text: yaar,mujhe pata chala ki log apne ghar ke liye loan lete hain, par mujhe toh loan ka concept samajh nahi aata, tumne kabhi liya hai?haan, maine liya hai, ghar ka loan lete waqt interest rates aur tenure ka dhyan rakhna bahut zaroori hai, nahi toh repayment mushkil ho jayega!