Title: Legality of owning historical amphetamines?

Question:
In a recent [video](https://youtu.be/fiUgyJdZYsg?t=1050), a youtuber named SteveMRE opened and reviewed a preserved British Air Force ration from 1945. Part of the components of the ration was a dozen or so Benzedrine tablets. Benzedrine is an amphetamine, and it and similar substances were issued widely to military personnel during the Second World War

Amphetamines are a controlled substance in the United States today, and are illegal without a prescription. Were SteveMRE's house raided by the police, could he be charged with amphetamine possession for owning these preserved historical drugs

Answer: Great question. I have no idea, but if we follow Steve’s behavior from his past videos I’m surprised he didn’t take them. I’ve seen him eat things that are well over 90 years old. Things I was sure he wasn’t going to touch - nope, not Steve. He has to experience the full MRE. Crazy bastard.


Title: Help drafting small contract ($3000)

Question:
Hi -

I hate to ask before I've put in some research myself, but today I'm going to do it.

I'm meeting with someone tomorrow (just found out) that wants to buy some personal property of mine for $3000, but would like to pay it over 2 years.  I want to draft up a contract but I've never done this before.  Any pointers, either to resources or things I should include?  Should it be a rent-to-own type situation where I own the property until the last payment is made?

I know the guy is totally good for it, but I just want to be smart.

Thanks for any advice and I'm sorry to ask in this fashion.

Answer: no...tell the dude to get an 2 year loan from a bank and pay you in cash


Title: My severely depressed friend's parents refuse to take her to a doctor and do not believe in counseling. Can that be considered neglect or even abuse?

Question: [deleted]

Answer:
 >Is what her parents are doing illegal?

Without knowing all the facts, we cannot guess at the legality of this.  Generally, parents have massive authority for how their kids are medically and mentally treated.

Additionally, you claim your friend has PTSD.....from what traumatic event in her life did she get this and has she been diagnosed?  That is not a term that should be used lightly.

>Would it be considered neglect or abuse?

Maybe, if you think they are being abused or neglected you need to contact Child Protective Services or the Police (or both).

>Are there grounds for talking to a lawyer?

You have no reason to talk to a lawyer.  The people you report something like this to is CPS and the police.Answer #2: Has she been diagnosed with these conditions?Answer #3: >Is what her parents are doing illegal?

We don't know everything, so it's a solid *possibly*. We can't determine with limited facts what, if anything, is illegal here.

>Would it be considered neglect or abuse?

Potentially. If you feel she is being abused, you can call CPS and make a report.

>Are there grounds for talking to a lawyer?

Talking to a lawyer for... what?


Title: [Texas, USA] Rental Lease of a house - Natural Spring leak in the front yard.

Question:
Hi all,

Looking to gather some information before I speak to my leasing agent about this issue as every repair request has been met with delays and delays.

My wife and I rent a 3/2 here in a college town (July 2016 sign date) and upon moving in we had a few minor things that needed to be addressed such as the filters were nasty old and the yard was amazingly unkempt.  Nothing too major except that we thought there might be a water leak from the main in the front yard as one spot had really high grass and was moist to the touch.

Maintenance came out and shut off the main, took a look and said there was no leak.  However the spot never went away and has progressively gotten worse.  It now covers about 20% of our front yard, leaks into the back and there is a constant 4-5 inch puddle across the middle of our driveway that now hosts bugs, tadpoles and frogs.  We have called a few times and even gotten the city involved at this point.  City tested the water and found no treatment chemicals and told us that it was a natural spring, which  being on top of an aquifer makes sense.

However its gotten so bad that we cant mow, the lawnmower just sinks into the mud, we cant open the garage because water comes in, there is literally an ecosystem growing in our driveway...

Because its the terrain and not an issue with the city water or the house, neither the city nor the leasing agent claim responsibility.  Do I have any recourse at all or am I stuck living in a bog until the lease is up?

Answer:
 Take pictures and email the rental agent whenever you encounter an issue.  At a minimum you need to document the conditions so that they can't charge you for the lawn or damage to the home from water intrusion but if this is a natural spring there is not much the landlord can do to remediate.  You can demand that they bring out a real leak detection company or a soils engineer to do further analysis but the only way for them to remediate would be to put in a sump pump or some drainage ditches to bring the water away from the front yard.

In texas there is an implied warranty of habitability, see this article.
http://www.nolo.com/legal-encyclopedia/free-books/renters-rights-book/chapter7-2.html

One approach you might take is to request that the leasing agent allow you to move to a different property instead of breaking the lease.


Title: California - Would it be possible to have an arbitration clause in a marriage contract to settle a divorce under Islamic law.

Question: I would like to avoid California courts and law if my future marriage dissolves.

Answer:
 Not in a way to screw your soon-to-be-wife.

California courts won't rubber stamp unconscionable decisions from religious courts.


Title: On parole, need some help.

Question: I'm on parole in NJ for about 2 years now. I relapsed and ended up overdosing. Police showed up, asked if anything was found, looked but found nothing. Asked if they were needed, EMT said no they were not, took my name and dob then left. I did not speak to them, only the EMT. I know is time for iop and I need to address this immediately. However, what I don't know is if I should tell my PO or not. How does the officer the up reporting this and how could it be found?  If I need to report this I will, not if not, I'll be Better off leaving it alone and continuing on with iop. Any advice?

Answer: Lots better go you to report it than for them to find out later.  If they have your name, there's a good chance it will be found out.


Title: How can my mom keep Medicaid from filing a claim on her house after dad (potential Medicaid patient) transferred deed over to her after their divorce? (Both reside in Texas)

Question:
Hi,

I've never asked for help before but I thought I'd ask for some advice here. My parents got a divorce back in May of 2017 and my dad (81 years old) transferred the deed over to my mom and I later that fall of 2017.

Fast forward to December 25th of 2018, my dad was admitted to the hospital from pneumonia and a stroke which triggered his dementia. He is unable to take care of himself (cannot cook, needs diapers, forgets to shower) and needs 24/7 supervision now.

We are all unable to take care of him full-time due to work but also cannot afford to pay for a nursing home. The only asset he had was the home he transferred to us and no retirement savings.

We heard that if he is admitted to a nursing home as a medicaid patient within the 5 years he transferred the house, Medicaid can file a claim on the house after he passes. How can we keep this from happening if my mom is still living there and it's her only home?

Answer: You really should consult with an elder law attorney for the best chances of keeping assets.


Title: [OR] URGENT: Friend has police interview in 2 hrs, struggling to find a lawyer in time. Does he have to go?

Question: The police asked a friend of mine to come in for questioning. It's scheduled for two hours from now. Is he required to go to the interview, or can he refuse? He can't afford a lawyer. He's looking for one who will take his case pro bono or at a low cost, but he's worried about not finding one and then being questioned without a lawyer present. If he can't find a lawyer in time, would it be better to decline the interview than to be questioned without a lawyer present?

Answer:
 >Is he required to go to the interview, or can he refuse?

No.

> If he can't find a lawyer in time, would it be better to decline the interview than to be questioned without a lawyer present?

Yes.Answer #2: The police only ask you to do things when they can't legally force you.


Title: I'm being blackmailed right now

Question:
Hi,

&#x200B;

I send some nude pictures to  what i thought was a girl on kik and now she's blackmailing me for $300. I called the police and they pretty much told me they wouldn't be able to track the person down easily. They found my facebook friends and my work are threatening to send it to them. I already told my boss and he doesn't seem pleased and doesn't want the picture posted on their company page. What tf do I do?? I tried sending a link to an ip grabber but they didn't fall for that. their username is daisymilesxx06 on kik. I've pretty much stalled as long as possible. Please, anyone.

Answer:
 Let them know you have tracked their IP and reported them for revenge porn  (which is [a felony](https://www.cagoldberglaw.com/states-with-revenge-porn-laws/#1558636514447-fad90da0-2197)) and [extortion](https://legislature.idaho.gov/statutesrules/idstat/title18/t18ch48/sect18-4809/).Answer #2: No girl on the internet wants to see your dick unless you are paying her.

Normally when someone tries to blackmail you there are three options:

1) call the police and let them investigate as blackmail is illegal.  The blackmailer may release the blackmail information.

2) block and ignore the person.  The blackmailer may release the blackmail information.

3) do what the person is blackmailing you to do and become their bitch for life.  Once you comply with blackmail you have told them that they have something valuable on them.  Silence cannot be purchased, only rented, they will come back at some later point in time.  Ultimately they may release the blackmail information anyway.

Since the cops have said there is nothing they can do that leaves you with options 2 and 3. Given the way I wrote this I bet you know which one I would pick.


Title: Mother of child had license suspended, is still driving with child in car

Question:
Location: Michigan

Not my son, but my s/o’s. He has majority custody (60/40). His son (10) lives with us but goes to moms every other weekend, and a few hours during the week. Last year he paid her several months of child support while she vanished and he had his son the whole time (didn’t see mom at all for several months). He fought to have her pay those months back, and won (this was the same time he won majority custody). She was supposed to start paying in October of last year but never did, even quit her job to avoid having her wages garnished. Her license was suspended a few weeks ago for non-payment. My s/o went to his son’s school right as he was getting out today (on her weekend) because we suspected she was still driving, and sure enough she pulled up, but she didn’t see him. She’s driving her 3 kids (only one is my s/o’s) in her brother’s car (hers just got repoed) with a suspended license. He’s been accumulating a list of her violations to fight for supervised visits (for many reasons that would take a long time to explain) as directed by his lawyer. Can he get things to move along faster because of the suspended license? Should he just wait or is there something we can do? We don’t want her driving him illegally, would like to do something about it even if it’s not going to affect parenting time. He’s offered to keep his son overnight and bring him to school, then drop child off at Mom’s, and to pick him up for baseball practice, but she won’t cooperate. And now he’s missing practice because my s/o told her he was waiting there (he has all the baseball gear). She had previously said she was on her way then as soon as he texted her, she said she went the wrong way and wasn’t going to make it on time..Thank you for any advice. Tried to keep it as short as possible, hopefully I explained enough!
Topic:
Custody Divorce and Family

Answer:
 Have you tried calling the police? Give them  a description on the car, and let them know she is driving on a suspended license.

