Its all that good living in Mililani.  lol  But we are in Hawai where we were one of the first for businesses to provide health insurance for their employees.  Is it perrfect, no but we do have one of the lowest rates of uninsured in the naion.  

I am not a scientit but my wife worked at the UH and Prell  and so much of our health care is taken care of.  I don't need single pay as I am  like you and  already on it but many are not so fortunate.  While I appreciate the health insurance, I have always felt that it was wrong for Business to be responsible for it.  Would be far more efficient if Government was responsible.  Would it be perfect?  No of course not, but you wouldn't have people dying an early death as much.