text: yaar,jab main apne relatives se baat karti hoon toh sab traditional investments ki hi baat karte hain, mujhe toh modern options bhi samjhane chahiye.haan, yeh zaroori hai ki hum naye investment trends ke baare mein jaanen, jaise ki peer-to-peer lending ya cryptocurrency, kyunki yeh sab naye avenues hain.