Next time HCG better disclose those poor mortgages in question that had that had a failure rate of 0.3% compared to the big six rate of 0.35% and a good day in America where almost 4.0% of the loans are behind in payment.
 The OSC sure showed them! 
 Next we get to see how the big six banks will like competing with Berkshire and Hathaway if that $100 Billion in cash company decides they finally got their foot in the Canadian door on the cheap(thanks OSC) and they will expand the business. There are a lot higher margins and less competition in Canada.