text: jab bhi meri dadi se baat hoti hai,woh hamesha kehti hain ki gold se achha kuch nahi, par mujhe toh mutual funds ki bhi khud se samajh nahi aati!samajh toh mujhe bhi thoda mushkil hota hai, lekin mutual funds mein diversification hai, jo risk ko kaafi kam kar deta hai, yeh bhi sochne ki baat hai!