text: exactly! visuals se toh sab kuch samajhna aasaan ho jata hai,aur phir hum budget ko ek fun activity mein convert kar sakte hain, chalo shuru karte hain!chalo, toh pehle hum ek budget outline banate hain, phir usmein modern tools ko incorporate karte hain, isse hume ek structured approach milega, kaise hai idea?