Houston, TX 
1999 Toyota 4Runner SUV SR5 4dr SUV 4WD
Spontaneous Combustion
 I bought this car new and took great care of it.  With 85K miles on it, an electrical fire started behind the dashboard (probably inside the instrument cluster) causing massive damage.  All wiring was factory and no work had been done on the electrical system.  Otherwise I really enjoyed the car until it caught fire on me.