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Is Health Insurance Mandatory In Colorado?
Colorado, nicknamed The Centennial State because it received its statehood 100 years after the signing of the Declaration of Independence, is known for its mountainous terrain, gorgeous rivers, and as the home of the Air Force Academy. Admitted to the union as the 38th state, Colorado ranks 8th in total area, but only 21st for its population.
With beautiful scenery, residents of the Centennial State often find themselves enjoying the outdoors, which is a reason they are the 10th healthiest state in the country. If you live in Colorado, here’s how to make sure all of your healthcare needs are taken care of.
If you live in Colorado, then chances are you’re already leading an active and healthy lifestyle, but that’s only half the battle. Having comprehensive health insurance is crucial to maintaining your health as well. If you’re like most people, you may think of health insurance as a burden that only protects you in the event of a medical emergency, but in reality, it’s much more than that.
Health insurance offers you access to a variety of benefits, including preventive services and even a primary care physician. Both help you stay on top of your healthcare needs, making sure you stay healthy. If you don’t have coverage, or are looking to switch plans, here’s how to get started.
For many, Colorado’s health insurance marketplace is the best place to find a plan. This is especially important for anyone living with pre-existing or chronic health conditions, because this is the time when you can’t be denied or charged more for coverage based on your medical history. You can also qualify for health insurance subsidies at this time, depending on your income.
If you don’t have an extensive medical history, are young, or don’t qualify for government subsidies, then you may find yourself priced out of Colorado’s marketplace. If that’s the case, don’t worry, millions of Americans are turning to the private health sector to find affordable coverage that fits their needs, and FirstQuote Health can help.
FirstQuote Health takes the pain out of shopping for coverage, and helps you find and compare the most affordable health insurance plans in Colorado. Our free quoting service lets you find the perfect policy in your area in just minutes, and we can even put you in touch with an experienced agent with no obligation to you. To get started, enter your zip code, and get covered as quickly as today.
The health insurance providers mentioned above all have great reputations and recognizable brand names, but it’s still important to do your research. Just because you recognize the name, doesn’t necessarily mean that they’ll offer coverage that fits your needs and budget. Make sure to read reviews from current and past members to see what they’re saying. This will give you a good idea on if it’s a good fit, or you can read up on companies in Colorado through FirstQuote Health.
No, health insurance is not mandatory in Colorado as of 2019. When President Obama passed the Affordable Care Act, it included a piece of legislation known as the individual mandate. The mandate required all Americans to enroll in health coverage or pay a penalty come tax season.
When President Trump took office, it wasn’t long before he signed an executive order that eliminated the individual mandate starting in 2019. However, if you decided not to enroll in coverage in 2018, you may still be required to pay a tax penalty. Some states pushed back against Trump’s executive order and created individual mandates of their own, but Colorado was not one of those states.