text: kal raat auntie se baat ho rahi thi,unka kehna hai ki cash envelope system se financial discipline maintain karna aasaan hota hai, tumhe kya lagta hai?bilkul, par mujhe lagta hai ki aaj kal ke digital tools se budgeting karna zyada fun hai, hum easily apne savings goals track kar sakte hain bina kisi tension ke!