text: yaar,maine suna hai ki bahut log budgeting apps use karte hain, par mere liye toh woh sab thoda complicated lagta hai, kya tumne kabhi try kiya?main toh try kiya hai, lekin kabhi kabhi un apps se zyada achha hota hai ki hum khud sab kuch likh lein, jaise purane dinon mein hota tha.