text: sun,meri maa hamesha kehti hain ki gold mein invest karna sabse safe hai, lekin mujhe toh stock market zyada exciting lagta hai, tum kya sochti ho?bilkul, lekin stock market mein volatility hai, mujhe toh mutual funds zyada reliable lagte hain, kyunki wo diversified hote hain, risk thoda kam hota hai!