There is only one problem with Mr. Carrick's thesis and that is the cost of housing, whether you are a renter or a purchaser. I get what I thought would be a pretty good level of retirement income, BUT, as I live in Ottawa, my rent is so high it takes up 50% of my net income, and that is after opting for the cheapest place I could find. Some landlords are trying to charge 1,700 to 2,000 a month for an unfurnished 1 bedroom PLUS UTILITIES, which is totally ridiculous. There is another article in the Globe about a Toronto house, once of those barn like structures, sold for 550,000 OVER ASKING, first offer. I mean come on, this is insane. If isn't the immigration levels that are causing these prices, it is the free money.

So many in this generation did not have either a brother or a sisters, certainly no big family to fall back on, and if the author feels that trying to live on 1,800 a month (or less as many do) is so great and so easy, I challenge him to do it, all in, for 6 months.