text: Yaar, mujhe toh savings account mein hi paisa rakhna pasand hai, kyunki mujhe risk lena nahi aata, kya tumhare paas koi aisa option hai?Option toh hamesha hote hain, lekin agar hum thoda research karein aur sahi fund choose karein, toh mutual funds bhi kaafi safe ho sakte hain!