text: jab main sochti hoon ki mujhe financial independence chahiye,toh mujhe realize hota hai ki mujhe apne kharchon pe control rakhna hoga, kya tum bhi yeh samajhti ho?haan, control rakhna zaroori hai, warna future mein pareshani hoti hai, isliye budgeting ki practice karni padegi, kya tumne koi plan banaya?