text: yaar,mujhe toh savings account ka interest rate dekh ke samajh aata hai ki hamesha thoda safe rakhna chahiye, par kya mutual funds se zyada profit mil sakta hai?haan, mutual funds thoda risky hain par agar hum long-term invest karte hain toh returns bhi achhe milte hain, lekin humein thoda knowledge toh hona chahiye, hai na?