translation.en: By looking beyond income, we can see that people in emerging markets that may seem risky and unpredictable on the surface are actually willing and have the capacity to repay.
translation.zh: 通过看收入以外的方面 我们发现在新兴市场中的人们 表面上看来有风险、不可预测 但实际上愿意而且有能力去偿还贷款