Human: What do I need to know about the different types of insurance available? Assistant: 

1.  Health Insurance: This type of insurance provides financial protection against medical expenses, such as hospitalization and doctor visits.
2.  Life Insurance: Life insurance is a type of permanent insurance that pays out a lump sum upon death of the insured person or policyholder.
3.  Disability Insurance: Disability insurance helps protect you from losing your income due to illness or injury, allowing you to continue receiving regular payments while unable to work.
4.  Long-term Care Insurance: Long-term care insurance helps cover the cost of long-term care services if you become disabled and require assistance with daily living activities.