Title: My MIL forged my husband's signature to put herself on the title of his house. What can we do?

Question:
Hi reddit, I'm hoping for some legal advice concerning my MIL and my husband's house. My husband and I got married this past March and I've never owned a house, so sorry if I'm missing some details. We are in Colorado.

Around 2010 my husband was coerced by his piece of shit parents into buying a house for them. His parents fucking suck. The mortgage and title were in my husband's name; I think his mother might have been on the mortgage too since the beginning. My in-laws also coerced my husband into co-signing a $60,000 private student loan for his brother who is now 28, still plays video games all day and will never get a job.

From ~2010 until March of this year, my husband paid half or more of the mortgage each month. He never paid the mortgage directly; he sent a sum from his checking account to his piece of shit mother's checking account, who then paid the mortgage. My husband has lived with me and been disowned by his mother since May 2014 but still paid that half of the mortgage for a year after he stopped living in the house. His mail still goes to that house, and technically he still lives there, just not physically.

The student loan payments became active 1 year ago and his parents have been paying them.

WE GET TO THE POINT OF MY QUESTION: My husband tells me that he doesn't remember when, but sometime between 2010 and 2013, his mother put herself on the title of the house without telling my husband. My husband says there is a document (don't own a house, don't know) where she clearly forged his signature in her bubble writing. She also tried to (or successfully?) removed my husband from the title, but he forced her to either stop or put him back on it. So now they are both on the title.

On Friday we received our second threat from my piece of shit in-laws that they will start making us pay the student loan for my piece of shit BIL that they guilted my husband into co-signing. They tend to threaten to ruin my husband's life when they think he isn't breaking his back enough for them.

My husband is an emotional mess right now and doesn't take the threats as seriously as I do, so I'm here to ask, what are our options? If this witch tries to make us pay those loans, can we evict her from the house and sell it to pay them off (it's at about $100k profit now)? Do we need to lawyer up? What about the forged signature and her being on the title? Didn't she need a notary to lie for that too? Basically, what would you do if you were us?

Thanks for any advice you can give me; please give it to me straight and tell me how fucked we are or not. Thank you!

Answer:
 It is pointless to ask legaladvice because your husband isn't ever going to take his parents to court. you married a child.Answer #2: You, yourself, may need to talk to a lawyer, because your husband's enmeshment with his (fuckass) parents is going to cause you legal issues down the line.

He's been trained to keep his mom happy, but now he's doing it at your expense.


Title: Is it right for an employer to ask for an invoice from you from your vet as proof that your animal has just been euthanized? (UK)

Question:
I am in the UK. Is it right for an employer to ask for an invoice from you from your vet as proof that your animal has just been euthanized? I'm really not sure because it feels almost akin to asking for a death certificate when a family member has died, which you don't do, and my employer has never done to any other member of staff who has had a loss in the family. I also didn't actually receive an invoice. The bill was paid in cash there and then in the vets (it is a very small practice) so we could just leave and be done with it all.

I have had to skip work for just 2 days (she was euthanized just yesterday) due to the upset and was planning to return tomorrow. I have not had any complaints in my job or had any problems with my attendance as of late. In fact, I have been praised a lot more for my work in the past month or so. I am just a bit taken aback by this request. It almost feels like an 'I don't trust you' situation right now, and it's not something I need. I really don't know if it is within their right to ask for something like this. The company is also very small so as far as I'm aware there is no union available to me.

If it is within their right and I'm just being sensitive, please let me know, and if so I would like advice on what to do about the invoice situation - the account isn't even in my name it's in my mothers. If it is not and this is not right I am looking for some advice on what to do and how to proceed.

Also if this isn't the correct sub for this, please let me know.

Thank you.

Edit for extra info: I currently do not get paid for any time off except for any holiday days I book, which of course this was not. The company also has no mention of anything like this in the policy or in my contact. It is only stated that if sickness/absence exceeds one week a doctors notice is required. I have only been off for 2 days with grief.

Answer: Employer can ask for it, it isn't against any laws. It might be standard procedure for them or they just don't trust you for whatever reason. They are 100% being insensitive but businesses don't give a shit about your feelings.


Title: Moving because you do not like the laws in your state.

Question: [deleted]

Answer:
 You can move anywhere you want.  Nobody cares why as long as you aren't a fugitive and aren't trying to defraud anyone or commit other crimes.

If you want to marry your first cousin, you are free to move to a state that allows that.Answer #2: As a U.S. citizen, you are legally allowed to move to any state for any reason. You are also legally allowed to talk about your reasons.


Title: [UT] Can a medical debt from a deceased parent be passed on to their child whose a minor?

Question:
I’m writing this post on behalf of my aunt.

My aunt had a child (I’ll call him Timmy) with a man who just passed away recently (I’ll call him Bob).

There is some kind of settlement that Bob won because he was wrongfully denied social security when he couldn’t work even though he was genuinely sick.

Bob’s mom who I’ll call Lucy (also Timmy’s grandma) is wanting 2/3’s of this settlement. 1/3 to put into Timmy’s school fund which is in her name, and the other 1/3 because she paid most of Bob’s medical bills. The rest of it would go to my aunt as child support basically because Bob couldn’t pay it when he was not getting paid the social security.

She told my aunt that if she gets to take the 2/3’s then she will take care off the rest of the medical bills, if not, they will be passed onto Bob’s next of kin A.K.A Timmy, or my aunt. Timmy is 10 years old and my aunt has no ties to Bob. They were never married and she never signed anything to make her liable.

Is there any possibility Timmy or my aunt would have to pay for Bob’s medical bills?

There’s a bunch of other sketchy things going on with the social security that my aunt is supposed to be receiving now for Timmy where Timmy’s aunt Brenda “accidentally” made it so the social security checks go to her and not my aunt.

My aunt doesn’t have money for a lawyer or else she’d go straight to one. I’m sorry if this doesn’t make a lot of sense, it’s a confusing situation and I don’t know a lot about all this legal stuff. Any advice on how she should handle this would be greatly appreciated.

TIA

Answer: Debt goes to the estate. If the estate can’t pay it off the debt is void.


Title: I'm curious: I have a bag of blow pops that say "Not for individual sale. ". When companies say a product is not supposed to be sold individually, do they have a legal right to prevent you from doing so? I bought it, it's mine, how do they have any say in what I do with it?

Answer: It's not appropriately labeled/packaged by FDA standards for individual sale.


Title: Indecent Images of Children

Question: [deleted]

Answer:
 You might also want to post this over at r/legaladviceuk.

But you would really need a lawyer ASAP (if you don't already have one). Having a lot of CP in your possession is never a good thing.


Title: Being Sued by people for Car Accident I caused

Question:
USA, Florida.

I have Geico Insurance
Long Story short, I accidentally rear-ended a Prius after my Airbag exploded in my face randomly about a year and a half ago. They had no injuries at the time except the driver complained of small wrist pain, they have been talking with my insurance company ever since and apparently I have gotten mail from my insurance company saying that they have failed to reach a resolution (apparently meaning that they have refused the $500,000 limit i have on personal injury claims in the hopes that they can get more money out of me) and are now going to be suing me, what can i do? How do i go about this process?

Answer:
 There is no way your insurance company offered policy limits of $500k unless this persons quality of life is forever fucked.  Otherwise, insurance companies will pay for the actual medical bills and then maybe another several grand for pain and suffering.  More likely, this plaintiff was making an unreasonable demand and was not negotiating in a manner that suggested it would get settled for an appropriate amount of money, and the insurance company figures it will be cheaper to defend the suit and, at worse, pay a jury verdict that will be nowhere near $500k.  They may also think that they can win the suit.

Contact your insurance company as soon as you are served the suit and summons. They will take it over from there.Answer #2: Geico will provide an attorney to defend you and they will pay out up to your policy limit. But...

> I accidentally rear-ended a Prius after my Airbag exploded in my face randomly about a year and a half ago.

Maybe you should be getting Toyota involved if the airbag just went off on it's own.


Title: [Melbourne, Australia] I keep getting the cops called on me for kissing my young looking girlfriend, what do I do?

Question: [deleted]

Answer:
 Get her some pepper spray and teach her how to use it. She needs to defend herself. She is being assaulted by having people forcefully grab her and toss her around. I understand that she's small and your first instinct is to protect her, but you'd only make it worse if you personally tried to get physical in a situation like that. She, however, can absolutely defend herself when she's being attacked.

It's disgusting that people are treating both of you that way.Answer #2: You might have more luck with Australia-specific advice in /r/AusLegal.  Myself, I'd recommend your girlfriend (NOT you) tell the people pulling on her to stop, and if not, either one of you call the police for an assault in progress.


Title: Florida man

Question: My fiancee's legal charges were recently dropped. He was arrested before police gathered evidence (two recorded phone calls to the company) after a store associate grabbed our purchased items after claiming our payment didn't go through which we showed him on the phone it did and a receipt was printed from the machine accepting our payment. My fiancee called the company to inform them of their managers actions which we informed them that living in a concealed weapon state as well as florida in general where people get death threats as mcdonalds employees, he could have been hurt or if he acts that way to the wrong person would more than likely get hurt. Florida is a stand your ground state after all. So they took that as a threat and he was arrested on 2nd degree felony charges. Months later, he's lost his job after they had him on paid admin leave for a couple months, we're out of money and no one will hire him in time to scrape rent together. They also slapped an RPO on him and I surrendered the firearm that I legally owned before the case was dropped to avoid another felony charge in violation of the RPO. I'm on disability and can barely function day to day let alone work to bring income into the house. Our health has suffered greatly due to the stress of this situation that has gone on for almost 4 months. Do we have any legal recourse against the company or the police with all this? TYIA

Answer:
 No, you do not.

