text: yaar,mere dost toh budgeting apps ko hi sab kuch samajhte hain, unhe lagta hai ki woh sab kuch manage kar sakte hain, par kabhi kabhi traditional methods bhi zaroori hain.haan, aur kabhi kabhi toh woh apps bhi crash ho jate hain, toh uss waqt kya karenge? cash toh hamesha reliable hota hai!