text: yaar,agar hum savings account kholenge toh kya hum thoda interest bhi kama sakte hain? mujhe toh woh bhi zaroori lagta hai, samjhi?haan, interest toh zaroori hai, par uske saath saath budgeting tools se tracking bhi zaroori hai, nahi toh pata hi nahi chalega humare kharch ka!