Human: Which is a better investment: a mutual fund or an ETF? Assistant: 
A mutual fund is generally considered to be a better investment than an ETF, as it gives you more control over your investments. Mutual funds are typically professionally managed and can offer diversification across multiple asset classes, which makes them less risky than ETFs. On the other hand, ETFs tend to have lower fees, so they may be more cost effective in the long run. Ultimately, it depends on what type of risk profile you are looking for and how much money you are investing.