text: arre,mujhe suna hai ki fixed deposits safe hain, par kya tumhe lagta hai ki unka interest rate kabhi badhta hai? kyunki mujhe zyada returns chahiye!fixed deposits ka interest rate stable hota hai, lekin agar tum risk lene ko tayaar ho toh equity mein invest karke zyada returns mil sakte hain, lekin wo riskier hota hai.