text: main soch rahi thi,kya hum monthly budget ko ek saath plan kar sakte hain, taaki hum dono ko pata rahe ki hum kis cheez par kitna kharch kar rahe hain?yaar, yeh toh zaroori hai, aur agar hum ek spreadsheet banayen, toh track karna asaan ho jayega, kya tumhe spreadsheet ka idea pasand hai?