text: sun,mujhe laga financial independence sirf paise kamaane se hoti hai, lekin ab samajh aaya ki budgeting aur saving bhi equally important hai, kya tumne yeh socha hai?haan bilkul, budgeting toh zaroori hai, warna aakhir mein pata hi nahi chalta ki paisa kahan gaya, mujhe toh savings ki habit banani hai, kya tumne kuch tips socha hai?