text: aaj kal toh sabhi online banking use karte hain na,app mein dekhte hi sab pata chal jaata hai, balance kitna hai, kahaan khaarch ho gaya, aasan hai.haa, app mein toh acha lagta hai, par mujhe aisa lagta hai, kabhi network nahin hai, toh kya karne ka, purani tarah ka passbook mein note karna hi sahi hai.