translation.en: So let's say you've used a peer-to-peer lending platform like Lending Tree or Prosper, then you've figured out that you don't need the bank, and who wants the bank, right?
translation.zh: 打个比方，你使用过Lending Tree或Prosper 对等借贷平台， 你会发现你不需要银行了， 谁还想用银行服务呢？