text: 'Mujhe samajh nahi aata, kabhi saving karte hain toh kabhi investment karte hain. Aakhir humara financial goal kya hai, yeh toh clear hona chahiye na?''Chalo, ek plan banate hain saving aur investment dono ka mix rakhne ka. Isse hume stability milegi aur future ke liye bhi kuch prepare kar sakte hain.'