Is there a name for the types of human behavioural problems where making a particular choice isn't a problem, but making the same choice over and over again leads to a bad outcome? Where there is an immediate short-term pay-off for making the choice one way, but a small long-term cost to doing it?

Some examples of these types of problems are: 

* weight gain
* personal debt
* litter

I think it's a really interesting type of problem because you have to override the short term motivation many, many times to get the long term pay off.