Completely empty threat. What's your alternative? "I'm taking my toy and going home" is not an option for your clients who need to build wealth. The mattress can only hold so much paper cash, you know. It's far likelier that your clients will ditch you before they ditch their investments in such a dramatic fashion. Furthermore, if they all do so at the same time, thus precipitating a crash, lots of them would be selling low. Great opportunity for those of us who buy low. In other words, if they have an ounce of common sense it's just not going to happen.