translation.en: The third point is, the rating agencies are not really telling us how they are coming up with their ratings, but in this day and age, you can't even sell a candy bar without listing everything that's inside.
translation.zh: 我要讲的第三点是 评级机构并没有向我们展示 他们评级的方法和过程 但在如今这个年代 你如果不清清楚楚列出其成分 连一块糖都别想卖出去