Accidental damage from sudden and unforeseen losses arising from fire and lightning, theft, earthquake, malicious damage, riots, strikes and civil commotions.
The policy covers the electronic equipments whilst in the premises only; Laptops are therefore not covered under this policy but under the All Risks Policy.
Indemnity for damage to data carrying media e.g. diskettes, tapes and cables resulting from any of the above perils.
Reimbursement of additional expenses incurred to reproduce lost data and records following damage to the insured equipment by any of the above perils.