I've been in accidents twice with unlicensed (due to past DUI's) and uninsured native Oregonians over the years. So when I do get hit (knock on wood that won't happen again) my first concern is if you're insured, not where you were born. I'm just interested in why you singled out illegals without insurance as opposed to legals without insurance. Trust me, it's just as much of a pain in either case.