text: yaar,savings account mein interest toh kam hai, par mujhe lagta hai ki paise ko lock karne se zyada tension free rehne mein madad milti hai, kya tumhe nahi lagta?haan, par agar hum thoda risk uthayein toh mutual funds se long-term mein achha return mil sakta hai, humne apne friends se bhi is baare mein suna hai.