How do I create a budget and keep track of my finances?
Creating a budget is an important step to take if you want to manage your finances. To get started, first list all of your sources of income (such as wages, investments, etc.) and then subtract any expenses such as rent or mortgage, groceries, utilities, entertainment, and transportation. Once you have calculated how much money you can spend each month, divide the total amount by the number of months in the year. This will give you an idea of how much money you should allocate for different categories like food, housing, and other needs. You can also use online tools or apps to help you stay organized and on top of your financial goals.