text: aur aap kya kar rahe ho? kya aapne bhi kisi plan ke baare mein socha hai? yeh retirement plan toh zaroori hai na,hame aage kya karna hai?haan, meri toh bas income toh aati hai, jaisi aati hai, usi mein kharch ho jaati hai, bas thoda thoda saving karti hoon, plan toh nahi bana hai, par kal se start karungi.