If this isn’t a Florida man story, I don’t know what is.


Title: MN - Landlord said they do not have to allow ESA and will consider them pets

Question:
Hello,

I have an Emotional Support Animal that was prescribed to my daughter from her therapist. We got it last year and provided our apartment with the letter, which they accepted.

(This is a large apartment complex, probably 7 huge 3-story buildings, and they allow renters to have both cats and dogs, for a fee.) Not sure if that matters.

This year, I am moving to a new unit in the same apartment complex. I received a letter from the apartment with move out/move in information. There were pet fees and a pet deposit listed.

I called the office and was told that they only allow animals to not have pet fees if they are listed by the ADA and wear a vest. I was under the impression that housing laws in Minnesota cannot charge pet fees for an ESA. They told me that since they're privately owned and do not accept government money that they do not have to follow that law/rule. I thought housing laws were housing laws, full stop.

Can you please clarify this for me? Thank you.

If it's true that they can pick and choose which housing laws they can follow, then that actually makes me kind of terrified as a renter. I've been here for years and if I would have known this, I would have found a new home, instead of continuing to live here. Now I have to figure out if I can come up with $500 in a month (non refundable) because getting rid of her therapy animal would obviously be horrific. She has gone through trauma and this would be so detrimental.

*edit* If anyone has information I can share with them, I would prefer that first and foremost. I don't want to get tangled up with a lawyer if I don't have to; I'll be living here for another year. Thank you

*second edit* it's actually 700 dollars. 200 is refundable, 500 is non refundable. I literally have one month to come up with 700 dollars after I've had this ESA for an entire year with them fully aware of it and never having charged me yet.

Answer:
 > I called the office and was told that they only allow animals to not have pet fees if they are listed by the ADA and wear a vest.

That's not true.

> They told me that since they're privately owned and do not accept government money that they do not have to follow that law/rule.

That's also not true.

Send them a letter, in writing (keep a copy), along with another copy of the letter. In the letter state that you are giving them the proper notification, your ESA is not a pet, and you will not pay a pet fee.  If they keep harassing you it may be time for a lawyer.


Title: Who release my medical history?

Question:
Denied an application for a handgun recently and turns out its because of a false report of being institutionalized as a kid.  According to the "record" I was 14 at the time and the only hospitalization I had was an appendectomy.

Its not worth fighting for a stupid hand gun but I'd like to know how this happened.  How do I find out?   I'd like to find out if this is on any other records before it effects me professionally

Answer: I would find out what background check service the handgun seller uses and contact them to inquire where they found that information. Also, check the documents you signed for the application, if there is something in there about allowing them to access medical records, that's how they were given the information from a medical provider (if that's what happened).Answer #2: What state are you in?


Title: DoorDash skipping out on paying bonuses and guaranteed pays.

Question:
My husband is doing DoorDash to make some extra money for our household. He keeps getting these “bonuses” and guaranteed pay offers. He accepts them and then they won’t honor what they are promising.

When he contacted support(which was extremely difficult to do), they said he needs to take screen shots in order to receive bonuses. Never have they mentioned that he needs to take screen shots to receive the pay he is promised.

If they are doing this to him, they are doing it to everybody. He’s already been cheated out of at least $100 and he hasn’t even received his first pay deposit. If they don’t honor the pay and bonuses he literally winds up working for free once you cover fuel and wear and tear on the vehicle.

What sort of action should be taken when a business is cheating individuals but on a huge scale?

Answer:
 From what I've heard of doordash they change the terms and conditions of the bonus *and* require a screenshot for it to cheat drivers, and purposefully make contacting support hard to do so you drop it. It's probably outlined somewhere he needs to provide screenshots, since most posts about them involve their shady practices on the bonus pay. It also looks like they're consistently late with paying wages, but your husband can file a support ticket with them; [https://dasherhelp.doordash.com/missing-payments/](https://dasherhelp.doordash.com/missing-payments/)

If all else fails, he can file a wage claim if they don't pay him, but likely the "bonus" won't happen because he didn't follow their procedure. He's likely better off driving for another delivery company, since DD has tons of complaints about these shady practices they commit. Answer #2: Ideally a class action lawsuit, but I’m guessing he signed away that right.Answer #3: I work for DoorDash. Screenshot absolutely everything every day he works. If they try to screw you over, tell them your going to the labor board and it’s gonna cost them a hell of a lot more than what they owe you. Their support staff is all overseas and are ignorant of American labor laws, there’s a big chance they’ll get scared and comply with your demand Answer #4: In other words, DD is going out of business.

Makes sense. The delivery business is a loser.


Title: Do i have the option of finishing out the length of my probation in jail?

Question:
Edit
I'm 17 and on juvenile probation for a class one misdemeanor (shoplifting). I've done all of my community service, I've attended all of my required therapy appts, and done pretty well in school (passed all my classes with c's and b's). But the only issue is my probation officer violates me for anything possible, from the people i hangout with to trying to accuse me of skipping school, (I have all of my early dismissal notes from days i have had to leave early (mainly for the required therapy appointments)) None of my violations are criminal charges. I have court this month for yet another probation violation and i was wondering if instead of them extending my probation six more months if i would be able to request jail time for the original sentencing for the crime, or for what is left of my probation. Do i have the right to do that? I understand what i did was wrong but I've already been on probation for a year and six months and it seems ludicrous to me to be supervised two years over such a petty crime. I'm in Nc if that helps. Is there anything I would be able to do or say to the judge to help him accept my request?

Answer: I’m not certain whether or not that’s an option, but even if it is— I assure you, jail will NOT be better than your current situation. Talk to folks who've done time...Answer #2: Why don't you just effectively put yourself in "jail"? Do nothing but go to school and stay in your room at home doing work. You'll avoid any accusations of probation violation, assuming you behave in school. Keep your head down, do your work and don't socialize with anyone. It'll be far better than jail and you won't have to worry about violating.Answer #3: Not a lot of people are understanding my reasoning on this so i figured i'd elaborate, I completely understand jail is more restrictive, but it's for a much shorter time than probation would be and it'd be done and out the way, where as probation i'm highly likely to fuck up once within six months


Title: Employer applied for FMLA on my behalf and now I may be screwed what do I do?

Question:
Trying to keep this short and sweet. I have always struggled with anxiety and depression but hit a very low point in my life a few weeks ago. Was having suicidal ideations and not eating or sleeping.

I did what I thought was the best thing I went straight to the doctor then informed my boss in writing what was going on so he was aware I needed further therapy especially for the suicidal thoughts. Next thing I know I get a call from him that I have been placed on FMLA leave for my own good. Now I appreciate they are looking out for me but the issue I am running into is getting a doctor to fill out the paperwork and provide me a return to work date. The doctor I saw last week when I sought help won't fill it out because she isn't my primary and told by someone at my GP office it should be the person that will not fill out the paperwork.

I am really frustrated because my HR person applied for FMLA for me and paperwork was sent with a deadline and I didn't even get an opportunity to ask questions or understand the consequences. Now I fear if no one fills the paperwork to let me return I'll be termed not mention not paid while this gets figured out. What options do I have?

I am located In the US- Ohio

Answer: You want to complete the FMLA certification. You can be legally fired for missing work if you don't. Are you saying both your GP and the mental health specialist you saw are both refusing to complete it?


Title: [TX] human rights issue

Question:
2 years ago myself and someone i love very dearly were victimized by a large group of people. it amounted to nothing less than torture. i have gathered much compelling evidence and i can prove this to be the truth. i have been all across the Us seeking help, first i went to the FBI, and when i did this, it turned out to be very odd.. and many strange things did happen.. after i did this i actually received a "bill of attainder" from the U.S. gov. it was so broad and vague, and unclear, that when i saw the "bill of pains and penalties" that was attached, i assumed it was about unpaid taxes.. i threw it away, as the effects of what happened has had me in so much fear, that ive been unable to work.. some of the people i worked with, were actually involved with what happened.. as well as local authorities, and even some people i cared for. the whole story, the evidence, and the events that followed for the next two years point to something very bad, even suggest corruption. i have also been to many human and civil rights groups, about 3 different lawyers, and even media.. at every instance im met with evasive indifference, even from the beginning of the interaction, that does make it seem as though someone has told them not to help me.
i am very fearful for the safety of the people i love and for myself.. it has been a nightmare for two years..  and i don't know what else i can do.

Answer: I have no idea from your post what your question is or even what happened. Answer #2: You need to be more clear about what you are asking. Regardless, I recommend mental health counseling. You're either paranoid or you've suffered something terrible. In either case, seek help.


Title: "Set up for a crime I didn't commit" UPDATE

Question: Hi guys, I posted about my legal situation the other day (link:http://www.reddit.com/r/legaladvice/comments/31dje0/set_up_for_a_crime_i_didnt_commit/) and have two important updates. (1) I called the police and spoke to the sergeant. She told me that the investigation regarding the emails had been concluded last week (thanks for letting me know...) and turned over to housing, which I'm assuming is why Student Affairs is only now beginning their investigation. The investigation resulted in no criminal charges and the emails were never traced. What the fuck. (2) I was checking the status of the suitemate's case in the court database in my state, and on 4/3/15 an update of "No Information Signed" was entered, which according to two forum posts I've found, in RI this means that there was ruled insufficient evidence to continue. I'm not sure about that, but that seems to be what it's saying. What the fuck? The whole reason I set up a video in my room was to catch this guy dead to rights and now he's just walking away? He has a public defender so he didn't even have to pay out of pocket for anything. Now all I'm left with is a newly hired Student Conduct Investigator breathing down my neck investigating a case that I cannot imagine ending with actual blame being put on anybody, who refuses to watch the video of the B&E, and a bunch of missing money and possessions with nothing to show for it. I've spent countless DAYS stressing over this, meeting with investigators and making statements, trying to make sure justice is served and that I stand up for myself, because if I don't, clearly nobody fucking will. I'm meeting with a free legal consultant at my Uni ASAP as well as the IT/Security Director at my Uni but I'm not sure if anything will come of that. I want these two assholes (the suitemate and the girl) to pay for what they've done but that's looking less and less likely, which fucking sucks. I'm feeling once I meet with my two people and the rookie finishes investigating, It'll only be a matter of time that I'll have to hire an attorney and go after them on my own, or I won't be able to live with myself. Do you guys have any input/advice for me?

