I suggest you revisit some of the severe financial problems--- like the collapse of arguably the nation's greatest repository of wealth, home worth and equity. 
You do recall major banks needing a FEDERAL GOVERNMENT bailout to survive? And the rescue of GM?
BTW, the loans have been repaid, with interest.

It is a strange thing when Republicans begin to criticize Obama for not righting the sinking ship fast enough. 
Say, any thoughts on the Captain who was at the helm and the screen that failed to notice a massive iceberg?