text: didu,jab hum traditional budgeting karte the, toh usmein sabko pata hota tha ki kaunsa kharcha kab hona hai, kya yeh digital method bhi utna effective hai?yeh toh bilkul sahi hai, lekin digital tools se hum real-time updates le sakte hain, jo ki traditional method mein nahi hota, isse transparency bhi badhti hai.