Doctors have for decades borrowed money to build office building and then built their offices within them...or rented office space with long leases which they built , improved and restructured, furnished and equipped...they hired staff and took out costly insurance ...they bought every item in the office from the paper clips to the band aids to the computers....all at great expense.

No longer ...there is too much uncertainty...leases will not be renewed, office buildings will be sold and turned into condos , the older doctors will retire, the younger will do locums refusing to be tied down whilst others will move away....the trapped  will be miserable and burn out will predominate.