text: sun,mujhe lagta hai ki traditional savings accounts se zyada secure hai, lekin kya hum mutual funds ke bare mein bhi soch sakte hain, yeh zyada return dete hain na?haan, par traditional savings ki toh guarantee hoti hai, aur risk kam hota hai, mujhe samajh nahi aata ki kis taraf jayein, aakhir humare bachche ki education ki baat hai.