text: Kal toh meri behan keh rahi thi ki woh sirf modern budgeting apps use karti hai, par mujhe unke features samajh nahi aate, kya tumne koi acha app try kiya?Main toh ek app use karti hoon jo spending habits track karta hai, lekin mujhe lagta hai ki kabhi kabhi manual budgeting bhi zaroori hai, tumhare experience kaise rahe?