text: arre bhai,maine suna hai ki budget banana sirf paise ka hisaab rakhna nahi hai, balki future goals set karne ka bhi process hai, tumhe kya lagta hai?haan, bilkul sahi kaha tumne, agar hum sirf kharchon par focus karein, toh hum apne goals ko miss kar sakte hain, toh balance zaroori hai.