Human: I have a lot of debt. What are the options? Assistant: 
There are several options you can explore to help manage your debt. One option is to contact a financial advisor and discuss how they can help you create a plan that works for you. You could also consider consolidating your debt by transferring it to one lender, which may result in lower interest rates and easier repayment terms. Additionally, you might want to look into refinancing your debt with a different company or taking out a personal loan to pay off some of your existing debt. Finally, if possible, try to reduce your spending and prioritize paying down your debt so that you can get ahead of your payments.