text: yaar,mujhe samajh nahi aa raha, savings kaise manage karun, kyunki har mahine toh kuch na kuch unexpected kharch aata hai, kahan se bachaun main?sun, ek budget bana le, phir dekh, jitne kharch hain unka ek hisaab rakhna zaroori hai, warna paisa haath se nikal jaata hai, bilkul hawa ki tarah!