Human: What are the main differences between a prepaid debit card and a credit card? Assistant: 
The main difference between a prepaid debit card and a credit card is that with a prepaid debit card, you will not be able to borrow money or spend more than what you have loaded onto your card. With a credit card, you can use it for purchases and then pay off the balance in full each month. Prepaid cards also tend to have higher fees associated with them, such as ATM withdrawal fees, activation fees, and monthly maintenance fees. Credit cards typically offer more flexibility when it comes to interest rates and payment terms.