text: mujhe toh budgeting karna bohot mushkil lagta hai,kya tumne kabhi ispe koi effective strategy apnayi hai? main har mahine budget banana try karti hoon, par kabhi follow nahi kar pati.budgeting ke liye ek simple rule hai, sabse pehle apne essentials ko list karo, fir baaki kharchon ko prioritize karo, isse follow karna asaan ho jayega, tumhe bhi try karna chahiye!