That Southern Oregon business degree just got devalued a bit.  Whatever happened to paper checks,  with double signatures for amounts over say,  $100,000?   Some dude in  Nigeria,  North Korea,  some former iron curtain country is still giggling.  "Soft target" America.  We are diverse and stupid,  all in all.  And of course,  the "state" knows best.  For a place like SOW,  a couple million bucks is a big hole to fill.