and then basically since then what i 've done is is keep track of it through the checkbook so that based on whatever we 've got coming in check coming in and how much i 'm spending each half of the month and then trying to also spend and because our house payment is once a month that 's our our biggest uh expense so i take half of that amount out of my checkbook each with each paycheck even though it 's really still there
The speaker does not make a lot of money each month .