Does macOS keep a log of all access to the keychain? I want to see which applications accessed my keychain of my Mac. Do know which apps have access and how often they do. Does macOS keep a log of that somewhere ?
Yes, on MacOS Sierra or newer you can monitor every access to the Keychain, using the Unified Logging system in two operation modes:


Realtime
Query the database log to get past access events




Use this command on a Terminal window for Realtime monitoring:

log stream --predicate 'subsystem == "com.apple.securityd" AND message CONTAINS[cd] "Keychain Access"' --info --debug --signpost --style compact


Here is the output of the above command, in realtime, while some keychain items were being accessed:



You can also query past events by specifying some date range, and changing stream to show. Like the example below:

log show --start "2019-08-11 14:21:45" --end "2019-08-11 14:22:00" --predicate 'subsystem == "com.apple.securityd" AND message CONTAINS[cd] "Keychain Access"' --info --debug --signpost --style compact


More detailed information can be obtained by modifying the command line and grouping other process interactions. See man log for more options, or just ask here :)