text: Yaar, mujhe retirement planning ke liye kisi financial advisor se baat karne ka sochna chahiye, kyunki kabhi kabhi expert advice bhi zaroori hoti hai, tumhare khayal se sahi hai?Haan, financial advisor se baat karne se clarity milegi, lekin unke fees bhi dekh lo, kyunki kabhi kabhi wo zyada ho sakti hai, samjha kya?