Lets talk about ACA for a bit. Obama implemented Universal Healthcare so everyone could get it. You get fined if you don't have it. As a result of this, companies that had health plans either A dropped their plan or B went to an ACA minimum requirement plan. These plans have deductibles that are roughly $2500 per person to $10,500 per family. Before, deductibles were $500 to $1000. 

More people are covered and the insurance companies get roughly $1000-$1200 per person per month either from you or subsidies. Given your deductibles, you still have to come up with your deductible before the insurance kicks in. Great, your covered, but you still have to pay.

From a high level, more people are still covered, but many of those people still can't afford to use it. All you did was reduce coverage and increase costs of health care. This is a broken system, which is why it is on the brink of collapse.

https://www.healthinsurance.org/blog/2015/11/16/is-obamacare-collapsing/