Paypal froze our funds, then offered us a business loan
Is PayPal still around simply because, as one of the earliest and one of the biggest payment facilitators on the Internet, it's become ubiquitous enough to not have to worry about being displaced? I cannot for the life of me understand how it's still a thing since every week there's yet another story of "PayPay did Shady Thing that a bank couldn't do and now I have no money and no way to get my money back."Why is PayPal not dead? In all my research I have never been able to come up with a good answer to that question.[edited to add] Aside from consumer ignorance of other options, that is.