What you're describing (pre-existing conditions) is NOT insurance.  Would you call up the insurance company to put homeowners insurance on your house while it's currently burning down?  Of course not.  And the only way a company would do that is if the government forced them to.  "You must cover homes even if they have pre-existing conditions that you will definitely lose money on."  How could you possibly stay afloat as a company like that?  The answer:  you couldn't.  And that's why having the government mandate all these things is just idiotic.  I think I'd rather single-payer than this.  And that's just the idea Zeke Emanuel and the boys had when drafting it.

There are so many other options out there that use free market principles and private charity.  Why don't we try some new ideas, instead of the same old failed ideas of the past (socialism/marxism)?