text: mujhe toh lagta hai ki sips ek acha option hain,kyunki wo long-term mein achhe returns dete hain, lekin mere relatives fixed deposits pe hi zyada focus karte hain.sip toh sahi hai, par sab log samajhte nahi hain ki patience zaroori hai, unhe toh quick returns chahiye hote hain, isi wajah se traditional mein hain.