text: mujhe toh lagta hai ki traditional methods se zyada modern tools zyada helpful hain,kyunki wo real-time data dete hain, aur humein pata hota hai ki hum kaha stand karte hain.par kabhi kabhi toh paper budgeting se nostalgia bhi aata hai, jab hum apne doston ke saath milke budgeting karte the, yeh ek bonding experience hota tha.