Ask HN: Do you manage your family's digital safety?
The number one thing that we do is use an assumed name and address (and phone number) for all online interactions.If it's not a government agency, it doesn't get any real info.So, for instance, Amazon has a made-up name and our PO BOX and our "junk" number from Twilio.As I have mentioned here many, many times:This is possible because VISA/MC do not verify cardholder name.  They make it seem like they do and merchants think that they do ... but they do not.  You can just enter "Mickey Mouse" and it will work just fine.[1][2]Lyft, opentable, Toasttab, Apple ... none of them have ever seen our real names or addresses.[1] This is not true of AMEX - they do verify cardholder name the way people think they do.[2] There is a very rare, seldom used "verified by visa" step that some online merchants used to use (mostly in Europe) that did verify cardholder name ... but I have not seen it in years ...