Thanks, Bob.  A heads up factoid from that Huffington Post article, "It’s Way Past Time For Us To Stop Deluding Ourselves About Private Health Insurers": Since April 1 2009, AETNA's share price has increased 525%.  

And a quote from that same article:  "Folks, we are guilty of magical thinking. We’ve fallen for insurers’ deception and misdirection, hook, line and sinker. And many of us can’t be persuaded that we are being duped. Meanwhile, the shareholders of the big for-profits are laughing all the way to the bank. Every single day"