I have open enrollment coming up on 4/1. Can my wife drop her employers plan so she can come to mine? My spouses open enrollment was for a 1/1 plan start date while mine is 4/1. My employer got a new provider that would make it cheaper for her to be on my family plan. Can my spouse drop her plan and come to mine? If not, how can she ever come to my plan without illegally having a gap in her insurance coverage from 1/1-4/1 unless she buys a marketplace plan during that time? Since my next open enrollment would be 4/1/22, she'd have to wait another year for her to come to my plan.