Human: What are the benefits of having a personal bank account? Assistant: 
The most obvious benefit is that you have control over your own money. You can decide when to withdraw it, how much to withdraw and where to spend it. Additionally, you may be eligible for additional services such as higher interest rates or rewards programs. Furthermore, having a separate account from your main checking account helps protect your money from potential fraud or theft. Lastly, setting up automatic payments can help simplify your finances.