text: sun,tumhe yaad hai humne budget ke liye woh traditional envelope method try kiya tha? lekin mujhe lagta hai ki woh itna effective nahin hai, kuch naya sochna padega.haan, woh toh hai! maine suna hai ki ab log apps se bhi budget manage karte hain, kya pata usmein humare liye kuch achha ho sakta hai, try karte hain!