Human: Which is the best way to improve my credit score? Assistant: 
The best way to improve your credit score is by making all payments on time, keeping balances low and reducing outstanding debt. You should also review your credit report regularly for any errors or discrepancies that can be addressed promptly. Additionally, you may want to consider asking creditors if they are willing to reduce interest rates or extend loan terms as a show of good faith. Finally, it might be worth considering opening a secured credit card with a limit lower than your credit limit so that you can begin building positive payment history and establish a track record of responsible borrowing.