Answer:
 Continuing this 'investigation' of yours may very well get you kicked out of school.  Seriously.

All this over someone using your deodorant and taking some change.

Go for a walk. Cool off.


Title: Will he be arrested?

Question:
Best friend in the world has a warrant out for his arrest (long story). The reason for this post is that this friend has to testify in a DV case tomorrow and I am panicking about him potentially getting arrested while trying to help his friend get his kid’s back.
This is Southern NJ and I’m super worried about him. Can he be arrested in this situation?

Answer:
 >Can he be arrested in this situation?

When the question is "Can a person who has a warrant for their arrest be arrested in this situation?" the answer is literally always yes.Answer #2: Sure he can be arrested. Will he? There's no way to know.

Is his plan to just hope the police never find him? Then one day he'll randomly get pulled over for speeding, they'll check for warrants and arrest him then?

Why doesn't he get proactive about it, hire a lawyer now, and have that lawyer then contact the prosecutor to work it out? He's going to have to get a lawyer ultimately anyway.


Title: Is it legal to take pictures of someone without their permission and posting it online, defaming them?

Question:
[deleted]
Topic:
Canada

Answer: Sure it is. There is no expectation of privacy in a public place. They couldn't add a caption that says "This person eats babies.", that would be actionable.


Title: Father's Rights

Question: So my fiance has two kids with his ex he has only gotten to see one of them once and hasn't gotten to see either of them in over a year last year he asked to see them he did ask if he needed to bang on her door to be able to see them ( witch he should have put differently) when he asked that she took him to court stating she was afraid for her life and the judge granted her  with a retraining order now we live in another state but the order is over and he really wants to be apart of their lives what can he do. Boise Idaho

Answer:
 You can do nothing except be emotionally supportive.

He can hire a lawyer in the state/county where the children live, and get a consultation about how to file for parenting time.  It will be difficult and expensive, and he will probably have to travel there to visit for some time.

If he isn't paying support right now, he can expect that to happen at the same time.


Title: Is it legal for an optometrist to refuse to verify a valid contact prescription because it’s “too close to the expiration date”?

Question:
So long story, my family moved across country and when we got to the state we were staying in, I needed contacts and went and saw an optometrist inside of a Costco. Fast forward to two days ago and I realized I need another pair of contacts before my prescription expires (hard copy states it’s expiration date at January 3rd, 2019) so when I tried to order some, I got a call from that doctors office saying “it was too close to the expiration date and I needed to make a new appointment and go in to get a new prescription.” Which I’m feeling sounds illegal and unethical (making me go into their and pay for a new exam even though my old prescription is valid.).
Are they legally allowed to deny my prescription without a valid medical reason before it actually expires? Like if I wasn’t allowed to order contacts close to the expiration date, wouldn’t that change the expiration of the prescription?

Answer:
 Yes. They’re not obligated to serve you at all. If you find a provider willing to fill your valid prescription you might have them do so.

Meanwhile it seems fairly reasonable a provider might decline to fill a prescription that will inherently be used past the date of validity.


Title: Trashy Neighbors from hell within gated community deteriorating quality of living/I want to explore legal options at this point

Question:
I'm a long time lurker however this issue has started to take a toll on me so I'm beginning to take steps to see what sort of legal avenues I can pursue. I have been living in my neighborhood for about 15 years now. It is a gated community with an HOA, and has been a quiet place to live until recently. Last year a couple, with a few rowdy teenaged children moved into the neighborhood. From what I understand these people should never have  been allowed to move into the neighborhood however they managed to circumvent the HOA application process by withholding information (a past 10 year prison sentence from the husband) which would have prevented the HOA from accepting them. Neighbors have already got into spats with them over their loud music and other obnoxious behavior which they've escalated by vandalizing a neighbor's house, putting nails under a different neighbor's car tires, and placing a fake Craigslist ad listing someone's house on sale. The cops have been here for them over this last year about 20 times.

Between the husband/wife and one son of driving age they have 5 vehicles. All of them but one luxury car are extremely loud, and they like to drive in and out of the neighborhood. A lot. Wildly revving the engine while going down tiny 20mph residential roads. The most problematic one lately has been their son who drives what has to be the loudest mustang I have ever heard in my life. When this guy turns his car on, I can hear the walls in my townhome vibrating. The sound reverberates throughout the neighborhood, you can hear this son of a bitch pulling up when he's in the other side of the neighborhood. Even when he's not giving it any gas it's still loud coasting down the road and of course he just has to revv that engine while he goes down this quiet neighborhood, and then a few more times when it's parked just before he exits the vehicle. These people are exacerbating my anxiety, it rattles me every time I hear these loud cars barreling down these tiny streets. Can I sue them for what I essentially feel is the deterioration of the quality of life? Should I call the cops everyday and complain about the noise? They are an everyday nuisance witb their noise. I have certainly contacted the HOA about these issues a few dozen times and they have done absolutely nothing about it. I figure I might as well give this post a stab, there are a lot of knowledgeable redditors out there so here's to hoping someone is bored enough to read through all this and chime in.
Topic:
Other Civil Matters

Answer:
 > withholding information (a past 10 year prison sentence from the husband) which would have prevented the HOA from accepting them

LOL wat. Your HOA is trying to ban people with criminal records from living in the neighborhood?

No, you cannot sue someone for nonexistent damages.

Answer #2: So essentially you're concerned about loud vehicles? And you're considering suing them before you have even spoken to them about your concern?

You're the reason HOAs have a bad name.


Title: Is this r*pe? Blackmail? Please help. I’m not sure if I should file a police report.

Question:
This is a long story. I posted on here but I never described the entire extent of it. It was only until last night I told one of my best friends what happened.
Over two years ago, this guy, called ‘M’ messaged me on Instagram. I was not interested in him in anyway, besides friends. We continued to talk about things and I added him on snap, got his number, etc. We became closer, but as friends. I was 16 at the time, and he was around 19/20. On Snapchat, he would continue to talk to me, compliment me, etc. I could even go far as to saying groomed. I only said thank you and returned to what I was doing. After I split up with my boyfriend in summer of 2017, we became closer. I would be more flirtatious with him, but it was never serious. Maybe there was a few phone calls that were sexual, but I never wanted to keep it going. That fall is when things began to go downhill. He would claim to be biopolar, go off his meds all the time, etc. He would send videos of him screaming and crying at family members, and other disturbing things. One of the worst things he did that disgusted me at the time was send unsolicited dick pictures to me, as a 17 year old girl. I didn’t like them and when he complained when I said that, he used the excuse he would “show them to his friends” all the time. He would tell me he loved me (via text) and I was scared, so I said it back. On his lows he would take things out on me, treat me like shit, etc. I stopped posting photos I wanted because he shamed me so much. As a teenage girl who barely had any relationship experience or guidance, it’s safe to say now I was very manipulated. I would send him photos when he demanded them, not nudes, but still in my underwear or bra. I didn’t want to send these photos. I tried to cut things off, and he would continuously push me to visit him. He would ask everyday, ask what I was doing, and push me. He would be very condescending and mean when I said I couldn’t. May I add at this point there were no compliments, just taking things out on me. When I tried to cut things off he claimed I was baiting him, I was a slut, he hated me etc etc. I couldn’t take it, but I couldn’t even take it when he threatened me. He said something along the lines of “what if all your friends knew what you said?” Or “who you are” or something along those lines. He said this because from time to time, I would vent to him. He essentially blackmailed me, and I backed down after that. I thought maybe if I just went with it, he’d stop. I finally got my license in spring  of 2018. He pushed every single day for me to come over even when I didn’t want to. The manipulation continued. I finally gave in and I was hoping we’d only hang out, but he came onto me so fast I just sat there, hoping he would leave me alone after this. I did not want to have sex with him. This continued and I keep, to this day, giving excuses as why I don’t want to see him. I tried to hang out with him outside of a house, hoping he’d be fine with that. But as soon as I try to pull away he throws a fit. He sends me old photos of me that I sent to him ominously, he’s very sketchy and I feel like he could dox me or post all my photos onto the internet. I’m so lost and I don’t know what to do. I want to file a police report but I don’t think there was a clear no. I don’t know how much evidence there is. There’s no doubting that I know it was unwanted and I was raped. But I don’t know how to go about this. I never wanted it to get this far. Please help.
Topic:
Douche

Answer:
 > There’s no doubting that I know it was unwanted and I was raped.

I know this is blunt, but might as well rip off the bandaid...

People do things they don't really *want* to do all the time, like working, getting a cavity filled, cleaning the toilet, etc. But they *choose* (consent) to doing those unsavory things anyway. The **legal** issue isn't whether you *wanted* to have sex; the **legal** issue is whether you did it *voluntarily*, i.e., despite not *wanting* to do it.

So would an unbiased observer (put aside the yeew factor for a moment) of the incident have seen or heard any indication that you were unwilling to have sex? And if so, what would they have observed that would have indicated your unwillingness?Answer #2: It's very clear here that a lot of things happened that you didn't want to happen, but you also imply that you were manipulated or just went along with things. Did you or did you not consent to the sexual acts?


Title: DUI after "failed" HGN. Refused breathalyzer. What are my options?

