: HELP!!! Can we be evicted?

Question:
So my friends and I live in San Jose near SJSU. The unit is mostly all college students. We are 4 months into a 1 year lease at a rent controlled apartment and just had a situation arise. My roommates had people over a few nights ago, and things may have gotten a bit loud. LL said a few units complained about the noise. The unit below us went so far as to threaten to move out if we didn't stop disturbing them. (This will only be the SECOND complaint in our 4 months here).

Now, the LL has written us a letter stating that us living here will not work out, and we have 5 days to give him a written 30 day notice or he will take legal action and get rid of us. The letter states we violated the 3 day notice to perform covenant or quit(from the first incident which happened about a month ago).

So I need help!

First, the 3 day notice he gave after the first incident was taped to our door. A little research shows that for him to take that route would also require him mailing each of us a sealed copy. He did not do that. Would this document hold in court? And is it possible for him to lie about mailing it to us? Because we have no proof he didn't mail it technically. Seems like it'd boil down to our word against his

Second, if it does hold, could he use that as a reason to evict even though that was a while ago?? (We did not receive any complaints from then till now). I'd assume that once the 3 day window ends with no complaints, everything would be back to normal

Third, does the fact that we live in rent controlled apartments affect the eviction process?? From what I have managed to dig up online, San Jose does not have a "just cause" ordinance, but am not sure if that applies to us since we are one a 1-year lease rather than month-to-month

And finally, if we don't agree and it ends up going before a judge, wouldn't he need proof that we were loud? All he has is text message complaints from 1 or 2 neighboring units, and there were no cops called or anything of that nature. The manager lives a few doors down and he told us the next day that it wasn't that loud, so could the complaints be considered hearsay??

I'd appreciate any help guys...

Thanks!
Topic:
Landlord Tenant Housing

Answer: Yes, he can evict you on the series of noise complaints. Answer #2: Life advice:  you absolutely do not want an eviction on your record, it will make finding a new place to live almost impossible.  Your landlord wants you out and even if you manage to delay the process by a few days because you don't think he notified you properly he will eventually be able to evict you.  It will be far better for you if you don't make him do that.


Title: University I got rescinded from (Never set a foot on campus) wants me to pay "Registration Fees and Campus charges"?

Question:
About a year ago, my offer to a certain University in California was rescinded due to insufficient grades; they informed me of this decision 3 weeks before school started. This meant that I had to cancel my international flight (that I was supposed to be on for the next week) and make whole new plans to go back to my home country. To make matters worse, I was unable to accept any other university offers since other schools had already started (This specific university starts a month later than your average university). Bottom line, I messed up my grades and I had to deal with the consequences. I was pretty distraught (and depressed but I won't get into that) and didn't want anything to do with that specific university anymore. Since then, I took online courses from universities + studied for a year and got accepted to a different university.

However, since my offer was rescinded so late, I had already paid for housing and made arrangements. It took them **6MONTHS!**... 6 months and 10+ emails (half of which were just completely ignored) to return my 4000$ housing fee. I was already tired at this point so I just accepted and moved on. I no longer wanted to do anything with that University so I just blocked all of their domain from my emails and moved on with my life.

However, few days ago they sent me this email.

> The Student Accounting Office has referred your delinquent account to our office for further collection action.  It is essential that you understand the consequences of failing to resolve your account at this time.

> The outstanding balance indicated above must be paid by the deadline to avoid further collection action including referral to a commercial collection agency or, if appropriate, litigation in Small Claims Court.  Should any of these actions become necessary, you will also be required to pay all litigation fees.  Since your account is in default, a hold has been placed on all University services, including registration and transcripts, and will not be released until your debt is paid in full.  Your Account will also be reported to credit bureaus, which may adversely affect your credit rating, and your state tax refunds may be garnished.

> We strongly urge you to remit the outstanding account balance directly to this office by the deadline.  If you cannot pay the full amount due by the deadline, you must contact our office to negotiate a satisfactory repayment agreement immediately.

> For immediate release of University services, payment in full must be made in the form of cashiers check, money order, or credit card.  Checks should be made payable to the regents of U.C.

> If you have any questions regarding this matter, please do not hesitate to call our office at the number listed below.

**The charge is for "Registration Fees & Campus Charges" for $92**  which I'm guessing is something I signed up for before I was rejected from the University.

I already lost hundreds of dollars from my interaction with them. Do I need to pay for a fee to a school that I never even went to, for registration that I never partook in, and for a campus I never set a foot in?

What can they do if I refuse to pay?

Answer:
 I would reply to them that you have never attended their college and should therefore not owe any registration or campus fees.  If they reject that argument, ask for proof of the debt.
If they manage to dig up something you signed and can prove you owe it, then just pay it.  It's a small price to pay to have them out of your life.


Title: (Texas) 17 yr old Teen mom needs help protecting custody of child from her abusive mom

Question: My little sis lives in TX, is 17 and has a 1 yr old. Our mother, whom she lives with and is financially dependent, is abusive, mentally ill, unsafe, and trying to get custody of the baby. Mom manipulated my teen sister when she was overwhelmed and sleep-deprived with a new baby, convinced her to let my mom and her husband adopt the baby to protect from the baby's father taking custody (which was never a real threat with him). My sister has woken up to what is actually going on and does not want this adoption to go through but she already said she signed something...but that it's still not official yet.  My sister wants to to get a job and gain her independence, but our mom is very controlling and has successfully kept my sis isolated out in the country where they live and controls her phone and car use...wont let her work bc she doesn't ever want my sis to be independent enough to leave her.  What can she do?  I would be more help but I'm all the way in WA state.  TIA

Answer: Your sister needs to call an adoption attorney NOW. don't worry about money---look up american academy of adoption attorneys--find Texas and call one. Have your sister explain the situation and if anything can be done they will help. Consents are governed by different laws depending on the state you are in--it's possible your sister may have signed something but it hasn't become effective yet.


Title: Is it possible to leave jail (handcuffed an escorted, of course) for legal purposes?

Question: Say you want to take an fMRI scan to prove your innocence.  Would your lawyer be able to request a trip to go take it?

Answer: As long as you are willing to pay for the test, the cost of the escort and other associated costs and have court approval there should be no issue.  But an fMRI will not prove your innocence in court.  Yet.


Title: How do I Get my expensive earrings back?

