I love this!! We had issues w/ Wells Fargo and will NEVER do business with them again. We are buying a new house next summer, and when we sell our current house we are paying off Wells F*~% and we are so excited!! We had so many issues (that were not our fault). Example, we make deposits and pay the mortgage. Wells F*~% would overdraft our account. They would subtract the mortgage and any bills, and THEN "deposit" the deposits. That way they could get bounce fees when in reality nothing bounced, because the debits were less than the deposits. (When their  lawsuits became public we realized they did the same thing to thousands of their customers). Other than home loan we pulled all other accounts. I refinanced my brand new SUV and have been happy w/ CU1 for all my banking needs. I love my easy online banking and friendly LOCAL service!! We can't wait to get our next home mortgage the CU1 as well.