So for congressional members and their staff the ACA plan does cost more, 72% MORE than the FEHB plan.  And it's only 72% because the FEHB plan's premium is low compared to most other plans.  If it had been more than 100% then they would have felt some pain like other people who are paying 100%, 200%, 300%, etc. more than what they were paying.  Too bad they can't be subsidised.