You appear to have misread the post to which you are responding. Reread it and see where you missed.

Costs are independent of laws. If a truck costs $10,000 to make, and I destroy it, I have destroyed a $10,000 truck.

If I pass a law that you can only be reimbursed $5,000 for the truck destroyed, it still cost $10,000. The only things such laws create is shortages, since no one in his right mind is going to sell something that costs $10,000 for $5,000.

There is no such thing as "free or subsidized health care".  Someone has to pay for it. Devising a shell game to hide it doesn't change reality.

The fact that private medical treatment grows faster than the general rate of inflation by itself means little or nothing. What are the results? What is the demand and the supply? What makes up the costs?

I had an opportunity to visit Russia over a quarter century ago when the Soviet Union collapsed. The "free health care" there was at about the same level ours was in 1930.