Question:
Hi r/legaladvice, I was arrested for a first offense DUI under 0.10% in the state of South Carolina. I ran my car off the road and hit a tree. My dad came and met me and we called the police. The officer administered a horizontal gaze nystagmus and placed me under arrest. When we got the the jail I refused a breath test. Was that the right thing do do? I will be consulting a local attorney on Tuesday. What is some of you guys' experience defending this type of case.

Thanks

Answer:
 Why did you refuse a breathalyzer?  The administrative suspensions associated with breath test refusal tend to be more severe than convictions for DUI when it comes to license suspensions.

It was not the right thing to do.  You should speak to attorneys on this one.


Title: Company sent me purchased shirt with blood on it?

Question:
So a pretty well known company sent me a shirt with blood all over it. I have picture proof of it and sent it to them. They said there’s absolutely nothing they can do, but all of a sudden I’m getting 4 calls a week from some big wig asking to speak to me personally. What should I say? Is this technically illegal? Could I sue or should I ask for something? I really don’t know what to do about it and have put off on calling them back.

I guess my main question is is this illegal? And if so I’ll take this over to r/legaladvice

Answer: well technically it's just damaged goods and you should legally get a refund. most likely it was done without malice so you really don't have a civil lawsuit case. do not destroy this t-shirt, it may be evidence in a worker's  comp case. some worker may have cut themselves in the process of packaging your shirt .


Title: Domestic Violence case against my wife California. Need to get this dropped.

Question:
So I want to start off by saying I know what my wife did was wrong and we have already talked about it and she promised to never do this again.  This was the first time something like this happened.  She is a hard working good person and has no record of any kind.

So over the weekend my wife and I got into an argument and the neighbors heard and called the police.  It was during this argument my wife slapped me in the face enough for my nose to bleed.  I just want to say I know it sounds kind of crazy but I do get bloody noses often and have a humidifier and put vaseline in my nose to prevent it but it happens.  Well the slap caused me to bleed fairly easily and I ended up getting blood on my shirt.

The police showed up outside where my wife was and she talked to them for about 30 min.  I was in the house and waiting for my wife to come up thinking that the police would have left. Well the police answered and questioned me.  Apparently she told them she slapped me and cuased me to have a bloody nose.  I told the officers that yea she slapped me but that my bloody nose was a result of me getting hurt myself and getting a bloody nose easily and that it was not her. Especially since she didnt hit very hard.  Well they saw blood on my shirt which I did not have time to change out of and they ended up arresting her even after I made it very clear I did not want her to be arrested and felt completely fine (no bruises, redness, or swelling).  They didnt give me a chance to talk to her even though they said I could and took her away without letting me know.  She was taking to a nearby jail and I had her released on bail set at 10k.  Her court date is this friday and I have talked to a couple attorneys who have explained everything to me but I wanted to know if this is a decent strategy since money is a very big issue for us as we are both students.

1.  Show up to court and see if charges are dropped.  If they are dropped we are good and she just has an arrest on her record which we can maybe challenge later on.
2.  If charges are not dropped we ask for a public defender and judge how good they are in representing us.  If the PD is not good we call back one of the lawyers who I spoke to and have them take on the case.  I would ask the judge to give us time regardless this friday in trying to find a lawyer.

I just wanted to add that one of the lawyers I did talk to said my wife should not plead her case.  Should maintain her innocence and say not guilty and request a public defender right away.

Thank you for reading this and helping us out.  Like I said what happened was terrible but we are working things out.  It was also my fault for pushing her more and more even when she was trying to talk to me calmly.  I just hope we can get this behind us and move forward and not let this affect her future which ultimately affects mine as well.  Thanks again.

EDIT 1: So we went to the courthouse yesterday and charges were never filed as we had hoped.  Bail is being returned to us right now.  There were a few other people there who also had DV charges never filed.  This also happened in a very affluent neighborhood so to say they didnt have time or money probably isn't true.  Thanks for your guys help.  Just wanted to let you know we are working things out with counseling and mediation.  I'm glad we didnt have to spend any money on this which would in my opinion have been a waste.

Answer: There is nothing in your post to support dropping the charge or that this is a likely outcome. They have plenty of evidence without your further cooperation.Answer #2: There are good reasons why DAs are generally hesitant to drop charges against a domestic violence offender on the request of the victim.


Title: How do I(17f) go No-Contact with my younger sister(15f)?

Question:
To sum up the situation with my younger sister:

She's a vile, spoiled, entitled, physically, verbally abusive and manipulative piece of shit who treats me like a slave/punching bag (does all of it behind my parent's backs and acts sweet in front of them so that they don't believe me). I'm not going to go into detail into what exactly she's done over the years but it's horrible and I want out.

Helpful information:

We currently live under the same roof with my parents. I've tried to go low-contact within our home and set boundaries, but she tramples them and my parents start with the "but faaaaaaamilyy" spiel when I protest. We will be moving to Canada next summer, which is when I want to go No-Contact. This is because next summer, I'll be off to college in either the United States or Canada, and will not be expected to live under the same roof with her.

Are there any legal proceedings with going no-contact? How do I do it?
Topic:
Canada

Answer:
 Ignore her and them?  Be prepared to be cut off financially.

Unless “punching bag” involves physical abuse (and even then it might be questionable depending on the severity) you are not getting any legal order from a court that says she cannot contact you.


Title: Landlord lets his family do whatever they want. (Chicago, IL)

Question:
My fiancé and I live in a tiny apartment that we rented last minute when the lease we originally signed fell through. It has a lot of problems. The walls are very thin, there is almost no cabinet space, our bathroom is the size of a cubicle and the shower is full of mold regardless of how often it's cleaned because the tap never stops running.

Regardless, it's tolerable. What isn't tolerable is my landlord's family. Landlord is about 80 and has his granddaughter work as his "agent". I have no idea if she even lives in the city, but she has the only phone number you can contact if something is wrong and she calls the people who do repairs. Example, we have no access to our own fuse box so when our power went out, we ended up waiting 5 hours for her to call/text back and then another hour for someone to come get our power on. It's ridiculous.

Anyway, about a month ago our landlord installed a washer and dryer in the attic. It is loud. At first it was only being used 1-2 times a week and between 9am and 9pm. That was fine. We can hear pretty much everything that happens up there like it's in our apartment, but people are usually only in there from 8am to 8pm. Now it's used almost every day and at all hours. It also shakes our ceiling heavily.

I looked up housing information on the city's website and they've failed inspections and had other violations in the past 4 years including rats in units, and the attic only has one window despite having a full kitchen he has put in the "unit". I'm willing to bet the attic is not supposed to have heavy equipment like a washer & dryer in use.

On top of this, the one washer/dryer unit accessible to the entire building is next to our bedroom. (Our bedroom is so small we can't open our door all the way because it can barely fit a queen sized bed). The other "bedroom" is the size of a walk in closet. So we can't really move around. The washer/dryer originally had a sign restricting its access to 9-9. Well. Someone took the sign. And I suppose that doesn't matter much anyway because someone has been doing laundry every day, often before 7am and after 10 or 11pm. The dryer makes a loud buzz several times when it's winding down so both my fiance and I have been woken up by it.

The only people I've seen use the washer/dryer or go in the attic are the landlords family, who live in all but three of the units here. I talked to the agent and she said she would make sure no one uses the attic unit outside the day time, but that has not held true. She basically said "too bad" about the shared washer/dryer.

Is there anything we can do? I'm losing sleep even when I wear ear plugs. I'm a medical student so this is really hurting my studies. My fiance works late shifts so he's getting like 4-5 hours of sleep maximum now unless he somehow sleeps through the sounds. Help!

Answer:
 These issues are so extensive that there's no way you will ever get them all resolved. You're living in a slum. The ultimate answer is to get out of the slum. What kind of lease are you on? What kind of notice for moving out is in it?Answer #2: The Tl;dr I'm seeing is "help, I rented a shithole apartment in a panic. What do I do now that I realize how bad it is?"

Chicago is pretty strict about building safety, so if there's something that is actually unsafe, like the washer in the attic may be, you can call the city.

Otherwise, the best thing you can do is find somewhere else to live after your hopefully short lease is up.

I'm not a lawyer.Answer #3: If you're actually in Chicago and not an outside suburb, take a look at the [Chicago Rents Right](http://www.cityofchicago.org/city/en/depts/dcd/supp_info/rents_right.html) website to see if they are in violation of any local ordinance and then this new list of [bad landlords](http://www.cityofchicago.org/city/en/depts/bldgs/supp_info/building-code-scofflaw-list.html).  Landlords who are on that list don't want to stay on it, so they may accommodate you to quiet you down. If you find a major violation you can request it be fixed within 14 days, and when it isn't you can terminate the lease early. [source](http://www.cityofchicago.org/content/dam/city/depts/dcd/general/housing/RLTOEnglish.pdf)


Title: What are some legal liabilities of divulging too much information, personal or otherwise?

Question: [removed]

Answer: Are you now or have you ever been under the care of a mental health professional?


Title: My stolen car was damaged by an overly helpful police officer.

Question:
(Montana) A few days ago my car was stolen along with my dog which was inside.  The thief thankfully slid off the road into some snow and was arrested trying to get it unstuck.  My fiancee went to go retrieve the vehicle and said the officer was super nice and even let her know he was breaking protocol when he attempted to tow our vehicle out of the snow.  During this they heard a loud pop and the officer looked under the vehicle and said something had broken.  It was now 3 am and everyone gave up for the night.
GT      The next day we went to go get it towed out and he let us know the trailing arm was bent.  He said it was a cheap fix and we went to a local repair shop as well as filed a complaint with the PD about the night before.  The Sargeant helped us file the complaint.  Now we got word that the whole frame is out of whack .. what is the liability of the PD in this situation?  It sucks that he messed it up being a good Samaritan but we in no way can afford to fix the entire frame :(. Any advice appreciated.

