translation.en: And the appraisers explained how it was occurring, that banks were demanding that appraisers inflate the appraisal, and that if the appraisers refused to do so, they, the banks, would blacklist honest appraisers and refuse to use them.
translation.zh: 这些估价师解释问题是如何发生的： 银行要求估价师弄虚作假 夸大估值， 一旦估价师拒绝配合， 银行就把这些有节操的估价师 拉入黑名单， 不再雇佣他们。