text: yaar,mujhe samajh nahi aa raha ki tax planning karna kyun itna zaroori hai, kya tumhe lagta hai ki isse long term mein koi benefit hota hai? main thoda confused hoon.tax planning se tum apne hard-earned paisa ka zyada use kar sakti ho, agar sahi tarike se kiya jaye toh savings bhi ho sakti hai, isliye ispe dhyaan dena zaroori hai.