Human: What are the benefits of using a credit card over cash or checks? Assistant: 
The primary benefit of using a credit card is that it can provide you with access to funds immediately, without having to wait for your check to clear. This can be especially helpful when you need to make an unexpected purchase or pay off debt. Additionally, many credit cards offer rewards such as cash back, airline miles, and other discounts, which can help you save money in the long run.