NorthernBoater 
2005 Toyota 4Runner SUV SR5 4WD 4dr SUV (4.0L 6cyl 5A)
Midwestern boat owner
 We have owned this vehicle while living in Minneapolis, MN and Memphis, TN.  It performed well in both climates, but better in the south.  It makes some funky noises when starting on cold Minnesota mornings.  It seems fussy about the quality of gas you use, the idle is a bit rough occasionally.  I assume this is from lower quality gasoline, but I don't know this for sure.  We had no problem accelerating or stopping with a 2600 pound boat in tow. I recommend this for people looking at tow vehicles.  I love opening all the windows and roof on nice summer days.  Our sunroof just recently got stuck wide open - just in time for a snowstorm!  No other maint. issues.