text: yaar,ab toh ghar ka kharcha manage karna mushkil ho gaya hai, par suna hai naye loan schemes se humari loan ki emi thodi kam ho sakti hai.bilkul, lekin mujhe yeh samajh nahi aata ki kya yeh schemes sirf dikhawa hain ya phir sach mein humari madad karengi, yeh toh waqt hi batayega.