Maybe laid off after the holiday season, should I adjust my 401K future investments to prepare? If I get laid off, I will not need to withdraw or take a loan on my 401K, so that isn’t a factor. 


Question is more focused on if I’m not actively contributing while looking for new work or working at a company that doesn’t have as robust investment options (thus no roll over), what would be a better investment allocation to “sit idle” during this time?