text: Sun, mujhe suna hai ki family floater health insurance kaafi achha hota hai, kyunki ismein sab log cover ho jaate hain, par premium thoda zyada hota hai na?Haan, bilkul, lekin individual plans bhi toh achhe hote hain, especially jab kisi ek ki health condition kharab ho, toh usse zyada benefits milte hain!