Creating guest user for ssh login Is it  possible to create  a user  that can log  in to
one's ssh server and chat,  but is restricted from any
other activity,  i.e. cannot use any  significant disk
space, cannot  access hardware  (speakers, microphone,
camera),  and  is  perhaps   even  limited  to  a  low
CPU-percentage?
If the purpose is only to support a single application which does all of its input via STDIN/STDOUT, you should be able to use the old UNIX trick of specifying that program as the user's shell.

First off, you would need to create a user account for the person; I don't believe you would be able to use the built in "Guest account" since not only do I think it exists only when someone uses the GUI login (read: SSH won't trigger it), but also I don't think there is a concept of default shell for guest.

Second, you need to add the specific program (say /bin/ttychat) to the /etc/shells file. Finally, you need to specify that "shell" as the default for the account you created.

The idea is that when the SSH account logs in, it will redirect all STDIN/STDOUT for the session to the shell you specified. When the program terminates, it should close the connection as well.

I found an unrelated question on Stack Exchange showing how to add custom shells to OSX here.