text: sun,mujhe lagta hai ki traditional savings account zyada safe hai, par kya yeh hamesha effective hai? jaise inflation badhta ja raha hai, toh paisa toh kam hota hi ja raha hai na!bilkul, par mutual funds mein risk hai, aur mujhe samajh nahi aata ki kaise invest karna hai, kya tumhe iske baare mein zyada pata hai, yaar?