text: 'Main toh samajh rahi hoon ki savings account ka interest inflation se kam hai, par kya tumhe long-term gains nahi chahiye? Haan, par short-term liquidity bhi toh zaroori hai, soch samajh ke decision lena hoga!''Kya tumne kabhi apne financial goals ke baare mein socha hai, hum dono kaise manage kar sakte hain? Haan, mujhe lagta hai ki ek structured plan banana padega, phir hi hum progress kar payenge!'