WW, well said.  I cannot agree more.
I came to Canada in 1990, and my wife followed a year later.  I had 200 dollars with me and my most precious possession of all was my education.  We clipped coupons, worked two jobs till we found something we can call a career.  It was tough, but if I complained nobody would listen so I did not bother.  We have saved a combined 850k in our RRSP, paid off our house now worth a million in our mid-40's and sent out child to private school.  There is a saying "The bigger the button, the bigger the buttonhole".  Replace "button" with "income" and "buttonhole" with "spending". 

I kept the saying as a warning when I was getting raises and earning extra from working overtime.  We lived as frugal as possible, because we had a goal.