translation.en: But if an event is potentially devastating, it's worth paying a substantial premium to safeguard against it, even if it's unlikely, just as we take out fire insurance on our house.
translation.zh: 但是哪怕只有一个事件是 具有潜在的毁灭性的， 那么就值得投入大量的费用 去预防它，即使它不大可能发生， 正如我们为我们的房子 购买火灾险一样。