text: kal raat maine ek podcast suna tha,jismein financial literacy ki baatein ho rahi thi, pata chala budgeting kitna crucial hai apne kharchon ko control karne ke liye!wah, mujhe bhi wo podcast sunna hai, lagta hai budget banana shuru karne se mujhe apne kharchon par thoda control mil jayega, kya bolti tu?