text: yaar,mera chacha kehta hai ki traditional budgeting se hum values seekhte hain, par main samajhti hoon ki digital tools se sab kuch quick aur easy ho jata hai.haan, lekin kabhi kabhi simple notebook aur pencil se likhna zyada effective hota hai, kyunki tab hum khud ko better control kar sakte hain, tumhara kya khayal hai?