Can I upgrade to Yosemite without a credit card? I just bought a used iMac, and updated to 10.6.8 from 10.5.8.
I created my first Apple ID, and verified it. Now I am trying to update to Yosemite, so that I can install Xcode.  When I try to give my Apple ID it ends up telling me I need to give it credit card info. I do not own a credit card, for religious reasons, and I can't figure out how to update to Yosemite without it.
maybe the information in this link will help?

https://support.apple.com/en-us/HT204034