text: jab bhi hum family gathering karte hain,meri chachi hamesha traditional budgeting ki baatein karti hain, woh toh usi mein believe karti hain.par mujhe toh modern techniques se zyada maza aata hai, kyunki unse hum zyada efficiently manage kar sakte hain aur future ke liye plan karna asaan hota hai.