Answer: What makes you think that the tailing arm, let alone the entire frame, was damaged by the police officer, and not by the thief?


Title: [Boston, MA] Daughter [16f] sent bikini photos to girl aged [16f] in England, concerned about legal repercussions

Question:
Throwaway to protect my identity. Situation genericized for privacy reasons.
I was using my browser, Chrome, noticed there was my daughter's HS high school left open in a tab; opened it and the webmail was up (her High school's student email they give every student); I noticed my daughter had sent bikini pics to a 16 yr old girl in England, this was when she'd left her school email open in a tab on Chrome, OSX 10.7 version, the email was raunchy and sex-filled, sent to a .ac.uk email address, so it's not a pedophile, IP traced to some English IP address.

Legally, has she sent porn or underage porn? As a mom, I'm angry and upset, banned her from the computer.

My daughter is a lesbian, but that's not the issue here, it's the legalities of sending the pics. She came out at 14 as lesbian, said she's as feminine as a lesbian can get, or her words "femmedyke".

Since this was sent from the US to a UK citizen, has she broken laws in both countries?

I'm not a legal expert, so seeking advice; what to do legally now? Where to go from here?

Edit: I discovered she had sent six nude selfies to this girl in England, so now it's a SNAFU moment for me.

Answer: Words aren't illegal in the US neither are bikini pics


Title: Car has been in the shop for almost a month

Question:
TLDR: car broke down due to gas problems (3/21). Brought it to toyota dealership next morning (3/22), and they said they found 9 gallons out of 12 gallons in my car were water. Broke fuel injectors and etc, have to replace the injectors but there’s “none available in the whole world.” Toyota keeps changing the timeframe from 2 days, to 2 weeks, to 1 month, back to 2 weeks.

I have a 2018 camry and i went to get gas for my car, full tank which is 12 gallons. Car broke down and wouldn’t start. Left it at my workplace parking lot overnight and towed it to toyota the next morning to see what’s wrong. They said they found bad gas and that it should take a day to fix, and they were charging me $848.

Next day comes, they said they have to replace the fuel engine and fuel injectors, which can take two weeks and they’re charging me from $848 to $4800.

2 weeks have passed, i called to get an update and they said they haven’t ordered the injectors yet because there’s “none” available in the world.??? They said I would have to wait another month.

My mom calls them the next day why it’s gonna take a month and they changed the date to 2 weeks.

Then we recently called 3 days ago and they said that they haven’t ordered it yet, due to the same reason. Next week is going to be my 1 month since losing the car. I have been driving a rental car from enterprise but after 30 days, they are charging me $900. Any advice to what I can do to get my car back sooner or something? Because I just want my car back and charge the Gas owner for all these inconvenience.

Thanks.

Answer: Take the car to a different dealer.  Unless there was a flood, there is no way in hell 9 out of 12 gallons was water.  That would destroy more than just your fuel pump and injectors.  I think they are lying to you.  Look up the part number yourself for the injectors that don't exist anywhere in the world.  Then search for availability.Answer #2: Camry injectors are some a dozen. They are spinning you a line. Go to another dealer


Title: I've never rented before, but have an EVICTION on credit..

Question:
I'll try and make this post as clear and to the point as I can..

Last Saturday I had my credit ran for an apartment I was filling out an application for.. On my Experian credit report was a *$2,700* mark in collections.. It was from an apartment that I lived with my parents in from 2007-2011. I was NEVER a renter there, only an occupant...

I called the apartment complex and they (so far) verified that I was never a lessee at the apartment, again only an occupant.. So I asked why's this on my credit report, they were clueless..

They told me to go to the court house and ask clerk why the county included with my parents..

Any idea what might have happened or what I can do..

I'm trying to distance myself from my family and get my life started but it's going to be difficult with this on my records...

Answer:
 You already asked this in r/personalfinance and they gave you solid advice. Did you do what they suggested?

You also said you signed some papers your parents told you to. When you were 20. So that may have been a lease.

Don't sign papers without reading them.


Title: Do I need title insurance on a land purchase?

Question:
So, I'm thinking about purchasing some really cheap land in the state of Minnesota. The piece of land is currently owned by a bank.
I checked the property tax records on their county website and it has all been paid through 2015.
Do I need title insurance?, I just bought an actual house prior to this and I know I did need that along with the title search, but is it the same for a piece of land?

Thank you!

Answer: Yes. Your lender may or may not require it, but it is always wise to have. In your offer letter, ask the bank to pay for it. Its not unusual for the seller to pay for the policy.


Title: Summer job too good to be true?

Question:
So I was offered a summer job by one of my friends (we’re both 17 yr old guys) and at first it seemed almost too good to be true.

The job pays us $10 an hour, but we’re getting paid completely under the table with cash and checks. So we’re not paying taxes on it.

Our boss didn’t ask us for any information other than our names and phone numbers to get the job.

During the day the front door is locked if a receptionist isn’t there, and there are no markings outside that say what the business is

The workplace is a warehouse where we are making and packaging plaques all day, and there is a lot of dangerous machinery inside without a single warning label in sight.

Also I might get cancer from the shrink wrapping machine because when I’m working that station I’m just inhaling plastic vapors for the full 5 hours I’m there.

But I’m on the fence about quitting because the pay is really nice, the hours are super flexible (which is great for summer sports), and the people who run it are all kind hearted.

So I guess my question is, is any of this illegal? And should I quit ASAP, or until my next payday?

The place in question is in Indiana if that would change much, thank you in advance.
Topic:
Employment Law

Answer: If you are getting paid under the table, it i illegalAnswer #2: It doesn't have to be illegal for you, as long as you report the income and pay your taxes. They are breaking labor laws. They also likely don't have insurance that covers you if you are injured.


Title: Ohio Constitutional Law

Question:
**tl;dr:** Does federal law trump a state constitution?

I know that this isn't the usual type of question asked here, but I had some questions about how constitutional law works.

Specifically, I'm trying to get more information on Ohio issue 3. This would amend the Ohio constitution in order grant a monopoly on marijuana growth for recreational and medicinal purposes. [The exact wording of the ballot is here.](http://ftpcontent4.worldnow.com/wtol/pdf/Issue3BallotLanguage.pdf) There is a divide between people who support legalization of marijuana on this issue because it limits growing of marijuana to 10 farming sites which are reserved for the people in the group [ResponsibleOhio](http://yeson3ohio.com/) who are the ones putting this issue on the ballot. This gives this group a monopoly supported by the state constitution. [Here is an NPR article that explains it well.](http://www.npr.org/2015/09/02/436958200/fears-of-marijuana-monopoly-in-ohio-undercut-support-for-legalization)

One of the arguments I hear in favor of this ballot is that the amendment can be changed once marijuana is legalized federally, or that it can be changed later if people really care that much. My question is: is this true? It seems to run counter to what I understand about the tenth amendment.

I'm trying to keep this question as succinct as possible, but I feel like I should also mention [ballot issue 2](http://www.sos.state.oh.us/sos/upload/ballotboard/2015/2-Language.pdf). It would prevent using the Ohio constitution to grant a monopoly, oligopoly or cartel. ResponsibleOhio opposes this amendment. Also, Ohio Rights Group claims that issue 2 would [prevent citizen-led campaigning for ballot measures](https://d3n8a8pro7vhmx.cloudfront.net/ohiorightsgroup/pages/772/attachments/original/1442156960/ORG_Press_Release_-_Issue_2_-_9-4-15.pdf?1442156960).

Thanks for reading my post and helping me get informed.

Answer:
 I am a bit confused about exactly what your question is.

The answer to your TLDR is that federal law trumps all state laws, including state constitutions. I don't know enough about Ohio law (or anything about it, honestly) to tell you whether or not later changes to this particular initiative are likely/plausible. But, generally speaking, state Constitutions are pretty easy to amend and so it seems possible.


Title: My wife's ex-husband did not pay taxes for two years, before they divorced. Now she is on the hook.

Question: [deleted]

Answer:
 One: your wife needs the advice of a lawyer. This has the potential to be fairly complicated to clean up. Take anything you read on Reddit with a grain of salt the size of Mars.

Two: On the matter of the IRS pursuing your wife, they are also, one would reasonably assume, pursuing her ex-husband: they filed jointly, so they likely owe jointly. The IRS is not going to go away until someone pays those taxes and the interest and penalties, so if it's possible for your wife to pay it down, she probably should.

Three: On the matter of your wife enforcing the divorce decree, she'll likely have to take the decree back and seek a contempt order against her ex-husband to compel him to follow the order. That's not a terribly difficult process, but she should talk to the attorney that handled her divorce (or, if that's not possible, to a divorce attorney licensed to practice in the jurisdiction where the divorce order was entered) rather than taking it on by herself.


Title: [New York] Hospital had me sign consent to do HIV testing while still waking up from anesthesia. I don't remember what I signed and I'm now worried.

Question:
I had surgery last week. My memory of the events are kinda shaky since I wasn't fully lucid yet from the anesthesia.  They woke me up and told me there was a complication in surgery. One of the doctors or nurses that assisted on my surgery stuck themselves with a needle containing my blood.

I had not previously signed a consent to do HIV testing, so they shoved the form in my face in the recovery room. I remember signing something, but I don't remember what the form said or if I even read it. They later took blood for the HIV testing.

I'm more worried that I signed away something that I shouldn't have. I'm not really familiar with what HIV consent means. Maybe I'm mistaken, but part of me thinks it was harmless. I don't have HIV and by allowing them to test, it would remove a lot of unnecessary stress to the doctor/nurse that got stuck. Can I accept that at face value or is there a ulterior reason for the consent form?

