text: Kal raat ko chaat karte waqt, meri cousin keh rahi thi ki hum budget banana chhod do aur bas savings pe focus karein, kya tumhe yeh idea pasand hai?Mujhe lagta hai ki savings toh zaroori hai, lekin budget banana bhi utna hi important hai, nahi toh savings ka pata hi nahi chalega kab khatam ho gaya!