text: yaar,mujhe toh lagta hai ki savings account thoda boring hai, lekin mutual funds ka risk aur reward ka game interesting hai, kya tumhe bhi yeh sochne ka mann hai?haan, boring toh hai savings account, lekin mujhe thoda cautious rehna hai kyunki financial decisions hamesha soch samajh kar lene chahiye, kya hum is par plan banaye?