text: yaar,mujhe samajh nahi aa raha ki tax planning kaise karun, kabhi kabhi mujhe lagta hai ki mujhe professional ki madad leni chahiye.tax planning zaroori hai, agar tum khud nahi kar sakti toh kisi financial advisor se consult karo, wo tumhe sahi deductions aur exemptions ke baare mein bata sakte hain!