Human: Which is better, an IRA or 401k? Assistant: 
An IRA is generally a better choice than a 401k. With an IRA, you can invest your money in stocks, bonds, mutual funds, and other investments, while with a 401k, you are restricted to investing in a limited number of pre-approved investments. Additionally, IRAs have higher contribution limits than 401ks, so if you're looking for ways to save more, an IRA could be a good option.