Pocho, you are 100% correct. You do not need to dump Obamacare, give out huge tax break for the rich, and increase premiums for the aged to do what you want. Standard and Poors, the CBO, and other independent studies have shown Obamacare is not collapsing and insurance companies are making money. Besides competition in supplying medical insurance, you also need to increase demand. You can do that with Obamacare. Add more incentives to get insurance, add interstate competition (doctors hate insurance across states-- so need to get them on board). Add products like drug only policies for example.