text: yaar,maine suna hai ki budgeting apps se savings kaafi badh jaati hain, kya hum unhe try kar sakte hain, mujhe toh interest hai!haan, lekin mujhe lagta hai ki kabhi-kabhi traditional methods zyada effective hote hain, jaise ki cash envelopes, unse hamesha pata rehta hai kharch kahan ja raha hai.