text: kal toh maine ek financial advisor se baat ki,unhone mujhe bola ki emergency fund banana kitna zaroori hai, samjha nahi, tumne suna hai is baare mein?bilkul, emergency fund toh life saver hota hai, kabhi bhi koi unexpected kharch aa sakta hai, toh uske liye pehle se tayyar rehna chahiye, warna pareshani hoti hai.