I understand that the AMA sets the standard pricing for all specialties except for front-line family practice physicians.  With all of the screaming about the high cost of health insurance we are overlooking the biggest problem, HEALTH CARE REFORM!  As it stands, hospital costs are unchecked, testing is overdone, drug costs are exorbitant and fraud is rampant.  Controlling the cost of health insurance without attacking runaway medical costs is the tail wagging the dog!