like uh uh recently i was reported as having JC Penney accounts and i don 't so i called JC Penney and i said uh i just wanted to let you know that the credit agency you 're using is incorrectly reporting the information that you 're providing to them and they say uh-huh because they really don 't want to pay for services that 's not being done properly either so then they can call
It said I had an account with JCP that I closed years ago .