b'\n_START_ARTICLE_\nBank Internet Payment System\n_START_PARAGRAPH_\nBank Internet Payment System (BIPS) \xe2\x80\x93 oparty na XML protok\xc3\xb3\xc5\x82 opracowany przez The Financial Services Technology Consortium (FSTC), s\xc5\x82u\xc5\xbc\xc4\x85cy do bezpiecznego przesy\xc5\x82ania do bank\xc3\xb3w polece\xc5\x84 zap\xc5\x82aty.'