text: yaar,maine suna hai ki kuch log apne budget ko manage karne ke liye monthly spreadsheets banate hain, kya tumhe yeh idea pasand hai?haan, lekin mujhe lagta hai ki woh spreadsheets banaana time-consuming hai, aur apps toh itne user-friendly hote hain, bas kuch taps mein sab kuch ho jaata hai!