text: yaar,mujhe toh yeh samajh nahi aa raha ki hum kitna invest karein, kabhi kabhi lagta hai ki zyada risk le lo, kabhi kam bhi rakh lo!yeh toh sach hai, lekin mujhe lagta hai ki humein apne financial goals ke hisaab se plan karna chahiye, kya tumne apne goals define kiye hain?