text: main soch rahi thi ki agar hum family ke liye ek joint savings account khol lein toh sab milke budgeting kaise kar sakte hain,kya tumhe yeh idea achha laga?bahut acha! lekin mujhe lagta hai ki sabko isme participate karna padega, warna kuch log toh sirf apne liye hi sochte hain!