text: ab ye scheme wali baatein itni zyada chal rahi hain ki dimaag chakkar kha jaata hai,har roj koi na koi naya scheme announce hota hai.haan yaar, hum log toh bas yeh soch rahe hai ki yeh schemes hum logon ke liye kaise faydemanad ho sakti hain. aisa nahi hai ki yeh saare schemes jaldi se laagu karne se sab thik ho jaayega.