exquisite quills http : //exquisitequills.blogspot.com table of contents the gift of time by rose anderson frankies wish by jennifer garcia a kiss at midnight by lily bishop a night to remember by dee ann palmer marja 's victory by barb caffrey christmas traditions by beverley bateman gingerbread dreams by victoria adams che gelida manina by m. s. spencer romance valley by kaye spencer the christmas eve gift by janis susan may tropical christmas by gemma juliana a kiss and a promise by lyndi lamont a cowboys holiday by e. ayers thank you from the exquisite quills the gift of time by rose anderson the snow was falling hard .