text: aapa,aapne ye personal loan ki baat thi na? iske faayde kya hain? kiya aapke experience se kuchh bata sakte ho?arre beta, loan lena toh aise kisi emergency ke liye hota hai, warna aisa gussa mat dilao, ghar ka kharcha hai, woh toh sambhalna padega. aap toh abhi aaram se kyun loan lene ke baare mein soch rahe ho?