You might be able to call CPS and let them know as well, but they might not care about it as much because it is a traffic violation.


Title: Got a new job. Company I left said they wouldn't pay me for my unused vacation because I was quiting (instead of being laid off). What are my options?

Question:
I have something like 50 hours of unused vacation time with them. They said they would only pay it out if I was laid off. This is a construction company so that may have something to do with it. What can I do here? 50 hours will translate into a lot of money for me.

This was removed from r/personalfinance and I was told to post it here.

Answer: A quick peek at your post history shows you are in Texas.  Generally, Texas doesnt have many laws to protect employees and this is one of those areas.  Unless your company has a stated policy that they will pay you, they owe you nothing.


Title: My work won't let me return because they're afraid I have the corona virus.

Question: I recently returned from a trip in Beijing China on January 31st. I did not travel to Wuhan and I have zero symptoms of the virus. However, I am a preschool teacher, so reasonably so, parents are concerned and have expressed complaints. According to the company's health department, there is no policy preventing me from working because I am symptom-free but after one parent's strong complaint to corporate, the district leader requested I get tested for the corona virus before returning. The CDC are the only ones processing the corona virus tests and according to them I must have a fever of 100.4 or higher, respiratory issues and be hospitalized in order to be tested. I do not meet any of the 3 criteria. They said that the incubation period is 14 days, so if I'm symptom free 14 days from the date I left China, I for sure have not contracted the [virus.](https://virus.My) Since there is no set policy, and my director doesn't want to upset parents, she's been trying to figure out when I can return and no final decision has been made. For now, they are using my PTO hours while I'm out. I feel this is unfair because those hours should be used for when I choose to be out of work and this is not my choice. I completely stand behind their decision to have me not work, the safety of the children always comes first. However, I don't think I should be forced to use my pto hours especially since they will run out before the 14 day suggested quarantine time-frame. Do I have grounds to sue? Any advice is appreciated. Thank you in advance.

Answer:
 No, you do not have grounds to sue. You work with children, and your employer is looking out for their welfare.

There are many cases from China outside of Wuhan, and the incubation period can be up to 14 days; therefore, it's not relevant that you aren't symptomatic at this point.  Keeping you out of work for that period is prudent and reasonable.

There's also no legal reason the employer should bear the cost of this.  You can request your time be unpaid rather than using PTO, if you wish.


Title: Charged with a DUI under an old name

Question:
I blew a .11 at the station, charged with a first offense dui in the state of Virginia

I changed my first and last name a year ago in Texas and then moved here and got a Virginia license using the new name.

Problem is I accidentally gave them the old Texas license with the old name and I was arrested and booked under the old name.

How will this affect me legally? Should I inform the court or just hope they don't notice?

I did not give my social security number to the jail but I should mention that my Virginia license under the new name is actually suspended because I forgot to pay a speeding ticket.

Could I go to jail for this? I read online that I could be charged with giving false identification to a police officer and for obstruction of justice, plus if they happen to notice my license was suspended I could get hit with that charge as well. Please help!

Edit: 22F with no prior convictions other than traffic tickets

Answer:
 So in addition to driving impaired, you were driving on a suspended license and gave the police a false name using a license that shouldn't have been in your possession. You need an attorney.Answer #2: Do you really think we are that credulous?

>accidentally gave them the old Texas license with the old name

and

>Virginia license under the new name is actually suspended

You're going to need a lawyer and a damn good one.
Answer #3: > Should I inform the court or just hope they don't notice?

You should inform your defense attorney, who you definitely will be hiring ASAP, right?


Title: Can a veterinarian prescribe medication for their dogs and use it themselves in New York?

Question: [removed]

Answer: It is rather illegal to fraudulently write prescriptions. It is most certainly a license losing/jail time offense.


Title: [IND] Wife was battered by a roomate

Question:
 *edit to provide location I am located in indiana, united states*

This occurred 6 months ago. I am law enforcement though not in jurisdiction or authority in the area this occurred. I am well versed in criminal law.

This individual by letter of the law committed the following offenses:

Battery (in the immediate vicinity of my minor children)
Intimidation
Criminal mischief (property destruction)

I immediately separated her from him, took her upstairs and called the local Sherriff Department. The deputy arrived and asked if my fiance was hurt. Her hand had been slammed in a door so it was sore and swollen but she was tough and denied ems. The deputy asked her if she wanted to press charges at that time. She was ignorant to the meaning of the phrase and said no. I did not want to be suspect of coercion so I discussed it with her later.

The deputy then told us he could not legally make this man leave the house, so we packed my kids up and went to her parents house for the night.

We discussed pressing charges and went the next day to file a report. Upon our return to the house we discovered that this guy had destroyed over $2000 worth of her property.(still dont know why he was allowed to stay)

We reported this to the police and again asked that he be removed from the home and our request was denied.

My fiance was granted an exparte protection order the next day, but again the judge would not make this man leave the house. We appealed it saying that we did not feel safe around him and our appeal was denied pending the hearing.

The hearing came and he did not even appear. Made things easy for us to prove our case. The judge granted a permanent protection order on the grounds of battery and invoked Lautenburg amendment on him, but still did not force him to vacate the property.

We moved into a new apartment two days later, and he started texting her friends asking if they knew where she was. We filed this with the police as a violation of the protection order/stalking.

Here is where my question lies:

There has been absolutely no arrest, criminal complaint, arrest affidavit or charges filed agains this man.
He has a history of violence beyond this incident, and yet the police have not made any attempt to arrest and no prosecution is in motion.
Where do i find justice for my wife?
Do i contact the district attorney?
Do i file a civil suit against the Sherriff, judge and prosecutor for miscarriage of justice and failure to protect?
Do i do both?

Im losing my mind here because j cant even get the deputies to return my phone calls. I want this man to be held accountable.

Thanks for reading

Answer:
 I'm very confused.  You state you are "law enforcement," yet none of your post indicates familiarity with it.  What type of law enforcement do you claim to be?

Also, you said you are not of that jurisdiction, but claim "[t]his individual by letter of the law committed the following offenses."  If you are not of that jurisdiction, how do you know they committed offenses that violate the letter of the law?

Regardless, you should absolutely know the answer to all this.  You are, supposedly, familiar enough with the law.  At the absolute least, you know the answer is: talk to an attorney.

My advice is just that.  You need to find an attorney to determine if you (your wife) have a cognizable claim.

>Do i contact the district attorney? Do i file a civil suit against the Sherriff, judge and prosecutor for miscarriage of justice and failure to protect? Do i do both?

As you are undoubtably aware, something like you describe (albeit, in non law enforcement or legal terminology) is incredibly difficult to prove.  You and your wife need to speak with an attorney as soon as possible to discover your options.


Title: Can I Take the USPS to Small Claims Court?

Question:
Last November, my United States Postal Service letter carrier damaged one of four identical lampposts that line the edge of my ~100' long driveway while attempting to back down the driveway after delivering a package. Both the post and the light on top were damaged beyond repair. Unfortunately, this style of lamppost is no longer manufactured, and attempts to track one down were unsuccessful.

Shortly after the incident, I filed a claim through USPS's internal claims process, including the request for replacement of all four lampposts, as I argued that I had four matching lampposts before the incident, and should have four matching lampposts after. I supplied all necessary documentation, including receipts for the original lamppost purchases and multiple estimates for contractors to replace all four (digging up concrete footings, removing old lampposts, pouring new footings, installing new lampposts, rewiring). The total requested amount was about $1400.

At the time of the incident, the letter carrier's supervisor actually came to the house (the office is only about a mile away). She berated the letter carrier in front of my wife and I, and specifically mentioned that pulling up a long driveway like mine is against USPS protocol (they're supposed to park at the bottom and walk up). So it seems the USPS readily admits not only fault, but that they violated USPS policy while committing the fault.

Apparently, the USPS has SIX MONTHS to settle all claims, so I'm expecting my claim adjudication result any day now. I strongly suspect, however, after speaking to the USPS adjudicator, that they will agree to only cover the replacement of ONE lamppost (the damaged one).

Do I have any other means of redress if that is indeed the finding? Can I take the USPS to small claims court? If so, do I name my local USPS office as the defendant? I'm in NH, if that makes a difference.

Answer:
 If you wanna file suit against them you'd have to go to Federal court.

I cannot see a scenario where they will agree to replace all 4 posts.


Title: [KY] Moved to a new apt in the same complex - They are threatening to not accept my rent check because my former residence "wasn't clean" - Trying to charge rent outside of lease as well.

Answer:
 If you feel they haven't kept your security deposit or any part of it and should not have, you can sue them.

Not taking your current rent check is a silly game and won't get them anywhere. So long as you keep the money in your account, if you ever get sued for unpaid rent you just explain they wouldn't take your check and show a bank statement that you still have the money.

Your old lease and your new lease have nothing to do with each other.

