text: 'Financial planning ke liye ek advisor hire karna kya zaroori hai? Mere hisaab se, internet pe research karke khud hi kar sakte hain, kya tumhe lagta hai?''Research zaroori hai, lekin kabhi kabhi expert ki guidance bhi helpful hoti hai. Mujhe toh lagta hai ki dono ka combination best hoga, kya khayal hai?'