text: beta,tumhari bhabhi ne ek naya financial advisor hire kiya hai, woh har mahene hamari baat karta hai, budgeting tips deta hai, budget app bhi recommend karta hai, achcha hai.bhabhi ko toh khushi milti hogi, par mujhe toh laga tha, aap log apne hi experience se sikha lenge, advisors ki jarurat kya hai?