text: suno,kya tumhe pata hai ki credit score kya hota hai aur isse financial health pe kya asar padta hai? mujhe toh iski samajh nahi aati.haan, credit score ek tarah se tumhari financial credibility hai, agar yeh achha hai toh loans lene mein asaani hoti hai, samajh lo yeh bahut zaroori hai!