- Do not trust realtors, they work on commissions. 
CORRECT

- Do your own research on housing market, don't trust everything in newspapers. CORRECT

- Quotes from realtors, banking economists, brokers are meaningless, all biased. CORRECT

- GTA is still massively overpriced in relation to financial fundamentals. INCORRECT

- The bubble has went "pop", but its just the start of a long fall.
INCORRECT (SPECULATION)

- Interest rates going up for a while (October is next one), then 2 to 3 more in 2018.
INCORRECT (SPECULATION)

- Mortgage defaults at historic lows, last low was right before last crash. When prices start going down (-20% in a few months), defaults start rising.
INCORRECT (SPECULATION)

- New stress test will take 18% to 20% of purchasing power away from buyers.
INCORRECT

Conclusion: I predict that Toronto average prices will easily drop another -20% in next 4 months. Aug/Sep/Oct/Nov will be brutal!
DISAGREE