translation.en: Banks, credit card companies and other financial institutions don't know us on a personal level, but they do have a way of trusting us, and that's through our credit scores.
translation.zh: 银行、信用卡公司和其它金融机构 不是在个人的层面了解我们 但他们有信任我们的一套方法 就是通过我们的信用评分