What Happens When You ACH a Dead Person?
This reminds me of a question I've had for the longest time (+): why is it that in the US wiring money between accounts is so expensive or difficult? Whole ecosystems of companies have sprung up (PayPal and Stripe come to mind, and apps such as TransferWise) to reduce the friction when the banks could easily set up a way cheaper system that would actually be better (privacy etc.) for the consumer. The EU seems to be much better at this .. ?(+) Partial answer found here, but not satisfying https://money.stackexchange.com/questions/27474/why-are-wire...