Is it possible they slid me a form other than HIV consent. I'm feeling a bit paranoid.

Answer:
 >Maybe I'm mistaken, but part of me thinks it was harmless. I don't have HIV and by allowing them to test, it would remove a lot of unnecessary stress to the doctor/nurse that got stuck. Can I accept that at face value or is there a ulterior reason for the consent form?

It's just consent to a test.  Because of the hysteria surrounding HIV/AIDS in the 80s and 90s, laws were passed requiring specific consent for HIV testing (which isn't required for most other types of tests).

Having you testing negative gives the person who was stuck immediate peace of mind, and means they probably won't have to endure the side effects of prophylactic drugs for months.Answer #2: You can absolutely call and ask them precisely what you signed, and when. If you get any difficulty, you can contact a social worker at the hospital.

That should help. What you signed is probably a form okaying the testing, it's actually a pretty serious thing when a needle stick occurs. Answer #3: There's no ulterior reason. Move on.


Title: Hoping to start a new business selling merchandise from popular games, is my plan legit?(MI,USA)

Question:
So as the title states, I wanted to start a business from my home selling merchandise from popular games like csgo, league of legends, hearthstone, overwatch.

I found a cheap Chinese wholesaler that sells some merchandise that can be found in their stores but also sells unofficial merchandise like keychains, toys, and clothing with logos/characters printed on it for dirt cheap.

Even after marking them up I can still sell them at a lower price point than their official stores (10-30% cheaper while making a profit of 26-45% depending on the piece) so I feel I can make some serious money off them

If I begin buying the merchandise in china and selling it online to customers in the US, Canada, etc. would I face any legal trouble?  I'm going to start college next year so having a business like this instead of being employed somewhere is gonna be way easier, so I'm hoping I can start my business right and be in the clear so I won't have to work through school, and I'd possibly continue it after graduating if I made enough from it..

Answer:
 If you're selling counterfeit merchandise, yes you can face legal trouble for that.

If you're selling officially licensed merchandise, then you can't get in trouble.


Title: (Colorado) Small town posts my jail bookings to website - can I ask them to remove it? Right to be forgotten?

Question: [deleted]

Answer: It's public record and truth. There is no right to be forgotten. Note that it doesn't matter what you plead or whether you're convicted -- they're simply reporting that you were arrested and booked and why.


Title: Roommate has gotten 3 eviction notices. I took over the lease. She won't leave. Help please! (Idaho)

Question:
Kind of a long story. Sorry.
So my boyfriend and I started renting out a room in a house with this girl on January 15th. I gave her $200 since I was gonna be paying $400, but the month was half over. 5 days later (January 20th) the landlord comes banging on the door asking where the hell the rent was. Apparently this was about the 4th time he had asked for it. She hadn't given him anything for the month at all (rent is $760 total). So the next day I go talk to the landlord(he lives next door) and asked what was going on. He informed me that according to her lease she has to be out by the first. So since I didn't want to also get kicked out I got him to agree to let me take over the lease, but we all made it very clear that she had to be out by the 1st. So I paid first, last, and a pet deposit that she never mentioned. Ended up being $1,780 and I took over the lease on February 1st. Well by the first she had not packed a single thing. So I end up writing a notice for her to be out by the 15th and had the landlord, myself, my boyfriend, and her all sign it. Took pictures of it as proof. She agreed and sign it and all that, but then a few days later she goes off on my boyfriend about the notice not being legal cause its hand written and not 30 days. So since she decided to be a brat about us giving her 2 extra weeks, I went online and found Idaho Statute 6-303, a 3 day "pay or quit" notice for failure to pay rent. Totally legal. I printed off a copy for each of us, had the landlord sign all of them and gave it to her on the 9th. Well now it's the 16th. She hasn't packed a single thing and has told a mutual friend of ours that she isn't going to leave.

So what do I do? The landlord can take her to court, but that could take months. Can I call the cops and say she's trespassing? Can I change the locks on her(with the landlords permission)? Can I pack up her stuff and put it outside? Or do I have to put it in storage(can't really afford that)? I just want her out of the damn house.

Edit: The landlord hasn't been much help besides signing the documents I got for him. I told him he'd have to take her to court but he hasn't done anything so far.

Edit Edit: I was just thinking. Yesterday she packed a backpack and went over to a friends house, didn't say when she'd be back, but I heard her friend ask if she had everything she might need. She's not back yet today. Although I don't think she's actually leaving, could I maybe say because she packed a bag and left that I assumed she was moving out and pack up her stuff??

Answer:
 The landlord was obligated to deliver you possession of the property on February 1, when your lease began. "Possession" requires that no one else is living there, so assuming your lease was for the whole house, your landlord breached the lease by not evicting your roommate.

There's nothing you can do to force the roommate out. The landlord has to follow the procedure to evict her, which requires him to file in court and get an order.

Since the landlord is in breach, though, you could probably either terminate your lease or demand a reduction in rent until the roommate vacates the property. A reduction in rent may motivate the landlord to file the eviction action so he can get full rent from you.


Title: Fiancé's life insurance beneficiaries weren't finalized; verbal wishes are known by involved parties. Options?

Question:
Backstory: this past November, during our employers' open enrollment periods, my fiancé and I sat down together to sign up for life insurance. He ended up taking out six times his annual salary in supplemental accidental death and dismemberment coverage in addition to the basic coverage his employer provided. While I wasn't peering over his shoulder as he was doing this, he told me what he had chosen, and said that he was making his nephew and me the beneficiaries on the insurance. To my knowledge, he entered all of the necessary information for that designation. He told me that if something were to happen to him, that I would receive half of the insurance payout. His nephew was to receive the other half. My fiancé told his sister that her son was a named beneficiary sometime shortly thereafter. (Likely important to note: we live in Wisconsin.)

The issue: my fiancé passed away in a car accident last month, and in reality there were no beneficiaries listed on his life insurance or retirement accounts. Either there was a glitch on his employer's end, which they'll never cop to, or he neglected to hit the final 'submit' button on the form in his employer's online HR portal. (Don't even get me started on paperless HR.)
In light of this, his mother, who is his legal next-of-kin, is due to receive almost $500k because of that mistake. There were two conversations with my fiancé that led me to believe that my finances would be taken care of if he died; now, on top of losing the one person I planned to spend forever with, I'm faced with some serious financial trouble because I can't afford our rent, bills, and the rest of my personal financial obligations. (Thanks, student loans.) I'm not yet ready to move out of our shared apartment, and would prefer not to because the alternative is moving in with my parents, who live an hour away from where I work, and my car is old and unreliable to the point that it should've been replaced years ago.

I've settled into a pretty pessimistic view of things because the woman who was to be my mother-in-law (I'll call her AMIL, since she was almost) does not seem interested in honoring her son's wishes. I was, unfortunately, the one who informed her of exactly what the insurance situation is; she thought she had to sit and wait for the death certificate to get sent out before she could start dealing with any of this. On the other hand, I've been making a lot of phone calls to my dude's HR folks and the insurance companies to glean whatever information I can get. Apparently she's offended by that, even though I was doing this in everybody's interest. I've been the one accessing his bank accounts and sending her all of the statements. She lives out of state, so she's not here to do any of the legwork. That's all been me. All I've been is helpful to this woman. When her daughter and I called and presented to her the idea of cooperatively appealing the beneficiary designation in order to benefit everyone, she refused to talk about it. She wants to hear from the insurance company first. Her daughter is also suspicious that she won't do the right thing. She's going to try "talking some sense into her" tomorrow, and might get AMIL's sisters involved for that purpose if need be.

&#x200B;

Because we weren't married yet, I understand that in black-and-white legal terms, I don't have any legal claim to the life insurance money. I also don't have any written proof of what my fiancé's intentions were; the only affirmation that his sister or I received was verbal. However, I still want to prepare for the possibility of unilaterally filing an appeal with the insurance company to attempt carrying out my love's wishes. My dad suggested contacting the phone company/Google/the NSA to see if big brother was listening and had any recorded conversation from the evening we were working on our insurance elections together. Is that a completely ridiculous idea? Is that even a thing I can do without legal representation?

AMIL suggested that she talk to her divorce lawyer (in Florida) about all of this because they seem too complicated to her. I disagree that a lawyer needs to be involved; the insurance company rep made it seem as though the appeals process was quite simple. In general, this woman doesn't seem to understand much about how the estate settlement process is supposed to go, even though I've been telling her about what I've read and what I was told needs to happen. She clearly doesn't want to hear it from me. I will be seeking legal advice from a free clinic in my city this week, mostly just to make sure I have the details correct and to get an opinion on whether I should retain a lawyer. I really don't want to.

&#x200B;

Opinions? Do I try pursuing things on my own? Do I have any other options?

Answer:
 An hour's consultation with an estate lawyer would shed a lot of light on your situation, and he could provide you with enough information for your to make an educated decision on whether or not you could successfully pursue this, and how.Answer #2: OP, you should escalate this within his employer to a director level or above.  Most HR people are not very technical, they rely on their HRIS /technology department.  If their benefits enrollment is outsourced then there is another company that they need to poke at.  With these big group term life accounts, the beneficiary is often stored with the employer, not at the life insurance company.

HR should also check his onboarding paperwork since retirement plan beneficiary designations are sometimes included in those packets.


Title: Columbus OH. House was broken into two days ago, stuff was stolen, including my bike. Guy tried to sell my bike to a store, the cops were called, his info was taken down, and he was let go. I have my bike back, but everything else is still missing. Why didn't they arrest him?

Question: [deleted]

Answer:
 > Is there anything I can do?

