text: Maa, kabhi kabhi toh mujhe lagta hai ki agar hum sab kuch bacha lein, toh hum duniya dekh sakte hain, jaise ki Australia ki Great Barrier Reef!Yeh sab sapne bahut khoobsurat hain, lekin unhe poora karne ke liye financial planning bhi utni hi zaroori hai, samjhi?