text: yaar,jab bhi main budget plan karti hoon, meri chachi hamesha bolti hai ki ek notebook se sab kuch likho, par mujhe apps zyada convenient lagte hain.samajh sakti hoon, par kabhi kabhi woh handwritten notes ka magic bhi hota hai, family gatherings mein woh baatein yaad aati hain jo digital mein nahin milti.