Sheri, the stats are per person, including children.  For example, we're a family of six and we definitely spend 6 times that $7,591-per-person figure for mortgage + utilities + repairs & maintenance on the house.  I'm also going to guess that these %'s are based on pre-tax income, not after-tax take-home pay.  That said, Alaska is definitely a very hard place for folks with more limited income when it comes to housing.