Best insurer for firearms collection? I am looking for better insurance than my home owners policy or rider.  Any suggestions for gun specific insurance?

My collection in fire arms alone is over $20,000 in replacement value, and more than that in sentimental ( i have a number of inherited guns) , plus another $3,000 in optics . Soon to grow as i am buying nicer optics.

My home owners only covers $5,000 in firearms, and nothing in accessories. A rider, to cover everything would be a $200 a month, and would only drop in price if i buy a better safe, which is on the list of to buys, but it will need to be a C rate or TL15 safe. 


I currently have a basic RSC "safe" , and an alarm system.  But I want to find the best firearms specific insurance that is available. 


