text: yaar,tumhe pata hai na, humne jo sip start kiya hai, usse chhote se chhote amount se bhi acchi saving ho sakti hai, lekin fixed deposits bhi important hain!bilkul, par mujhe lagta hai ki sip ka ek advantage hai ki market ke fluctuations ka faida uthaya ja sakta hai, kuch bhi ho, planning zaroori hai!