Another nugget of misinformation from the Conservative Depressing Howe Institute.  First,  CPP was never designed to be “fully funded”.  From inception, the model was to have working people pay retirees.  Second, the 75 year rate of return is probably too low.  For 2016, CPPIB managed 3.4; the 5 year annualized rate is 10.6, and the 10 year is 6.8.  They are sounding alarm bells over long term government bonds at 0.7 – but nobody but a moron would purchase at that rate.  And nobody, but nobody, has a window into the next 75 days, let alone the next 75 years.

CPP is sustainable.  Will there be changes and tweaks over the next 75 years?  Duh……….