prior to Bcare an office visit was $62, after $162 and counting.
there are no pools, that is a fallacy. the only pool is that AK had several insurers, but now has one. bamacare folks should be in a single payer system (ala' Medicare) or allowed to cross state lines or shop for services they desire to have covered. no one has reined in either big pharma or the hospitals. doctors are forced to charge according to (please reveal who sets) the 'reasonable and customary' codes. it is all around a pathetic joke. we used to have a pretty good system. it isn't any longer. get on the modern medical merry-go-round, and they will forever find something new, then send you to this specialist for that test, running up charges after charges after charges. ALL of this came about because they expected to insure an additional 14m folks. they screwed up everything.