I've reached a point where if I try to lose weight I lose muscle not fat (pre T) If I try to go calorie deficient then I just start lose all the muscle on my arms, but I have a tire of fat around my hips. If I pull the fat back my hips are smaller than my shoulders but if I just leave it the are noticeably wider so I know there's atleast 3 inches of fat there that I can't get rid of no matter what I do. Is my only choice to go on T to get rid of this? If I had to estimate my body fat percentage is 25, (nothing on my arms, stomach or lower legs, its all localized on my hips and thighs) What are the thoughts of people on here that know more about fitness?