translation.en: In response to that, the industry first started calling these loans liar's loans, which lacks a certain subtlety, and second, massively increased them, and no government regulator ever required or encouraged any lender to make a liar's loan or anyone to purchase a liar's loan, and that explicitly includes Fannie and Freddie.
translation.zh: 作为回应，金融行业 首先开始称呼这些贷款为欺骗性借贷， 听上去不太悦耳。 其次，大幅增加这种贷款。 没有任何政府监管机构 要求或者鼓励任何借方 放出欺骗性贷款 要求或鼓励任何人去购买欺骗性借贷， 这当然也包括房利美和房地美。