Updating OSX in Mac Mini I recently purchased a Mac Mini late 2012 Ivy bridge 2.3ghz i7 quad core and upgraded to 16GB memory.  I understand the pre-installed OS is 10.8.1 (12B2080).
I could update to OS 10.10 but I want to ask the question if I need to.
I am a basic user making the switch from Win XP.  My thoughts are, "if it ain't fixed, don't broke it".  I am mostly concerned with updating for security, but dont wany any system conflicts.
Apple doesn't support its OSes as long as Microsoft supported XP. 

Wise advice would be possibly "Don't jump right now, but don't leave it too long"

It's always wise to wait until applications are updated to support a new OS &amp; initial bugs are ironed out, so waiting for 10.10.1 would be a sensible precaution, but you don't really want to hold off until it's so out of date that if you upgrade nothing you currently own will run.