Only some one totally clueless would write an article like this. Most seniors did not have government jobs that paid them fat pensions when they retired. Most seniors did not belong to a union that negotiated a fat pension for them. Most seniors don't win a million dollar lottery before they retire either. Most seniors live on the Old Age Pension and the the Canada Pension with a top up of few more bucks from the Guaranteed Income Supplement (GIS). They have to wait a full year after they retire before that kicks in! Even then, the most they can expect is about $18,000 a year total income. That is below the poverty level. Unless they have significant savings (most don't have any savings) making ends meet is not easy. That is reality, not the pie in the sky nonsense the author wrote.