text: yaar,mujhe toh lagta hai ki financial literacy sirf paise kamaane se nahi, balki paise sambhalne se bhi hoti hai, kya tum bhi aisa hi sochti ho?haan, bilkul, paise sambhalne ki skills zaroori hain, kyunki income badhne se hi sab kuch nahi hota, financial discipline bhi utni hi zaroori hai!