text: sun,meri dost ne kaha ki traditional budgeting se zyada modern apps use karna aasan hai, par kya hum apne khud ke habits ko ignore kar sakte hain?bilkul, lekin kya tumhe nahi lagta ki agar hum purani tarike se budgeting karte hain toh hum zyada disciplined reh sakte hain, yeh habit bhi toh banani hoti hai!