text: Sun, mujhe lagta hai ki traditional savings mein thoda boring hai, har mahine bank mein paisa daalna, kuch naya try karte hain, kya khayal hai?Bilkul, lekin mujhe modern financial tools pe zyada trust nahi hai, kabhi kabhi lagta hai ki woh sirf marketing gimmicks hain, kya tumne unka research kiya hai?