text: main soch rahi thi ki kya hume apne kharchon ka ek monthly review rakhna chahiye,taaki hum samajh sakein ki kahan kami hai aur kya sudharna hai.yeh toh sahi hai, monthly review se hume apne spending habits samajh aayenge, aur shayad hum kuch aise expenses bhi identify kar payenge jo unnecessary hain!