text: yaar,aaj kal mujhe financial literacy ke baare mein itna kuch seekhna hai, par samajh nahi aata ki shuruat kahan se karun, tumne kya kiya tha?main toh youtube pe financial experts ke videos dekh ke shuru kiya tha, unhone investment aur budgeting ke baare mein kaafi useful tips diye the, tumhe bhi dekhna chahiye!