text: arre bhai,mujhe toh lagta hai ki traditional budgeting zyada effective hai, humare grandparents bhi isi se manage karte the na, kuch toh logic hai iss mein!haan, par abhi toh bahut saare apps hain jo automatic tracking karte hain, mujhe toh lagta hai ki unse zyada asani se budgeting ho sakta hai, samajh rahe ho na?