Question:
I got with a chick off tinder last week and left my earrings  at her house by accident. I hit her up to get them the next day and she just made excuses and this cycle continued

I messaged her today asking if I can get them and she saw my reply and ignored me.

They're extremely nice earrings hand cut ruby, and real gold. One of my good friends gave me them and they're his family heirloom for about 2-3 generations. So there's a lot of sentimental value

Zip code : 80302 CO

How do I get them back? This is ridiculous. I explained to her (to her dismay) the day after I didn't want to go any further, and I think she's doing this cause she's mad. I offered to wait outside while she brought them down and she won't.

Can I call the cops? The value is over 1000$ by a lot. My friends told me to just go knock on her door but I'm worried about her lying and calling the cops saying I'm assaulting her or some shit because I don't think she's all the way there in the head.

What do I do?

Answer: Of course you can call the cops. It's possible the cops won't be willing to help and they'll tell you that you need to file a lawsuit to pursue the matter further.


Title: Buddy.got dui, had small amount of cocaine, but never got a possesion charge??

Question: [deleted]

Answer:
 Your friend *needs* a criminal defense lawyer.  He hasn't been charged or arrested yet, but they have *three years* to charge him.  Possession of any amount of cocaine in ND is a class c felony, punishable by up to $5,000 and 5 years in prison.  He isn't going to get away with this for being nice.  **When** the police come for him, tell him not to speak to them without his lawyer present.  He needs to at least have a consultation with a criminal defense lawyer before that happens.  Tell him to get on it because he might seriously be looking at prison.Answer #2: > can they come back later and.charge him for.the coke?

Yes

> Or would they have done it right away?

They might be testing what they found before they charge him


Title: Sold tickets to a guy, and he missed the event. Now he wants to sue?

Question:
My brother helped a friend sell some tickets in CA. He didn't know what time the event was, and assumed that the buyer did. It turns out that the buyer missed the event, and now he's saying that the sale was fraud and that he should "expect to see a subpeona in the mail" if he doesn't refund his money.

He also says he took a video of my brother selling him the tickets, and that he's going to call the police.

My brother sold him real tickets, and he didn't make any statements about the time of the event.

Is there anything we can do? I know we can just give him his money back, but I don't want to let someone like this think they can just get away with threatening people with a lawsuit.

Answer: What kind of event has tickets which do not have the event time on them?


Title: [CO and ME] Ex-husband took out a loan on my car, divorce is not settled and he just changed his Chase login password.

Question:
My ex-husband took out the loan on my car that I have paid a total of $9,000 so far, there is $20,000 left on the life of the loan. Financially I have no problems paing the loan, but he recently changed his Chase login password out of spite. He doesn't mind ruining his own credit, he wants the car to be repossessed. I live in Colorado and he lives in Maine.

I don't have the credit for a loan, but I can prove Chase that I've made the earlier $9,000 payments on time.

What can I do to keep the car and continue to make the payments?

Edit: He has also signed a notarized document that states I can continue to make payments on the car until it is paid off.

Answer:
 You need to work with your divorce attorney to resolve this ASAP.

Is the payment the same each month? Do you have the account number? Can you just mail in a check?


Title: Friend won’t pay for damaged window (MA)

Question: Okay so I threw a party a couple weeks ago at my house. There was alcohol present and many, if not, most of the attendees, including me are under 21, some even under 18 and things got a little wild and eventually this guy lets just call him Dan breaks the window of the door that leads outside from my garage on accident. He tells me he’d pay for the damages and to give him a couple weeks to do so. I’m skeptical because people be super flakey nowadays and that’s exactly what he does over the next month. I’ve been texting him about it and he kept making excuses about how “he’d get the money to me” even though my bs radar told me otherwise. Eventually he stopped responding altogether shortly after he went back to school (most of us are college students). I’m upset because I want to press charges against Dan for flaking his way out of paying for the damages, but I feel like I can’t because 1. I can’t really prove that he did it and 2. even if I did, I’m worried he could turn it around and press charges against me for throwing a party where both minors and alcohol were present. It feels like a fucked situation where I can’t win due to the circumstances but obviously I’m not a lawyer so I don’t really know the technicalities for sure, but I can’t really afford one myself. Law folks please help me out. Is there anything I can do about this or just suck it up and take the L?

Answer:
 You sue him. I would think you are at fault to for hosting a minor party and contributing.

Also theres no charges. It was an accident and therefore a non criminal matter.
Answer #2: Okay well rest assured that neither of you can "press charges". And breaking a promise to pay isn't criminal, it's civil.

You can ask him in writing to pay for the window and give him a timeframe in which to do so. If you want to push it you can go to small claims over it but yeah, it wouldn't be a shocker if your buddy Dan came back and said "OH WELL THERE WERE UNDERAGE KIDS BEING SERVED BOOZE". Wouldn't get him out of being liable for paying for the window but you need to figure out if replacing the window is cheaper than civil litigation and risking people reporting you for providing alcohol to minors.


Title: (MA) My school is removing boy's privileges for the bathrooms while maintaining the girl's privileges. Is this okay?

Question: A small group of boys have frequently been abusing the boy's bathroom for the past year and the school decided to remove some of the Boy's rights, such as removing the door and taking away our bathroom passes. The girls, however, are maintaining their right. Is this okay for them to do at all?

Answer:
 Probably. They're allowed to decide how to handle disciplinary matters. If the boys are causing a disciplinary issues by destroying the bathroom, removing the outside door (with privacy partitions covering view of them *actually* using the bathroom) so faculty and staff can *hear* troublemakers is likely okay. Restricting blanket bathroom passes, so that they can monitor who comes from and goes to the bathroom, is likely okay too. Answer #2: Here's how I would move forward. If you legitimately need to use the restroom, ask for permission. If they say 'no', then go anyway.

Years ago at my high school a few teachers had a 'no' bathroom during class' rule. I'd always ask politelu first, and then go anyway.

I piss/shit myself for NO ONE.Answer #3: In response to specific problems and abuses that are only occurring in the boys' bathroom?  It's generally ok.

The school may be in the wrong if they're unilaterally and indefinitely revoking bathroom privileges for boys without specific reason, though.


Title: Jeep exploded at the wrong time now the insurance company is trying to claim insurance fraud.

