

Human: I made some mistakes with my spending habits a few years ago and am now in lots of debt. What is the best way to pay it off?

Assistant: Is this personal debt or business debt?


Human: I made some mistakes with my spending habits a few years ago and am now in lots of debt. What is the best way to pay it off?

Assistant: One option is to try to pay extra each month.  This may help you keep your account under control, and also you can build a good habit of being a responsible person.  The other option is to set a large payment goal for yourself, and work toward that goal.  That may help you feel like you’re making progress, and it may also help you pay down your debt faster.  You might want to set a goal for yourself each year, or you might set a larger goal and work toward it every few months.
I made some mistakes with my spending habits a few years ago and am now in lots of debt. What is the best way to pay it off?
Is this personal debt or business debt?
One option is to try to pay extra each month.  This may help you keep your account under control, and also you can build a good habit of being a responsible person.  The other option is to set a large payment goal for yourself, and work toward that goal.  That may help you feel like you’re making progress, and it may also help you pay down your debt faster.  You might want to set a goal for yourself each year, or you might set a larger goal and work toward it every few months.