text: yaar,kya tumhe pata hai ki kuch log apne monthly expenses ko dekhne ke liye envelopes ka istemal karte hain? kya tumhe yeh idea interesting lagta hai?haan, envelope method kaafi simple hai, lekin mujhe lagta hai ki digital tools se hi sab kuch track karna easy hoga, kyunki hum hamesha on the go hote hain.