Question:
I used to daily my Jeep until a year a half ago where I parked it at my parents. This last week I decided I wanted to move it to the state I live in now. Got it insured and registered, it blew up on the way to my new place, so I figured I’d make a claim and see if it could be covered. Now they are claiming insurance fraud.

What can I do? This was just terrible timing on it exploding eighth after we insured it.
Topic:
Traffic and Parking

Answer:
 You need to define "Exploding". Like, kaboom *EXPLODE*, or the engine is ruined?Answer #2: What do you mean "blew up"? Did you hit something? Or did the engine fail after sitting parked for 1.5 years?

Also, insurance doesn't typically cover mechanical failure. So if by "blew up" you're referring to the engine failing, after letting it sit for 1.5 years (!!!), and you tried to submit an insurance claim, then yes, they likely view that as an attempt at insurance fraud.Answer #3: Just so I understand, the car was idle for a year and a half before you moved it cross country?  Did you have a mechanic check it out or tune it up before you drove it?


Title: Art created for a bar at a bartenders wage?

Question:
Hi guys i was hoping you could help me find an answer to this dillemma.

I created signage for the bar i work at for my regular hourly wage. This includes chalk murals, hand-painted sandwich board and main outdoor signage. I instigated these projects for the most part and my hours were added to my paycheck.

Now if things go south for me here due to some shady management/owners im wondering what rights - if any - i have to these items. If only to have them taken down as i may not want to be associated w this particular venue.

I live in WA state and appreciate any advice or references to laws regarding this. Thank you!

Answer:
 > im wondering what rights - if any - i have to these items.

Likely none.


Title: (Pennsylvania) can my boss take from my pay?

Question:
Occasionally I'll make a few mistakes (I work at subway) like accidently overstock or forget to put the chips up so that they won't get damaged, but my boss keeps saying how she will take from my pay if this happens or this happens. Is there any legal merit to those threats?

EDIT: I work hourly wage not salary

Answer:
 Do you work for minimum wage? They can't reduce your pay below minimum wage, even if you gave written permission, but they can certainly fire you for it. Answer #2: Your boss can't just force you to buy chips from the store when he feels like it to punish you, that's a pay deduction and must be authorized in writing.

It's murkier if he tries to penalize you for damage.  He *cannot* reduce your pay below minimum wage.  One legal way to do it would be to reduce your pay rate until the difference pays off the penalty he thinks you owe.  He can't do that retroactively, though, so that pay change would have to be effective when he gives you the notice or later.


Title: [FL] Neighbors kid left their bike behind our truck and my husband accidentally backed over it.

Question:
My son, and their son left their scooter/bike behind my husbands truck. He leaves very early in the morning and didn't see them before running them over.

The neighbors bike, the wheel and front peg are bent, and possibly the frame. I have no problem replacing the bike at all, its just a small cheap one from walmart.

My question is, many of my friends and my mom are saying I don't have to replace it, and that I shouldn't. Either way I plan on repairing/replacing it but legally speaking was my husband at fault? The truck and bike in question were both on our property.

Thanks for anyones advice! I know its a silly question.

update: the parents just came home. They were extremely apologetic and insisted we didn't need to replace the bike but we still are, with a very similar slightly larger bike.

 In my opinion $80 is a small price to pay for good relationships with my neighbors.

Thanks for everyones advice and help!

Answer:
 Usually the driver is at fault when he hits a stationary object.Answer #2: As others have pointed out of course your husband is responsible for the safe operation of his vehicle, even on your property.

On a more personal note, my (then 8 year-old) daughter did this exact same thing and we were way more focused on making this a lesson about taking care of her things than we were about compensation (as in we viewed our neighbor as mostly blameless and put the responsibility on our kid to earn a new bike).Answer #3: Yes, your husband is responsible for making sure the rear of his vehicle is clear before moving.


Title: Warrant out for my arrest - impeding my life

Question: [deleted]

Answer: You should speak to the court about clearing it, I've personally never heard of a warrant expiring. This matter is not closed.


Title: European law student here, how is it possible that in the US companys get sued hundred millions of dollars

Question: Here you can't think about it, but in the US you often here, that companys get sued for minor things with millions of dollars. I am asking how this is possible? Is there any law that that generates this huge numbers?

Answer: Punitive damages are for punishing bad litigants. Big damages to big companies are expected to keep bad actors from repeating bad actions because it costs too much to violate the law...  it would be nothing for a bad acting conglomerate to pay a small amount, and thus not be punished.


Title: Do I have to pay my landlord?

Question:
My business rents a space and last year my lease expired and my landlord never wrote me a new lease. After my lease was expired I didn't pay my rent for several months. Then, the bank foreclosed on the property and took it away from my landlord.

Now my ex landlord is coming to me threatening a lawsuit over the money. I agree that I owe him money, but I'm wondering if the fact that I had no lease and he no longer owns the building diminishes his right to collect.

I don't have the money on hand to pay him. If he wants to take this to court, will the court finds him out of luck or will the court find me liable?

Edit: we are in Illinois, and I'd be fascinated to find out if there is another state in which the wall would be different.

Answer: Of course your business would be found liable. Since you didn't post your location there's a range of possible punishments that may include public stoning or death.


Title: [VA] Former coworker is suing company I use to work for in a wrongful termination case, and wants me to testify.

Question:
He is suing for being wrongfully terminated, and wants me to testify that what he did was an accepted practice in the company. He would take ram out of computers that were going to be recycled and install them in computers of customers computers we were repairing. He offered it as a free upgrade if they signed up for a service we offered.

So he has been asking me for my help in saying that it was okay, and at first I was fine with it. But I've had a change of mind and don't want to be involved. He came to my work and took a picture of me and asked for my address. I was busy at the time and thought nothing of it since he seemed to just want to keep in touch. Not I just want nothing to do with this anymore, am I obligated to do anything here, or can I just say I don't want to be a part of it to his lawyer?

Answer: If you receive a subpoena then you have no choice but to testify.


Title: Ohio - Was threatened with loss of my job for discussing wages

Question:
I work in a travel center as a lead cashier. Yesterday morning I was pulled aside and told by one manager, that the store manager said I would be written up, and or terminated for discussing my wages. Mentioned it was illegal, and against policy. Now I wasn't discussing wages, I was actually looking at my insurance deductions and wondering where the hell all my money went, lol.
I know for a fact there is a law protecting the right to discuss wages, but does that apply in my case, and can they really threaten me with my job, at-will state or not?

