text: Arre, kya tumne suna? Government ab financial literacy programs shuru karne wali hai, kya tumhe lagta hai yeh logon ki life ko badal dega ya sirf ek aur marketing strategy hai?Mujhe toh lagta hai ki agar implementation sahi hota hai toh kuch fayda ho sakta hai, par agar sirf naam ke liye ho raha hai toh koi fayda nahi.