text: mujhe samajh nahi aa raha,loan lene se pehle kya kya check karna chahiye, kyunki interest rate toh sabse zaroori hota hai, lekin aur kya?sabse pehle toh credit score check karna zaroori hai, kyunki achhe score par tumhe better interest rates milte hain, phir terms and conditions bhi dekh lo.