Gee whiz...
You guys should have been helping people see how expensive all this "advice" is right from the get go...
On a regular basis...
Like showing a picture of two Porsche's and a Mercedes E550 all sitting at a red light in TO......

Now that its a legal requirement everybody is all over it,like a bunch of converted sinners.
As I understand it,it still does not disclose all the fees skimmed off your account...you might want to enlarge on that.