How do I reduce my monthly expenses?
One way to reduce your monthly expenses is by creating a budget and sticking to it. Make sure to include all of your income sources, such as wages, benefits, investments, etc., and then subtract any fixed costs like rent or mortgage payments from that amount. You can also look for ways to cut back on non-essential items, like eating out or buying new clothes, and consider selling some of your belongings online. Finally, if you have an emergency fund set aside, use it to cover unexpected costs instead of taking on debt.