text: main soch rahi thi ki agar hum savings account mein rakhenge toh kabhi kabhi toh emergency mein kaam aayega,par mutual funds zyada lucrative lagte hain, kya tum bhi aisa sochti ho?definitely, lekin mujhe samajh nahi aa raha ki kaise balance karein dono ko, shayad pehle thoda savings karna aur phir investment shuru karna better hoga.