Answer:
 You're allowed to discuss your wages. It's illegal for your employer to punish you for discussing your wages.

The problem is, you can still lose your job while you work your way through the legal system.Answer #2: Discussing your wage is legal. Your employer punishing you for doing so is illegal. Make sure that any discipline because of this is documented, proving that it was done because you talked about wages is always the hardest part. If this does happen, contact your state department of labor at webmaster@wagehour.com.state.oh.us or (614) 644-2239


Title: [US] [OH] Employer has a required open enrollment form that includes questions covering medical history.

Question: [deleted]

Answer:
 > Can my plan require me to fill out a health care questionnaire in order to enroll?

> Yes, as long as the questionnaire does not ask for genetic information (including family medical history) and the health information is not used to deny, restrict, or delay eligibility or benefits, or to determine individual premiums.

https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs/hipaa-consumerAnswer #2: Is it just for health insurance?

I had to fill out something similar (and my company is anal about following laws) but I think it had to do with life insurance and disability insurance.


Title: Trademark issues over confusion of name. Need help to resolve an office action.

Question:
Hello!

I currently have a pending trademark due to likelihood of confusion with the mark in U.S. Registration No. -------. I have consulted a lawyer who replied with the following

"We reviewed the Office Action on your application to register the trademark ---------------.  We think you have a reasonable argument that your mark and ---------- are not likely to be confused because the marks have different commercial impressions and the services offered in connection with each mark are not closely related."

I would like to accept the lawyer's assistance, except that I simply can not afford him but this trademark is very important to me. I have written up an argument but am not sure if it will be strong enough to push my trademark through.

Any and all help would be absolutely grateful. I can also provide my argument in private to those who are interested.
Thank you.

Answer: You already have had an attorney tell you the answer to your question. You can either hire the attorney or try yourself. No one here is able to proof your argument. Sorry.


Title: [PA] Disorderly conduct summons for being with somebody who chalked a penis onto the sidewalk of a college campus

Question:
I was with a friend who decided to use chalk to draw a penis on the sidewalk. It was erased after about 30 minutes by a worker for the University.

Later that night, he was chalking non-penis related political slogans when police officers pulled up in patrol cars. They confronted him and took his license to run. I was with a group of 2 other friends. At no point were any of the 3 of us involved with it. We were having our own discussion and didn't chalk anything into the sidewalk. One of the police officers took my license to run (but not the licenses of the other two friends I was with) and put it in a report.

2 weeks later, I receive a magistrate summons for disorderly conduct. At no point did I aid, assist, instruct, or prompt my friend to draw the penis, yet I'm being charged with disorderly conduct. This is a pretty big deal as I need to have a clear criminal record.

How good are my chances to fight this when I speak to the magistrate?

Answer: Please not guilty and get an attorney.


Title: [FL, USA] Is my accounting consulting company legal?

Question:
Hi folks,

So, a little background on me - I have a degree in accounting, but after graduation ended up going down a different path for a few years and as such never bothered getting my CPA.

I recently started doing some accounting analysis for a friend's company (basic reports outlining their liquidity ratios, profit margins, areas they can improve in etc.). I would like to do this full time, but before I go about creating an LLC I wanted to ensure that what I am doing is actually legal and there are no special licences I need to earn before I can proceed.

I am not giving out tax advice or filing anything with any government body on their behalf, only looking through their profit and loss reports and balance sheet and providing some basic reports based on this info. Am I legally OK to continue doing this, or without the CPA or other licencing am I breaking a law?

Thanks!

Answer:
 [Read this](http://www.aicpa.org/BECOMEACPA/GETTINGSTARTED/FREQUENTLYASKEDQUESTIONS/Pages/default.aspx#CPAs_vs_Accountants) on the differences between an accountant and a CPA.

Generally what you are doing is legal.


Title: Boss Storing Nudes on Shared Drive

Question: I found naked pictures of my boss on a shared drive at my workplace. In the photos, he can be observed holding his penis, displaying it from a variety of angles. He is a partner at a mid sized company. I have had previous issues with sexual harassment at the firm, all of which I have elected not to take action on. Do I have case to file for damages that could result in punishment to my boss and his partners?

Answer:
 I'm guessing he has no idea these are on a shared drive and he is not exceptionally computer savvy.

You say you have had problems with sexual harassment. Were they problems with him or with others? How did you happen to find these images (was there a specific work related reason you were browsing his shared files)?


Title: lone night workers and impractical work.

Question:
HOTEL WORKER IN ENGLAND

I'm a lone night worker and my manager asked me to retrieve Christmas decorations from the cellar. The cellar has no ventilation and has stagnant air so I left the hatch open for 10/15 minutes before going down.

Another member of staff helped me by standing at the top of the hatch and taking the things I passed to him up from the cellar. The cellar ceiling is about 1.5 meters high so you constantly have to crouch.

After this work that had been asked to be done was finished all the members of staff left the hotel and went home leaving me on my own. Since then I have become very dizzy, have a migraine and bad back with heavy lifting expected of me later in my shift with only one of those stupid two wheel cart things and it will be out of work mobile range.

Is there anything that I should be concerned about etc and should I call a manager to cover for me so I can go home and rest. This is 2 hours after the work was carried out. I am also on my last couple of weeks at this job as I have handed in my letter of resignation and would this compromise any resolution to this problem?

I have no personal alarms on me in case I have an accident and often have to walk out of work phone signal range. Are any laws being broken here or should I just continue my shift hoping I get better?

Answer: Do you feel like you have any flu symptoms? Because flu-like effects and a major headache are the two main symptoms of Carbon Monoxide poisoning. If you do feel that way, or if you're having random incidents of vertigo or confusion, you should seek medical help immediately.


Title: [WA] Teens refusing to participate with visitation, what do I need to do to protect myself

Answer:
 No you do not have to punish them for things that happen on his custody time. But you do have to tell them it is a court order that they cannot decide not to follow. You do have to tell them they have to go. You cannot tell them they do not have to go if they do not want to. You do not have to physically force your children into his car.

You can take the facts back to court and see if a judge will change the schedule.


Title: After using a debit card at a restaurant in my hometown, I had two fraudulent purchases on it. Weirdly, this exact same thing happened last year. What is going on?

