text: 'Investing ki duniya mein kuch bhi guaranteed nahi hota, kya tumhe samajh aata hai? Savings toh ek safety net hai, jisse kabhi bhi istamaal kar sakte hain.''Main savings ko zaroori samjhta hoon, par kya hum investment ko ignore kar sakte hain? Mujhe lagta hai, thoda risk lena bhi kabhi kabhi zaroori hai!'