text: arre bhai,traditional budgeting ka toh maza hi alag hai, hum log ek paper pe sab kuch likhte hain, sab kuch clear hota hai, na koi confusion hota hai na koi khich-khich.bilkul, lekin modern financial tools ka kya, jaise apps aur online banking, yeh sab toh bahut convenient hain, ek click mein sab kuch manage ho jata hai, samajh nahi aata kaunsa zyada acha hai.