text: budgeting ke liye kya tumhe lagta hai ki ek financial advisor hire karna sahi rahega,ya phir hum khud manage karne ki koshish karein?mujhe lagta hai ki pehle khud try karna chahiye, agar nahi ho paaya toh phir advisor ki madad lena accha rahega, lekin pehle toh apne efforts dekhte hain.