text: jab main apne dost se savings ke baare mein baat karti hoon,toh woh hamesha mujhe badi badi schemes dikhata hai, par mujhe samajh nahi aata!samajh aati hai, kyunki badi badi schemes kabhi kabhi confusing hoti hain, lekin simple savings account se shuru karna hamesha achha hota hai, yeh sabse safe hai!