text: sun,meri dost ne bola ki woh ab cashless transactions kar rahi hai, par mujhe toh purane budgeting methods hi zyada secure lagte hain, kya tumhare family mein bhi aisa kuch hota hai?bilkul, meri maa hamesha kehati hain ki cash aur envelopes ke saath budgeting karna zyada reliable hai, lekin main sochti hoon ki modern tools ka use karna bhi zaroori hai.