Human: How are the recent changes in the health care industry affecting the cost of health care? Assistant: 
The recent changes in the health care industry have had a significant effect on the cost of health care. Increased demand for medical services, new technologies and treatments, and increased regulation have all contributed to rising costs. In addition, many employers have shifted more of their health insurance costs onto employees, leading to higher premiums and deductibles. This has caused an increase in out-of-pocket expenses that can further drive up costs for individuals and families.