text: yaar,mujhe toh lagta hai budgeting ka ek traditional method banana chahiye, jisse hum sab milke har mahine discuss karein, taki koi bhi kharch chhup na jaye.true, lekin agar hum digital tools use karein, toh hum har waqt apne kharchon ka analysis bhi kar sakte hain, jisse hum samajh paayenge ki kya sahi hai.