From Judgments to a Higher Credit Score. Even though a judgment is a serious matter, there is still much that can be done to move beyond having a judgment on your credit report. There are legal firms out there that specialize in helping people to improve their credit. Firms like Lexington Law can remove all kinds of negative items from your credit report – including judgments. In 2010, Lexington Law removed 42,019 judgments from credit reports of people just like you.
http://aaacreditguide.com/judgments/
‎04-05-2010 04:56 PM. If you have assets and can afford to pay the judgement, pay it. It will not help your score but if it is fresh and you want credit you may get denied regardless of your score. But Im not sure if paying it resets the length of time it shows or not. I thought paid judgement = 7 years and unpaid = 10 years. Im not sure.
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Paying-off-a-judgement/td-p/659412
However, the judgment will have less negative impact as it ages. Because your judgment is now six years old, it may not be affecting your credit as much as it did when it was first entered. More recent positive information included on your credit report will help to bump up your credit score.
http://www.creditcards.com/credit-card-news/judgment-credit_score-seven-years-1582.php
Adverse public records included on your credit report can have severe negative effects your credit score. Generally, only time can lessen the impact of a public record on your credit report. Most public records can remain on your credit report for seven years. However, certain types of public records may remain for longer periods. For example, bankruptcies may remain on your report for ten years, and an unpaid tax lien could remain on your credit indefinitely.
https://www.creditkarma.com/article/public-records-on-credit-report
Dear Let's Talk Credit, I had a judgment against me for a defaulted bank loan for $5,000 six years ago. There was nothing I could do to clear the debt because I was not in any position to make payments, and was looking forward to it disappearing from my credit report eventually. After five years the judgment was reset..
http://www.creditcards.com/credit-card-news/judgment-credit_score-seven-years-1582.php
Public record information on your credit report can negatively affect your credit score and may stay on your credit report for seven years or more. While it's best to avoid them, if you already have one reported on your credit report, there are a few things you should know.
https://www.creditkarma.com/article/public-records-on-credit-report
A judgment can hang over your head a long time. The statute of limitations for collecting a debt using a judgment varies by state, and varies a lot -- periods of five, 10 and 20 years are common. And it gets worse: Many states allow creditors to renew a judgment, and some allow multiple renewals.
http://www.creditcards.com/credit-card-news/judgment-credit_score-seven-years-1582.php
You should also be concerned with when and how the creditor may use the judgment to collect the $5,000 debt. Some states allow judgment creditors to collect using wage garnishment. It appears your state allows a judgment to be renewed, so the creditor may have many more years to collect on the debt.
http://www.creditcards.com/credit-card-news/judgment-credit_score-seven-years-1582.php
A judgment is a little different than a CO or a collection account. A judgments stays for 7 years from the time filed, paid or not. Paying it will not help your score.
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Paying-off-a-judgement/td-p/659412
A judgment is one of the most damaging things to your credit report. Unlike collections which involve a dispute between two private parties and are almost always handled privately, a judgment occurs when there is a court-ordered mandate to repay a debt.
http://aaacreditguide.com/judgments/
when does a judgment come off credit report
For credit report, a judgment comes off in 7 years from the time filed, paid or not. A credit report  judgment comes in 7 years from the time filed, paid or not.