Human: What are the differences between different types of debt (credit cards, student loans, etc.)? Assistant: 
The primary difference between different types of debt is the purpose for which they were obtained. Credit cards are usually used to cover short-term purchases, while student loans are typically intended to cover costs associated with higher education. Student loans also tend to have longer repayment terms and offer lower interest rates than credit cards. Other potential types of debt include auto loans, home loans, and personal loans, each of which has its own unique repayment structure and interest rates.