I rely on both the mortgage and tax deductions.  I did some quick calcs several months ago and I'll pay around $2,500 more if they take away either one of these deductions even if they raise the standard deduction the amount that Trump was thinking about.  I make decent money but there is no way that I should be considered upper class with the high cost of living in Hawaii.  Lots of other middle class individuals and families in Hawaii will end up paying more taxes if this gets passed.