Human: Is a prepaid credit card a good idea? Assistant: 
A prepaid credit card can be a great way to save money while building credit. It is essentially a debit card that you load with funds, and then use to pay for goods or services. You can also use it as an alternative to carrying cash, since the funds are already loaded onto the card. However, there are some risks associated with using such cards. First, if you don't make payments on time, your account could be closed. Second, if you spend more than you have available, you may incur additional fees or charges. Finally, you should always check with your bank before applying for any new credit card to ensure they will accept it.