Russian Man Changes Small Print in Credit Card Agreement, Then Sues
Technically, the man did nothing wrong. His bank agreed to the altered terms.I've seen some credit card and bank card forms that include language which make the agreement void if its terms are altered in any way, but if it doesn't have that, there's nothing really stopping you from doing the same.That said, legal teams for credit card companies and banks are notorious for finding ways to beat you with technicalities and/or drag their feet through the court system so your own bills rack up. They can claim bad faith, and/or fraud (which is a hot button) and add to the mix a DA willing to create a name for him/herself by putting away a scumbag white-collar "criminal" (I.E. Joe, the Photoshop user) and you've got a lot of risk behind it.