Advice on large inherited mutual fund Hello everybody. So I am 30 years old and I was a joint tenant on a mutual fund that my father was managing for a very very long time until he passed this year , at least since before 2006. The cost basis is around 140k, and has since more than doubled(dipped a little recently). Everything is in a Schwab mutual fund that tracks the Schwab 1000. I do not need this money right now, however I have two concerns, I want to make sure that is doing as well as it can, However any selling of the money will incur a pretty large tax. I may want to take here and there to pay private school It practically make the money illiquid in some respects because I can’t really afford to pay the taxes if I were to for example go to cash and then reinvest everything at once. I’m really at a loss as to what the smartest move in here. Thanks guys