This is a great story with a big message: you are on your own. If you want to retire at 50 or 60 or 65, SAVE. Do you NEED a new car every five years? Do you NEED a new TV, e-gadget, the latest fashion, even coca-cola? Cut your expenses and SAVE MONEY. There's nothing that says you 'have' to work until 65, 66, 70. That's just when Social Security starts paying. Save your pennies, they turn into dollars. Your 60th birthday will be here quicker than you think, and you'll wish you had >saved< more money.