This is just another poor article from a journalist who does not have a clue.  Pure sensationalism, not worth the space it is written on; feeding group frenzy.  Why don't they hire qualified people who have critical thinking ability.  Look at things in perspective.  First time buyers and millennials are struggling to buy their first homes.  Is that any different from 30 years ago when first time buyers where paying 15% interest and got a fraction of the real estate their parents bought?  This debate about the housing crisis is 85% garbage, written by people with a sense of entitlement and no perspective.   Our politicians are just lapping it up, because with their fat pensions, they only want re-election, economy be damned.  Where is the balance in journalism these days?  These guys are just fear mongering fools.