I agree!  How about OHA putting money up for qualified NHs who cannot afford to purchase/build  a home on their  DHHL leasehold.   Especially if they earn less than 50,000K/year for their family of 5.   Now I think that would work.  And DHHL can use their housing monies primarily for infrastructure to open new DHHL lands for homesteading... before the government start pushing the buck on the NH.  EH! you took your cut a long time ago...and spent it willy-nilly!