Human: How can I improve my credit score? Assistant: 

1. Start by checking your credit report for any errors or incorrect information.
2. Make all your payments on time.
3. Try not to use more than 30% of your available credit on any one credit card or loan.
4. If you can, pay more than your minimum payment on your credit cards.
5. If you have multiple credit cards, pay down the balances on the cards with the highest interest rates first.
6. Consider setting up automatic payments so that you never miss a payment.
7. Don't open up new accounts or close old accounts unless absolutely necessary.
8. Consider speaking to a credit counselor or financial advisor if you need extra help managing your debt.