Question:
(Crosspost from r/personalfinance)

There is a late night diner in my hometown that I occasionally visit with friends when I'm there. Last year, I used my backup debit card to pay my bill. This was an odd move for me - its a card I use almost exclusively for international travel and Robinhood. This was the first time I had used it in the United States at a physical store. Weeks later, I was notified of two fraudulent purchases with the card. I had them rescinded, and moved on with life.

About a week ago, I visited the same diner again, and again made the decision to use this backup debit card. I still haven't been using the card regularly, so this was the only purchase made with the card at a physical location in the United States, or at all in the last two months. Today I was called by my bank and made aware of two more fraudulent purchases.

What the heck is going on with this restaurant? Is there any way that this particular diner is facilitating the fraudulent use of my debit card when I go there? Is there some kind of government agency I should be alerting to this behavior?

Answer:
 Sounds like an employee of the restaurant may be writting down/photographing customer credit cards

>Is there some kind of government agency I should be alerting to this behavior?

Yeah you can notify the local police.


Title: [USA-CA] Boss is making new workers meet at his house and drive from there to the first job unpaid. Should he be paying them from the time they arrive?

Question:
I work for a refrigeration company and we normally dispatch from home and are unpaid until we hit the first call then our last drive of the day is also unpaid. My boss hired some new guys and is making them meet at his house where sometimes they stand around for half an hour then he sends him to the first call and doesn't let them clock in until they get there. They also have to clock out before leaving their last call and drive back to his house unpaid where they may have to stay for a van inspection until they are allowed to leave.

I had always thought that if you are required to meet somewhere you have to be paid from the time you arrive at the first place. I also thought that if you have to meet back somewhere at the end of the day you are paid until you leave. I brought it up with my boss but he doesn't think he has to pay anybody until they are actually working.  I feel like these guys are getting screwed and I tried looking up the local labor laws to show him but I really don't understand it. Does anybody mind helping me?

Answer: NAL but I believe your instincts are correct. It sounds like you are Engaged to Wait if you are required to show up to his house at a certain time and not able to leave.  Probably the same idea for the end of day inspection.


Title: Cashier fired for missing money. Paid what was owed but still getting letters.

Question:
I live in South Carolina. I was a cashier at Walmart. One day one of my customers was a confused old man. I mistakenly took his money before his order was done. There was some items on the belt, but I thought they were for the person behind him in line. When I started to bag the items I was a little distracted. I didn't notice the old man taking them. But then he walked off and I realized my mistake. I have a lot of social anxiety and I just figured I would put the cash in the register later. The total was like $15 and some change. But I totally forgot to.

When my drawer came up short a few days later I got called into the back office. A woman talked to me and basically told me it was like stealing. They fired me for it and she said I owed the total amount of the order. I felt really bad that I let my anxiety do this to me. I wanted to take responsibility for it.

She said that if I paid the $15 and some change there wouldn't be any charges pressed. So I came back later with a money order for the exact amount. I gave it to her.

But then I started getting letters in the mail telling me I needed to pay it. The first one I ignored because I thought it had been sent out before I paid the woman. But I got a second one.

The date that I had to pay by passed and the letter said even I pay that I could still be in trouble. I know I paid so what do I do? Do I ignore them?
Topic:
Other Civil Matters

Answer:
 Ignore them.  You didn't have any obligation to pay them back in the first place.  You made a mistake at work.  Just because it cost them money, it doesn't make it the same as theft.

As to them "pressing charges", they don't actually do that.  They can file a police report and accuse you of theft or shoplifting, but the decision on pressing charges comes from the police and district attorney.  Based on what you described, there is no crime here.

Relax, don't stress about this.  Hang on to your money order receipt just on the infinitesimally small chance that a cop or lawsuit arrives at your door.  Spoiler alert....They wont :) Answer #2: Do you have a receipt from the woman (you should have requested one) or do you have a carbon copy receipt from the money order showing who the recipient was?  That would be the easiest way to prove to them that you paid.


Title: As an illegal immigrant, will protesting jeopardize my future in the US?

Question:
Hi! I’m a 17 year old illegal immigrant living in South Florida. Both my parents are illegal as well. I want to take part in a protest occurring on Sunday. It is a peaceful, nonviolent protest. If it gets violent, I intend to leave. However, I’m worried about, regardless if it’s peaceful or not (because that’s never stopped arrests before), what may happen if I am detained or if ID is asked of me. Could I be deported if I am detained/questioned by the police for protesting? Moreover, even if not deported, could being arrested or detained jeopardize my potential naturalization?

For reference, I’m not a DACA recipient (I turned 15 days after it was repealed), have no criminal record and no conduct issues at school, and my family has no criminal record as well. Any advice you could offer is hugely appreciated!
Topic:
Immigration

Answer:
 As a person living within the United States without authorization, you are subject to deportation under expedited removal proceedings.  You don't need to commit a crime, or do anything wrong at all.  It's as simple as coming to the attention of the government in some way or the other.

How old were you when your parents brought you to Florida? What's your home country?Answer #2: If your status is not legal you do NOT want to have any contact with law enforcement. You could easily end up in an ICE detention facility and you’ll end up deported, it happens all the time.Answer #3: If you are not legal then it is best to not bring attention to yourself or to put yourself in a situation to where you can be arrested.

If they arrest you for any reason then they can deport you.Answer #4: I’d delete this ASAP, just saying. And keep your butt in the house.


Title: [Utah]Apartment complex management trying to take parking away from me.

Question:
EMAIL ATTACHED BELOW

Hello /r/legaladvice!

I am a university student in Utah having an issue with my apartment complex management. Where I live there are only a certain number of assigned, covered parking spaces available. When I first moved in, I didn't have a space and had to find parking on the street. This past week a space became available to me for $20/month.

Management notified me via email which I promptly replied to and accepted the spot. Last night another resident had parked in my spot, and I called the complexes contracted towing company to have the car removed.

Today I was called by management stating that the car had been wrongfully towed as the spot was never my spot. I was confused and was informed by them that I had never responded to the notice to accept the parking space so it was made available to another resident. I provided proof to them that I had in fact responded. They said they never received it and basically that I was SOL.

