text: yaar,mujhe toh mutual funds mein invest karna zyada acha lagta hai, thoda safe aur long-term returns kaafi achhe milte hain, kya tu bhi yeh consider karti hai?haan, mujhe bhi lagta hai ki mutual funds thoda secure hain, lekin kabhi kabhi lagta hai ki thoda risky stocks bhi try kar loon, kya karun?