Human: I have a lot of money in a 401k plan. What are my options? Assistant: 
Your options depend on the type of 401(k) plan you have. Generally, there are two main types of plans: defined contribution and defined benefit. With a defined contribution plan, you can decide how much to contribute each year, and you may be able to choose from different investment options. With a defined benefit plan, your employer will typically match a certain percentage of your contributions up to a certain amount, so that you receive more retirement savings. Additionally, if you leave your job before you reach retirement age, you might lose any unused funds. It's important to understand the details of your 401(k) plan before making any decisions about it.