text: main soch rahi thi ki kya hum sab milke ek family meeting rakhein aur is budgeting ka topic discuss karein,kya tumhe lagta hai ki yeh kaam karega?haan, lekin mujhe lagta hai unhe samjhana padega ki modern tools se kaise financial planning mein madad milti hai, warna woh sirf purane tareeqe par hi rahenge.