text: investing ki duniya itni badal gayi hai,meri dost keh rahi thi ki sips sabse best hain, lekin mujhe toh stocks mein zyada excitement milti hai, tum kya sochti ho?sips ka long-term benefit toh hai, lekin stocks mein agar sahi time pe invest kiya toh returns bohot zyada ho sakte hain, par risk toh hamesha rahega!