No need to thank me since I'm certainly not going to be the one telling you how to live or what your purpose in life should be. If you feel strongly enough about this then do it! No need to wait for a crowd to form behind you, just lead by example. My credit rating is over 800( before the Equifax meltdown anyway), and while I rarely need use of it I wouldn't care to burn it over some ill-conceived and ultimately futile gesture, but that's just me.