Myths are a common occurrence in culture all over the world. They are basically stories without any scientific or research based findings to support their claims. The same goes for Cheap Car Insurance and DWI or DUIs. One thing however is for sure, once you have a DUI arrest in your driving history, your chances of getting Cheap Car Insurance grow slimmer. All insurance companies rely on an individual's driving history in determining the rate of insurance to charge you. Many myths however mainly center on dealing with DWI and DUIs. We shall go through some in this article and approve or disapprove them.
1. A breathalyzer has accurate results.
Just like any other gadget built by man, a breathalyzer is not perfect. Breathalyzers usually have an acceptable margin of error of up to 30 percent. This is evident in the many articles written on the subject and the many court cases overturned due to the inaccuracy of the results. It is within your rights, according to the sixth amendment to demand that your case on a DUI be heard before a grand jury. This is because a DUI case based solely on the evidence of a breathalyzer test can provide a margin of reasonable doubt for you to be exonerated. Furthermore, the use of the breathalyzer is exclusively up to the police officer. This means that if there is an ounce of malice in the officer against the driver, the officer can easily doctor the results. This in truth dismisses this particular claim as being just a myth and nothing more.
One thing to keep in mind when it comes to this myth is that DWI or DUI is not restricted to alcohol only. DWI or DUI refers to any foreign ingested material that can hamper you from driving effectively. It covers everything from alcohol, hard drugs and even some prescription medicines that are not taken properly. Scientists have proven that humans produce naturally generated alcohol in the body in a process called endogenous ethanol production. This means that you can test positive for alcohol without having taken any in the first place. In rare cases, the body may abnormally produce high levels of alcohol causing someone to be wrongfully accused of being intoxicated. Basically this myth is not true.
Numerous researches have been done on DWI and DUI and one thing came out as evident, the scent of alcohol in someone's breath has no direct relation on an individual's blood alcohol concentration. The scent of alcohol in your breath is actually a byproduct of a certain element found in liquor. This same component is also common in non alcoholic drinks that are made out of barley. This is to say that you taking liquor and another taking non alcoholic beer have the same scent of breath.
There are numerous other myths circulating on this particular issue. In order to know the truth and not the unconfirmed myths enter your area Zip in the space provided at the top of this page to know the difference.
The fact that some auto insurance laws in the US are similar in almost all the states does not mean that the laws that are not are less important than the rest. There are laws for each state and are contained in the insurance codes of the respective states. They are a compilation of insurance regulations and laws that govern a particular state and are the guiding codes that are used to resolve disputes in addition to remedying auto insurance problems. Regulating and enforcing the laws contained in the insurance code is the responsibility of the respective departments of insurance for each state and also overseeing the proper execution of the policies contained therein.
Most states will not take it lightly to anyone found driving without auto insurance or without some form of financial responsibility just in case one causes an accident and has to pay damages and cater for the expenses incurred by the other party. Anyone found driving without such coverage will have to face the penalties specified in the insurance code of their state and is not a pleasant experience. The law has even pointed out the minimum liability insurance that everyone should have at any one time in their respective states and anyone found without this minimum requirement or the equivalent in form of other stipulated means e.g. certificate of self insurance or proof of financial responsibility via depositing a specified amount of money with the county judge or county comptroller, will have to face the consequences.
The minimum requirements are designed to take care of the innocent party in the event of a car accident and achieve this by ensuring compensation for the death or injury caused to the innocent party or parties, and also compensation for damage or destruction of property e.g. car repairs and so forth.
If you have a valid cheap car insurance policy, you are obligated to follow the laws and regulations governing it. When, for example, you decide to cancel your policy with an auto insurance company for any reason such as sale of your vehicle or want to change your policy, auto insurance laws require that you inform your local DMV on this new development within a certain time stipulated in your state's insurance laws.
Penalties for failure to do so may result in an indefinite suspension of your driver's license and registration. The new owner of the vehicle is also bound by the same law and will face the same predicament if he or she does not report this. Other penalties may include a hefty fine to the tune of $1,000 for first time offenders in some states, impounding of your car for a certain period of time after which you are required to pay for every extra day the car remains in the law enforcement custody.
Get yourself insurance for your vehicle to avoid the long arm of the law. You can choose from a long list of cheap car insurance companies that have good deals. To do this, compare car insurance rates from all over the country by keying in your zip code above. Have a safe day.