translation.en: We have to understand why people are not saving, and then we can hopefully flip the behavioral challenges into behavioral solutions, and then see how powerful it might be.
translation.zh: 我们需要理解 人们不去储蓄的原因 这样我们才有希望跨过 行为上的障碍 将其变为解决方式 并且看一下这会有多强大