text: Yaar, mujhe samajh nahi aa raha ki kis cheez mein invest karna sahi rahega, savings account ya phir mutual funds, kya tu meri madad kar sakti hai?Of course! Savings account safe hai, lekin mutual funds ka return zyada hai, agar hum thoda risk lein toh shayad hum zyada kama sakte hain, soch le!