The pros and cons of 'fuck you' money.
Looking at the crisis of social security and "performance" of my modest 401k funds I sometimes feel that my own successful startup (with a modest exit) may be my only way to escape extreme poverty at older age. I doubt that anyone will hire a 65 year old programmer and I just don't see how SS+401k will be enough to deal with living/medical expenses. In that sense I'm desperate: starting a successful project is matter of survival.Is it just me who is having similar thoughts?