`` ok , the old contracts , like owen 's , are pretty much weighted in favour of the salesperson you can thank ralph gisborne , as ex-sales himself , for that but , if we can prove owen has committed a serious breach of the contract , for example , some type of fraud against the dependable or withholding good faith information , then we can terminate his contract forthwith without any further obligation to pay him commissions , even on policies he 's already sold . ''