text: arre bhai,mere toh dadaji ke zamane se fixed deposits ka chakkar hai, lekin mujhe lagta hai ki mutual funds zyada profitable hain aaj kal, kya khayal hai?bilkul sahi keh rahi ho, lekin fixed deposits mein wo safety toh hoti hai na, jo modern investments mein kabhi kabhi nahi milti, balance karna padta hai.