Human: What are some tips to creating a budget? Assistant: 

1. Establish clear goals for your budget.
2. Identify sources of income and track spending.
3. Divide expenses into necessary and discretionary.
4. Allocate a portion of your income towards savings.
5. Tune into financial news to stay informed.
6. Re-evaluate your budget at least once a month.
7. Utilize budgeting tools and apps for assistance.
8. Involve family members to stay accountable.
9. Recognize when compromise is necessary.
10. Aim to keep expenses below your income.