And requiring g a 5% payroll deduction from everyone who doesn't already have a retirement plan and then relying on the State of Oregon to properly take care of that money with none of the  Federal  oversight that ERISA plans have to comply with is a recipe for disaster.

ERISA lawsuits where a business has failed in its fiduciary duty regarding retirement plans regularly appear in 9th Circuit Appellate opinions.  

If Oregon doesn't even have to comply with those laws, we are relying on nothing but their good intentions.