text: bilkul,aur mujhe suna hai ki health insurance schemes bhi improve hui hain, isse humari medical emergencies mein bhi kaafi relief milega, kyunki hospital bills toh aaj kal aasmaan chhuu rahe hain!yaar, par kya tumhe nahi lagta ki kuch log in schemes ka faida nahi utha paa rahe? rural areas mein toh awareness hi nahi hai, isliye kuch kuch schemes ka impact nahi hoga.