In a word, socialism.  Doesn't work except among certain religious orders.  Go join the Franciscans.  

Ah!  Reminds me:

A Jesuit and Franciscan are walking down the street.  A straggly hippie, tired of being poor, walks up to them and says, "Tell me, fathers.  If I say a novena, will God give me a Mercedes-Benz?"  
The Franciscan says, "What's a Mercedes-Benz?"  
The Jesuit says, "What's a novena?"