Mercury Spill
It may have cost you $50,000 but you now have +50 karma on HN and rising. Some would say a bargain! ;-]In all seriousness, cool story, glad you're okay, and this makes me think "insurance" as a business needs to be re-thought entirely. How many times has it happened that insurance companies weasel out of paying? Objectively you might think THAT was their primary job.