Owners of vacant land face the risk of personal injury or property damage claims being made against them. If someone injures themselves or your land causes damage to someone else’s property, you could be found legally liable (even if you didn’t invite them onto your land).
Through Vacant Land Protection, a division of Steadfast Brecknock Insurance Brokers Pty Ltd, you can have peace of mind protection with a quality and affordable Public Liability insurance policy.
Do I need to insure my vacant land?
As the owner of vacant land, you are responsible for any injury, death or damage that occurs on your property or results in connection with your property. Legal action may be brought against you resulting in legal expenses for defence costs. A public liability insurance policy can provide you with peace of mind protection.
What are some insurance claim examples relating to the ownership of vacant land?
The owner of vacant land erected a wire fence to prevent pedestrians accessing their land. One afternoon, the wire fence fell down and a piece of the fence wire pierced through the arm of a child walking past. The child’s parents took legal action against the owner of the vacant land who was found legally liable and forced to pay damages, compensation and court costs in excess of $39,000.
The general public regularly parked their vehicles on public property located directly next to a piece of vacant land. Several tree branches located on the vacant land fell onto vehicles parked on the public property resulting in property damage claims in excess of $26,000.
A young girl was walking on vacant land, using it as a “short cut” to get home from school. The girl’s feet became tangled in overgrown weeds on the vacant land and she tripped, injuring herself and required surgery. The girl’s parents pursued legal action against the owner of the vacant land and settled out of court for an amount of $96,000.
Unknown people started a small fire on vacant land which quickly spread causing property damage to multiple vehicles, fences and a garage on neighbouring properties. The owner of vacant land was found partially legally liable and was ordered to pay damages of more than $51,000.
Our team of liability insurance experts can provide you with professional advice and arrange prompt insurance protection for you. The process is quick, easy and hassle free.
Although our Vacant Land Protection facility is intended for residential vacant land, Steadfast Brecknock Insurance Brokers can also arrange Liability Insurance for your commercial vacant land (separate to this facility).
Alternatively, contact us today on 1800 273 256 and ask to speak to one of our Vacant Land Protection insurance experts.
Vacant Land Protection is a division of Steadfast Brecknock Insurance Brokers Pty Ltd, ABN 85 060 524 503, AFS License Number 239942.