It is not just the loss of life of the condo owners.  There is also the problem of fire fighters dying.  Granted not many have died but it exists.  But the main loss I feel is the damage to the building.   They haven't really said how big this loss is going to be but it will be in the millions.  

As for private dwellings, well the potential loss is so much smaller.  A  dwelling might cost 500,000 to replace, but this condo is going to be in the millions.   Usually when a dwelling goes up in smoke usually only one family is really affected.  When a Condo burns, many are affected.

Speed limits is a bad example as they are set so low in this state.  If you go the speed limit, you are going too slow.    Would love to see your back up that deaths would be cut a third especially when there are usually other factors in play such as drinking.