2260
In fact , he noted that often cybercriminals capitalize on phishing and malware schemes during this time by using the term “ tax refund ” in an email subject of a message that looks like it ’s from the IRS .
 phishing: phishing
Please tell me event type and its trigger word from given type options. Output format is "type: trigger".  Option: phishing, data breach, ransom, discover vulnerability, patch vulnerability 
Text: {0} 
Answer:
 phishing: phishing