text: mujhe toh lagta hai ki ek achhi budgeting strategy woh hai jo dono methods ko combine kare,purana aur naya dono ka fayda uthana chahiye!true, balance toh banana padega na, warna hum nayi generation ke saath saath nahi chal paayenge, toh kya hum dono methods ko mila kar experiment kar sakte hain?