Carrick should have taken his bottle of cheap wine to a dinner party instead of drinking it at home before writing this article.  Seniors who were lucky to work in the public sector have large defined benefit pensions which are indexed to inflation and guaranteed by taxpayers. Most other seniors, such as seniors who worked for Nortel or Sears, do not have inflation indexed guaranteed  pensions and are struggling to get by on CPP, OAS and savings. People like Carrick will be seniors one day and will have an opportunity to experience it.