translation.en: [Banks and legacies bringing down the system from within] [Offline solutions do not work online] I'm guessing everyone's got a chip and PIN card, right?
translation.zh: “银行遗产使得系统从内部崩溃” ”离线方案无法在线运行“ 我想每个人都应该有 一张芯片卡，对吧？