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“ Losing one ’s files on personal devices may cost a few hundred dollars , but that effect extends much further for organizations where infected users could cause the company to lose massive amounts of data , and possibly to have to pay the criminals considerable sums of money to get it back . ”
 ransom: have to pay
Please tell me event type and its trigger word from given type options. Output format is "type: trigger".  Option: phishing, data breach, ransom, discover vulnerability, patch vulnerability 
Text: {0} 
Answer:
 ransom: have to pay