text: definitely,interest rates toh aaj kal bahut zyada ho gaye hain. aur mujhe lagta hai ki agar schemes se kuch subsidy mile toh thoda relief ho jayega, kya tumne kisi se poocha?nahi, par mere dost ne bola ki woh apne local bank se padh raha hai, usse kaafi achhe insights mile hain. tumhe bhi unse milna chahiye, shayad kuch help ho jaaye.