There is a bill worse than Obamacare and that was the House bill. Maybe the Senate bill will be better-- may be it will be less "mean" as Trump put it-- but need to see it first. I have had to buy insurance in the individual market on the mainland. Nothing beats the group discount plans we get through our employers in Hawaii and they work just as well on the mainland-- the coverage, deductibles, and premiums (especially since the Employer is paying a share of the premium). The employer gets a Federal tax credit for paying part of the premium and employees do not have to pay tax for the subsidy the employer is paying.  Hawaii workers on employer group plans has to hope that Republicans do not change this-- same in other states where the same plans are offered.