text: yaar,maine suna hai ki budgeting apps kaafi helpful hote hain, par mujhe toh unki privacy policies samajh nahi aati, kya tumhe yeh sab theek lagta hai?samajh rahi hoon, lekin agar hum traditional diary mein sab kuch likhein, toh usse bhi toh koi guarantee nahi hai, kabhi kabhi toh kuch bhi kho jaata hai!