Stripped threading on upper rear rack bracket One of the rear rack holes on my aluminum frame have become stripped after a year of taking the rear rack off at least once a week. I've been using this bike for commuting and weekend riding, so I like to remove the rack when I'm not carrying panniers.

I've asked a few bike shops about rethreading the hole and have gotten multiple responses. One shop there is a tool that some shops have that can rethread it. Another said I was out of luck. One criticized me for taking the rack off often. The last one I asked said some shops could do it but you'd have to go up a screw size.

What's the consensus here on this type of frame repair? At the moment I can still use the rack since it's still secure with the one loose screw. I intend on getting a new bike at the end of the year for non-commuting, so I will make this a dedicated commuter bike where I can leave the rack on it when that happens.
A few ideas:


Buy a seatpost-mounted rack (this would be a good solution for the long term if you want to keep taking your rack on and off, but check the weight limits).  
If you're going to keep doing this, when you've solved the immediate problem, put some stainless studs in the holes with threadlocker and use a nut on the outside. You should probably use a dome (acorn) nut to avoid hard edges. 
If there's a rubbish thread but just enough to get a bite, degrease the hole, cover the first few turns of a stud in epoxy and screw it in. Leave overnight before fitting the rack. 
P-clips onto the seat/chain stays can replace the mounting bosses for all but the heaviest racks. 
You could probably tap it out. I'm used to M5 rack mounts so you'd need to go to M6. I'll the hole out with a 5mm drill then use an M6 tap. You'll probably need to start with a taper tap then change to a bottoming tap. You'll also need to open the hole on the rack to a little over 6mm (if you can't get a 6.2mm drill, use 1/4"). I reckon a metric tap set is worth having, but be sure to get one with pilot drills as these are otherwise uncommon sizes. 


On my bikes I'd go for (1) P-clips (or tap if high loads and plenty of material); (2) tap it out (3) seatpost rack; (4) epoxy and only on my old bike.  But I already have all the tools/materials for all these options.

All links are examples rather than recommendations. 

It should probably go without saying but if you've got a child seat mounted on the rack, you should probably forget about the repair, or using the rack in its current state. But you can get a seat that fits to the seat post.