PayPal raises fees for most domestic transaction types to 3.49% + $0.49
When I moved to the Netherlands, I was at first irritated that my credit cards weren't accepted anywhere. But as the debit (maestro) card transactions are often free [1], paying 3%+ to a card service does seem exorbitant.For online payments, the Dutch use the IDEAL system, which is even easier than online credit cards. This also prevents vendor lock-in, like Amazon. And, the banking apps make it super easy to send money to friends.Looking back, I have to imagine that this 3%+ tax on all American transactions must put a weight on the system.[1] https://www.ing.nl/media/ING-rates_for_business_transaction_...