So, any month you are healthy you pay them, and when you're sick you don't have to pay them because they failed at their job. They get rich when you're healthy, not sick.
所以，你健康的时候你得付钱给他们， 而当你生病的时候你不需要付钱给他们，因为他们 在他们的工作上失职了。他们在你健康而不是生病的时候赚钱。