text: yeh toh sahi kaha,par mujhe lagta hai ki har kisi ko apne hisaab se approach adopt karna chahiye, kyunki sabki financial situations alag hoti hain.bilkul, lekin agar hum family ke saath discuss karein toh sabko apne kharchon ka pata chalega, aur hum milke kuch sahi decisions le sakte hain.