text: Yaar, jab main apne savings ka plan banati hoon, toh mujhe lagta hai ki spreadsheet ka istemal karna best hai, kya tumhe yeh idea acha lagta hai?Haan, lekin spreadsheet se zyada mujhe budgeting apps pasand hain, kyunki wo toh automatically track karte hain, humari kharchon ko dekhna asaan ho jata hai!