Regarding: "It is up to the states and governors if they want to expand it. I'm not fine with the individual mandate - aka forcing millennials to pay for the insurance of baby boomers."
- In a way there is still an expectation that health insurance is a mutual benefit for all participants. That is, take care of my neighbor, so that my neighbor will take care of me. Even Trumpnotcare proposal has this built into it, but it is premised on whether one can afford to pay if one chooses.
- It is a mistake to correlate age-cost-use as a  pass for an uninsured , regardless of age. For in the end when an uninsured, regardless of income, is ill, or damaged in an accident, or as a younger adult, has children, the costs fall to the community, that is, the taxpayer; unless of course the ill is in the 1%, but part of the medical expense could be recoup in tax refunds.