text: Arre, retirement ke liye mujhe toh lagta hai ki mutual funds best option hai, kyunki long-term mein return achha milta hai, aisa suna hai maine.Bilkul sahi keh rahi ho, par mujhe toh fixed deposits bhi pasand hain, kyunki wo safe hain aur guaranteed return dete hain, risk se door rehna chahiye na!