I pretty much live check-to-check. But I never thought the PFD was a good idea. If you are relying on that money for living expenses, you're doing it wrong. It's irresponsible and you should be supporting yourself. Are you taking your kids PFD to use for expenses? You're a thief.

We would have had billions more in the PF if there had never been a PFD. And we wouldn't have this problem now.