text: 'Kya tumhare dost bhi apne bachchon ke liye similar planning kar rahe hain? Haan, par unmein se kuch log sirf traditional methods par hi focus karte hain, mujhe acha nahi lagta!''Bachche ki education ke liye jo plan banaya hai, usmein diversification zaroori hai. Haan, par kya humne risk tolerance ko samjha hai, wo bhi toh zaroori hai!'