voluntary excess
vrywillige bybetaling
ukwengeza inhlangabezozindleko
intlawulo-bango ngokuzithandela / i-eksesi ngokuzithandela
inhlawulo yekutitsandzela / inhlawulo yekutikhetsela / inhlawulo yekuticelela
inaningezelelo ngokuzithandela / ilaselelomali ngokuzikhethela
phetisoithaopo
tefelotlaleletšo ya boithaopo
eksese ya boithaopo
mbadelonyengedzedzwa nga u funa
hakeloengetelo yo tinyiketela