text: Yaar, agar hum thoda budget bana lein toh savings karne mein madad milegi, phir uss paise se kuch investments bhi kar sakte hain, kya kehna hai?Haan, par budget banana toh mushkil hota hai, kabhi kabhi unexpected kharch aa jaate hain, phir humara plan khatam ho jaata hai, samjhi na?