text: Tu keh rahi hai ki mutual funds mein invest karna thoda risk hai, par mujhe toh savings account mein paisa rakhna hi acha lagta hai, kya yeh galat hai?Nahi yaar, galat nahi hai, lekin agar hum apne finances ko diversify karein toh humein long-term mein zyada benefits mil sakte hain, soch toh!