text: Main soch rahi thi ki retirement ke liye PPF account kholna accha rahega, kyunki ismein interest bhi achha milta hai aur tax benefits bhi hain, kya tumhe bhi yeh option pasand hai?Waah, PPF toh sahi hai, par mujhe toh stocks mein invest karne ka maza aata hai, lekin risk toh zyada hai, isliye dono ka combination sahi rahega.