text: Main toh savings account ke liye hi jaungi, kyunki mujhe risk nahi lena, mutual funds toh risky lagte hain, kya tumhare paas koi aur option hai?Risk toh hamesha hota hai, lekin agar hum sahi strategy apnaayein, toh mutual funds bhi safe ho sakte hain, thoda analysis toh karna padega!