translation.en: Let me first say that probably the best model to explain why wealth is so much more concentrated than income is a dynamic, dynastic model where individuals have a long horizon and accumulate wealth for all sorts of reasons.
translation.zh: 让我先说说 最好解释财富集中度高于 收入集中度 的动态模型 是一个动态模型 由于各种原因个人有长期 的财富积累期。