text: yaar,mujhe lagta hai ki financial independence sirf paisa kamaane se nahi hota, balki samajhdari se kharch karne se bhi hota hai, kya tumhe yeh samajh aata hai?haan, bilkul, financial literacy zaroori hai, jab tak hum apne paiso ka sahi istemal nahi karenge, tab tak hum kabhi bhi financially independent nahi ho sakte!