text: 'Mujhe toh yeh lagta hai ki fixed deposits zyada secure hain, par kya hum growth ko ignore kar sakte hain? Nahin, growth ke liye toh risk lena padega, lekin balance hona chahiye!''Kya tumne suna hai ki kuch log index funds mein invest karte hain bachchon ki education ke liye? Haan, par mujhe lagta hai ki ye thoda complicated hai, kya tumhe samajh aata hai?'