Actually, the RoB articles tailor its advice to the ages of readers. E.g., the four "model portfolios" (easily available for study)., highlight four different investment approaches. Here, John Heinzl's Dividend Portfolio can be contrasted with another conributor's High Technology portfolio.  And Gordon Pape publishes a High Dividend pprtfolio in these pages. As a just-retired senior, I particularly read the information on high-dividend stocks. -- David Murrell, Economics, UNB at Fredericton