text: Main yeh soch rahi thi ki kya fixed deposits bhi ek acha option ho sakte hain, kyunki yeh guaranteed returns dete hain, par kya yeh kaafi hoga future ke liye?Fixed deposits achhe hain, par unka return inflation ke saath nahi badhta, toh kya humein thoda diversify karna chahiye, jaise ki stocks aur mutual funds ke saath?