text: yaar,mere cousin ne bola ki unhone ek budgeting app se apne kharchon ka tracking shuru kiya hai, aur unhe kaafi fayda hua hai.wow, yeh toh accha hai, lekin mujhe lagta hai ki kabhi kabhi cash mein kharch karna zyada samajhdari hota hai, kyunki usse pata chalta hai kitna kharch ho raha hai.