text: yaar,mujhe samajh nahi aa raha, mutual funds kaise kaam karte hain, kya tum mujhe thoda explain kar sakti ho, kyunki mujhe invest karna hai lekin dar lagta hai?bilkul, mutual funds ek tareeka hai jahan tumhare paise ko professionals manage karte hain, aur risk bhi diversify hota hai, toh it's safer than direct stocks!