text: kal maine suna ki financial independence ke liye sabse pehle budgeting seekhna zaroori hai,warna paise ka kya hoga, sab khatam ho jayega bina soche samjhe!haan, bilkul sahi keh rahi ho, budgeting toh ek foundation hai, par investment ki knowledge bhi toh honi chahiye, nahi toh savings ka kya fayda, samjhi?