text: 'Kya tumhe lagta hai traditional savings account zyada safe hai ya mutual funds ka risk uthana chahiye? Mujhe toh lagta hai ki diversification se zyada fayda hoga.''Mujhe toh lagta hai ki savings account ka interest rate itna bhi bura nahi hai, par kya wo inflation se cover kar sakta hai? Haan, lekin mutual funds ki growth potential toh zyada hai na!'