text: aapko pata hai,aaj kal kya chal raha hai? bank loans pe interest rates bahut low hain, apan ghar bhi buy kar sakte hain, sabkuchh invest karna aasan ho jaayega.arre, mujhe nahi pata, aaj kal to sabki alag-alag situation hai, koi kisiko loan nahi dega, usse jyada koi risk nahi uthana chahta, kya kar sakte hain?