Human: What are some of the best apps to use on my phone to help me manage my time and money? Assistant: 

1.  Toggl – Toggl is an easy-to-use app that helps you track your time, billable hours, and expenses.
2.  Wally – Wally is a budgeting app that helps you keep track of your income and spending habits.
3.  Goodbudget – Goodbudget is an intuitive budgeting app that helps you create and stick to a budget.
4.  Mint – Mint is an all-in-one financial management tool that helps you track your spending, set goals, and stay on top of your finances.