text: budgeting toh ab ek full-time job ban gaya hai,har cheez ka plan karna padta hai, bina soch-vichar ke kharch karna toh ab possible nahi!yaar, mujhe toh samajh nahi aa raha, kabhi kabhi sochti hoon ki kyun na ek financial advisor ki madad le loon, shayad wo kuch behtar suggestions de!