KelownaBusinessMan - you can get a free copy of your credit activity if you mail or fax your personal info - 3 pieces of ID  - a copy of your passport, SIN, driver's license, etc. Your credit score costs $11.95. 

Who opens all those credit report applications that contain sensitive info? Who monitors the fax machines, and how many employees have access and see your information? Enquiring minds want to know! And what's with using fax machines and snail mail? For the record, if you subscribe to Equifax's credit monitoring package, for a fee of $20/month, you can access your credit report immediately.

Equifax makes big bucks with our personal data. Businesses pay them to get income and employment verifications and other info.

Equifax is the custodian of our personal info, but they do a lousy job of it. I want care and control of my credit info, including the ability to freeze my credit info, but nope, that is not allowed in Canada. Consumer protection is a joke in this country.