I take umbrage that you think I want to "...take everyone down to [my] level. You are saying that I am at a low level and put that on other people. Did you intend to insult my motivations?  
As far as not taking the risk or effort to go into other lines of work, shall we hold everyone responsible for not taking the risk or effort to become a millionaire? I think you have bought the notion that if one just takes  the risk and effort one can become a millionaire. If you have not done so already, you should look up how wealth begets wealth. It is know as the Concentration of Wealth.The part about the "risk" means you accept that there is a certain luck to become a millionaire. Are people who are unlucky responsible for their fate and thus cannot complain about the high cost of medicine?
I do believe that medical malpractice is too high. That is why I support limits on such judgements. But I think you are saying that I am upset about the cost of medicine due to my own failure. Correct?