text: sun,kya tumhe lagta hai ki agar hum daily expenses ko track karne ka ek routine bana lein toh humare liye bachat karna asaan ho jayega?bilkul, aur agar hum ek spreadsheet bana kar har kharche ko note karein toh pata chalega ki kaha zyada kharch ho raha hai, kuch toh badalna padega!