text: main toh soch rahi hoon ki nps mein invest karna chalu kar doon,retirement ke liye yeh achha option hai, par kya tumhe lagta hai ki yeh sufficient hoga?bilkul, nps achha hai, lekin mujhe toh sips bhi consider karne chahiye, kyunki long term mein woh bhi badi growth de sakti hain, tum kya sochti ho?