text: Yaar, kya tumne suna hai ki kuch credit cards mein points accumulate karne ka system hota hai, kya hum isse kuch smartly utilize kar sakte hain?Haan, agar hum in points ko travel ya shopping ke liye redeem karein, toh yeh ek tarika hai savings ka, ispar ek baar detail mein baat karte hain, kaisa rahega?