text: yeh loan ka interest rate bahut zyada hai,mujhe samajh nahi aata ki kis tarike se isse manage karun, kya tumhe koi tips pata hain?haan, pehle toh loan ko prepay karne ki koshish karo, usse interest kam hoga, aur agar possible ho toh balance transfer bhi kar sakti ho kisi aur bank mein!