Can you just go to a hardware store, buy a shower head, and replace it? They aren't expensive.


Title: [FL] Advice on whether my SO has a case against his ex-wife for custody..

Question:
My SO and his ex-wife have a 5 year old son. They have joint custody with her as the custodial parent. He gets him the standard every other weekend and certain holidays.

Recently we have become very concerned about his well-being. We don't think he is in any physical danger, more mental. She is constantly berating the child with verbal abuse like: "You're stupid", cussing, etc. This has had a huge impact on his self-esteem and it is beginning to show in some disturbing ways. He is still put in diapers on a regular basis, he has a hard time eating normal foods. My SO has witnessed the inside of her home and it has had dog-shit on the floors, roaches, and other things in need of repair. The house is overcrowded, there are nine people that live in a three-bedroom home. He is sick often and she takes him out of school a lot.

When I first met him, he was a pretty happy kid, and so so smart. Now he is a shell of the child I first met. He calls himself stupid, he says being bad is easier than being good. When he goes to the bathroom in his pants, he acts like it is no big deal. He seems to think it is completely normal despite us trying to get him to see otherwise. He also tries to avoid any conflict by spacing out and avoiding conversation. You can say something to him and he will either ignore you completely or talk about something different.

He says he wants to live with my SO and I all the time. We have a stable home and he loves being with us. It is getting to the point that we have considered calling CPS but we worry that they will turn up nothing. I know most CPS cases don't deal with psychological abuse, but I strongly feel that if we take this to court, we could win custody of him. As far as we know, she doesn't do any drugs or physically abuse him. I know those are the strongest things CPS and the court system looks for.

What do you think legaladvice? Is it possible that we may have a case?

Topic:
CPS and Dependency Law

Answer: An anonymous call to cps,  especially if the house is really as bad as you say,  wouldn't hurt his chances.


Title: online harassment in Illinois

Question: [deleted]

Answer: Two messages is not harassment.  Block her and move on.


Title: My wife is quitting her job to start another. Her current employer is trying to reduce her pay for time she's already worked to minimum wage [US-OK]

Question:
Recently her current employer added a policy "requiring" 4 weeks notice when leaving the company. Several other changes were also made which caused my wife to look for and finally accept a position at another company. Her start date is such that she was only able to give 1 week notice. They informed her on Friday that the previous 3 weeks she already worked would be paid out at minimum wage along with her 1 week notice (next week). I understand they can drop her future pay down to minimum wage, but can they drop time already worked as well?

Shes in the medical field, and works with patients in their own homes. She normally gets paid a fixed rate per person seen. She also has driving time, and time to complete notes. She doesn't clock the time she actually works, so they would have no real idea how many hours she has worked the last few weeks. They could require her to do so in the future, but that doesn't do anything for previous time. They pay 2 weeks behind, so she hasn't been paid for the weeks of 10/20-11/2.

Answer: That is illegal. She has to be paid for the hours she worked at the wage she was told she would be paid before she was working them.Answer #2: An employer can change an employees pay - but not without notifying them *before* they work those hours. An Employer cannot retroactively change the pay rate. If she have any issues collecting the correct wage, she should file a claim with your state. https://www.ok.gov/odol/documents/Wage%20Claim%20Form%20-%20combined.pdf


Title: Tennessee civil rights restoration. Would I be wasting my time?

Question:
I'll get straight to the point.  In 1999 I was convicted of two counts of vehicular homicide and one count of vehicular assault for an accident in 1997 in which I was intoxicated.  Two people were killed and one injured.  I was badly injured and spent some time in ICU and hospital in general.

I pleaded guilty to the charges and was sentenced to Tennessee state penitentiary for 8 years at 30%.  (I'd have to do at least 30% of my sentence to be eligible for any sort of release.) I was denied parole with a ruling of "balance of sentence".

With time off for good behavior and working, I was able to complete an 8 year sentence in 5 years nearly to the day.  I was released with no probation, parole, or restrictions of any kind - except the felony conviction.

I got a job almost immediately and had an opportunity to go back
to college and have been working in a technical career for a bit over 10 years.  I've gotten married, bought a house, and had my first grandchild this year. (I'm mid-40's)  I have had zero contact with law enforcement and have not had so much as a parking ticket since my release.

Before and when I had that accident I was a very avid outdoorsman and amateur competition shooter and would very much like to be again.  I've also had issues with employment because I am a felon.  Not only have I been passed over for employment, but just having that conviction limits my opportunities.  I live in a very military community but I am ineligible to work in the vast majority of jobs in this area because some sort of clearance is required.

I've already had my voting rights restored, but I would like to pursue the possibility of going back to court in TN and have all of my civil rights restored.  There is a procedure for this spelled out in Tennessee law.   "There is a presumption that a petition filed pursuant to this subsection (c) shall be granted and that the full citizenship rights of the petitioner shall be restored. This presumption may only be overcome upon proof by a preponderance of the evidence that either the petitioner is not eligible for restoration or there is otherwise good cause to deny the petition".  (Source - https://law.justia.com/codes/tennessee/2010/title-40/chapter-29/part-1/40-29-105/).

Having seen that last sentence, am I wasting my time and money to pursue this?

Answer:
 This is one of those questions that's likely going to go beyond this sub and worth talking to an IRL attorney for a consult.

For firearms rights you'd also be appealing for restoration federally.


Title: friend (grad student) is in danger of being deported. What can I do to help?

Question: A friend of mine who is a grad student at an Indiana college will possibly be deported in a month. In the spring and fall of 2015 she was attending school, but because of financial reasons she will not be able to continue this spring of 2016. She has hopes of continuing in the summer and the spring of 2016 and would like to stay in the US during this time. She talked to a lawyer and they recomended marrying a US citizen to stay, but I think this option is way to extreme. Can someone sponsor her stay? What other options are there for her?

Answer:
 No lawyer would recommend that she commit a Federal felony, such as marrying for the purposes of subverting US immigration law.

Edit:  For the curious -

> Any individual who knowingly enters into a marriage for the purpose of evading any provision of the immigration laws shall be imprisoned for not more than 5 years, or fined not more than $250,000, or both.  8 U.S.C. 1325(c)


Title: Made an insanely stupid purchase last night that I regret. Do I have any options at all?

Question:
At a music store the salesman convinced me to buy a used piano.. a YDP-121. He told me it was worth, $1200, was a great piano. Turns out I made a terrible purchase, got it for 600.

He said I can't return it. I bought it on a discover debit card. I live in Florida.

Answer:
 Did the store have a posted return policy?Answer #2: https://www.discover.com/credit-cards/help-center/faqs/return-guarantee.html

Discover offers Return Guarantees on their Credit cards. Not sure if this applies equally to their Debit cards.


Title: I think i'm being catfished via text but not sure - HELP

Question:
I met a guy on an online dating website, it's a well known site, his profile seems very complete and legit and we exchanged phone numbers and had 1 date, we met in person last week which went well, we're still in touch daily via phone after that date. Let's call this guy 'Matt'.

Shortly after that first date with 'Matt', I received a text from an unknown local nyc number, with some random guy's pics and dick pic, saying they were replying to my message from 'the site'. I am pretty sure of who I was chatting to on that dating site, it was not that many guys and I knew their pics from the profiles, but this random guy was not anyone I remember chatting to on the dating site. Also, I have only given my # to 'Matt' who I went on the date with, and not any other guys from the site. BTW, I'm only on that one dating site atm, and my # is not available on there nor on social media, I'm careful who I give my cell number to.

Since I didn't know this random guy, I asked him what site he claims to know me from and I've not had a reply yet. So I did an online search on the rando creep's cell #, which coincidentally (or maybe not) starts with the same area code as 'Matt's' cell number. The search turned up no personal details for that cellphone # but it did say the service provider was a VOIP company - bandwidth.com and the location midtown nyc. This got me thinking, because that VOIP company provides corporate phone services, which are pricey and not the kind of service that random guys use to text or catfish.
'Matt' told me he works for a big company, it's well known worldwide, very corporate and he has a special service on his phone for relaying emergency business calls (i've seen it in action). So I was curious about 'Matt's' cell and I ran his number on the same reverse search site and it came up saying it is also from that same VOIP provider as the creep w/the dick pics (bandwidth.com). So now I'm like WTF?!!!

As you can imagine I'm suspicious of being played here and now thinking this guy 'Matt' might be the same as the creep w/the dick pics, and that he could be trying to just mess with me, but I don't know how to go about finding this out? The creep hasn't replied to me yet, but if he does I plan to tell him to never contact me again as I never gave him my # and don't know who he is.

I don't know if I should ask the police about both of these #'s? It's freaking me out a bit to think that 'Matt' might not be who he says he is and I'm quite worried about it. What do you redditors suggest? The only other info I have on Matt is his home address, and a license plate #. I appreciate your help!

PS- this is why i hate online dating :(

Answer:
 > I don't know if I should ask the police about both of these #'s

You shouldn't, because they won't tell you anything.

If you don't want to talk to them anymore, just block them and move on.


Title: [ARIZONA] Can my employer force me to work on Sunday if I have told them I have church on that day.

Question:
I’ve recently started going to church and my employer is putting up a fight saying that they “need” me on sundays. I work for a large corporation in a wage-type job.

Is this discrimination if they try to force me to work? I received a write up that included this scheduling conflict due to me “not having this issue in the past” but I just recently started going to church.
Topic:
Employment Law

Answer: You are entitled to a reasonable accommodation for your religious beliefs. If you were hired to work on Sundays and you suddenly can't work any part of that day, that is not likely to be reasonable. (If you needed to come in one hour late one Sunday a month and there was adequate coverage in place, that would likely be reasonable, as an example.)


