I'm a real live breathing Alaskan and what he cites for my age bracket is pretty close to my calculation in regard to the extra amount I'll have to pay if the ACHA becomes law... which if I may add, is onerous and may be beyond my means. I take care of myself and am in good health but stuff happens and I don't want to lose my assets this close to retirement because I did not have insurance so it places me in a real pickle. Either pay up or take a rather huge risk. (or retire early and leave my home of 35 years and move somewhere I can afford to buy insurance and hope I can get a decent price for my house).