text: Maa, kabhi kabhi mujhe lagta hai ki agar hum savings nahi karte toh life boring ho jayegi, kyunki maza toh kharch karne mein hai!Samajh rahi hoon, lekin agar savings nahi karoge toh kabhi bhi kuch bhi kharidne ki freedom nahi milegi, isliye dono ka balance zaroori hai.