text: Sun, mujhe lagta hai mutual funds mein invest karna sabse achha option hai, lekin abhi toh bahut saare log fixed deposits ko bhi consider kar rahe hain, samajh nahi aa raha kya sahi hai.Bilkul, lekin fixed deposits toh sirf guaranteed return dete hain, par mutual funds mein risk hai, isliye thoda research toh karna padega, samjha kya?