New Zealand and Quebec represent the two oldest pure no-fault plans, regarding automobile accidents. The present text first compares the compensation offered by the two schemes to the seriously injured victims. In this field, the advantages of the no-fault plans are obvious when compared to the traditional tort system. The second part is devoted to the sore point of both schemes : compensation for non pecuniary losses. The Quebec plan is offering, on that particular aspect, higher indemnities than New Zealand, which lead the author to wonder about the limits that should be applied when a no-fault scheme is implemented.