text: chachaji,aaj kal toh sabhi online payments karte hain, upi toh sabhi use karte honge, debit card bhi alag alag app mein link hota hai, safe bhi hai.haan, par meri yeh purani habit hai, cash hi pasand hai, aise toh paisa har jagah available hota hai, kisi app ka darr nahi, na hi network ka.