text: ek baar humne socha tha ki monthly budget bana kar sab expenses track karein,par kabhi shuru nahi kar paye, tumhe kya lagta hai, ab shuru karna chahiye?bilkul, ek spreadsheet bana lete hain, aur har mahine ke end mein dekhte hain ki humne kya kharch kiya, yeh accountability rakhega hum dono ko!