text: mujhe toh lagta hai ki budgeting karne ka best way yeh hai ki hum family ke saath milkar kharch ki planning karein,par kuch log sirf apne hisaab se karte hain.bilkul, jab family milke kaam karti hai, toh sabki needs samajh aati hain, aur budgeting bhi thoda enjoyable ho jata hai, kyunki sabki involvement hoti hai.