text: yaar,mujhe samajh nahi aata ki savings kaise shuru karun, kabhi kabhi toh lagta hai ki itna paise kamana hi mushkil hai, tumhara kya experience hai?mera bhi wahi tha pehle, lekin jab maine monthly budget banana shuru kiya, tab mujhe pata chala ki agar thoda disciplined rahun toh kuch bhi mumkin hai!