Am I stupid for taking on debt just to start my career in a more comfortable region? Got two offers so far- one from a T100 school making my debt like 62K before interest. However, I’m not passionate about spending years there after I graduate.

On the other hand- got an offer from a T70 school making my debt 135K before interest. It’s in a bigger(ish) city, and the location is to die for. 

Since these two schools are in different states, should I go with my heart and take the debt at the school with the better location and ranking, or minimize my debt and put aside my feelings about working in an unappealing area for a few years?