text: kya baat hai,yeh upi payments abhi toh life bana di hai! kya hi soochna padta hai, khush hoon ki aajkal toh phone se sab kuch ho jaata hai.sahi bola yaar, bas ek click mein sab ho jaata hai! pehle toh kitna time lagta tha har cheez ke liye, aajkal toh time bhi bach jaata hai aur kharch bhi!