> If they’re in good health, returning to work is an option, says Ms. Morris, with some becoming consultants or taking on freelance work.

Yeah, right. If you've just recently retired, you might still have the skills and contacts to go off and do some consulting. However if you haven't worked in, say, five years, likely your skills will be out of date. 

As for the comments about RRSP's, how many retired people continue contributing to their RRSP's? Particularly if you are teetering on bankruptcy?

The only useful bit of information in this article (which isn't even directly mentioned) is try not to have any debts going into retirement.