The reason that Obamacare is so popular is that only 7% of the US population gets their medical insurance from the Obamacare exchanges. 49% of the US population gets health insurance through their employer (the percentage is even higher in Hawaii). With employer coverage, you never need to buy an individual policy on the Obamacare exchanges. The employer provided insurance is part of a group rate insurance program from private carriers that cuts premiums because it is a very large pool of insured to spread risk. The employer gets a tax credit to pay for the employer's paying a share of premiums for employees (employers like providing this benefit). Employees get a tax break-- yes we are all Federally subsidized--employees are not taxed on the employer's paying a portion of the employee's health insurance. System works although GOP almost did away with it in the early drafts of the House Plan.