text: Retirement ke liye savings karne ka plan bana liya hai, lekin mujhe yeh samajh nahi aa raha ki kitna amount har month rakhna chahiye, kya tumne kabhi calculate kiya hai?Haan, ek basic formula hai, lekin tumhe apne expenses aur lifestyle ko dekhna padega, tabhi sahi amount decide kar paoge, samjha kya?