Buying games online from the microsoft Store Hi, I'm new to Xbox. I own a Xbox One S. I've been buying physical copies of games and physical scratch n' use xbox live gift cards for the past few months because I can't buy anything from the microsoft Store as it won't accept my debit card. 

Is there a way to buy online with the limited payment method that I have? Or, an alternative. 

P.S. Physical gift cards are much costlier than the digital ones.