text: Toh kya hum pehle se hi kuch bacha sakte hain, jaise monthly budget bana lein, taaki vacation bhi ho jaye aur savings bhi, perfect plan hoga na!Bilkul, budget banana toh zaroori hai, lekin usme se kuch hissa emergency fund ke liye bhi rakhna hoga, kyunki kabhi bhi koi zarurat aa sakti hai.