'Studies'?  Studies undertaken by whom, the same fuzzy thinking academics, without an iota of real world experience,  that formulate unworkable policies resulting in debt overloads and societal collapse?  

Those studies?  Those academics?

It's amusingly ironic that those who have been extensively inculcated with leftist dogma consider themselves 'educated', while at the same time casting aspersions at those who've seen how the world REALLY works.