text: main toh soch rahi thi ki monthly budgeting ek aisa plan hai jo hum sabko follow karna chahiye,isse humare kharchon ka pata bhi chalta hai aur savings bhi hoti hain.bilkul, lekin mujhe digital budgeting tools bhi pasand hain, kyunki woh reminders bhejte hain aur humare spending patterns ko track karne mein help karte hain, bahut helpful hai!