translation.en: Once you tell me you would like to save more in the future, let's say every January you're going to be saving more automatically and it's going to go away from your paycheck to the 401 plan before you see it, before you touch it, before you get the issue of immediate gratification.
translation.zh: 一旦你告诉我你想要在未来存更多的钱 比如说每个一月份开始 你都想开始存更多的钱 那么在你看到或拿到你的工资前 一部分钱就已经赚到了你的401退休福利计划当中 这样你就不会有因为 及时的喜悦而难以选择的问题