text: sun,maine socha hai ki traditional savings account khol lein, lekin mujhe lagta hai ki usme interest rate itna kam hota hai ki kuch nahi hota.bilkul sahi kaha, par kya tumne budgeting apps ke baare mein suna hai? unse hum apne kharchon ka track rakh sakte hain aur zarurat ke hisaab se plan kar sakte hain.