text: 'Main samajh rahi hoon tumhari baat, par savings account toh reliable hai, na? Lekin aaj ke zamane mein, mujhe lagta hai ki risk lena zaroori hai!''Kya tumhe pata hai, mutual funds ka SIP option kitna acha hai? Haan, lekin mujhe toh lagta hai ki savings account pe kam se kam kuch toh fixed hai!'