Everyone should personally prepare for disasters ...how does one prepare for a Cat 5 effectively?    That said, it does not mean that our State & City Govt. should be left off the hook for:  1) Insufficient and in adequate shelters, 2) Behind the times building codes, 3) No effective plan for bringing up power communications, and water. 3)  No plan for recovery and rebuilding.   We are another Puerto Rico waiting to happen and there appears to be no leadership learning the lessons and applying to our State preparedness.