text: main soch rahi thi ki hum monthly budget bana lein,isse pata chalega ki kis cheez par zyada kharch ho raha hai aur kis cheez mein bachat ho sakti hai.yeh toh accha idea hai, budget ka ek spreadsheet bana lete hain, isse hum easily track kar payenge aur zarurat padne par adjustments bhi kar sakte hain!