This doesn't seem right to me. I complied with all the stipulations in the email by responding by the proper time, and I still had 5 days before my payment was due. It seems to me that the fact they didn't receive my email is their issue and not mine. My understanding is that an email is a legally binding contract in today's world unless their are specific elements in the email stating otherwise. So how can they take that space away from me when they entered into a contract with me? Do I have any legal leg to stand on here and fight the issue about this parking space I feel is rightfully mine?

Thank you in advance for reading and responding!

[Email in question](http://i.imgur.com/3VGu8VA.jpg)

Answer: Tell them they're SOL.  They offered, you accepted, end of story.  Start parking there and paying for the space. If they don't like it or tow your car, file a small claims suit against them and be done with it.  Just be advised that they don't legally have to renew your lease, so if you make a huge deal about it, it's possible they won't renew you when your lease term expires.


Title: Who is liable? Damaged friend's ATV, on friend's property, with friend supervising.

Question: [deleted]

Answer:
 >1) Am I legally obligated to do ANYTHING?

You'll be legally obligated to pay the judgment when Joe sues you in court and wins.Answer #2: Yes Joe could take you to court and probably win. Heres why this could be a good thing:
>Joe took it to his Can-Am dealership, they said the damage was $8,000 because they had to replace the whole frame ($4k + labor).
>The quote from the shop was shady, with LOTS of things included that were not damaged in the accident
>Joe said that I should just buy it from him, broken, from him for $11k
>Joe says he does not have the ATV insured, but I don't know that I believe him

>I do not entirely trust Joe

If Joe is trying to get some extra stuff done to the ATV on your dime, trying to pocket some cash, or trying to avoid insurance while getting cash and keeping his rate low, or any such tomfoolery, its a different story for him when you go to court.

Basically you are liable but if you are certain Joe is trying to pull some business then tell him to sue you for it, this will either get him to knock it off and give you the real amount you owe him or you go to court where you can argue what that amount should really be. At least try to get a second opinion on the repairs.


Title: Landlord had gas lines illegally installed causing gas leak. Can I stop paying rent, sue, etc...?

Question:
For the last month my house has had a very faint smell of gas and my roommates and I alerted my landlord who ignored us for 3 weeks. So had enough and called the emergency gas company number who came out and said there was a small leak. We then had plumbers come out who said all the gas lines in the house were not code and we are very lucky the house did not blow up as we have a gas stove (open flame). What actions (if any can I take here) stop paying rent? Sue him for back rent?  anything else?

Thanks reddit

Answer: Call the city and have them come out to do an emergency inspection. If it's not up to code, you can certainly stop paying rent, but you also can't live there anymore. Also, you and your roommates seriously waited nearly a month before calling about a possible gas leak? Are you certified morons?


Title: [United Kingdom] My great grandmother left a house to her children in her will, but stated that one of her sons could continue living there until he died. He has now died, but 10 years prior he had sold the same house... does the original will still apply?

Question:
Context:

The son married a woman after the death of his mother (AFTER the will had been written). The son and the woman continued to live there. He and his wife then sold the house and moved to a new property with the proceeds 10 years later. The son died recently and his wife continues to live there.
Considering the fact that on his death, the property was promised to be split amongst his surviving siblings, AND that the wife was not married to him when the will was written,  AND given the wife is still living in that house, does the will still apply? How does this situation affect the will?
There is one remaining child of the great grandmother, considering this; we believe that the house should be sold at some point and that the proceeds go to the remaining child.

Answer:
 The ownership of the original house should have been sorted out when it was sold, and proceeds given to the remaining decendants.  The new property is might be deeded to the remaining decendants but you probably need a probate attorney.

If it is deeded to the remaining decendants then the wife still owns her deceased husband's share. When the will was written makes no difference.Answer #2: Yes, because that one son never owned the house, just the right to use it. The sale was unlawful, but getting that one sorted will be a pain in the ass.


Title: Step Dad's actions 20 years ago coming back to bite us in the ass. Is there anything else we can do? (Mass)

Question:
So, we've already seen a lawyer about this, it's already gone to court. I'm taking it that the answer is "Nope," but I'm kind of desperate and clutching at straws. Thank you in advance for everything. This is all in MA.

20ish years ago, StepDad and his GF of the time had a kid. They broke up, mother got married, had 2 more children. Stepdad didn't have his life together. Mother said that he should leave themm be to lead a normal life, and in exchange he doesn't have to pay child support. Being young and dumb, he agrees, doesn't get anything on paper.

Fast forward to tenish years ago. Stepdad marries my mom. She attempted to get in touch with them once or twice, nothing. Life goes on as normal.

Fast forward about six years ago; she's a 17/18, gets in touch with us. We meet up a few times, as a family. For what it's worth, her mom and mom's husband are getting divorced. We're happy to have a new family member, but she's a little off (always interrupts me, hits on my bf at the time despite having her own, doesn't want to visit us at home but when my bf invited us out, she wanted to go with him and I). A little off.

She tries to get to spend some time with my stepdad alone. He's working 6 days a week, she wants his one day off, mom says it's better if we get to know each other in a family setting. Her mom comes back and sues us for backsupport. We can't afford a lawyer. She gets a free one from Habitat for Humanity. They sue us for lawyer fees, which we have to pay for her free lawyer.

This fucks us up big time. My parents declare bankruptcy, mom can't afford medical bills, my parents aren't able to help me with college expenses (me and her are the same age). They sue us for college expenses as well. Mom attempts suicide. It's been a tough life.

I graduate, have been in the workforce for two years (2013-now, four year college, enrolled at normal time, graduated normal time), trying to pay off loans, slowly start a life for myself. We get the suspicion that she hasn't gone to college. Someone more familiar with the system says that we should verify if she has gone to school (which my parents have been paying for). If not, see if we can apply what we've paid in child support to what's owed for child support.

We hire a lawyer. I loan my parents what I can afford for it. He sends a request for a deposition, to verify if she did go to school. subpeona's the records that say she attended school for less than a semester at 2 different places over the course of 4 years (So she essentially goes to school for a totall of 2 weeks at most). we calcuate roughly 20k we've been paying for a school she didn't attend.

Lawyer calls a deposition. She doesn't attend... twice. We're paying for it. Between all sorts of law documents and the depositions she doesn't attend, we've used the all the money I had for the lawyer. My parents drain their tiny savings to finish it.