Title: Is it legal for my managers to search my clear bag every night before I get to leave? (Ohio)

Question:
I work retail and my employer suggests we only bring in our items in a clear bag.

Every night after I clock out, a manager must check you out. Some managers only scope your bag without opening.

Others will open my bag, and search the contents inside, even openings sunglasses case or wallet.

This procedure is done on everyone, so I'm not singled out or anything or raising suspicion for anything.

Thoughts? Any advice?

Answer:
 It's legal.

http://www.nytimes.com/2014/12/10/business/supreme-court-rules-against-worker-pay-for-security-screenings.html?_r=0


Title: [CA] Employer withholding final paycheck

Question:
I resigned from my federal government job at the beginning of May, and I have not received my final paycheck yet. In California we are supposed to be paid within three days of quitting. I contacted HR after the normal payday came and went without any pay, and they told me since it was a federal job, my state’s final paycheck laws do not apply. In fact, I would not be paid for 6-8 weeks because they needed to “research” my final paycheck as my manager apparently issued me 30 minutes of annual leave I did not have. I also received a letter last week reiterating what I was told over the phone a couple weeks ago. So, my final paycheck of over $1,000 is being withheld for up to 60 days while they research how to deduct roughly $7 from it.

This is a lot of money to me. I am at a loss of who to contact to speed this up. Do I have any recourse or do I just wait it out?

Answer:
 Pretty much any missing paycheck again here is answered with "go to your state's department of labor and file a wage claim" (it's at the point where when I typed "state's" on my phone, it suggests that "department of labor" is the next thing I want to say)

If state law doesn't apply (I doubt it, but not 100% sure here) they'll tell you as much. You could talk to the federal department of labor in that case, but they probably don't enforce state law. Whichever department is correct will fight on your behalf. The best part is, it's already paid for with your tax dollars, so you don't have to pay a lawyer or anything like that!


Title: (WA) Divorcing after almost 10 years

Question: [deleted]

Answer:
 In Washington, [spousal maintenance agreements](http://www.genesislawfirm.com/spousal-maintenance-alimony-wa) are all over the place.    They'll take into account current income, earnings history, and ability to pay.

Yours will be considered a "mid length" marriage.   The ten year anniversary will not affect your case because it's not a threshold.   Because the guidelines have many variables, mid-length marriages are the least predictable.

A likely outcome will be enough support to supplement your income to a basic level for 2 or 3 years.

Hire your own divorce attorney.


Title: I was illegally present in the United States. Is there anyway I can study abroad legally?

Question:
I studied in Texas ever since I was a 5 y/o, finished Elementary and Junior High with the paperwork to prove it. I am trying to conclude my High School education in my home country, Mexico, so I may possibly apply for an F1 Visa when I am elligible.

However, the paperwork required to apply for an F1 Visa includes a question relating to having an illegal presence in the United States, which applied to me when I was there. I cannot consult a laywer about this issue online because they're all consultations that are around 156 USD.

This was my last resort, so I am sorry for posting a question with this much personal information about me. Is there anything I can do about my situation?

Edit 1: Added the state where I was illegally present, my bad.
Topic:
Immigration

Answer:
 Do not lie on federal immigration forms. Answer #2: You didn't list a state, but many states' bar associations have lawyer referral services, that offer 1/2 hour consultations for under $50.

Others have programs if you cannot afford the consultation.

All that being said, don't lie on any forms. That's a good way to ensure big hurdles if you want to come back


Title: Bed Bugs Infestation Anaheim, Ca: Who is responsible for extermination expenses?

Question:
My roommates and I are currently renting a home in Anaheim, Ca and have been living there for a little over 2 years. One my roommates has recently found bed bugs in her room. We contacted our landlords real estate agent who manages the property regarding the issue to have it taken care of since it was our understanding that it fell under the landlords responsibility to maintain habitability of the residence, and that included pests such as bed bugs.

Upon receipt of the email we sent her she replied stating that since we had lived there for more than 2 years it would fall under our responsibility to remove them from our house. She also suggested that it was a lack of cleanliness that caused it. I replied to her, citing the CA civil codes regarding the responsibilities of the tenant and the landlord (1941.1-1941.2) showing that it fell under the responsibility of the landlord.

She then offered a compromise, stating that she would be willing to have someone sent out and take care of the issue, but if her real estate attorney advised her that it wasn't their responsibility she would deduct the cost of the pest control company from our security deposit. I declined this option offering to have someone come out pay for it up front with the understanding that i would then withhold the cost from our rent, which I believe is my right.(Please advise on this)

She replied stating that I was not to schedule anything until she spoke to the owner, saying that if I did I could be in violation of a clause in my lease which states no repairs, alterations, etc of any kind to be made without owners consent'.(Please advise on this if possible as well.)

This bring us up to now, I am currently in the process of finding someone to evaluate the infestation(I informed the property manager) so that I, and our landlord, have a better idea of the true scope of the infestation. Please help with any precedent or legal standpoint that can clearly give me an idea of whether or not this is my responsibility or if I am in the right.

Answer: All legal issues aside, what makes you think that you or your roommates **didn't** bring the bedbugs into the home? You've been there two years and they just recently showed u. Isn't that pretty much a clear giveaway?


Title: Police searching for my friend but no warrants out for his arrest ??

Question: About a week ago my friend had me ask for some information on a situation he got himself into. Long story short he stole some clothes from a store and ran from the police. Friends and family have been contacted by the police in person and at their addresses in search of him, several times. Now, in calling the county sheriffs, I am finding out he doesn't have a warrant? What is going on? Why are the police out looking for my friend for a crime he committed without a warrant? What would his next best move be? He was going to turn himself in until finding this tidbit of information out..

Answer:
 They are looking for him because he committed a crime.

He needs to talk to an attorney, because "he" is going to be arrested and charged with a crime.


Title: [PA] Workplace ADA accommodation issues

Question:
I've been at my current job, doing social-media based support for a web company since June 2014. In late July, my coworker, who does the same job as I do, overheard our boss on the phone discussing changing our shifts so we would be required to work until 8 at night, starting September 1st. We both immediately freaked out to each other. Not only did we know that the new schedule not make business sense, it would create issues for us in our lives. This idea had come up in the past, and each time, it had been squashed as being unfeasible. Quickly, we composed an email outlining why the change was a bad idea and got a meeting with both of our superiors to discuss it. At the meeting, we found out that the issues was worse than we thought - not only did they want someone working from 12pm until 8 at night, they also wanted to have us on a fluctuating schedules so if one of us was out sick or on vacation, the other would have to change their schedule immediately to different hours for the time that person was out. Our bosses pinned the blame on the head office overseas and told us to come up with a solution which would work better. It's important to note that the shift I currently work is not being eliminated, and I have had no issues with my work. My performance review is impeccable. They're simply changing things up so someone must be covering until 8pm.

My coworker is taking graduate classes in the evenings and had her schedule for evening classes signed off on the day after we found out about the schedule change. The company is paying her tuition. She's unable to change her classes, and unable to work until 8 except on Mondays, or work a different schedule if I'm out sick. She's a good person who's been on my side, and I don't want to screw her over, because she's also getting screwed over by the changes. I, on the other hand, have anxiety disorder and autism, and have been receiving psychiatric care and medications for 14 years. All of my diagnosis's were done by qualified professionals. Sudden, unexpected changes send me into meltdowns, and I need access to my support structure to keep myself stable. That support structure is my parents, who I live with. However, my parents go to bed around 10pm each night, and with my commute, I wouldn't be getting home until 9pm, giving me very little time to interact with them. I also wouldn't be able to see them in the mornings, as they would be getting up and leaving before me. Not having access to my support structure makes me emotionally unstable and causes me to have more anxiety and panic attacks than I would otherwise. In addition, the fluctuating shifts (working late 4 days a week, then an early shift on Monday) would cause sleep issues. I'm more likely to have breakdowns and sensory issues when I don't have a consistent sleep schedule. Already, the worry about the changes has been causing me trouble at work, making me break down crying and become unable to concentrate on what I'm doing, as well as having small anxiety attacks where I'm unable to breathe and have racing thoughts. The ability for them to suddenly have me working in the morning if my coworker is out for some reason makes this worse.

Over the next two weeks, we worked together to try to find a better solution, but were thwarted at every turn. We both have laptops and proposed that we could use those to cover the later shift. I would be able to do that from home, meaning I could be with my family while doing it, and she could do it while working on some of her online classes. The amount of work at night is minimal, so we wouldn't need to spend too much time on it. HR immediately vetoed that with an angry letter to our head office saying that, despite having laptops and having done it in the past when the weather was too dangerous to drive in, no one was allowed to work from home. We're both salaried, so we can't request that we just work the extra hours as overtime, because we don't get overtime. This also wouldn't solve my issues. They would not delay the schedule until my coworker was done with school and could adjust her schedule for it. They would not hire another person to work nights. We spoke with one of our colleagues who works in the head office doing the same job as us and he said that the head office would be totally fine with us getting someone else from another department to cover that shift, and would even help us with training that person. There are different departments who work in our offices, including some who are 24/7, and quite a few people who are more than capable of helping out with the small evening duties. Our bosses met this proposition with a stony refusal - they wouldn't even entertain the notion, let alone help us find someone. Despite saying they were willing to listen to our ideas about how to make this work, they seemed to be entirely uninterested in working with us at all.

