text: jab tak hum ghar ka kharcha track nahi karte,tab tak samajh nahi aata ki kaha se paise bachane hain, tumhare ghar mein kaise manage karte ho?hum toh ek family meeting rakhte hain har mahine, jisme hum kharch aur saving ka review karte hain, aur sabki rai lete hain, kaafi effective hai!