text: yaar,kya tumhe bhi lagta hai ki humein apne kharchon ko track karna chahiye, warna aise hi khud ko chhoti chhoti cheezon mein kharch karte rehna padega?haan, mujhe toh lagta hai ki ek budget plan banana padega, warna toh hum kabhi bhi save nahi kar payenge, sab kuch udhar hi chala jaayega.