HI:
30 years at a  "media job" and to have a DB pension is a good thing.Now how stable is the DB pension(how well is it funded)?
If it's a Sears situation take the money and run but if it shows life and a steady pulse don't take a lump sum payout.Chances are you could have some tax issues(ie how much do you keep of the "lump") and the DB fund managers are going to have a better chance of garnering returns as opposed to you or your advisor that will gladly take a couple of points off the top for putting the money in a few ETFs.

Spend less!!!!

Keep working somewhere.Your kid(university bound) will be more likely to not worry about her parents(help) supporting her on a thin income.While we are on the kid topic ,what is the 21 year old about?If she is at home and working then add a few bucks to the pot for all that your parents have done for you(like university/college education).

Oh did I mention spend less.