Human: What are the benefits of having a 401k plan at work? Assistant: 
The primary benefit of having a 401k plan at work is that it can help you save for retirement. It allows you to set aside money from your salary before taxes, and then have access to those funds after you retire. Additionally, 401(k) plans often offer employer contributions which can further increase savings potential. Furthermore, 401(k) plans may also allow employees to take loans against their accounts, which could be beneficial if they need additional cash during retirement. Finally, 401(k) plans may provide tax advantages such as deductions or credits, allowing you to reduce taxable income in retirement.