text: sun,agar savings account ka interest thoda kam hai, toh kya hum mutual funds ko consider kar sakte hain, kya tumne unke benefits ke baare mein suna hai?haan, unka potential toh kaafi zyada hai, lekin mujhe samajhna hai ki kaise hum risk ko manage kar sakte hain, tumne kabhi kisi financial advisor se baat ki?