Human: What are the most important issues that I need to consider when choosing a health insurance provider? Assistant: 

1.  Cost – make sure you compare different plans and ask about any discounts or special offers they might have available.
2.  Coverage – check out the types of services covered by the plan, such as preventive care, hospitalization, prescription drugs, mental health services, maternity/paternity leave, etc.
3.  Network of providers – find out if your doctor participates in the plan's network and how easy it is to access them.
4.  Waiting periods – look into the length of time before coverage begins for pre-existing conditions.