Except those articles never seem to mention you WILL probably need to replace those big-ticket items while retired.

The fridge, stove, washer and dryer, air conditioner, water-heather, furnace, car, that you may have bought decades before, don't last a lifetime anymore, but just about 10-15 years max., so if your life expectancy is more than a few years after retirment, you'd better be ready to replace them all.