text: kal maine ek video dekha tha budgeting ke baare mein,usmein bola gaya tha ki investment apps se savings kaafi badh sakti hain, kya tumne suna hai iske baare mein?haan, maine suna hai, lekin mujhe lagta hai ki pehle humare paas solid savings plan hona chahiye, phir hi investment ke baare mein soch sakte hain.