sentences: with regard to financial stability, the member took the view that the current slowing trend, albeit slight, of household debt growth would likely continue, as the effects of strengthened micro-level regulations had started to materialize and were combined with the effects of the reduction in the degree of monetary easing, but continued vigilance would be necessary as household debt growth had continued to outpace income growth and demand for household loans was likely to be substantial amid a rise in the number of move-in ready apartments.