Go to pretrial. Judge says it was our duty to know if she was attending school while she actually wasn't. Our lawyer stutters a lot. Judge says we still have to pay the child support that's owed; we're not getting back what we paid for her school. If we try again and can't show that's she's committed fraud, we'll have to pay for her lawyer. Her free lawyer that she gets from Habitat for Humanity. We still have to pay for child support for a woman who hasn't been a child for six years.

Is there anything my family can do? Can we talk to the Attorney General, or I don't know, anything?

Answer:
 I worry about how many times you've said 'we' in relation to your step-father's debts.  The sooner you stop feeling responsible for fixing this, the sooner you can get on with your life.Answer #2:  >We can't afford a lawyer. She gets a free one from Habitat for Humanity.

Wait, what?Answer #3: >We still have to pay for child support for a woman who hasn't been a child for six years.

The fact that she is no longer a child no longer matters.  Dead beat parents are now held to their responsibilities and can be sued for back child support even if the child is no longer a child.  This is because a lot of dead beat parents would hide till the child was an adult and then come out of hiding.  That shit doesn't work any more.

>Is there anything my family can do?

From what you have posted, no.  You have had your day in court and lost.  You could try to appeal but considering the issue is your step-father is considered a dead beat father to the courts I wouldn't bet the family farm on winning an appeal in this case.  Answer #4: parents can't agree not to pay child support. They have a duty towards their children


Title: [PA] Parents don't want to give me my passport, how can I get a new one withour having it shipped at my house?

Question: [deleted]

Answer: You can have it shipped to a P.O. box or a friend's house, I believe. Your address doesn't appear on your passport.


Title: My ex girllfriend is pregnant with my child and wants nothing to do with me (New Jersey).

Question: My girlfriend who is now my ex is pregnant and has told me beforehand that she doesn't want me to be there at the birth of our child. She has also told me that she doesn't want our child to have my last name even though I have been a responsible person when it comes to her pregnancy. She has said that she won't let me spend time with the baby unless she is there and absolutely will not let me take the child to my family's house. Is there anything I can do?

Answer:
 ~~Parsnippity~~ Patman (oops!) is correct on the course of action. But this:

> she doesn't want our child to have my last name

pops up all the time here, and it irritates me. You have no right to this. Why should the child automatically have your last name instead of the last name of the mother? Answer #2: There is nothing legally you can do until the baby is born. Legally, there is no baby yet. Once the baby is born, you can petition the Court to first establish paternity and then visitation.

In the meantime, I would suggest taking classes and reading books on how to be a father.


Title: Law firm sent me a blank sheet of paper.

Question:
Sometime in the last few days, a law firm in Salt Lake City mailed one of my former residences an envelope addressed to me containing a blank sheet of paper.

I have no idea what to make of this. Obviously, someone in the office fucked up and they don't know my current address. I could call them and ask what the hell they wanted. But if they're looking for me, chances are it's not good news and I might be better served not contacting them.

What do you think? Should I call the mysterious law firm back?

Answer:
 I'd call them. You'll keep worrying about it if you don't. If there's bad news, it won't go away by your ignoring it; they'd find you at some point, anyway. Answer #2: try flipping the paper overAnswer #3: As other posters have indicated, you definitely should not just ignore this as there may be some pressing legal matter involved, and I suggest given the unusual circumstances you respond in writing. Send a letter to the return address as follows:

     "

     "

    Answer #4: Turn one of your stovetop burners on high and hold the letter a few inches above it. If they have written a secret message in lemon juice, the letters will start to appear.Answer #5: Unless you happen to be right on the edge of a certain statute of limitations, I can't think of time when ignorance or avoidance of a legal problem can help you, and I can think of plenty of times when it hurts.

Was the leter certified, or require signature confirmation? It's possible they sent it to all of your old addresses and are trying to find out where you are so they can serve proper court documents. But I don't know why it would be blank instead of a generic "we have an important matter to discuss" letter. Answer #6: Did the envelope say "Address Correction Requested"? Maybe they were just hoping to get your new address from USPS.Answer #7: Just got off the phone with the law firm. They have no idea how or why it got sent out. But they assured me I wasn't being sued by them. So... I guess they're just morons. Answer #8: Really hoping for an update on this one.


Title: "Reckless" driving charge in Virginia

Question:
Is there anyone here who has experience with the Virginia traffic courts?

An officer stopped me by mile marker 87 on I-95 north, just north of Richmond.   He claimed I was doing 83 mph in a 65mpg zone, but I honestly don't think I was.  The next speed-limit sign said 70mph when I pulled away.

Apparently this qualified as "reckless" (based on speed alone), regardless that I was going with the flow of traffic and not passing anyone.

I have no issue paying a fine (I'm sure I was speeding to some degree), but when I googled it it seems that this is a misdemeanor offence.  My main concern is avoiding the misdemeanor charge, as it has the potential to affect my security clearance for my employment.

Questions:

Do any of you know where I should start in my search for legal council?

Should I reach out to the officer to see if he's willing to be flexable on the charges?

Any advice, in general?

Thank you.

Answer:
 The officer isn't part of this anymore. It is the district attorney.

Contact your local bar association for referrals


Title: 17 year old son runs into bumper of a car while riding a mini bike. We're in Florida.

Question:
My son was riding a Coleman CT100u mini bike down a sidewalk. He was about to cross the street of an entrance to a neighborhood when a car turned left into the neighborhood. My son attempted to stop, but the brakes on the mini bike were not working very well. He ended up slamming into the back bumper. The police were called as well as paramedics to make sure he wasn't injured. Other than some scrapes, he's fine. The officer just told us to work it out between us, on how the bumper will be repaired. Nobody was given a ticket, and no official police report was done, but we were each given a case number.

We exchanged information and the owner of the car texted me later the same day, with the picture of the estimate for repairs which came to just under $1,000. I told her that I was trying to see what we could do because honestly, I don't have that kind of money. I did ask her what her deductible was, in which she responded that it was $500, but she's not sure she wants to file a claim because of concerns of her rates increasing. I have family that has worked in the insurance industry for over 30 years, and they say that unless she files claiming she was at fault, her rates will not rise.

Later she told me that she has to go back to work this Wednesday and if we don't get her the money to put the car in the shop so it can be fixed before then, I'll have to pay for her to get a rental. She also made sure to let me know that if she were to possibly file a claim with insurance, her policy doesn't cover a rental.

