Shadow credit score could decide whether you get an apartment
I don't really see the point of this article, it's well known bankruptcies stay on your credit report for 10 years.With the recent rent moratoriums, I expect landlords to get even harsher. A tenant can easily pay rent two or three times, and then stretch out the eviction proceedings for 6 to 18 months depending on the state .If this person went and filed for a second bankruptcy, they could then delay the eviction by years.The bigger issue of course is we haven't built up enough new housing over the last 40 years, you want there to be so much available housing landlords can't be selective. They have to take the risk of losing a bit of money, because they're going to lose an absolute ton if they let their units remain vacant.