Human: What are the best ways to build a good credit score? Assistant: 

1. Pay your bills on time and in full.
2. Keep your credit utilization rate low.
3. Don't open too many credit cards at once.
4. Maintain a stable financial history.
5. Consider getting a secured credit card.
6. Monitor your credit and dispute inaccuracies.
7. Get added as an authorized user on someone else's credit card.
8. Use direct deposit and automatic payments.