text: # Think of something you want or need for which you currently do not have the funds. It could be a vehicle, boat, horse, jewelry, property, vacation, college fund, retirement money, or something else. Pick something which cost somewhere between \$2000 and \$50,000.
  
  ## Ashford 5: – Week 4 – Discussion 1
  
  Your initial discussion thread is due on Day 3 (Thursday) and you have until Day 7 (Monday) to respond to your classmates. Your grade will reflect both the quality of your initial post and the depth of your responses.
  
  Initial Investment
  
  Read the following instructions in order to complete this discussion, and review the example of how to complete the math required for this assignment:
  
  Think of something you want or need for which you currently do not have the funds. It could be a vehicle, boat, horse, jewelry, property, vacation, college fund, retirement money, or something else. Pick something which cost somewhere between \$2000 and \$50,000.
  
  On page 270 of Elementary and Intermediate Algebra you will find the “Present Value Formula,” which computes how much money you need to start with now to achieve a desired monetary goal. Assume you will find an investment which promises somewhere between 5% and 10% interest on your money and you want to purchase your desired item in 12 years. (Remember that the higher the return, usually the riskier the investment, so think carefully before deciding on the interest rate.)
  
  State the following in your discussion:
  
  The desired item
  
  How much it will cost in 12 years
  
  The interest rate you have chosen to go with from part 2
  
  Set up the formula and work the computational steps one by one, explaining how each step is worked, especially what the negative exponent means. Explain what the answer means.
  
  Does this formula look familiar to any other formulas you are aware of? If so, which formula(s) and how is it similar?
  
  Incorporate the following five math vocabulary words into your discussion. Use bold font to emphasize the words in your writing (Do not write definitions for the words; use them appropriately in sentences describing your math work.):
  
  Power
  
  Reciprocal
  
  Negative exponent
  
  Position
  
  Rules of exponents
  
  Your initial post should be 150-250 words in length. Respond to at least two of your classmates’ posts by Day 7. Do you agree with how they used the vocabulary? Do their answers make sense?
  
  Carefully review the Grading Rubric for the criteria that will be used to evaluate your discussion.
explanation: The provided text is an instructional prompt for a discussion assignment in a math course. It outlines the requirements for students to choose a desired item, estimate its future cost, select an interest rate, and use the Present Value Formula to determine the initial investment needed. The text does not contain a specific question or answer but rather provides guidelines for students to create their own questions and answers as part of the assignment.
distilabel_metadata.content: Evaluate the user given text extract and determine if it contains a math question and optionally and answer to this question.
  
  Output rules:
  
  1. Briefly describe the document and mention if it contains a question or a question and answer.
  2. Finalize the output with: Label: no-question,question,question-and-answer,multiple-question,multiple-question-and-answer
distilabel_metadata.role: system
distilabel_metadata.content: # Think of something you want or need for which you currently do not have the funds. It could be a vehicle, boat, horse, jewelry, property, vacation, college fund, retirement money, or something else. Pick something which cost somewhere between \$2000 and \$50,000.
  
  ## Ashford 5: – Week 4 – Discussion 1
  
  Your initial discussion thread is due on Day 3 (Thursday) and you have until Day 7 (Monday) to respond to your classmates. Your grade will reflect both the quality of your initial post and the depth of your responses.
  
  Initial Investment
  
  Read the following instructions in order to complete this discussion, and review the example of how to complete the math required for this assignment:
  
  Think of something you want or need for which you currently do not have the funds. It could be a vehicle, boat, horse, jewelry, property, vacation, college fund, retirement money, or something else. Pick something which cost somewhere between \$2000 and \$50,000.
  
  On page 270 of Elementary and Intermediate Algebra you will find the “Present Value Formula,” which computes how much money you need to start with now to achieve a desired monetary goal. Assume you will find an investment which promises somewhere between 5% and 10% interest on your money and you want to purchase your desired item in 12 years. (Remember that the higher the return, usually the riskier the investment, so think carefully before deciding on the interest rate.)
  
  State the following in your discussion:
  
  The desired item
  
  How much it will cost in 12 years
  
  The interest rate you have chosen to go with from part 2
  
  Set up the formula and work the computational steps one by one, explaining how each step is worked, especially what the negative exponent means. Explain what the answer means.
  
  Does this formula look familiar to any other formulas you are aware of? If so, which formula(s) and how is it similar?
  
  Incorporate the following five math vocabulary words into your discussion. Use bold font to emphasize the words in your writing (Do not write definitions for the words; use them appropriately in sentences describing your math work.):
  
  Power
  
  Reciprocal
  
  Negative exponent
  
  Position
  
  Rules of exponents
  
  Your initial post should be 150-250 words in length. Respond to at least two of your classmates’ posts by Day 7. Do you agree with how they used the vocabulary? Do their answers make sense?
  
  Carefully review the Grading Rubric for the criteria that will be used to evaluate your discussion.
distilabel_metadata.role: user
distilabel_metadata.raw_output_q_a_detector_0: The provided text is an instructional prompt for a discussion assignment in a math course. It outlines the requirements for students to choose a desired item, estimate its future cost, select an interest rate, and use the Present Value Formula to determine the initial investment needed. The text does not contain a specific question or answer but rather provides guidelines for students to create their own questions and answers as part of the assignment.
  
  Label: no-question