1 Have excellent credit scores. SoFi has no minimum, but borrowers generally have scores above 700.  Have high incomes. The median annual income of a SoFi borrower is $106,000, according to the company.
https://www.nerdwallet.com/blog/loans/sofi-personal-loan-review/
SoFi has the lowest student loan refinance rates in the business. SoFi offers student loan refinance rates below 3%! And if you are looking for options, SoFi has more options that anyone in the business. SoFi offers both variable and fixed interest rate options.
https://lendedu.com/blog/sofi-reviews/
To its well-qualified borrowers, SoFi offers loans of up to $100,000, which is higher than most online lenders, as well as fixed and variable interest rates. The average rate for a three-year loan at SoFi is 8.5%, according to the company.
https://www.nerdwallet.com/blog/loans/sofi-personal-loan-review/
SoFi was founded in 2011 by Mike Cagney, Dan Macklin, James Finnigan, and Ian Brady, four students who met at the Stanford Graduate School of Business.
https://en.wikipedia.org/wiki/SoFi
Social Finance, known as SoFi, was founded by Stanford alumni in 2011 and is best known for its student loan refinancing product targeted at recent graduates with high incomes. The online lender expanded into mortgages and personal loans in 2014 to further its goal of becoming a full-fledged financial services company.
https://www.nerdwallet.com/blog/loans/sofi-personal-loan-review/
Social Finance, Inc. (commonly known as SoFi) is a marketplace lender that provides student loan refinancing, mortgages and other types of loans, such as parent and personal loans. The company is a non-bank alternative focused on offering loans at lower rates than traditional lenders. SoFi’s primary customers are early stage professionals. Some of its products, such as parent loans and mortgages, are popular with a broader demographic.
https://en.wikipedia.org/wiki/SoFi
On October 2, 2013, SoFi announced that it had raised $500 million in debt and equity to fund and refinance student loans. This total funding amount came from $90 million in equity, $151 million in debt, and $200 million in bank participations, with the remaining capital from alumni and community investors.
https://en.wikipedia.org/wiki/SoFi
Getting a SoFi personal loan can feel like joining an elite club, thanks to the lender’s high credit standards. SoFi is a good fit for those who: 1  Have excellent credit scores. SoFi has no minimum, but borrowers generally have scores above 700.  Have high incomes.
https://www.nerdwallet.com/blog/loans/sofi-personal-loan-review/
SoFi, also known as Social Finance, is the largest student loan refinance lender on the planet. Since SoFi’s founding in 2011, the company has refinanced an astonishing $3 billion in student loan debt. SoFi rapid success didn’t come by accident.
https://lendedu.com/blog/sofi-reviews/
Getting a SoFi personal loan can feel like joining an elite club, thanks to the lender’s high credit standards. SoFi is a good fit for those who: Have excellent credit scores. SoFi has no minimum, but borrowers generally have scores above 700.
https://www.nerdwallet.com/blog/loans/sofi-personal-loan-review/
who is sofi
Sofi is a marketplace lender.