text: main soch rahi thi,kya hum apne kharchon ka ek detailed record rakhne ke liye ek purana ledger use kar sakte hain, ya phir koi modern software?ledger toh achha hai, par mujhe lagta hai ki software se data ka analysis karna aur bhi aasaan hoga, humari budgeting ko streamline karne mein madad milegi.