text: yaar,mujhe samajh nahi aa raha ki insurance lene ka kya fayda hai, kya tumhe lagta hai ki yeh zaroori hai? mujhe toh samajh nahi aata kab lena chahiye.insurance ek safety net ki tarah hota hai, unexpected events se bachne ke liye zaroori hai, aur agar tum young ho toh premium bhi kam hota hai, toh abhi le lo achha hai.