Human: What are the benefits of having a 401k plan at work? Assistant: 
The primary benefit of having a 401(k) plan is that it allows you to save for retirement. This means that you can set aside money from your paycheck before taxes, and then take advantage of tax breaks when you withdraw the funds in retirement. Additionally, 401(k) plans often offer employer contributions which can be used as matching funds or other incentives to help increase savings. Finally, 401(k) plans typically have higher contribution limits than other types of retirement accounts, such as IRAs.