So I wonder how the math works out for the many people who are not buying $40000 cars? Something like a Corolla, Civic, Sentra, Focus, or Cruze sell for closer to $20000 and you can go even cheaper if you want. Even if it's only worth $2000 at the end you're looking at a depreciation of $2250 per year, not $3750 per year like with a $40000 vehicle.