text: jab bhi main education savings plan ke baare mein sochti hoon,mujhe lagta hai ki long-term investment hi sabse behtar hai, kya tumhe bhi yeh sahi lagta hai?haan, lekin humare budget ke hisaab se thoda traditional aur thoda modern mix karna zyada beneficial hoga, kya tumhe yeh idea samajh aata hai?