text: jab tak savings account hai,tab tak koi tension nahi, lekin mutual funds ke bare mein sunne ke baad mujhe thoda risk samajh aata hai, tum kya kehati ho?risk toh hamesha hota hai, par agar hum sahi strategy se invest karein toh long-term mein humein accha return bhi mil sakta hai, isliye explore karna padega!