text: Sun, mujhe lagta hai hum zyada savings karein, kyunki aaj kal market kaafi unstable hai aur humare paas ek emergency fund hona chahiye, tum kya sochti ho?Bilkul, lekin agar hum kuch invest karein, toh long-term mein humein zyada returns mil sakte hain, yeh bhi sochna padega na!