text: main soch rahi thi ki personal loan lena chahiye ya nahi,kya tumhare paas iske pros aur cons ke baare mein koi idea hai?personal loan lena achha option ho sakta hai agar aapko immediate cash ki zaroorat hai, lekin interest rates ko dhyan mein rakhna zaroori hai, nahi toh repayment mushkil ho sakta hai!