2000
eighty percent of the mortgage fraud has been caused by the banks and the lending institutions .
 fraud, institutions
Please list all entity pairs containing a certain relationship in the given options.Output format is "word1, word2; word3, word4". 
Option: component whole, NA, instrument agency, member collection, cause effect, entity destination, content container, message topic, product producer, entity origin 
Text: {0} 
Answer:
 fraud, institutions