The main problem with housing options in the GTA is excessively low interest rates that has produced a housing bubble. The monetary response to the GFC has inflated the price of assets, e.g. houses. We have a big problem and there is nothing that the building industry or real estate sector proposes will deal with this dynamic. These urban restrictions have been in place for a long time. Even Mike Harris (!) signed on. Inclusion of the reasons why Mike Harris (!) approved these restrictions would make for a better, a more complete, analysis of the complicated problem of urban development. It is one thing to say that living in Guelph is a compromise (but a hardship?); it is another to give carte blanche to the construction industry to provide the solution.