text: Mujhe lagta hai ki savings aur investments se zyada zaroori hai ki hum apne experiences ko enjoy karein, kyunki woh yaadein hamesha saath rahengi.Bilkul sahi keh rahi hai tu, lekin agar hum aaj kharch karte hain toh kal ke liye kuch bacha nahi rahega, thoda balance toh rakhna padega!