For most of human history the poorest 75 to 95% of humanity had exactly zero assets.  Today we're worried because only the poorest 50% of humanity have nearly zero assets?

Having virtually zero, or even negative, net worth isn't necessarily a bad thing either, almost all of us were there are one point in our lives, likely for many years.  From when I was 18 until I was 25 my net worth would rarely have edged into the low thousands and occasionally was in the negative.  It was only after I graduated and started working full-time that I started gaining more than a trivial level of assets. and paid off my liabilities.  Now I am no where close to the top 2 Canadians, or even into the top 20% of Canadians by net worth, but my net worth is easily 100 times higher than it was 15 years ago.

So is the fact that a very "middle class" person in their late 30's owns as much as 100 university students necessarily a bad thing?