Local tax deductions? Those are so trivial as to be meaningless, unless you're in an area like NYC which actually has a huge city income tax. For Arvada, you're going to be fine. Even state taxes aren't all that high in Colorado. Mine aren't even high enough to itemize anyway. Mortgage interest rates have been so low lately, that THOSE were even too little to itemize after the last refi. So when we last had a mortgage and paid interest, even then we had to take the Standard Deduction since it was marginally better than itemizing. Now owning the home free and clear of a mortgage, it's Standard Deduction all the way; not even close to itemizing. So all those proposed eliminated deductions are pretty much useless now anyway.