Just pay the dumb thing out.  If it was a complete payout, 61 billion for 640,000 eligible residents, it would be $95,000 per person.  Lets give them 33% of whats there to keep as an emergency fund, that is 20 billion dollars.  That would give every eligible Alaskan $62,700.  Those who are smart with their finances would pay off debts, buy new homes or spend it wisely giving a massive boost to the local economy. Those who are leaches will leave as there is no more fund.  Those who are dumb with their money, well, too bad.  Its your choice.  As for my family i would have a paid off house which would give me $9240 a year in extra income plus a massive emergency fund.  Heck, i may even splurge on a new car.