text: yaar,kya tumhe pata hai ki ppf mein invest karna kitna safe hai, lekin returns thode low hote hain, yeh ek accha option hai kya?haan, lekin mujhe toh sips mein invest karna zyada pasand hai, kyunki wahan se mujhe achhe returns milne ki umeed hoti hai, kya tumhe bhi aisa lagta hai?