This isn't a public sector defined benefit pension.  But 2/3rds of DB pensions are held by public sector workers yet they represent only 20% of the workforce.  Meanwhile the average CPP benefit paid last year amounted to a miserable $685/month.  The front page byline on this article reads "Enough of the poor senior on fixed income".  While the public sector unions would classify a comment such as mine as envy, let me assure it's not envy but anger at what has become a two tier pension and healthcare system.  Governments have divided us between those who work for government and those who don't and I'm not willing to put up with it any longer.  We're all taxpayers and deserve a fair share of the social dividends those taxes provide.