Any problems, including an anticipated rise in premium costs, can be directly attributed to the lack of consideration of /for appropriations by the Democrats in their adoption of Obamacare.  Obamacare has done nothing but make health insurance more expensive for everyone and there was no accountability provided for in the law for costs.  Anyone with a functioning brain could have foreseen that that it would take a tremendous public subsidy to implement Obamacare regardless of the Democrats promise that it could pay for itself.