text: 'Kya tumne suna hai ki child education ke liye tax benefits bhi milte hain? Haan, lekin mujhe lagta hai ki humein long-term growth par focus karna chahiye, kya tum agree karte ho?''Main soch raha hoon ki regular investments se hum apne goals achieve kar sakte hain. Haan, lekin kuch log lump sum invest karne ko bhi prefer karte hain, kya tumhe lagta hai?'