text: bhai,main toh khud ka kharcha sambhaalne mein hi stuck hu, aap kya finance tips de rahe ho? main toh sab kuch app pe karti hu, aisi koi kharcha baat nahi hain jiska account nahi hai.arre di, app toh lucky ho! hum toh still old school mein phanse hain, ghar ka bahi khata, kharcha ka record sab kuch hand se hi karna padta hai.