text: 'Main chahata hoon ki hum future ke liye prepare rahein, isliye thoda invest karna sahi hai. Tumhe pata hai, long-term investments se achhe returns milte hain.''Chalo, ek budget banate hain jisme thoda saving aur thoda investing ho. Yeh zaroori hai ki hum dono is par agree karein, warna financial issues hote rahenge.'