text: mere dost ki family ne toh budgeting ke liye ek app download kiya hai,unka kehna hai ki yeh unki life kaafi easy bana raha hai, kya tumne suna?bilkul suna hai, par mujhe lagta hai ki family discussions bhi zaroori hain, kyunki unse accountability bhi banti hai, kya tumhe yeh nahi lagta?