Misunderstandings of the law or making mistakes in the process can affect your rights. Court employees and bankruptcy judges are prohibited by law from offering legal advice. The following is a list of ways your lawyer can help you with your case. Advise you on whether to file a bankruptcy petition.
http://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney
Pre-Bankruptcy Credit Counseling and Pre-Discharge Debtor Education in California. In order to file for Chapter 7 or Chapter 13 bankruptcy, you must participate in a credit counseling course provided through an agency approved by the U.S. Trustee in California within the six month period prior to filing. You’ll also have to take a debtor education course before you can get a bankruptcy discharge. (To learn more about this requirement, including the rare exceptions, see Credit Counseling & Debtor Education Requirements in Bankruptcy.) You can find the list of approved California credit counseling agencies here.
http://www.nolo.com/legal-encyclopedia/filing-bankruptcy-california.html
1 Advise you on whether to file a bankruptcy petition. 2  Advise you under which chapter to file. 3  Advise you on whether your debts can be discharged.  Advise you on whether or not you will be able to keep your home, car, or other property after you file.
http://www.uscourts.gov/services-forms/bankruptcy/filing-without-attorney
If you're leaning in that direction, you'll want to have a better understanding of bankruptcy laws and how Chapter 7 (straight bankruptcy) and Chapter 13 are providing a new lease on life for many Californians who see no other way out of financial hardships.
https://www.californiadebtrelief.org/Bankruptcy/Bankruptcy-California.html
Three main types make up the U.S. Bankruptcy codes here in California and nationwide: Chapter's 7, 11, and 13. Chapter 7, also known as straight bankruptcy or liquidation. It's a form of bankruptcy requiring the relinquishment of property owned by the bankruptcy petitioner not covered by exemptions..
https://www.californiadebtrelief.org/Bankruptcy/Bankruptcy-California.html
If your income is above California's median income, you still might qualify for Chapter 7, but you’ll have to provide detailed information about your expenses and payments on secured debts in order to find out. Most Chapter 13 filers also have to provide this information.
http://www.nolo.com/legal-encyclopedia/filing-bankruptcy-california.html
Bankruptcy Means Test. In order to qualify for a Chapter 7 bankruptcy, you must pass a bankruptcy means test. First, determine your current monthly income by adding your gross income from the past six months and dividing by six. Next, divide by the 6 months.
https://www.incharge.org/bankruptcy/
Whether you live in California or another part of the country, bankruptcy is not a universal panacea for all debtors seeking relief. Certain things are not typically insulated from bankruptcy proceedings. Among them: child support, alimony, divorce payments, and government provided student loans.
https://www.californiadebtrelief.org/Bankruptcy/Bankruptcy-California.html
There are two main types of consumer bankruptcy: Chapter 7 and Chapter 13. In a Chapter 7 bankruptcy filing, the consumer’s assets are liquidated to pay their debts. Any remaining debts are forgiven. In a Chapter 13 bankruptcy, the consumer is deemed to have sufficient income to repay at least a portion of their debts and does so over a number of years.
https://www.incharge.org/bankruptcy/
And while the word bankruptcy can leave a sour taste in the mouth of some or even add unwanted baggage to the emotions of others, it really shouldn't. The fact remains that in California and as a nation, we are facing a situation nearly unprecedented in size and scope. And in a country where many are facing job loss, disability, medical bills or other financial straight-jackets, bankruptcy should be viewed as a logical means to an end.
https://www.californiadebtrelief.org/Bankruptcy/Bankruptcy-California.html
how to qualify for bankruptcy in california
To qualify for bankruptcy in California, you must participate in a credit counseling course provided by an agency approved by the United States Trustee within the six month period prior to filing and you have to take a debtor education course before get a bankruptcy discharge. In order to file for Chapter 7 or Chapter 13 bankruptcy, you must participate in a credit counseling course provided through an agency approved by the U.S. Trustee in California within the six month period prior to filing. You’ll also have to take a debtor education course before you can get a bankruptcy discharge.