1. Make a claim with your renters insurance.
2. Call the police in the morning if you wish.
3. These things take time.
4. If you don't have insurance for some reason you can sue the thief.


Title: Omegle video chat/cyber sex question.

Question:
Hi all!

I am a 23 year old guy from NY. Although I don't think Omegle is a great site to spend time on for numerous reasons, I've spent crazy amounts of hours on it (Hopefully done with it now, for good).

I am writing because the other day I had a video chat with a girl (my cam was off, her's was on). Over the course of the exchange, she performed numerous sexual acts on camera.

Whenever I asked her age, she said she was 19. And when I asked about what she does etc, she immediately gave a very descriptive answer about a specific employment position - a possible sign that she was being honest about her age.

However, her Mom entered the room in middle and she hid everything from her. She then told me that no one in her circles knows she does this. Now my mind keeps going back to that moment. Could she have been underage?

Ever since chatting with her I've been feeling terrible. I wonder if she may have been lying, and is really underage. I think about if she may have just been a high school student, and was lying about her supposed job. I wonder if her parents or other will try to prosecute me if they catch on to her behavior. (She may have saved the Omegle chat log.)

I'm pretty certain I'm done with ever having these sort of exchanges on Omegle. It's all causing me so much stress.

I may just be having an overly anxious reaction, and perhaps I shouldn't be so worried because we ended the chat on good terms, and she never went back on her claimed age. Meaning I have no clear reason to be worried. However, I can't help but obsessively ponder: if/what charges could possibly be thrown at me? If someone were to accuse me, would my defense be plausible that she claimed to be of age throughout the interaction?

I'm sorry if the post is too long or not in accordance with this sub's norms in any way. I just would love to hear if someone can clarify the possible consequences of my actions. Thanks so much in advance!
Topic:
Criminal Law

Answer:
 Yeah. Look, get your naked woman fix from more legitimate sources. If you keep watching possibly underage girls on this sort of thing, you'll eventually be looking at some child porn charges.

>If someone were to accuse me, would my defense be plausible that she claimed to be of age throughout the interaction?

Maybe. Maybe not. Care to find out?


Title: My family wants me to sue Grandma

Question:
Hi, I'm a young lady from Pennsylvania. My Grandmother, who has been physically abusive to both my mother and I (I have scars from when she bit me), is refusing to turn over money that is in both of our name.
When I was younger she set up a bank account and started adding money to it. This includes birthday money, gifts from friends, allowance or tips from neighbors after raking their leaves or babysitting, along with some of her own contributions. Things were okay between my grandmother and I up until I turned 17. She pretty much kicked me out of her life when I decided I wanted to bleach my hair. I've spoken to her twice since. I'm now 25.
The funds that she has in my name are in a savings account and multiple certificates of deposit she has moved from bank to bank to get the best interest rate. I myself am a law student, and based on the primary research I've done, she was supposed to hold this money in trust until I turned 21.
I asked her a year ago to turn over the money, but she said I have to come to her house for it, and I told her I would think about it. I'm very uncomfortable with it, but my husband says he will go with me and make sure that no harm comes my way. The funds are well over $10K, which would be a nice down payment for a house or it could go towards my schooling, but I'm not hurting for money right now. My mother is primarily the one asking me to do this. She tells me that my grandmother is getting old and that I don't want to fight an estate.
So my question based on all that is: How should I proceed? I'm considering writing a certified letter requesting the money. If she tells me to come to her house again, I'm concerned about what might happen, but I'm not entirely sure if I'm required to take that step since she is agreeing in writing at that point to sign it over on the condition that I come to her house. If anyone has any sort of information or sources I could look at regarding these two issues please respond.

Answer: Just go to the house with your husband good lord, if you sue her your going to have to see her in court anyway


Title: [Washington, DC] Management company attempting to increase rent-controlled apartment cost by 40% rather than by 3.5% - advice sought

Question:
Hello!  I have a question regarding rent control in Washington, DC.

Last December I moved from one apartment to another in rent-controlled building in Washington, DC.  In doing so, I signed a new 12-month lease that included several line items for the cost per month:

Rent charge:  $3,600
Rent adjustment:  $1,700
Base rent:  $1,900
(Values are approximate for ease of this discussion.)

The $1,900 figure is the only one advertised on the website, and it's what I have paid each month since December.  The $3,600 figure isn't advertised anywhere, and when I asked about it as I was signing the lease, the leasing agent indicated that it was just a figure that their corporate headquarters made them include, and would have no bearing on the amount I paid.  There were no one-time or recurring concessions included on the lease.

Flash forward to today.  My lease is coming up for renewal, and having lived here for a number of years, I expected that it would be increased between 2.0 - 6.5% in accordance with DC's rent control laws.  The amount permitted by DC this year is 3.50%, well within the range that I anticipated last December.

However, building management has applied the 3.50% increase to the "rent charge" figure of $3,600/month rather than what I've been paying on a monthly basis, $1,900.  Their new proposed 12-month lease aims to have me pay about $2,700, an increase of around 40%.

It seems clear to me that the management company has set an artificially high "rent charge" price and included an arbitrarily malleable "rent adjustment" line so that they can circumvent DC's rent control laws from year to year.  The increase of 40% rather than 3.5% is certainly not in the spirit of the law, but is it within the letter of the law?

Has anyone encountered a situation like this before?  If so, how did you deal with it?  What are my rights as a tenant, and what resources can and should I be seeking out to address this issue?

Thank you!

---
EDIT:  Here's a quick table of the 2015 lease and the proposed 2016 lease, which will hopefully clear up some of the math.

Line Item|2015|2016|Percent Change
:--|:--|:--|:--
Rent Charge|$3,600 |$3,726 |+3.5%
Rent Adjustment|-$1,700|-$1,026 |-39.6%
Actual Amount Paid|$1,900 |$2,700 |+42.1%

I've rounded the 2015 numbers to the nearest hundred for ease of reading.
Topic:
Landlord Tenant Housing

Answer:
 I'm not sure, mathematically, how the existence of the inflated rent charge gets them their numbers.

If the max increase is 3.5% applied to the rent charge, that becomes $3726.  If the adjustment holds at $1700, you now owe $2026, or a 6.6% increase.

This is a clever trick/illegal cheat to get around the 3.5%, but it doesn't get near 40% or $2700.  To do that, it seems, the would have to decrease the rent adjustment.  If they could do that, they wouldn't have to change the rent charge at all, they could just, well, do that.

Of course, I have no idea how rent controls work, so I'm probably misunderstanding the rules.  I'm mainly asking because the math doesn't seem to work out.Answer #2: Reducing a discount is no different than a rent increase and it shouldn't matter how they word it in the lease. Speak with a local tenant group for legal advice but the options will probably be.

Write a letter that the most you will pay is $1900+3.5% per the local laws. They will evict you. Save your rent into escrow if they return it. Bring your lease to the hearing and the judge will probably side with you.

Or move to a new place.


Title: Help sugar daddy paid off my credit cards but now I think it’s a scam(California)

Question: So I meet his guy over the internet he said he was a sugar daddy and he didn’t ask for an bank info or anything he simply said how much do I owe and said he’s my bank info pay of your cards the money posted for one of my 3 cards and then asked if I’d buy him iTunes gift cards which I did because he’s said he’s made money off of bitcoin and that’s why he need the iTunes card and so with the one credit card that posted the funds I bough the cards but then he gave me a few different account and routing numbers which seemed odd but I over looked it at the time because I thought how could he not be real if he was able to send the money but now I’m think I’m sure this is a scam because today he sent me more of “his” bank info and my credit card is charging me the funds from when he paid off my credit and the money and the balance that was left after buying the cards I’m not sure if I need legal help or if I’m just supposed to pay the for the my credit card balance of $596 which is over my $300 credit limit please someone help I’m only 21 in college and to afraid to bring this up to my parents please I don’t want to end up with any criminal record or any jail time

Answer:
 Girl, the moment they start asking for iTunes gift cards, its a given that is a scam.Answer #2: You need to use periods and sentences that was an absolute mess to read. Answer #3: You're scammed and out of luck on getting your money back. Answer #4: 1) if you gave out any personal information you need to make steps on protecting your banking info and accounts.

2) block the person, realized you are young and no one has been hurt. You could file a police report but i doubt that will work.

3) you are going to have to eat the funds on the CC. Call them and ask about a payment/financial plan to pay off the debt.

4) consider it a lessoned learned Answer #5: Total scam. You should probably go to the police or at least speak to someone at your bank for professional advice.Answer #6: Ok so yes this is a scam. Most likely the bank info he gave was stolen and you laundered money by purchasing the ITunes cards. Once you give him the iTunes card info he gets the card value and you are the one on the hook when the owner of the stolen account realizes it’s been compromised. The money will be pulled out of your account,meaning you at out the cost of the cards, your account overdrafts so you’re responsible for those fees and you could potentially have your account frozen until the bank and/or the police investigate.  You could be charged with money laundering, fraud, wire fraud,etc.

Don’t talk to this guy anymore and if the police want to talk to you make sure you get a lawyer first. Answer #7: You got scammed


Title: Can my landlord "show" our apartment without being present?

Question:
Our landlord gave my number to a stranger who wanted to see the apartment.  They contacted me to sort out a day to see it.  I messaged the landlord saying we aren't very comfortable introducing strangers to our home without her present.  Is she allowed to show our apartment when she's not present?

This is in California btw.
Topic:
Landlord Tenant Housing

Answer: You don't have to schedule a viewing with them at all. Your landlord should be scheduling the viewings and giving your 24 hour notice. You have no duty to let a stranger into your apartment unless they were maintenance or whatnot


Title: Employer not providing drinking water.

Question: I recently found out that my girlfriend's employer hasn't been providing the employees with drinking water for almost an entire year. They have a drinking fountain, but the fountain has been broken for over a year. What legal ability does my girlfriend & her co-workers have in this situation?

