

Human: Who pays for a nursing home when your elderly relative needs care?

Assistant: I’m not 100% certain, but I think it depends on your relative’s health insurance. The basic idea is, there are two different things involved here: one is the nursing home itself, and the other is nursing care. A lot of nursing homes offer their own insurance as an additional payment, but I think most Americans are covered under “Medicare”, which insures elderly people. So what I would guess is that your relative has Medicare, but that the home has some additional insurance, and you pay both of them for care?


Human: Who pays for a nursing home when your elderly relative needs care?

Assistant: That’s a really tricky question.  Your options may vary depending on where you live, and who your relatives are.  But in general, this will be decided by how well they can afford to pay, how much it will cost, and how well they qualify to get government help.  The simplest option is that if they have enough money, they’ll pay for it themselves, in which case they will need to go to a private nursing home.  If they don’t have enough money, then they’ll go to a state-run facility, which may cost less than private facilities.  And in some cases, they may qualify for government support.  Different states have different policies.  Perhaps you can do some research and find out more?
Who pays for a nursing home when your elderly relative needs care?
I’m not 100% certain, but I think it depends on your relative’s health insurance. The basic idea is, there are two different things involved here: one is the nursing home itself, and the other is nursing care. A lot of nursing homes offer their own insurance as an additional payment, but I think most Americans are covered under “Medicare”, which insures elderly people. So what I would guess is that your relative has Medicare, but that the home has some additional insurance, and you pay both of them for care?
That’s a really tricky question.  Your options may vary depending on where you live, and who your relatives are.  But in general, this will be decided by how well they can afford to pay, how much it will cost, and how well they qualify to get government help.  The simplest option is that if they have enough money, they’ll pay for it themselves, in which case they will need to go to a private nursing home.  If they don’t have enough money, then they’ll go to a state-run facility, which may cost less than private facilities.  And in some cases, they may qualify for government support.  Different states have different policies.  Perhaps you can do some research and find out more?