text: 'Sun, agar hum kuch paise invest karein, toh long-term mein faida hoga na? Lekin, tumhare kehne se mujhe bhi savings ka importance samajh aata hai!''Main soch raha hoon, kya hume apni savings ko mutual funds mein daal dena chahiye? Lekin kya tumhe nahi lagta ki yeh risk bhara hai aur humhe ghar ki zarooraton ka khayal rakhna chahiye?'