I agree. We make roughly the same amount, but spend way more on dining out and activities for my 22 month old. ANd yet our net worth is double theirs but are 6 years younger. They even only spend 200-something on transportation, whereas for us, even with one paid off (luxury) SUV, and a bus/transit pass, we still spend about 450 a month on transportation. The only way I can see this is if the husband bikes everywhere.