text: main soch rahi thi,agar hum monthly budget banayein aur usse follow karein toh shayad humari savings mein improvement ho sakta hai, kya tumhe yeh idea pasand hai?definitely, lekin yeh bhi zaroori hai ki hum realistic goals set karein, nahi toh humara plan sirf ek paper pe hi reh jaayega, practical implementation bhi zaroori hai.