text: Jab bhi hum family ki financial planning karte hain, mere bhai ka kehna hota hai ki spreadsheets sabse best hain, kya tumhe yeh lagta hai?Spreadsheets thoda tedious lagte hain, par mujhe samajh aata hai ki unse clarity milti hai, shayad unka method bhi achha hai, lekin mujhe apps zyada pasand hain!