text: Bilkul, lekin yeh bhi yaad rakhna hoga ki kabhi kabhi short-term investments bhi useful ho sakte hain, jaise ki stocks ya mutual funds, agar achhe options mile toh!Yeh toh sahi hai, par mujhe lagta hai ki diversification bhi zaroori hai, matlab alag-alag areas mein invest karna, taaki agar ek sector girta hai toh doosra support kare.