text: 'Thoda research karte hain investment options ke baare mein, phir decision lete hain. Saving toh hum kabhi bhi kar sakte hain, par investment ka right time zaroori hai.''Mujhe samajh nahi aata, kabhi lagta hai saving sahi hai, kabhi investment. Tum kya karte ho, jab financial decisions lene ka time aata hai?'