text: budgeting ke liye kya tumhe lagta hai ki financial advisors se baat karna behtar hoga,ya phir hum khud hi apne tareeqe se manage kar sakte hain?mujhe lagta hai ki agar hum khud se seekte hain toh zyada samajh aata hai, par agar kisi expert se guidance mile toh wo bhi helpful ho sakta hai!