Advice on moving TFSA Hello...I have about 45k in a TFSA with CIBC that pays me 1% interest. I found another bank today that is offering 1.6% TFSA or a 2.65% 1 year TFSA GIC. I want to switch banks now. Before transferring money, Can I ask CIBC to offer me a 2.65% TFSA? Or do banks have fixed rates?