Answer: Employment law is predominantly state law. What state are you in?Answer #2: What industry is she in? Do they have bathrooms with sinks?


Title: Revenge pornography laws coming in conflict with fair use laws - which one supersedes the other?

Question:
Full disclosure, I have no legal experience, I’m just interested in the law. There’s a very good chance I’m misinterpreting something.

My state recently passed revenge pornography laws that are rather vague and seemingly define revenge porn as sharing nude or sexual photos online to non-intended recipients. However, the sharing of nude pictures and pornography online is protected under the first amendment as artistic work. How do revenge porn laws line up with protections given to first amendment speech?

Like let’s say I buy nudes from a girl on onlyfans, and then I share them to an image board where I perform transformative critiques that would fall under fair use protections. Under my states revenge porn laws, the act of sharing them may very well be illegal since I’m posting them to an audience that was never intended to see them. On the other hand, I purchased these images on the free market, these were sold to a general audience, not just myself, and I signed no contract saying that I would not share the images on other sites. Since these are being sold under first amendment protections, don’t I similarly have first amendment protections to critique? If I can share clips from a recent marvel movie with commentary that makes it fair use, and the sale of nude photos is under the same category as producing a movie, why is it that I would not be able to critique nude photos?

Do states have the ability to supersede free expression with laws banning critiques of certain mediums, or are the laws, as applied in my scenario, unconstitutional?

Answer:
 >the sharing of nude pictures and pornography online is protected under the first amendment as artistic work.

not in the slightest.

if you don't own a piece of work then you don't have the "right" to freely share it anywhere(online or off). For something to be fair use, it has to be *transformative* and make some sort of commentary about the work in question. If you are just freely sharing items that is in absolutely no way covered by fair use.Answer #2: People like you are the reason for the lawsAnswer #3: The Michigan statute states, in part, that one criteria is that “the person obtains the sexually explicit visual material of the other person under circumstances in which a reasonable person would know or understand that the sexually explicit visual material was to remain private.” Most other states with similar laws have a similar provision.

Something posted on OnlyFans is not going to qualify as a “reasonable expectation to remain private.“ The fair use debate would depend heavily on what you did with them, but I can’t think of a situation where you would be charged with violating a revenge porn law.

This law was never meant to apply to photos that were sold for public consumption.Answer #4: > Do states have the ability to supersede free expression with laws banning critiques of certain mediums, or are the laws, as applied in my scenario, unconstitutional?

You've got this question literally completely backwards.

Here's what you should be asking:

Does a potential defense against getting sued for copyright infringement have the ability to supersede completely unrelated statutorily defined sex crimes?

No.


Title: New restaurant owner suggests to temporarily withhold tips

Question:
I am the GM of a breakfast restaurant in the Texas DFW area that recently came under new ownership. For the past 4+ years our servers have been paid their tips every day in cash. Their checks only consist of their hourly wage. The new owner has asked me to not pay servers their tips same day under a variety of circumstances (I.e in the event that we would have a negative deposit; paying out more tips than gross cash received). He says he will "pay them later"

I personally find it highly unethical to change the pay schedule of an employee without their consent but do not know if there are any legal consequences for this as an employer?

Answer:
 In Texas, the only requirement for tipped employees is that you are you are paid at least twice a month, and on a regular schedule. There is nothing about when the tips have to be paid out.

Now, there is also a law where the employer is required to keep a record of information, including the hours worked, **tips paid**, and amounts the employer pays you. So withholding tips until the next pay period can be seen as reasonable. This would also be feasible if you were under a tip credit, or tip pool program, or the employer needed to calculate minimum wage requirements based on the tips received.


Title: TV Show Entered Property and Filmed without Consent (US-TX)

Question:
I own an apartment building in TX.  Long before I owned the property there was a crime committed on said property.  An episode of a TV show was made about said crime and obviously from the footage the TV show filmed on my property without my knowledge or consent.  Definitely on property - not simply from road.  The buildings were repainted subsequent to our ownership so again, it's clear it was filmed during our ownership.

I'm mostly just curious about their and my rights in this circumstance.  I certainly would prefer to not have the current footage of my building prominently featured in this show.  After all, changing image is part of the point of renaming/painting a property.  For the record, I was not previously aware of said crime - image we were interested in changing was more about just moving property upscale a bit.

Thanks.

Answer: Who gave them access to the property?  Did that person have rights to give them(some sort of) access to the property?


Title: [NYC, MI, FL] How to claim family assets?

Question:
[deleted]
Topic:
Wills Trusts and Estates

Answer:
 My Dad had unclaimed funds in Massachusetts. My Mom was living in Maine at the time. I did all of the paperwork that was required through the state of Mass. and she got a check pretty promptly. It was not difficult and she did not lose any portion of the money. She did not have to travel back to Mass., or go to court. Follow Florida's website instructions and you should be fine.

That man is bugging you because he wants his commission. My guess is he is telling you it is more difficult than it really is so you cave and have him do it.Answer #2: You can check if the property appears at the [Florida Bureau of Unclaimed Property](https://www.fltreasurehunt.org/).  It likely does.  If it does, you can follow their procedures to reclaim.


Title: What actions can I take about potential FERPA laws being violated by my university

Question:
An email was sent out to myself and 200+ others basically outing each and every one of us as being on academic probation. This is a big problem and I believe there should be some consequences of this happening.

Instead of BCCing the students, anyone who received the email could see anyone CCed in that email.

EDIT:
located in Chicago, Illinois

Answer:
 You can submit a complaint here:

http://familypolicy.ed.gov/complaint-form

That's all you can do.


Title: Told my professor I was hospitalized; in my absence, he told the whole class; dick

Question:
I'm a grad student in Massachusetts, and I've been dealing with a weird leg infection for a couple of days. This morning I was admitted to a hospital for IV antibiotics and overnight observation, and I emailed the professor for a class I have this evening that I'd be absent from class due to brief hospitalization.

Later in the evening, I received a text from a friend in the class asking if I was ok, which I assumed was just an inquiry about me missing class. My friend explained that the professor had disclosed to the class that I was hospitalized. I don't believe this was done maliciously, as the class is healthcare-related and the professor likes to make off the cuff examples. However I do feel it was an extreme breach of privacy.

I don't really want to get the professor fired, and I honestly am not totally sure the school would handle the situation in a functional manner, but I am curious if I have any legal options for recourse here.

Answer: Your privacy wasn't breached; your professor does not owe you a duty of privacy regarding your healthcare.


Title: Can police hold an arrest without evidence?

Question:
Can a police officer hold an arrest with no physical evidence?

And can minimal descriptions such as only race actually contribute to an arrest?

Answer:
 In the USA, the police must have probable cause that:

1.  A crime has been committed
2.  The arrestee committed that crime.

By definition, you can't have probable cause with "no evidence" - however, generally when people say there's "no evidence" they're incorrect on that.  For instance, in your brief one-sentence summary - a description of the perpetrator **is** evidence.  With that, they definitely have probable cause to believe that a crime has been committed(else, why is there a report?)  and they have enough cause to suspect the arrestee, at minimum.Answer #2: \> Can a police officer hold an arrest with no physical evidence?

Physical evidence is only one type of evidence.


Title: Step dad stole my identity and ruined my credit

Question:
As it says, my stepdad is a real piece of work and apparently used my credit when I was around 16-17 (I’m 27 now) to take out 50,000 worth of Worldmark timeshares or something. I just recently started working on my credit only to find my score was really low, with those loans or whatever they are as the primary reason. They’ve since “fallen off” and I no longer “owe” them, but they have destroyed my credit.

My question is has it been too long to do anything about this? And what evidence would I need to prove he did it? He has verbally told me that he did it. He lives in California currently and at the time of his theft. I currently reside in Idaho.

Answer:
 Step 1: Go to the police to report identity theft. You will need the police report to fix the record with credit companies.

Haven't lurked long enough for other steps. Probably get a lawyer.Answer #2: Did he put the shares in your name?Answer #3: > My question is has it been too long to do anything about this?

You can get them removed, but if you mean "do something" like get your stepdad arrested for fraud that likely wont happen (if you were both in CA at the time at least) but you can still file a police report and see where it goes.

> I just recently started working on my credit only to find my score was really low, with those loans or whatever they are as the primary reason.

When was the last payment on the account? If your credit score is your primary concern and it is close to 7 years ago from the last payment, this is a problem that will resolve itself (the tradeline will be dropped entirely from your report and score at the 7 year mark). From a time management prospective, it may be in all honesty be faster to wait for the dropoff than to dispute through the reporting agencies if you are really close to the 7 year mark.


Title: Can my work disallow their female employees to wear pants?

Question: [deleted]

Answer:
 NYC is the only place that mandates gender-neutral dress codes I believe.  And it doesn't apply to the rest of the state.Answer #2: > jean shirts

That's the real crime, tbh.


Title: What are the liabilities in letting someone deposit money into my personal account to then transfer onto a third account?

Question:
I'm living in China, I've an Irish bank account. I was approached by a wealthy aquaintence who has a significant sum of money in Europe, he is apparently in search of a number of people to take a portion of his money in their personal account then transfer into a separate account of his. He say this is in an attempt to avoid fees. He's going to then pay me commission which is less than the fees being charged by the bank in cash.

I'm skeptical as it seems like money laundering, I'm intrigued but I'm wondering what liabilities I could run into.

Answer:
 I would strongly caution against this.

This could be a scam....   He transfers money away from your account before the money gets final clearance on the bank.  It bounces, and now you're left holding the bag.

Or this could be some sort of scheme to avoid paying taxes, in which case you're now an accessory to tax fraud.

Bad idea.