text: yaar,mujhe lagta hai ki agar hum apne kharchon ka ek chart banayein, toh pata chalega ki hum kis area mein zyada kharch kar rahe hain.bilkul! isse humein apne spending habits ka analysis milega, aur hum uske hisaab se adjustments bhi kar sakte hain, kya tumne kabhi kuch aisa kiya hai?