The term "insurer subsidies" used in this article is a Republican distortion of what the cost sharing reimbursements actually are, meant to falsely suggest that they are gifts/bailouts for insurers.  Not so. The ACA requires that insurers provide deductible and copay reductions to lower-income households who buy Silver plans, with the government reimbursing the insurers dollar-for-dollar for providing these reductions to customers.  The administration's discretion not to provide these reimbursements stems from a legal challenge started by John Boehner.  Regardless, they are *not* "insurer subsidies."