text: arre bhai,maine suna hai ki log ab budgeting apps use kar rahe hain, kya tumne kabhi try kiya hai, ya phir abhi bhi traditional tareeke se hi manage karte ho?bilkul, par mujhe lagta hai ki ek achha spreadsheet banana aur usme sab kharch likhna bhi effective hai, kyunki kuch log toh tech se dar jaate hain!