text: sun,kal toh maine suna ki sarkar ne naye loan schemes launch kiye hain, kya tumhe lagta hai yeh humare kharche kam karne mein madad kar sakte hain?haan yaar, agar hum sahi se manage karein toh shayad humare liye zindagi thodi aasaan ho jaaye, par mujhe thoda skeptical lagta hai is par.