I don't like to discuss my disorders at work. I only bring it up if there's absolutely no other way to explain something, and in the past year, I've mentioned it to two people, both when travel (which causes me a lot of issues) came up so they understood why I was nervous. Throughout these discussions, I never mentioned the real issues the changes created because I wanted to find a way to resolve it without talking about that - I worry about being judged and discriminated against, because I was bullied in school for my issues. Finally, on August 14th, I realized that they weren't going to be willing to work with us on this and there was no other way but saying why it was an issue, hoping they understood, and getting an ADA accommodation to keep my schedule from being changed. I sat down with my boss, laid out what was going on to her, and then talked to HR. HR told me that I just needed a letter from my doctor detailing what my disorder is, what accommodation I need, and why, and that I should make sure it's as specific as possible. I immediately went to set up an appointment with my psychiatrist, who has known me for the entire 14 years I've been in treatment, only to find out that he was on vacation until August 31st. My psychiatrist only does accommodation letters in ink and mails them, meaning it would take at least two days to get the letter. I assumed this wouldn't be an issue and sent an email to my bosses, explaining that I understood that I needed a letter, I had an appointment, my doctor was on vacation, and that I would likely need a day or two to get the letter from him, as well as requesting that they delay the schedule until I had it. I didn't hear back, so I assumed they understood and were cool about it.

Boy was I wrong. Last Thursday, I got an email from HR saying that they would not delay anything for me and if I didn't have the letter before the schedule started, I would need to work it. This sent me into a panic attack. It entirely blindsided me that no one talked to me about it and they just jammed it through an email. Before my panic attack could go into full motion, I made my way over to HR's office to see them and talk about it. No one was there. This made me panic even more. Having seen my bosses across the hall before, I ran over there, starting to cry, to talk to them. They had disappeared. Not knowing where to go, I broke down crying in the middle of the floor, and was only saved when my bosses appeared and pulled me out of there. Panic attacks are exhausting and it took me a while to calm down. Eventually, I managed to call my mom and work out a plan, to get my psychiatric records sent to my physician to see if they could get me the letter before the schedule started.

Fast forward to today. I've got the appointment set up with my physician, my HIPAA request in to have my records sent over, and I'm feeling okay. Then my boss taps me on the shoulder and asks me to come with her. I'm freaking out, and when I sit down, they, along with someone from HR, immediately tell me that I'm getting a 'verbal coaching' for being disruptive when I had a panic attack (my pointing out that they wouldn't discipline someone who had a seizure for being disruptive was not met well). They also tell me that the company lawyer is going to review my letter, and if they decide that their business needs are more important, they're going to make me work the schedule. The whole situation was extremely tense and I felt intimidated, like they were trying to get me to back off of getting the letter at all. Tonight, I'm still upset, and I need to know what to do.

**What I really need to know:**

* When they say that the letter from my doctor needs to be specific, how specific does it need to be? Does it have to list exact hours that I can work? Can it just say that I can only work a first-shift or daytime schedule? What about that I cannot have sudden changes in my schedule? What do I absolutely need to have to make it work?

* Can they call my doctor to verify the letter, or refute the letter because it came from a physician rather than a psychiatrist?

* When I give them the letter and they have their lawyer review it, can they force me to work the schedule that my letter says I cannot work until their lawyer is finished? If so, how long is their lawyer allowed to drag this out?

* How realistic is it that they can or will reject my accommodation in this situation?

* If they reject my accommodation, do I have any legal recourse which would actually have a good chance at success?

* If it comes down to them rejecting it, do I quit, or do I let them fire me, or do I force myself to work the schedule until I can find a new job? I'm not sure I'm emotionally able to handle this, I keep breaking down sobbing at my desk and if they made me work it, I'm sure that I would get even more sick than I am now.

* Is there anything else that I absolutely need to know to be able to safely navigate this situation? I'm already looking for a new job because the environment has become terrible since the new bosses I have took over, but I'm absolutely terrified right now.
Topic:
Disability Issues

Answer:
 You don't need to "discuss your disorders". You need to ask for reasonable accommodation backed up by a letter from your doctor that this accommodation is appropriate for your condition. Don't overshare. There is certainly no requirement you spill the beans on your medical history.

ADA requests are supposed to be a negotiation. They don't have to accommodate you if it would provide an unreasonable hardship or disruption to their business. If they need somebody working that job between X time and Y time, and you for whatever reason cannot work between X and Y, then that's not the job for you.


Title: My Mothers' Inheritance has gone missing. I'm not sure where to start.

Question:
Hey all,

Starting here because I have no clue where else to start. I live in Alberta Canada

Long story short my Grandfather left his bank account to my mother. It isn't a large amount, but money nonetheless. My mother has a copy of the Will and she as listed as the sole beneficiary to it. When he passed away, my Cousin somehow became executor of the will and put the money into an estate account and my mother has been unable to touch it for almost 4 years now DESPITE her being the only person who could touch it. I'm not entirely sure of exactly what happened but a bank manager that is friends with my cousin is involved in something shady and I fear my mother is never going to see this money.

The problem is, my mom has given up fighting this fight and just doesn't want to deal with it anymore. I have two main questions:

1)Is there a way for me to fight this on her behalf

2) what's the best course of action for me to take if I can?

Answer: Did your grandfather have debts ? If the estate is not enough to pay the debts the beneficiary may not receive their bequeaths. Funeral costs would apply to this too


Title: My step dad is withholding life insurance money from my dad. Can I fight this hold in court?

Question:
So in August, my mother unfortunately passed away from an intestinal infection. My family and I have been in a grieving process ever since. After the funeral and everything came and went, we were hoping to see the life insurance money on my dads end of the family. after all, my mother left him as the beneficiary  to receive all the life insurance money, despite being married to my step dad. Well, I  guess my step dad is a little jealous that he wont be seeing any of that money, so being the widowed husband to my mother, he had legal rights to but a hold, injunction, whatever on the life insurance money.

Just a little backstory, my mother and my step dad didn't have the best marriage. they didn't really love each other it seemed like, for example they wouldn't even sit on the same couch while watching tv together, and my mother had alcoholism issues up until the day she died. (Im not sure if she was drinking because she was addicted or in distress, but honestly i am leaning towards addiction.)

Now I can elaborate much further if this post picks up any steam.

But i was wondering if, since my real dad is the beneficiary of the life insurance money, but my step dad has placed a hold on that said money, is there any way I can take legal action to nullify the hold and receive the life insurance money?

Of course I have done some basic research myself, and normally the life insurance money comes in in about 30 days or so after the death certificate has been received. but it has almost been 4 months now, and I am in dire need of he money for college classes. Please reddit, help me out!

Answer:
 The answer is your dad needs to get legal advice from someone who has some expertise in life insurance. It seems the initial place to fight is to have a discussion with the insurer and a lawyer may assist greatly there. Court is likely the step after.

Also your dad can try lodging a complaint via the insurer’s internal dispute resolution (or complaint) process.


Title: [Texas] My attorney has failed to fulfill his promises several times and is very rude to me. What should I do?

Question:
My Ex-Wife did some really awful things and had her children removed from her care.  After jumping through some hoops, CPS placed my daughter with me.  Her mother’s rights have not been terminated and she is currently going through “services” whether or they will be terminated is still to be determined.  I hired an attorney at the beginning of all of this and paid him $2500.

My attorney showed up to my hearings, but really just seemed to suggest we go with the flow, which granted did end up with me having my daughter in my possession although I sometimes felt like we should push harder.

Our last hearing was September 9th, and he told me after that that he was going to set our custody motion for a hearing.  He told me again on the 18th he was going to do it, and again on the 28th.  He never did it.

He ended up telling me he decided to consolidate the custody with the CPS case, he told me on October 2nd, 9th and 13th that he was going to do it.  Finally he (claims to have) filed a motion for consolidation on the 19th and said I would have a hearing date the next day, which I never got.

CPS told me last week that if I just get a restraining order against the mother that they will drop me from the case and it will just become a pure custody issue.  So I asked him to do that and he said he would do it this week.  I texted him Thursday to ask if he was going to do it that day or Friday, he said Friday.  I texted him in the morning to remind him, then I texted him at 4 to ask if he was going to do it and he responded “YES”.  I texted him at 5:30 asking if he could email me a copy of the restraining order and he texted me back, “No. It’s Friday night. Stop Texting Me.”

He has responded like this on multiple occasions before.  I do not berate him with texts and I do not call him as I feel a text is something he can respond to at his own convenience.  I have sent him E-Mails which he told me he would read and respond to and never did.  He was supposed to bring pictures to court that I E-Mailed him and failed to do so.  He gets really defensive and always responds very unfavorably to anything I say about the status of my case.

I am wondering what kind of recourse I can take and what I should do moving forward from here? Thank you all for your help, advice, and opinions.

Answer: You can file a complaint to the bar association then find a new attorney. Or do that in reverse order. Answer #2: Fire him. Say you will be picking up your packet, statement of account, and any remaining retainer on Tuesday morning @ (insert time). Go through the statement of account while you are there and make sure everything on it makes sense. Ask the law clerk for clarification on anything confusing. Make sure all of your original documents are returned, and any documents you paid for (records), as they belong to you.


Title: [NYC] Selling a House my mother has lived in her entire life but name isn't on the deed

Question:
Hello my mother is looking to sell the house she grew up in. She was raised in that house and has lived there for basically her entire life. She lives there openly and has paid property taxes on the house for likely more than 20 years. The taxes are still in her fathers name who abandoned her mother and her when my mother was 14 years old.

