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In fact , so - called ransomware has become one of the most lucrative criminal enterprises in the U.S. and internationally , with the FBI estimating total payments are nearing $ 1 billion .
 ransom: payments
Please tell me event type and its trigger word from given type options. Output format is "type: trigger".  Option: phishing, data breach, ransom, discover vulnerability, patch vulnerability 
Text: {0} 
Answer:
 ransom: payments