text: Kiraye par rehne se humara budget flexible rehta hai, lekin kharidne par ek baar ka investment hota hai, jo baad mein humein fayda deta hai, tum kya kehna chahogi?Yeh toh sahi hai, lekin mujhe lagta hai ki humare paas ek accha emergency fund hona chahiye, jo renting se zyada better hai, kya yeh socha hai?