My mother is looking to see what steps are necessary to obtain ownership of the property so she can sell it before she plans on moving. There's no time constraint on her move and we're looking to see how we go about this. My mother has had no contact with her father since she was 14 and we've had no luck in tracking him down. Considering that he was born in 1929 we're assuming he's passed away but have no confirmation on that.

I'm sorry if this isn't the proper subreddit for this but with the level of help I've seen people get here it did seem appropriate. Thanks for any help or insight into what our next move should be.

The house in question is located in Queens, NYC.

Answer:
 Well, since she has lived there for more than 10 years, she may be able to acquire the title through adverse possession, find a real estate lawyer.

Another avenue would be to figure out if he really is dead, and if so, your mom might have a claim to it under ny inheritance laws, but it might also open up another can of worms if there are other children you don't know about for instance. The first route would probably be easiest.


Title: STB Stepmom to two. The ex wife is refusing my child support check because they aren't coming directly from him.

Question:
My STB (soon to be) husband. We are literally getting married in a week. He doesn't have a bank account so he pays me in cash when he can and I write checks to his ex-wife for his child support. We mail them certified.

She sends them back, refusing them because they aren't from him or have his name on them. She is says she wants to follow the decree and the decree says he pays her directly, no intermediary. He cannot get a bank account so now he is behind in paying her.

Her response to him asking how exactly she is suppose to handle that is that it is 2016 and he is an adult. " You can figure out a way to pay me so that your name is on the transaction."

My bank won't let me add him to my account. If he keeps falling behind she will move to garnish his wages which we want to avoid.

When we beg her because I'll be handling all of our finances when we marry, she says that it is in his best interests that his name be on those transactions and not mine. " You don't count" is what she says.

Is this true?

The only other way we know to pay her is by some online app place or in cash. She won't accept cash. She said she would accept paypal but is reluctant and it seems like a lot to set up and we aren't sure that would count either.

Is she right in that not having some sort of paper transaction trail directly linked to him could get him in trouble?

Can she be required to accept my check? She seems to be making this really hard. What happens if she refuses child support in the methods we have at our disposal to use?

Answer:
 I see some red flags here if your fiance can't get a bank account and can't seem to figure out how to get a money order or cashier's check AND is making you take care of his responsibilities.

But, yes, you should make him figure out how to pay his child support directly, because the court and his children's mother may have no obligation to credit payments from third parties to his account.  So it's really in his interest.  And, yes, it is 2016, and yes, he is an adult, and these are his kids, so my advice to you would be that you should probably make him figure this out and not make this somehow your responsibility.  And I'd try to ask an objective third party that you trust how big of a red flag you should regard this situation as.


Title: Price Gouging

Question: I recently visited a sport event and they charged $20 for parking. This is usually a free public parking lot, so why are they able to charge money for it during an event? Why is this not considered price gouging?

Answer: Price gouging laws usually apply to critical goods and services during an emergency.  A parking lot for a sporting event would not ever qualify.Answer #2: Someone who has a thing can charge you money to use it. You have the option to not use it.


Title: (NJ) help! no hot water (problem with hot water heater). Landlord is on vacation for the next week. What should we do??

Question: [deleted]

Answer: Not legal advice, just what I would do.  I would call a plumber to come fix it then work with the landlord to get the expense reimbursed when he gets back.  You don't want to be messing with it yourself, God help if he did something wrong and burned the whole place to the ground.


Title: Ex-employer wants to speak with me, have me sign an NDA. I'm very very suspicious...

Question:
[OREGON] To be to-the-point: I was employed at a private company back when they were very young, given stock option grants, and was terminated back in February after working there for three years and accumulating 790 shares vested by these grants. Per their granting guidelines and contract I signed when I accepted the grants, I have three months since the date of my termination to exercise those grants and purchase the shares I was given. I personally handed the receptionist an envelope containing the signed paperwork and a check for the exact amount a few days ago (I did it within the three months - it ends next week).

Yesterday, I was contacted by their legal executive. He said, "before I process the paperwork, I'd like to share some non-public, confidential information about [COMPANY] that may be influential in your purchasing decision" and asked me to sign an NDA, which I did. The call is scheduled for tomorrow.

Honestly, I'm suspicious. I think that they might try to convince me not to buy those shares (which will absolutely NOT happen), or... he even might trick me into saying something that they could legally "interpret" or use legal mumbo jumbo or magic to assert that I told him that I changed my mind, when I actually did not. Why would they share confidential information with me about the company if they terminated me? What would they gain by doing so? Either he is doing something very nice for me, or doing this to try and use legal whatevers to screw me.

Before anybody says "DO NOT TALK TO HIM", I know that this is an option (and the smart thing to do) and I think I'm going to tell him that I decline speaking to him and would like him to process my exercise paperwork.

But... I am curious. What do you think they're up to? What is their motive behind this phone call? What do you think they are going to try to do if I were to decide to be stupid and speak to them? There's obviously no benefit on their behalf to share any "confidential information" with me. I think it's bullshit if you want my opinion....

Thanks.

***UPDATE***: https://redd.it/4i2sqv

Answer: I cannot imagine what he could trick you into saying that could be used to deny you what you are owed* (nor am I equipped to know). I don't see the harm in seeing what he has to say. I imagine you're right to think he wants *something.* I'd be too curious not to hear him out, I'd also take anything he says with a grain of salt, and go into the meeting with no intention whatsoever to change my plans based on what he says. If you do go, please update. I'm quite curious. Also Google if you live in a one party consent state and consider recording the meeting on your cell phone (if that can be done without breaking the terms of your NDA)Answer #2: I have seen/dealt with the fallout of meetings like this that have been used essentially to defraud the employee. It's possible the founders don't want to give up equity, and they are going to tell you the company is going to hell (losing customers, running out of funding, not growing, never going public).  If it were good news about the company, they would have no reason to go out of their way to tell you.


Title: [US, FL] Guy took a picture of my license plate.

Question:
I get really petty when it comes to driving. This guy cut into my Lane without a blinker so I cut in front of him and flashed my blinkers, basically saying "use your blinkers asshole" (I know, asshole move myself). At a stoplight I saw him snap pictures of my plates and call someone, I'm assuming the cops.

This actually happened to me where some guy almost ran me off the road so I got his plate number and called and they said unless there was an altercation or damage, they couldn't really do anything.

Is this the same case?

Thanks.

Answer: Yep. Not illegal to take photos of a plate and call someone.  Honestly, likely he wasn't calling cops. Likely he was hiring his team of goons who will track you down and make you pay for your insolence. So, you got that going for you.


Title: (WA) How to remove an abandoned vehicle from my property?

Question: [deleted]

Answer: Have you tried a different tow company? Unless Washington has particularly weird laws, seems like an easy buck for a tow company.


Title: LA: Visiting someone in prison if they aren't a family member? I want to visit someone who was like a father figure to me. I am 14

Question:
Location: Louisiana. Age: 14M

Been thinking about visiting this guy I knew since I was 6. He was like a dad to me and cared a lot for me while my real parents wouldn't.

I want to visit him. I can go with my older brother (18M) if an adult is needed.

He was imprisoned for violent rape so he isn't exactly a good person. I'm guessing this makes things more complicated but I want to talk to him, just tell him thanks for everything he did for me and stepping up to take care of me when my parents wouldn't, etc.

Answer:
 LA = Louisiana?

You need to first be on the list of approved visitors for that particular inmate.

Since you're under 18, you will need to be accompanied by your legal guardians (e.g., your parents, or whomever has legal guardianship of you).

[http://doc.louisiana.gov/visitation-info](http://doc.louisiana.gov/visitation-info)


Title: Bipolar disorder and a large sum of money

Question:
My mom (59) lives in Colorado, and recently her father has passed away. He lived in Texas and so does the rest of the family, including myself (20). His late wife had died two years prior. He had four children and the wife did as well. The will stated that the house and car amongst other things would be liquidated and divided equally among all eight children. One of my mom’s younger sisters is the beneficiary.
My mom has bipolar manic depressive disorder and is on government disability funding due to her metal and emotional handicaps. One issue with this disorder is the inability to have self control with spending money. Therefore, she has asked me to act as a payee of sorts when the check comes.
Questions:
First off, is this legal for me to have complete control over someone else’s inheritance? Second, how do I document the expectations for allotting a monthly allowance; do I need a lawyer to write up said document for it to be legal? Additionally, I reside in Texas, so will I have to pay a large amount in taxes for this money if it is transferred to me?
Thank you in advance for your help!

TLDR; My mom has a mental handicap that prevents her from being able to handle money. She is receiving money from her father’s will and has asked me to manage the money. What are the tax ramifications and legality of this situation?
Topic:
Wills Trusts and Estates

Answer: Could she instead willingly set herself up some kind of trust? Something that pays her monthly? It seems like a recipe for disaster that she's going to make you hold the purse strings. I'd recommend she talk to a lawyer about how she can best accomplish what she's wanting.


Title: Is it legal to work for free? Software developer at startup only received 2% equity and hasn't seen a penny in 3 months.

Question:
Hi, I'm a software developer in Bellevue, WA. In July 2017 I met with a CEO of a startup trying to get a fitness app built. We have our meeting but he doesn't make a decision on who he wants to hire until October 2017. He offers me 2% equity in company and asks me if its ok to work for free for 3-4 months while he raises money. I say ok because this is my first job, but after working 12 hour days for 2 months I feel we need to start getting paid something for our troubles. He keeps saying "you guys agreed to work for free for 3-4 months", he considers us interns, but as the sole developers in the company with no senior devs overseeing us I don't think we qualify in, the legal sense, as interns, no matter how much he says we are.

