text: Arre, hum dono itne young hain, retirement planning ka kya sochna, par kabhi kabhi lagta hai kya yeh bhi ek zaroori step nahi hai?Haan, exactly! Humari generation ko toh yeh sab kuch sochne mein hi samay lagta hai, par kya pata kal kya ho, thoda plan karna padega!