Lending first time home buyers more money to buy their first house is one of the dumbest ideas. It is very self serving, coming from the head of the Ontario Realtor's association. This loan would only encourage further increases and further financially tie up young people. Houses are too expensive for the salaries we are being paid, and that is the fact. Increased debt will not solve this problem, only exacerbate it. The solution is to allow housing prices to crash back to reality. Hudak is out to cheat our young people. For your financial well being don't listen to him.