I have fired all my advisors years ago as they had no value. I invest heavily in Dividend stocks. My US exposure is a third, play money for selective trading ten percent, and I do a review every few months when we need cash. Right now I am selling US as the dollar drifts lower, bought when the dollar was above par. Now my point is buy Canada now because the TSX and US market will be equal again and the dollar will par again so why look anywhere thena Canada, if you want some US exposure buy Canadian companies that earn a lot of revenue in US, some of our banks, CNR, TransCanada and all pay dividend to boot. Do not follow people into the US as the DOW approaches 20000, it will come off and be back there by the end of 2017.