No Fault (PIP) Enacted in 1975, Kentucky's Motor Vehicle Reparations Act, KRS 304.39 (sometimes referred to as the No-Fault Law) has two components: personal injury protection (PIP) coverage and limitations on an individual’s right to sue and be sued (tort rights). Personal Injury Protection (PIP) Coverage.
http://insurance.ky.gov/static_info.aspx?static_id=24&Div_id=15
If you've been injured in an accident in Kentucky, make sure you understand these rules before you start your personal injury case. After an injury in Kentucky, it's useful to know which state laws might affect your insurance claim or court case. In this article, we'll look at some main points of Kentucky personal injury law.
http://www.alllaw.com/articles/nolo/personal-injury/laws-kentucky.html
The purpose of PIP coverage is to allow a driver to have their car insurance company pay their medical bills and other expenses like lost wages without regard for who caused the car wreck. This is why it is often referred to as No-Fault Insurance.
https://www.hurstandhurstlaw.com/ky-no-fault-pip-insurance/
Auto insurance. PIP is a mandatory coverage in some states. PIP coverage may vary from state to state in terms of both what is covered and what types of treatments are considered medically necessary and reasonable. For example, in Utah, acupuncture is a permissible medical treatment, while in California it is not.
https://en.wikipedia.org/wiki/Personal_injury_protection
Personal injury protection. Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.
https://en.wikipedia.org/wiki/Personal_injury_protection
What Does Personal Injury Protection Insurance Typically Cover? If you're injured in an accident, one type of auto insurance coverage that may be beneficial to have is Personal Injury Protection. Although it's not available in all states, it is required in others. Personal Injury Protection, or PIP, can help protect you in case you're injured in an accident.
https://www.allstate.com/tools-and-resources/car-insurance/personal-injury-protection-insurance.aspx
Kentucky, like every other state, has a law on the books called a statute of limitations, which basically sets a deadline for filing a personal injury lawsuit with the state's civil court system. This deadline is one year after the date of the accident in most cases.
http://www.alllaw.com/articles/nolo/personal-injury/laws-kentucky.html
Personal Injury Protection (PIP) is designed to cover medical expenses and lost wages. The statutory minimum insurance that auto insurance companies are supposed to offer is $10,000.
https://www.hurstandhurstlaw.com/ky-no-fault-pip-insurance/
Some people automatically assume that if they already have health care coverage, PIP isn't necessary, but that might not always be true. Your health insurance has deductibles and limits, and an auto insurance policy with PIP can help you cover your health insurance deductible or pay costs over the limits if you're hurt in a crash.
https://www.allstate.com/tools-and-resources/car-insurance/personal-injury-protection-insurance.aspx
No-Fault Insurance, Basic Reparation Benefits. Or. Personal Injury Protection (PIP) No-Fault Insurance, Basic Reparations Benefits and Personal Injury Protection. (PIP) are different terms for the same type of insurance coverage. Kentucky is a “No-. Fault” state. This does not mean that it doesn’t matter whose fault the car accident is. What this does mean is that you may buy insurance that will pay for your medical bills. and lost wages if you are in an accident.
http://www.mikeschaferlaw.com/library/No_Fault_Insurance__Basic_Reparation_Benefits.pdf
what is pip in ky insurance policy
PIP is Personal Injury Protection in Kentucky insurance policy. Personal Injury Protection. (PIP) are different terms for the same type of insurance coverage.