The perspective of doctors (like my neighbor) is if people want to cut the subsidies and cut coverage to lessen premiums with “cheap” policies, they will not be able to afford a lot of drugs, procedures, and even medical imaging, and tests. For sure, almost all pre-existing conditions will not be covered under regular policies— their patients with diabetes, asthma, COPD or “pre diabetics”, high blood pressure, and any form of cancer, and any patients over 55 will not get insurance anywhere near affordable. We will be back where the insurers will not be covering a lot of effective drugs and procedures. What are basic meds for many will easily cost $1 thousand a month. People who need annual colonoscepies could not afford them. Older patients— starting in their 50’s who are not yet qualified for Medicare will really be hurt. So he says we will get what people choose but we will lose a lot.