text: yaar,mujhe toh samajh nahi aata, budgeting kaise karein, kabhi spreadsheets mein daalna, kabhi apps ka use, kya tumhe yeh sab easy lagta hai?bilkul, par mujhe lagta hai ki apps ka use karne se humare kharchon ka ek clear idea milta hai, aur kabhi kabhi toh budget bhi exceed ho jata hai!