The time has come for "single payer" insurance for everybody.  Get rid of the health insurance companies and bring back public hospitals (like the one I was born in).  Single payer has been the health care model preferred by a majority of the American public for nearly 4 decades - yet it's an option that has NEVER been considered by the politicians running the show; they flat out have refused to even consider single payer in Congress.  Republican or Democrat, it does not matter - single payer has never been given a hearing by either.   I think that nearly all of the Republicans and nearly all of the Democrats are REALLY "working" for somebody other than us.