The pie in the sky dream. Give us, (financial advisors) your money, and we will do everything thing possible to try and not give it back by locking us up in long-term bonds, trying desperately to get you to buy an annuity that benefits them greatly for doing virtually nothing. You lose money and complain, they tell you it's because of your greed. Need advice? That is an additional fee. 
It is a rigged game. Fixed it in my 20's and never looked back. I don't need another financial sales pitch that has disproptional risk at my expense.