Human: Is it better to get a credit card or a debit card? Assistant: 
It depends on your financial goals. If you need access to funds quickly, then a debit card is a good option since it can be used immediately and does not require a credit check. However, if you plan to make large purchases in the near future, a credit card may be more beneficial since it offers greater flexibility with terms and interest rates. Ultimately, it's up to you to decide which type of card will best fit your needs.