text: mujhe toh traditional options zyada secure lagte hain,par agar hum kuch diversified investments bhi karein, toh education ke liye fund achha accumulate ho sakta hai, hai na?sahi keh rahi ho, diversification se risk kam hota hai, lekin kabhi-kabhi mujhe lagta hai ki humari financial planning mein long-term goals ko zaroor include karna chahiye.