Payday lenders are not the most popular business out there, but they are a legal business. If you want to talk fraud or money laundering, look no further than big Wall Street banks like HSBC, who got caught laundering money for drug cartels. What did AG Eric Holder say about that? He said to Congress that they were too big to jail. But payday lenders and the other legal businesses in the crosshairs of Operation Choke Point are just the right size and unpopular unpopular enough to go after.