Why are Payments from Apple to New Zealand and Australian bank accounts wire transfers? Recent News from Apple:


  Payment processing changes for NZD and AUD currencies. February 1,
  2019 As of February 1, 2019, all payments into bank accounts in New
  Zealand and Australia will be wire transfers.
  
  You may need to update your banking information in iTunes Connect to
  ensure your bank details are valid for receiving wire transfers.
  Consult with your bank to avoid interruptions to your February payment
  processing. 
  
  In addition, the minimum monthly threshold for receiving a wire
  transfer is the equivalent of $150 USD.


So as a NZ apple developer, why?
I'm now being charged an international processing fee.
Any advice for limiting my payments or getting around this charge?
Thanks
It is likely Apple's options for smaller transfers are being limited by local banking laws. What remains are the expensive SWIFT transfers you are being offered.

Banking Sector Changes

During the last few years, money transfer organisations have stopped operating or servicing Australia because of new legislation:


Closing of bank accounts of money transfer operators (MTOs) is raising remittance costs
Australia has been reducing the number of options for transferring funds


Let Apple Know

Please contact Apple Developer and let them know this is a problem. Every piece of feedback is helpful.