No, the premiums are going to go down and all those Chip families will have much cheaper and  better insurance as well.  In the meantime, as Obama 'care' has failed, they can take them to an ER if they have an emergency. They won't be turned away. Hospitals don't 'care' about the cost because they  really do 'care' about the kids!  Right?
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Your health insurance does not guarantee good health.  It does not now and never will do that. Like car insurance, if you are a safe driver, the policy will never even  need to be used. On the other hand, there is no shortage of hypochondriacs in America. I have known some and they are 'always' going to an 'appointment' at the doctors.  It makes them 'feel' better just to make an appointment.  Five minutes after they leave, they are just certain the doctor missed what 'really' ails them.  What we need is 'hypochondria' insurance. Stock up on the sugar pills!