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Morduch is the Managing Director of the  Financial Access Initiative  a consortium of leading development economists ( including Sendhil Mullainathan at Harvard and  Dean Karlan  at Yale ) that aims to expand access to financial services for low-income individuals in developing countries through research supported by the Bill and Melinda Gates Foundation .
 top members employees: Financial Access Initiative, Dean Karlan
Given a phrase that describes the relationship between two words, extract the words and the lexical relationship between them. The output format should be "relation1: word1, word2; relation2: word3, word4". 
Option: cities of residence, top members employees, members, alternate names, origin, state or provinces of residence, title of person, spouse, city of headquarters, NA, founded by, state or province of headquarters, employee of, countries of residence, country of birth, founded, subsidiaries, country of headquarters 
Text: {0} 
Answer:
 top members employees: Financial Access Initiative, Dean Karlan