I hope you realize that unemployment insurance, workers comp, and things like paid family leave and his share of y0ur health insurance are all paid for by your employer in addition to your payroll.   The total cost to your employer of employing you runs about 150% of your paycheck.  Those extra costs to "protect you" could be showing up on your pay, so you're the one who actually pays it.  It doesn't matter to the employer whether he pays the money for "benefits" or pays it to you to spend as you choose.