text: sun,mujhe lagta hai yeh naye government schemes se humari savings par accha asar hoga, kyunki ab toh health insurance bhi affordable ho gaya hai, samjhi na?bilkul, aur education loan par bhi jo subsidy mili hai, usse bachchon ki education ka kharcha toh kaafi kam ho jayega, yeh toh bohot badi baat hai!