text: sun,mujhe sochna pad raha hai ki agar mujhe financial independence chahiye, toh mujhe pehle apne kharchon par control karna hoga, warna savings toh kabhi nahi hoga!bilkul sahi kaha, budgeting se hi sab kuch shuru hota hai, agar hum apne kharchon ko track nahi karenge, toh kaise pata chalega ki hum kitna bacha rahe hain!