text: arre,suna kya? aaj kal sab log investment ke baare mein itna gyaan le rahe hain, par kya tumhe pata hai ki financial literacy kaise zaroori hai aaj ke zamane mein?bilkul, samajh gaya hoon, lekin mujhe yeh samajh nahi aata ki stocks ya mutual funds kaise choose karte hain, koi simple guide mil sakta hai kya?