text: yaar,savings account ki liquidity achhi hoti hai, lekin mutual funds mein lock-in period ki wajah se kabhi kabhi pareshani hoti hai, kya tumhe pata hai?haan, lekin mujhe lagta hai ki agar hum long-term invest karte hain toh lock-in period ko ignore karna chahiye, kyunki returns toh badh sakte hain.