My wife and I are there...  75 and 74.  My investments I made years ago (full RRSP every year since 1968 and more) and the method it was invested all that time and  is invested at this time, withdrawing the minimum from my RIIF's,  I am not able to  spend the income from my investments.  We just bought a $50G car in April,  took a $24G river cruise in Europe earlier this fall,  heading to Cancoon in a week or so,  to the Dominican this winter for 2 weeks,  still have a lucrative business that only makes me work a bit for 3 months a year.   Life's great, lets keep the health for another 15 years then we will revisit..