Cat 403 makes reference to investor perhaps happy with a mere 5%?

Just having retired and paid off a nice house with 100k to place for monthly revenue.....the market scared the hell out of me a year ago......and still does but now, less so.

Mention of the BMO position in the US may be part of BMO's confidence to offer an investment thing, if I recall, labeled a G30?

100k gives me 417 dollars a month guaranteed for 20 years......and I can take the principal out anytime at little or no fee at whatever value it currently is.....the principal is declared safe for the 20 years @ 5% the duration.

I sleep well knowing that unless the sky falls in or somewhat similar, I can take part or all out at any time.....check it out you timid investors......surprised how few people know of it.