text: arre mummy,yeh fixed deposit ka interest rate toh kitna kam hai, online mein toh achche options mil rahe hain! aur isme bhi yeh paperwork ka jhanjhat...acha beta, tumhe toh yeh sab online apps aur yeh fintech jagaah aati hai, hum purani peedhi ke logon ko samajh nahi aata. bhai ki shaadi ke liye thoda risk toh le hi sakte hain, na?