"Use" or "take"  part of the PFD?  They want free money! Alaskans should loan, not give money to the legislature and governor to balance the budget. Why just "give" them money? 

In a year they can return to "our bank" and restructure the loan if needed.  They begin paying it back immediately and monthly. We could start with a 2 billion dollars loan at 3% interest for five years.