Exactly right  JM-B.   36 grand per year on gifts, dining out , drinks and entertainment/ hobbies , and that does not include travel..   Easily chopped.

I don't mind  healthy travel expenditures, but I don't waste a lot of money eating, boozing and dining out in my home turf.

As for 7000 per month after taxes in retirement..that seems very much a stretch goal for these folks.