text: Yaar, mujhe samajh nahi aa raha ki critical illness cover lena chahiye ya nahi, kabhi kabhi lagta hai ki yeh sirf ek extra kharcha hai.Samajh aata hai, par jab koi serious illness ho, toh yeh extra kharcha waqai mein aapko financially secure kar sakta hai, soch samajh ke lena chahiye!