text: kal mujhe ek article mila jo keh raha tha ki mutual funds long term mein zyada faida dete hain,par yeh volatility mujhe darata hai, kya tumhe yeh risk lena theek lagta hai?haan, mujhe bhi yeh article padh ke laga ki agar hum thoda research karein aur sahi funds choose karein toh shayad yeh risk manageable ho sakta hai, kya khayal hai?