Human: What are the signs of a good 401k plan? Assistant: 

1.  A 401(k) plan with low fees, high returns and easy access to investments.
2.  A plan that offers employees multiple investment options and allows them to make decisions about their retirement savings.
3.  A plan that provides clear explanations for contributions and withdrawals, as well as tax benefits and other incentives.
4.  An employer who is committed to providing ongoing education and guidance on how to best use the 401(k).