translation.en: For example, rather than trying to regulate away problems, which probably won't work, if we could price into the cost of doing business, the cost of catastrophe, so that people who are doing things that had a higher cost of catastrophe would have to take insurance against that risk.
translation.zh: 举个例子，与其禁止一些行为的发生， 这样做往往没有好的效果，如果我们能够 把灾难后果引发的成本附加到做生意的成本中， 这样人们在做事情的时候就要承担更高的风险成本， 那么他们就会为那些风险进行投保。