text: yaar,wo pm awas yojana ke baare mein suna? ghar kharidne ke liye interest rates kam ho gaye hain, kya tumhe lagta hai hum bhi apply karein?definitely! lekin humein apne budget ka dhyan rakhna hoga, kyunki ghar kharidna sirf pehla step hai, baad mein maintenance aur bills bhi aate hain!