I have asked opinions from lots of family and friends. Some have told me to just ignore her completely and pay her nothing since my son wasn't ticketed, and the officer didn't  officially assign blame to him. I feel like we should at least do the right thing and pay the $500 deductible, but I do not feel like we should pay for a rental car.

Am I legally obligated to pay the full bill out of pocket, or can I offer to pay the $500 deductible only? What could happen if I refused any further contact with her and pay nothing? Am I legally obligated to pay for a rental? Finally, it's probably going to take a couple weeks to even give her $500 for the deductible. Am I legally obligated to give it to her within a certain period of time?

Answer: So from your narrative your son is at full fault. Now, your friends that told you to just not pay since he wasnt ticketed? Do they just drive off from car crashes where they weren't ticketed saying "sucks to be them! Haha"? I don't understand why anyone would offer you such horrible advice that will get you sued. You owe her the money to fix her car, and I'd certainly let her know you intend to compensate her. Do you guys have insurance? Answer #2: Using her insurance, to partially cover your sons accident doesn't make sense.  She has no fault.  If you want to see if your car insurance would cover part of the bill, you can.  At the end of the day, your son is at fault, for ALL the damages, regardless of the other person having insurance.  Pay the (full) bill.  If she takes you to small claims court, she will easily win, regardless of no ticket being issued.   Answer #3: Your son needs to pay for this.  Does he have a job?  I see some long hours in his future...


Title: Underage girl (South Carolina), was flirting with me (Ontario, Canada). Her mom found out and phoned the cops.

Question:
I found this girl on Snapchat, and we were talking through the app, and introducing ourselves. After a couple messages we then start to flirt and it gets a bit sexual, but nothing too crazy.
It must have been only 15 messages that were sent back and forth that were actually considered flirtatious.
At the end of all of this she tells me that she is only 12!! Like I'm just totally shocked because I'm an adult (just turned 18). Once she said that, she immediately blocked me, and I immediately blocked her. So now all the messages are 'deleted'. I even blocked this girl on Instagram.
I never got to see a photo of her so I didn't know her age beforehand. She also never screens shotted any of our messages.
She tells me that her parents have phoned the cops but thats it. She might now my full name, but I think she just has my first name.

My question is what now? Its been 2 days already, I'm worried like crazy because I have huge future ahead of me.

One last thing, I plan to travel to Washington D.C. for an exam, will I be prevented from flying to the United States, like will I show up as a wanted suspect?

Answer:
 There's no underage girl.

There's no mom.

There's no police.

It's the most common scam we deal with here.Answer #2: Scam.

Ignore and move on with your life.Answer #3: Super common scam. Use the reddit search or google.

Post locked due to being something posted daily


Title: [MO] My husband received orders to live overseas in EU for 3 years. Will I not be able to go due to Custody Issues?

Question:
Hello Legal People,

I am freaking out right now.

I am married to an active duty man who just received orders to a base in Europe. It is a 3 year controlled tour (Meaning he is sent back to American after 3 years). As his wife, the military obviously put myself and my daughter on the orders. My daughter is 3 and lives with us. My daughter's real dad is NOT my husband.

Info:
-She has lived with me her WHOLE life (In Missouri). She is a little over 3 yrs old.

-Bio Dad left both of us when she turned 1 and moved to Florida.

-She has never spent more than 2 weeks with him and I have ALWAYS accompanied her to visit him.

-Bio Dad has only seen her a handful of times after he left us at the age of 1. He has not spoken to her, asked about her, or seen her in almost 7 months.

-He recently summoned me to court to establish visitation, custody, child support. There is no current orders for any of it.

-She is medically covered under my husband's military Healthcare but one of their stipulations is that the dependents under the healthcare need to live with that person for at least 51% of their time in 1 year. So she would lose healthcare if we do not live with him.

-I am currently a few months pregnant and need my husband.

I just returned from speaking to my lawyer and she claims that this is going to be VERY hard and that in all likely-hood a judge will NOT allow me to take her to a different country.
He hasnt seen her in MONTHS and rarely saw her before that so I just don't see why a judge would be okay with keeping a pregnant mother away from her husband so that a neglectful BioDad can see his daughter "sometimes". Please tell me I have a chance?? I am so worried that I will lose my husband for 3 years so that my daughter's dad will get to see her 1x a year. BioDad chose to leave us, chose to walk out on us to go be a bachelor in Florida and live the dream. My husband has given my daughter everything and stepped in and is playing the father role and giving her everything a real dad should.

Please tell me I have a chance? We are supposed to report to Europe by January 30, 2016.

Answer:
 You have a chance, yes.

However, your lawyer is correct - courts are *very* reluctant to allow one parent to remove the child from the other parent's life indefinitely.

You should strongly think about negotiating a visitation plan that works for you both.  Maybe you pay to fly her back once or twice a year for an extended visit.


Title: Bank inadvertently released the lien on my second mortgage. They contacted me today about refinancing in order to get themselves a new lien.

Question:
(AR)They mentioned that it was an error on their part due to releasing the lien on the wrong account and that they wanted to discuss refinancing.  They also mentioned that the loan is now considered unsecured.  I asked them to send me a copy of the original agreement.

Am I under any obligation to comply with their request?  If I chose to keep the existing loan, I assume I can hold them to the original contracted finance rates.  Correct?

EDIT:  just to be clear, i'm not looking for ways to get out of paying the mortgage.

Answer:
 You might be under obligation to comply with their request depending on the exact wording of the dozens of pages of documents you signed during the financing statge.

It is very probable that if you don't comply with their request, there will be negative ramifications that were easily avoided.  Holding them to the original contracted finance rates, if those are more favorable than current finance rates, would be possible.Answer #2: Try to refinance at a better rate and get them to waive all or most closing costs and fees.


Title: [Massachusetts] Got caught getting frisky with a girl in the back of a car, cop said he could charge us with a lot of different things, was he just trying to scare us?

Question: We were in a car at the back of a mostly empty parking lot when things got a little handsy. An officer pulled up and asked for our id's (both over 18). When he was finished he gave them back and said he could have charged us with a lot of different things but he was choosing not to. Was he right and if so what would we have been charged with?

Answer: You might have been charged with public indecency or other sex crimes. Get a room in the future.