I've also reviewed my equity agreement and no where does it say I have to work for free for 3-4 months, it is only about equity, so the working for free aspect isn't written in paper, therefore it shouldn't be justifiable, right? I feel a verbal agreement isn't legally binding either. In any case, he keeps saying we are getting investors, we have 3 so far and should supposedly be closing a fourth this Friday.

We've complained in the past and actually lost our backend developer to another company, so now it's just 2 developers, and he is now starting to pay us... although he wants to give us a "minimum of $200 this Friday" and if we close another investor this Friday he wants to start paying us $460 per week (I did the math, that is minimum wage) until the MVP is finished (probably by February) and then "he'll try his best to raise our salaries". I think he's paying us minimum because he wants to cover his ass, but that still doesn't cover the last 3 months. He doesn't really inspire a lot of confidence and I'm thinking, if it really came down to it, me and my coworkers can sue him. What do you guys think? I've given my situation, is what my boss doing illegal? Can I demand he pay us more than $460 per week? Let me know what options I can pursue in this situation.

Answer: Uh. Get the hell out of there, first and foremost.


Title: AZ - South University is spoofing their caller ID with my phone number

Question:
Location: AZ

I have a weird situation where South University has "spoofed" their caller ID so that when a certain adviser calls their students, my phone number shows up in the student's caller ID. The students then dial my number back. I get around a dozen calls per day, starting at 6 AM my time.

I've contacted several people there over the last few weeks, as I'm sure it was just a mistake and not malicious, but basically I can't get anyone to fix it or care. I've given them the name of the adviser the students are calling for, my contact information, contact information of the students that are calling, basically anything and everything that would facilitate fixing it on their end.

I used to nicely answer the phone each time and explain that they needed to call back the number left on the voicemail from the adviser, not the caller ID number. I've now updated my voicemail to reflect that this is not South University, don't leave a message if you're calling for South University and a snarky bit about the University currently being on probation with their accreditation agency, which is true. And now I just let the calls go to voicemail. But this kind of becomes an issue when I miss a call that really was for me and now they're getting this weird voicemail greeting.

So at this point, I'm done. I will change my phone number if needed, although there is both a monetary and time cost for this, but is there anything that I can do that would force them to fix their mistake? I assume this doesn't fall under the $1500 fine for each unwanted phone call law. I have contacted the AZ attorney general's consumer complaints division, which may help, and filed a complaint with the FCC, which they say they don't resolve individual complaints, so not sure where that's going to go.

Anyone have any ideas or advice before I resort to changing my number? Thank you!

Answer:
 Make appointments with everyone that calls to see the advisor. Set them 10 minutes apart.Answer #2: Have you reached out to the actual advisor yet? Answer #3: Not legal advice, but practical. Try calling the university and talk to someone in the IT dept. it may be a challenge to climb the support ladder and talk to someone who understands the problem, but there is a good chance they either manage the phone system or the vendor who does. This is likely just a typo in their phone system configuration.Answer #4: Have you tried contacting their telecom department? They usually manage the phones.

You might also want to contact the Dean, or Compliance Office, if one exists. In some bizarre way, they are exposing your information, which may run afoul of FERPA.Answer #5: If you've already tried to go though the University and got no where, report it on www.ic3.gov

Caller ID spoofing is a federal offence.


Title: we don't understand this scam and what to do next. married couple needs urgent assistance

Question: we offered a desk on craigslist for $200 and had several immediate responses. unknown to me my wife accepted an offer and the buyer fedexed a check for $1500. because we're struggling and not seeing very strong signs someone chooses to deposit the $1500, because this apparently has something to do with shipping this to Oregon, like that woud ever happen. the dud is harassiing my wife to send the money back to her, and they know our addresss

Answer:
 The scam is the check is fake.

In a week or so, the bank will reverse the deposit, leaving you without any of the money.  Do not send them any money, cease contact.  They'll move on to the next victim.Answer #2: The scam is that the check is fake. They are going to threaten and harass you until you send them money from the check, but the catch is that in a week the bank is going to realize it is fake and deduct the value from your account. Oops! You've already withdrawn it and sent it via a method that can't be refunded, so now they have the cash and you have -$1500 in your account.

Ignore all their attempts at contact, do not respond, and call your bank and let them know you may have fallen for this scam. It's very common and they will handle it.

If you intend to do more selling on craigslist, [read over their scam section](https://www.craigslist.org/about/scams). This is one of the most common scams on the entire internet. Literally every time I post to craigslist I get someone trying to pull this.


Title: Wrongly accused of Intentional overdraft

Question: Hello 19 year old here I thought I had enough money in my bank to cover the purchases I made now I am in the negative -$1,500 I am calling the bank tomorrow to see what is going on but I have heard of banks getting the cops involved and I fear it may be to late I am willing to get on a payment plan with them. I know this was very irresponsible  for me to do but it for sure is a lesson learned I am now teaching myself how to be more financially responsible reading blogs like penny hoarder etc Any advice is appreciated.

Answer:
 > but I have heard of banks getting the cops involved and I fear it may be to late I am willing to get on a payment plan with them.

A payment plan?  If you made an honest error, then you should have money coming in imminently to pay them back.  A "payment plan" indicates that you not only didn't have the money, but knew you wouldn't for some time.

As is, you can't prevent anyone from calling the police or from suspecting that your overdraft was intentional.  Making immediate steps to rectify can help the situation, but doesn't prevent.


Title: [MI] Is it legal to infer you have a weapon to convince someone blocking your car with another vehicle to move?

Question:
The Your ride bus loves to park in front of my parking spot or block my car from leaving while waiting for their passenger.

The last person refused to leave despite my opening the door of my car honking and throwing signs with my hands at him. He made me waste time manuvering around him to get out. I then flipped him off before riding away.

Could I yell "Don't make me get it out of my car and force you to fucking move" ?

Answer:
 You’re going to go to prison.

No, you can’t intimidate the bus driver because you don’t want to drive around him.

Second, you shouldn’t ever pretend to have a weapon. Someone is going to call your bluff and stomp a hole in you.

Third, have you tried leaving before the bus gets there so you don’t have to drive around it? Obviously driving around the parked bus is a giant inconvenience to you. Maybe just leave before it pulls in.Answer #2: >despite my opening the door of my car honking and throwing signs with my hands at him.

Have you tried not being an asshole? I mean, this sub usually frowns on etiquette advice and moral advice, because it's not legal advice, but if the route you're planning involves possibly criminal harassment or assault, I think "Don't be an asshole" is, tangentially, legal advice.

It also might work. People are often more cooperative with courteous behavior.


Title: Grandparent custody issues in georgia

Question: My ex husbands parents have grandparents rights two weekends a month as a result of him terminating his visitation rights. My son is special needs (autitstic and bipolar) but grandparents dont recognize that. The grandfather hit the child and a dfcs report was made. Dfcs gave them a safety plan saying no physical punishment and to call me if my son was out of control.  I tried to withhold the child from going but was threatened arrest by a sheriff so i let him go. He left kicking and screaming begging for me (his mother). He bit his grandfather and his grandfather said he was going to make a report on my 7 year old for elder abuse. They want him hospitalized. they then informed me they were going to file for full custody. They have made numerous false reports to dfcs. All have been closed but they are trying to use those reports to prove i am unfit.  Im a good mother trying to fight for the safety of my child and i dont know what to do. Im not going to lie, we are poor. Well below the poverty line but my son is provided everything he needs. What do i do now? I cant afford a lawyer and all i can think of is my son at their house crying for me while he's stuck with the man that hit him.

Answer:
 I would contact [Georgia Legal Services Program](https://www.glsp.org/) and see if they can help you.

Generally speaking, grandparents rights are only relevant if they are **in the best interests of the child**. In essence, if the child is having these problems when visiting the grandparents, then you can argue that even if they are not abusive, it is not in the child's best interest.

If you cannot get help from GLSP, you can see if there is a [Court Self Help Center](https://www.georgialegalaid.org/court-info) near you. If so, they may have a packet that contains the forms you need to file for custody yourself.

While it is best to have a lawyer if you can get one, family courts are generally more helpful to pro se litigants (someone representing themselves).

As for evidence, the DFCS report where the grandfather hit the child will help. Start taking notes about every time your son goes to their house - how he reacts, what they say, what happens, etc. If you want to set up cameras or video record to show what's happening, you can legally do so. You might ask your primary care provider to get him into a therapist to specifically explore his issues with the grandparent - a third party professional's determination that the grandparents' visits are not in the child's best interest would go a long way.

Finally, you may ask if your son can be appointed a guardian ad litem through the courts. This would essentially provide him his own advocate in court, which would be covered by the state. The risk is that the advocate has no legal duty to protect your interests - only your child's. But if you can't otherwise get help, it may be worth it.


Title: [NY] Wife's employee brought in Doctor's note from 2011 pad

Question:
My wife has an employee now that has on two separate occasions missed a weekend of work, and brought in doctors notes to excuse his absence. The only catch is, his mom is the doctor on these notes, and the date on the top of the pad says "Pad 6 of 20 11/8/2011".

The handwriting matches the employees, meaning his handwriting matches his "mothers" handwriting on the pad. I believe the pad is stolen / being used unethically, but my wife doesn't know exactly what to do. She's the general manager of the store.

I think there's a bigger issue that this kid might be using these doctors notes without his mother's knowledge. Just wanted to see if I could receive some advice to help point her in the right legal direction, without assumptions / not knowing everything we need to about prescription pads.  We are in New York.

