A *Pathfinder* [vampire](https://www.d20pfsrd.com/bestiary/monster-listings/templates/vampire#Weaknesses) that's exposed to "direct sunlight" is on the first round staggered and on the second consecutive round destroyed utterly. A *3.5* [vampire](http://dndsrd.net/monstersTtoZ.html#Vampire_Weaknesses) that's exposed to "direct sunlight" is disoriented: "It can take only a single move action or attack action and is destroyed utterly in the next round if it cannot escape."

The loophole in both games seems to be that the sunlight *must* be direct. That is, if the sunlight passes through *anything* before reaching the vampire, the vampire is safe from it.

Is there anything in either game that covers a creature's body so that sunlight would *always* be indirect? Alternatively, is there an inexpensive magic item or low-level spell that can protect a vampire from direct sunlight?

(Also welcome are any other options that permit a vampire to walk around during the day with impunity.)