I. BAYON CREDIT MFI creates several types of credit products to satisfy their clients, living in rural, communities, towns, urban, and city, for who need fund to open or expand their businesses. Loans will be granted based on actual needs and repayment capacity of the clients. Interest rate and loan term are competitively set and based on borrowers' income generation. With loans given by BAYON CREDIT MFI, borrowers will be able to improve their living standards and sustainability of the national economy as well. Loans could be provided in Khmer Currency and US Dollar.
A group loan is created to meet customers' demands for small loans to run small businesses and also for agriculture production to improve their living standards day to day.
· Group Loan will be created from 2 to 4 members which aging from 18 to 60 years old (Good health and can earn income).
· He/she has to contribute own fund at least 20% of total investment fund and he/she has property to mortgage for the loan.
BAYON CREDIT MFI created housing loan to satisfy their customers who have regular income to improve, decorate their existing houses and/or build new house.
· He/she has to contribute own fund at least 60% of total construction cost and he/she has property to mortgage for the loan.
BAYON CREDIT MFI created consumption loan to satisfy their customers who have regular income and wants to purchase furniture, equipment, car, and/or anything to support using in their houses.
· He/she has to contribute own fund at least 20% of Motor's price and he/she has property to mortgage for the loan.
· He/she has to contribute own fund at least 20% of total operational fund and he/she has property to mortgage for the loan.
· A copy of ID card, or birth certificate, family book, or other relevant documents.
· Business plan, Patent, Company's profile, Company status, if possible, in case Customer is a Company.
· BAYON CREDIT MFI is waiting to serve you any time in working day and without any charge.
· Customer could contact directly to Credit Officer or by phone call. BAYON CREDIT MFI's Credit Officer will serve you at any place you desire.