The dropping price of oil, and the increasing state deficit will continue to erode our property selling values. Most people are just scraping by, and work has been drying up for almost a year. I am able to make my payments now, but once I start paying for heat this winter, things will be tight. I can survive for about a year in my current situation, but my house has received no offers, and I am hoping to get a cheaper place soon. My feelign / I predict that we will have a new record high foreclosure rate in the winter of 2019. I am praying that our economy recovers before people are forced into turning in their housekeys. If the economy doesn't turn around in AK soon I will be one of those people.