text: yaar,mujhe toh savings account mein invest karna accha lagta hai kyunki usmein mujhe kisi bhi market fluctuation ka dar nahi hota, tumhe kya lagta hai?samajh sakti hoon, par mujhe lagta hai ki mutual funds ka long term mein faida hai, kyunki market ka fluctuation bhi kabhi kabhi profitable hota hai, right?