This article presents the results of a qualitative study aiming to identify and describe the social and health consequences of the inaccessibility of services and financial compensations for people with disabilities and their close relations. Fifty-two people were individually interviewed. Content analysis of the interviews reveals that inaccessibility leads to negative consequences on physical health, mental health and social participation. The analysis also revealed how people deal with inadequacies in social protection. These results are discussed in light of recent transformations in Quebec’s compensation practices.