text: meri bua kehti hain ki unke zamanay mein budgeting sirf pen aur paper se hota tha,aur unhe toh sab kuch yaad rehta tha.par aaj kal ke bachche toh sab kuch fast-paced chahte hain, toh mujhe lagta hai ki apps hi best hain, kyunki woh humare liye sab kuch simplify karte hain.