text: family meetings mein hamesha yehi charcha hoti hai ki kaise hum sabko budgeting ki importance samjha sakein,par kabhi kabhi sab kuch aasan nahi hota.bilkul sahi kaha, par agar hum digital tools ka istemal karein toh logon ko engage karna bhi aasaan ho jata hai, kyunki sabko tech mein interest hai.