text: mujhe toh apne financial goals set karne hain,kyunki savings karna ab toh badi zaroorat ban gaya hai, kya tum bhi aisa sochti ho?haan, bilkul! budgeting karna seekhna padega, warna humesha paise ki kami mehsoos hoti hai, aur phir kuch kharidne se pehle sochna padta hai!