text: didi,aap sabse zyada paise kaise save karti ho? mujhe thoda financial planning ka tension hai, lagta hai kuchh new apps bhi use karni chahiye.bhenu, mai toh simple se methods pe believe karti hoon. apna kharcha note karna, har month ka budget banaya karo. apps toh thik hain, par time pe aane par zyada kaam nahi aatey.