text: sun,mujhe toh lagta hai ki emergency funds ka hona bahut zaroori hai, aise time mein humare paas backup hona chahiye, kya tumhare paas koi idea hai iske liye?emergency funds ka concept toh sahi hai, lekin kya tumhe nahi lagta ki humein usmein bhi investment ka sochna chahiye, taaki woh paisa grow kar sake?