text: sun,main soch rahi thi ki traditional savings jaise fixed deposits kitne safe hote hain, lekin unki interest rates toh ab bahut kam ho gayi hain, kya tumhe yeh pata hai?haan, bilkul, par mujhe lagta hai ki mutual funds jaise modern investment plans thode risky hote hain, lekin agar achha manage kiya toh returns bhi kaafi achhe mil sakte hain.