Unlike development aid money, that must go through official agencies, through governments, remittances directly reach the poor, reach the family, and often with business advice.
它们也不像发展资助基金， 那些必须经过正式的机构， 通过政府。 而移民汇款直接到达穷人手中， 到达家人手中， 通常还附带着商业建议。