I Got Access to My Secret Consumer Score
I’m curious what sort of due diligence these companies must do to authenticate you as a person prior to satisfying an information retrieval request.  Given that the exchange is entirely digital, it seems plausible that there are bad actors who would pose as someone else to gain access to their personal information. What sort of liability does one of these data controllers bear when they fail to properly authenticate a person prior to handing over all their data? Is it limited to tort liability, in which there needs to be proof that the transgression ultimately led to some particular damage?  Given that this data is being traded on the free market, what’s to stop abusive employers, ex-spouses and criminals from exploiting this information?