In the contemporary society or the “society of risk” as was baptized by Beck in the eighties, the nature of risk is in perpetual evolution. Certain risks dress a dynamic aspect and the consequences of which are of large-scales. Therefore, these major risks differ significantly from Baruch Berliner’s earlier insurance conditions of 1982. Indeed, the increasing uncertainty which surrounds us imprints the insurance by new gaps: the ignorance of the occurrence of the major risks as well as the difficulty of the evaluation of theirs gravities. In this context, the risk management of natural disasters takes on a big importance as well for the social well-being as for the economic blooming and the growth generally. Therefore, this article aims at testing the relation between the improvement of the natural disasters insurance and economic development of twenty four countries of the OECD. The used technique is the method of data of panel. We propose an analysis of integration-cointegration on panel, by using the method of Dynamic Ordinary Least Squares (DOLS). The found results approve well the existence of a positive relation between the prosperity of the natural disasters insurance (measured by the rate of insurance’s penetration) and the development growth of our sample (measured by the GDP per person).