Until the maximum annual contribution to a TFSA is raised back to $11,000, it will be insufficient to act as a serious saving and investment vehicle to provide sufficient income in retirement.

And this will not happen with the Liberals in power - their need for ever increasing tax revenue and the desire to ensure that as many Canadians as possible are dependent on government largesse for their retirement income (public sector workers and middle class private sector employees) will keep TFSA limits low.