text: sun,mujhe traditional savings account ka idea zyada pasand hai kyunki usme mujhe kabhi bhi withdraw karne ki flexibility milti hai, kya tumhe yeh acha nahi lagta?bilkul, par mutual funds ki baat alag hai, usmein long term ke liye paisa invest karke zyada returns milne ki ummeed hoti hai, yeh toh achha hai na?