translation.en: As he moves his savings rate down, it means that he's saving zero You can see his current annual income -- this is the percentage of his paycheck that he can take home today -- is quite high, 91 percent, but his retirement income is quite low.
translation.zh: 当他的储蓄率降低 指针在最左边 意味着储蓄为零 他目前的年收入－ 现在他每天能拿到手的钱很多 百分之九十一 但是退休金会很低