text: Yaar, tumne suna hai ki kaafi log ETFs mein invest kar rahe hain, mujhe yeh concept samajh nahi aa raha, kya tumhe iske baare mein pata hai?Bilkul, ETFs toh index funds ki tarah hote hain, lekin zyada liquidity dete hain, tumhe unki fees aur returns ka comparison karna padega.