text: sun,maine suna hai ki traditional savings account ka interest bahut kam hota hai, kya tumhe nahi lagta ki hume kuch naya try karna chahiye, jaise mutual funds?haan, mujhe bhi yeh lagta hai, par mujhe thoda fear hai na, ki market ke fluctuations se paise khone ka risk bhi toh hota hai, samajh rahe ho na?