text: samjho,agar hum savings account mein paise rakhte hain toh woh toh sirf inflation se bachega, lekin mutual funds zyada profit ka chance dete hain, tum kya sochti ho?bilkul, inflation ki wajah se savings account ka value toh ghatega, par mujhe abhi bhi thoda dar lagta hai market ke fluctuations ko lekar, kya tumne kabhi invest kiya?