Start a new application as a cosigner. If your student has not yet started an application with us you can begin and invite them to join the application. You can also call a Student Loan Consultant at 1-800-378-5526. A student loan cosigner is typically a parent, guardian, spouse, relative, or friend of the student. To cosign, you need to meet general eligibility and credit requirements for: Legal age (18 or older in most states) Income.
https://www.wellsfargo.com/student/cosigner
It is not easy to get a private student loan without a cosigner. If you’re among the few students who have a consistent income and established good credit, you’re lucky -- most of your peers don’t have either of those. It’s important to understand that borrowing on your own is difficult and most likely expensive.
https://www.thebalance.com/getting-a-student-loan-without-a-cosigner-315837
These loans normally don’t require a credit check or a cosigner, making them the easiest student loans to obtain without a cosigner. You simply need to complete a Free Application for Federal Student Aid (FAFSA). To complete the application, visit fafsa.gov.
https://www.creditsesame.com/blog/loans/how-to-get-a-student-loan-without-a-cosigner/
Yes, it sounds crazy if your goal was to borrow without a cosigner. But that might not be feasible, or it might be several years before you can pull it off -- and even then you might not have the credit scores you need. If you’ve tried everything else, consider asking somebody to cosign a student loan for you. Of course, your cosigner should be willing and able to take the risk for you, but the risks might be smaller than you imagine. In addition, your involvement with the cosigner might be shorter than you’d expect.
https://www.thebalance.com/getting-a-student-loan-without-a-cosigner-315837
The Stafford Loan Program. The Stafford Loan program provides both subsidized and unsubsidized loans at fixed interest rates. Maximum borrowing amounts depend on several factors, including whether the student is enrolled in a graduate or undergraduate program.
https://www.sapling.com/2002645/get-student-loan
Subsidized vs. Unsubsidized Stafford Loans. The primary differences between subsidized and unsubsidized loans are interest management and financial-need criteria. While eligibility for subsidized student loans is based on financial need, there is no financial need requirement for unsubsidized loans.
https://www.sapling.com/2002645/get-student-loan
How to Apply for Federal Student Loans. Apply for federal student loans directly from the government at studentloans.gov. The government uses information from your FAFSA® to determine eligibility and award amount. Use the links below to compare the different types of federal and private student loans. Student Loans for Undergraduate Students.
https://www.discover.com/student-loans/college-planning/federal-loans.html
The Perkins Loan program provides loans of up to $4,000 per year to students in undergraduate, graduate and professional school programs at an interest rate of 5 percent at the time of publication. The maximum total amount that a student can borrow is $20,000.
https://www.sapling.com/2002645/get-student-loan
If lenders tell you that you can’t get approved on your own, don’t just take their word for it. There are several solutions available (some of them are faster than others). Build credit: if you can’t get a loan without a cosigner because you have bad credit, work on improving your credit. Whether you’ve simply never had the opportunity to establish credit or you’ve missed payments in the past, you can always rebuild — it just takes time. See how to improve your credit.
https://www.thebalance.com/get-a-loan-without-a-cosigner-315369
A student loan cosigner can be any individual who is of legal age (18 years old in most states), who is a citizen or national of the U.S., and meets the general loan eligibility and credit requirements. A cosigner can be a parent, guardian, spouse, relative, or even a family friend.
https://www.wellsfargo.com/student/cosigner
how to get a student loan without a cosigner
To get a student loan without a cosigner, you simply need to visit fafsa.gov and complete a Free Application for Federal Student Aid.