Expand your Medicare coverage with a Medicare Advantage Plan. Some plans may offer additional coverage for prescription drugs, dental and vision.
Medicare Part D plans provide prescription drug coverage.
Part D plans may have different benefits, formularies, tiers, coverage rules, and pharmacy networks.
Part D costs can include plan premiums, late enrollment penalties, and "donut hole" costs.
You should review Part D plan costs, coverage rules, and star ratings*** before enrolling in a plan.
Medicare Part D provides prescription drug coverage for Medicare enrollees. Part D plans are offered by private insurers, not the federal government. It is optional coverage that works with many other forms of insurance, including Original Medicare, Medicaid, employer health plans, and, in some cases, Medicare Advantage plans.
Each Part D prescription drug plan may have varying benefits, costs, and rules.
You must be enrolled in Medicare Part A and/or Part B before you can enroll in a Medicare Part D prescription drug plan.
You must wait for an enrollment period to sign up for, make changes to, or leave a Medicare Part D plan.
Part D plans have different formularies, tiers, coverage rules, and pharmacy networks.
A Part D plan formulary (drug list) outlines which prescription drugs are covered. Plans may place prescription drugs into tiers, which have different costs.
Coverage rules such as quantity limits, prior authorization, and step therapy may limit how and when you receive your prescription drugs.
Part D plans also may have pharmacy networks, which may impact the cost of your prescription drugs.
Medicare Part D prescription drug plans don't pay for everything. If you have a Part D plan, you may have to pay premiums, "donut hole" drug costs, and other out-of-pocket costs like deductibles and copayments.
Our online plan comparison tool can help you easily evaluate all of these factors for available plans in your area offered through this website.
Medicare Advantage plans and Medicare Part D plans are both offered by private insurance companies, and plan availability varies from state to state. Learn more about Medicare Part D plan enrollment nationwide and in your state.
You can also find more Medicare prescription drug coverage information and resources for your state.
Compare plans in your local area right now.
$0 premium plans may not be available in all areas.
1Kaiser Family Foundation. Medicare Part D: A First Look at Prescription Drug Plans in 2019. (Oct. 16, 2018). Retrieved from www.kff.org/medicare/issue-brief/medicare-part-d-a-first-look-at-prescription-drug-plans-in-2019.
2Medicare evaluates plans based on a 5- star rating system. Star Ratings are calculated each year and may change from one year to the next.
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.
Not all plans or products are available in all markets. Additional plans may be available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.