text: jab bhi investment ki baat hoti hai,mujhe samajh nahi aata ki kaha se shuru karun, savings account toh simple hai, par mutual funds complex lagte hain!complex toh lagte hain, par agar hum basics samajh lein toh shayad hum achha plan bana sakte hain, ek choti investment se shuru karte hain kya?