TL;DR: My wife's employee brings in Doctors notes excusing absences, the pad is under his mom's name from 2011, is there a bigger problem than just him missing work.

Answer: Why doesn't your wife just fire this schlep?


Title: [Oregon] What are the rules about banning guests from your rented house.

Question:
I understand this may be a weird topic but I'll try my best to briefly explain my position.

My roommate has a boyfriend none of my roommates like. He makes messes and is rude to his girlfriend and my roommates. He enters our house through a garage door because he doesn't have a key and knows the code. Yesterday he forgot to close the garage door after bringing in groceries. I live on a pretty busy street and this exposes our garage and house to burglary. My roommates and I collectively have about $3k in the form of bikes and tools stored in our garage. This is not the first time he has done this. I have come home at 10 pm and seen my garage wide open with the lights off. Nothing has been stolen yet but this guy is a serious security risk to my house. Is there a way I can ban this guy from entering my property? Hes not on the lease and the majority of the people on the lease don't want him around.
Topic:
Real Estate law

Answer: If someone on the lease invites him in (his significant other), then you can't ban him. It isn't like you can take a vote or anything.


Title: (Ontario) getting ripped off by a bodyshop - best way to proceed?

Question:
I want to open this by saying I know that I am very, very stupid.

I rear-ended a vehicle on the highway. Little damage to his SUV (I hit his hitch), but a fair amount of damage to the front of my truck. Tow truck drivers were on the scene shortly after and I was told it probably wasn't safe to drive my truck seeing as he claimed the radiator was pushed in.

He recommended a shop to tow it to, and, seeing as we were sitting on the fast lane of the highway in rush hour, I agreed in stupidity and impatience.

I signed something (which the tow truck driver told me was permission to keep the car on the lot) without reading the entire thing. They set me up with a rental car, in house, which I currently have. I insisted - Many - times that no work was to be done to the vehicle without insurances go ahead, which they gave me their word on. However, seeing as I most likely signed a blank work order, I'm assuming their word now means nothing...

I know, I'm a fucking idiot. No need to remind me.

Now I'm reading reviews online and there are plenty saying this place is a complete scam. What I signed was most likely a blank work order, with a $2500 administrative cancellation fee according to quite a few sources online. My insurance called last night to inquire about them releasing the car and they were apparently very rude and claimed I had signed the order. Insurance advised I call in today and not accept no for an answer - i was to cancel the work order and release the car.  I do have the option, obviously, to get the work done where it is now but I'm more inclined to trust my insurance company at this point, who prefers to have the vehicle towed to their own lot.

Am I on the hook for this $2500 regardless? Insurance is saying I have 10 days to cancel the work order but I doubt they will cover "administrative fees."

I have yet to call in today, I just want to know if I have a leg to stand on. This is in Ontario.

Answer:
 You may have an out on the work order, if the work order is blank you can fight it. It's not legal to try and charge a cancellation fee or anything else for a blank work order. You can't sign a blank work order and still make an informed decision.

The work order would need to have at least an estimate of damages including parts and labour. If it even said as per estimate that does not count. If they are unwilling to work with you have your insurance company step to the plate for you.Answer #2: A further point...........

The Province of Ontario has a consumer protection act that may be invoked . Also the municipality that the business is located in may be interested in their business practices. The shop has to have a municipal business license to operate their business.

A further avenue of enquiry is the fraud unit  of your  local Police service.

Your insurance company has to act on your behalf, and you cam also contact the fraud investigation unit of the Insurance Bureau of Canada. That is a national organisation that represents the insurance industry in Canada. They are a heavy weight consumer advocate group, with a lot on influence.

Jim B.


Title: (NY) Landlord refuses to refund overpayment of rent

Question: Hey all! I live in a very large apartment complex in Battery Park City in NYC. Last month my landlords payment portal double processed my rent payment charging me my $3600 rent twice. I approached the management office about this on Monday and was told I'd get a refund by check. This morning I received an email from them saying I will not be getting a refund even though they acknowledge the overpayment. I have never missed rent and my security deposit is untouched. In addition they have stated if I don't pay rent next month they will begin the eviction procedure even though I have a credit balance covering the month. How do I get my $3600 back??

Answer: Tell them you already paid that month's rent with a double payment last month. If they want to take this to court and lose then go right ahead.


Title: Former employer may be considering filing a SLAPP suit against me for a review I did not write

Question:
Hi, I am hoping to get some advice on my situation.

I worked for a small LLC employer about 3 years ago. The firm offers consulting services to private equity clients. My duration at the firm was only about 1 month.

In March of this year, well after I had long forgotten about my time at the firm, an anonymous poster posted a negative review about the firm on Glassdoor. Because the review is anonymous, the employer is not able to determine with certainty who had left the review. He initially accused two other employees before he settled on me. I did not write the review.

I do not know this for certain, but I heard through one of the former employees that he accused that he is preparing litigation over the review. He has also been, what I would consider, "harassing" me, in that he is reaching out to my current employer and hinting at possible litigation (he did not explicitly state it, but a partner at my firm with whom he spoke got the feeling he was crafting his words very carefully in preparation for a lawsuit).

I am not at all worried about a possible lawsuit, as I know I am in the right - although advice on how I should handle it should it come to that would certainly be appreciated. I am most worried about how his "harassment" and this frivolous "potential suit" may affect my employment. The partner specifically stated he does not want to deal with the potential media attention brought on by a lawsuit. I am relatively new to my firm, having only worked here for 5 months, so it is not like I carry a huge amount of weight with my current employer.

---------------------------------------------

My questions are:

1. How should I respond if he files a suit against me even without any evidence that I posted the review? I realize that anyone can file a suit against anyone for no reason at all, but am wondering my best course of action.

2. Even though I am not guilty and would likely win the suit should it be filed, do I have any potential recourse if the frivolous suit affects my employment or affects me in any other way?

I am happy to post a link to the review in question if necessary, but don't really want to exacerbate the situation unnecessarily, if it could potentially harm my situation.

Thanks!

---------------------

**Edit to add, in case it would be relevant:** The firm is located in Rhode Island, I was living in Massachusetts at the time, and I am currently residing in Pennsylvania.

Answer:
 1. Your best course of action is to hire an attorney if/when the lawsuit is filed. Until then, focus on explaining the situation to your current employer, and working hard enough that they're willing to stick with you through this.
2. You may, but any claim for recourse would be really fact-intensive and we don't have enough information to give a solid answer. Your potential claims would be for Defamation and/or Tortious Interference, but the only way for you to know for sure would be to take it to an attorney.

Edit: Hiring an attorney to write a letter is also a great idea.Answer #2: > I am not at all worried about a possible lawsuit,

You should be very concerned because a lawsuit can be very expensive. I would hire a lawyer to send the company a letter denying all involvement with the review if I wasn't involved. It also might tarnish your reputation with future clients and employers. YMMV. IMHO.


Title: How do I fight Verizon on my Credit Report?

Question:
I have a FIOS claim on my credit for $987 for the "remainder of my contract".

I signed up for FIOS and paid an extra $10 a month to avoid being stuck in a 2 year contract.  I did this mainly because I knew I wasn't renewing my lease and frankly I didn't see saving $120 justifying paying another $800 for a year I wouldn't even be able to use it.

First they claimed the price wouldn't increase during my first 2 years, even though this wasn't 2 year commitment on my part.  Within an hour of having service installed and activated I got a notice that my bill would go up $1.99/mo for some increase in a modem rental or something (no option to use your own its FIOS only).

I ate that because I didn't see fighting it was worth the $24 in total it'd cost me for my year.

After I started having issues with the service and being completely unable to get anyone in support to work with me I canceled my service after only 8 months.

When I called to cancel I was told my account had 16 months left on my contract.  I have my initial email where I signed up stating in writing that I was on a month to month service.  I have zero emails or writing from them saying this changed.  I asked when that was changed and they couldn't tell me.  They could only tell me that at "some point" I called up and changed from a month to month to a contract, but I was still paying the higher no-contract rate the entire time.

When Verizon collections called me I made it clear I don't owe them anything and was disputing this, but that's when they just put it on my credit report and stopped calling me.  I disputed this on Equifax and TransUnion but both cases I lost because Verizon is Verizon and just claims I owe it.

I don't feel like hiring a lawyer to fight this is going to cost less than $987, I don't want this fraudulent claim on my credit, and I don't want to just give in and pay this bully.

Are there any class action suits or any sort of groups I can join to fight this efficiently or is this just a no win situation for me?

Answer:
 You can [file a complaint](https://www.ftccomplaintassistant.gov) with the FTC, file a complaint with your state attorney general, contact a state consumer protection agency (if one exists), or contact an elected government representative.Answer #2: I fought with Verizon for a full year before finally hiring an attorney, and still fought another six months as the collection was continually sold from one agency who received a letter from my lawyer, to another new agency. It was like playing whack-a-mole.

Verizon themselves was never helpful, and didn't do what they were required to do in the first place, which is how it ended up at collection agencies - *despite me having a letter from Verizon confirming the status of my account as paid and closed in the first place*.

As much as it sucks, I firmly believe attorney is the way to go when dealing with Verizon. I was a loyal customer for ten years and got reamed when I left. They don't give two craps about the law, and are counting on you not wanting to hire a lawyer.Answer #3: While you follow all the advice given, keep disputing the negative credit report.  Bide your time, do it around middle of June, and again Thanksgiving week.

They have 30 days to verify the report Christmas holiday season is prime time to dispute credit inaccuracies.