text: Yaar, mujhe toh yeh naye pension schemes kaafi attractive lagte hain, ab toh logon ko apni retirement ke liye thoda sochna padega, nahi toh kaise chalega?Haan, lekin pension ke liye investment kaise karein yeh samajhna bhi toh zaroori hai, nahi toh hum log bina planning ke hi ghar ki chhat ke neeche rah jayenge!