Using debt strategically by getting a credit card to finance a wedding.
'Strategically'?
'use the points he earns from that to then help cover the cost of a trip to Europe'.
Wow. 
Let's borrow 10,000 for a hundred dollars worth of 'free' miles for a trip they can't afford.

This article must have been written by a credit card company:
"what's in YOUR wallet"?
Nothing.