text: sun,main soch rahi thi ki traditional savings account mein rakhne se zyada zaroori hai ki hum child education ke liye mutual funds mein invest karein, kya khayal hai tumhara?bilkul, par mujhe thoda doubt hai, kyunki mutual funds thoda risky hote hain aur agar market gir gaya toh kya hoga, samajh nahi aa raha!