text: aajkal to online budgeting apps hi chal rahe hain,auto-categorize kar dete hain expenses, investment plans bhi suggest karte hain. aur saare records safe rakhte hain cloud pe, kuch bhi khota nahi hai.haaan, par woh sab sahi hai, lekin kya uspe depend kar sakte hain? kabhi net nahin chala, mobile charge nahin hua, to kya karenge? hum log to paper pe likh ke hi sukoon se rahte the!