text: 'Mujhe yeh idea achha lagta hai ki hum ek emergency fund toh zaroor banayein. Isse hume investment ke liye thoda space milega, bina stress ke.''Main investment ki taraf jaane ka soch raha hoon, par kya yeh samajhna mushkil nahi hai? Financial market kaafi complex hai, kya tumhe lagta hai hum samajh paayenge?'