text: kal meri dost ne mujhe mutual funds ke baare mein bataya,uska kehna hai ki yeh long-term mein kaafi acha return de sakte hain, kya tumne try kiya hai?bilkul, mujhe bhi usne recommend kiya tha, lekin mujhe lagta hai ki pehle market ki basic understanding honi chahiye, warna risk bahut zyada hai!