text: mere uncle kehte hain ki budgeting apps sirf time waste karte hain,unhe toh traditional tareeqe se hi sab manage karna pasand hai, kya tumhe yeh sahi lagta hai?yaar, mujhe toh aisa nahi lagta, kabhi kabhi toh apps se zyada transparency milti hai, par unhe convince karna mushkil hai, tum kya sochti ho?