text: Budgeting ke liye traditional tareeqe hamesha reliable hote hain, lekin kya modern tools se nahi? Aaj kal apps se sab kuch track karna kitna easy ho gaya hai, hai na?Bilkul, par kya hamesha technology par rely karna sahi hai? Kabhi kabhi simple pen aur paper bhi kaam kar sakte hain, especially jab koi emergency ho.