I would encourage everyone to go to someone who can help, such as Enroll Alaska (a free service), they were a big help to me last year because there were so many plans to choose from that my eyes were crossing and I made a bad decision in the first year. Now that Premera is our only choice they will still probably offer a lot of different plans with different deductibles and different coverage and it gets very confusing. Enroll Alaska is located above the C Street Northrim Bank.  You can either have a consultation by phone, or in person, and they will call you to schedule an appointment at a time that's convenient for you.