What are habits in buddhism? How are habits seen in buddhism - how are they explained ? 

read now about habit making - and would love to hear users views on habits -  and what they see habits as 

And what people think about habit making and its effectiveness and why
How are habits seen in buddhism - how are they explained ?

Habitual tendencies persist from life to life. Say you were a monkey than then born a human sometimes the tendency to jump last.
Only the Buddha can overcome habitual tendencies. Even an enlightened person will have habitual tendencies.

read now about habit making - and would love to hear users views on habits - and what they see habits as
And what people think about habit making and its effectiveness and why

A worldly person does many thing habitually. Though habitual action is at the pre conscious level they have karmic potent. So if you develop wholesome habits this definitely would be a bonus for this life and after. In absence of weighty and near death Karma, habitual karma decides the next life.
Also see:

Anusaya by Piya Tan
The Unconscious by Piya Tan
Unconscious Views by Piya Tan