Schwab password policies and two factor authentication
Quite shameful. Fortunately, I only use Schwab because of their awesome checking account that covers ATM fees. Definitely won't put more of my assets in there until they get their act together.I may be wrong, but I think user IDs can be longer than 8 characters too which makes this all even worse.LinkedIn did something similar with having to append your auth token to the end of your password, but they actually checked the token AFAIK.