Human: How do you make a budget? Assistant: 

1. Start by assessing your income and expenses.
2. Set financial goals, such as saving for an emergency fund or paying off debt.
3. Calculate how much money you have to work with each month.
4. Make a list of all your regular monthly expenses.
5. Estimate how much money you will need for unexpected expenses.
6. Create a budget that allocates the funds you've allocated for each expense category.
7. Track your spending against your budget so you can stay on track.