Well duh!  Affordable health care act increased the number of insured and therefore the number seeking services.  Pre-existing conditions, etc., became covered.  Total service provided goes up.  Prices charged by hospitals and doctors are uncontrolled and rising.  And surprise surprise the total costs go up.  First to feel the bite are the insurance companies who did not increase premiums enough to cover expanded services.  Of course, they will simply and quickly pass the cost onto business and individuals who pay for health insurance.  Did anybody really think that there was going to be a free lunch?