text: sun,mujhe toh savings ke liye fixed deposit karna acha lagta hai, par tumhara kya khayal hai, kya hume kuch riskier options explore karne chahiye?riskier options achhe hote hain, par mujhe thoda cautious rehna hai, shayad hum dono ke liye ek balance find karna best rahega, kya tumhe yeh idea pasand hai?