translation.en: But it will be very difficult to explain why you have so much more wealth inequality than income inequality with a pure life cycle model, so you need a story where people also care about wealth accumulation for other reasons.
translation.zh: 但这很难解释 为什么财富不平等 更甚于收入不平等 如果仅用生命周期模型的话， 这里需要一个理由 人们还需要 关注财富积累的其他理由。