text: sun,mujhe lagta hai ki traditional budgeting se zyada modern apps use karne se humein zyada clarity milti hai, kyunki sab kuch digitally track karna asaan hota hai.bilkul, par meri dadi kehti hain ki unka method sabse best hai, unka cash envelope system toh aaj bhi sabse effective hai, unka experience kuch aur hi hai!