text: yaar,mujhe toh savings account mein hi zyada comfort milta hai, aisa lagta hai ki mujhe pata hai ki paisa safe hai, par tum kya sochti ho?main samajhti hoon, lekin growth ke liye thoda risk lena zaroori hai, aur mutual funds mein toh diversification bhi hota hai, kya tumhe yeh nahi pasand?