text: sun,meri aunty hamesha kehti hain ki purane budget methods sabse best hain, kyunki unmein discipline hota hai aur kharch par control rakhna aasan hota hai.par mujhe lagta hai ki modern financial tools jaise apps use karna zyada convenient hai, kyunki woh real-time mein data dete hain aur planning ko asan banate hain.