text: main soch rahi thi,agar hum apne kharchon ko track karein aur unhe budget mein rakhne ki koshish karein, toh shayad hum zyada paise bacha sakte hain, kya tumhe yeh idea acha laga?wow, yeh toh sahi hai, lekin agar hum thoda invest bhi karein toh savings ke saath-saath growth bhi ho sakti hai, balance kaise karein yeh samajhna zaroori hai.