text: 'Kya tumhe lagta hai ki sirf saving karna hi sahi hai, ya investment bhi zaroori hai? Mujhe lagta hai dono ka combination hona chahiye, warna future uncertain hai.''Investment se risk hota hai, par saving se stability milti hai, samajh nahi aata kya karun. Chalo, ek financial advisor se milke discuss karte hain, shayad unse clarity mile.'