If I have a fire, I certainly *am* going to be the first one to do something about it.  (That's why the house has smoke alarms and fire extinguishers.)  

Certainly I'm not going to sit by and let the house burn down, then come over and insist that Dejain owes me money for a bailout (which seems to be some people's essential argument about healthcare on these boards ...)  :-/

Thank you for sharing.