How do I create a budget and start saving money?
Creating a budget is an important step in starting to save money. To get started, you need to determine your monthly income and expenses. Make sure to include all of your regular bills such as rent or mortgage, utilities, groceries, transportation costs, etc. Then subtract that number from your total income to determine how much money you have left over each month. Next, set financial goals for yourself by deciding how much you want to save each month and what type of savings account you would like to use. Finally, track your spending so you can stay on top of your budgeting.