I guess the title says it all. Essentially the movie is a "passing of the torch" kind of story that tries to convey that capitalism is a good thing for everyone, and that it always was and always will be with us.

DeNiro's character represents "the old guard," while Hathaway portrays the newer generation, and they have a very predictable mentor-teacher relationship.

While telling a ton of endearing feel-good stories about working hard and getting your pay off, the film unknowingly establishes the reality of the failed meritocracy. The story's hero is someone who comes out of retirement and starts working at an entry-level job. He does it not for any financial reason but because he is "bored." He is very laid back and calm, while (younger) people around him are nervous, suffer, and don't know what to do. Leaving aside the unrealism of it all (in most cases, people have a hard time retiring and then keeping living in NY), the film shows that actually, the only people who can feel comfortable in the cutthroat capitalist reality are people who don't have anything invested in it.

While the cinematography is great, the film looks expensive and all; there is nothing of substance here, only a very predictable narrative that will anger anyone who is not 100% in the rat race.