Cindy Wilson, if houses are going for 10 cents on the dollar, we are looking at a full-scale dpression and collapse of the financial system. You will not "be happy then" because the guarantee on your GICs will be worthless. And CDIC will tell everybody, "Sorry, you're going to have to wait." 

A few fetishists may put their faith in gold, but that's a gamble, too. 

Careful what you wish for!