text: jab bhi main apne dost se finances ki baat karti hoon,woh hamesha kehta hai ki modern tools se track karna asan hai, par mujhe toh wo purana style zyada pasand hai!samajh rahi hoon, par kya tumne dekha hai ki kaise budgeting apps tumhe spending habits ka analysis dete hain? woh toh kaafi useful hai na!