text: aunty keh rahi thi ki ab toh sab gold ke baare mein hi soch rahe hain,lekin mujhe toh lagta hai ki mutual funds bhi kaafi effective hote hain.haan, mutual funds toh achhe hain, par unke liye samajhna zaroori hai, warna loss ho sakta hai, toh kya hum iski details par baat kar sakte hain?