If an applicant has been driving less than 5 years, or has been a resident of the United States for less than 5 years, the only abstracts required are those that document the driving record to date or document the driving record in the United States. Applicant does not have at least 2 years of documented driving experience. 2  Applicant has had his or her driving permit suspended once or more in the past 3 years, or twice or more in the past 5 years.
http://about.usps.com/handbooks/el312/el312c5_006.htm
If a moving violation has been cleared from your driving record, it typically won't affect your car insurance rate. For other violations, the time frame differs from insurer to insurer. At Esurance, we ask drivers if they've had any moving violations in the past 3 years in order to help calculate rates.echnically, once a violation has been applied to your record, it may remain there in some form for a long time — even after the points have cleared. The points associated with most traffic convictions usually appear on your record for 2, 3, or 5 years depending on your state's policies.
https://www.esurance.com/info/car/moving-violations-and-car-insurance-rates
Though a moving violation may still exist on your DMV record or in a traffic authority database, certain employment, credit, and insurance background checks only review the past 3 to 5 years — so older tickets may not show up during routine checks and may not increase your car insurance premium.echnically, once a violation has been applied to your record, it may remain there in some form for a long time — even after the points have cleared. The points associated with most traffic convictions usually appear on your record for 2, 3, or 5 years depending on your state's policies.
https://www.esurance.com/info/car/moving-violations-and-car-insurance-rates
When you are involved in an auto accident involving injury or property damage, you need to report it to your insurance agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report the accident within seven days, report it as soon as possible after that.f you don't have your own auto insurance or are not listed on someone else's policy, but have been injured in an auto accident, you can still make a claim for accident benefits. The circumstances will determine which insurance company is responsible for paying for the accident benefits you may be entitled to.
http://www.fsco.gov.on.ca/en/auto/brochures/Pages/brochure_claims.aspx
Every 12 minutes someone dies in a motor vehicle crash, every 10 seconds an injury occurs and every 5 seconds a crash occurs. Many of these incidents occur during the workday or during the commute to and from work.Employers bear the cost for injuries that occur both on and off the job.very 12 minutes someone dies in a motor vehicle crash, every 10 seconds an injury occurs and every 5 seconds a crash occurs. Many of these incidents occur during the workday or during the commute to and from work.
https://www.osha.gov/Publications/motor_vehicle_guide.html
Technically, once a violation has been applied to your record, it may remain there in some form for a long time — even after the points have cleared. The points associated with most traffic convictions usually appear on your record for 2, 3, or 5 years depending on your state's policies.echnically, once a violation has been applied to your record, it may remain there in some form for a long time — even after the points have cleared. The points associated with most traffic convictions usually appear on your record for 2, 3, or 5 years depending on your state's policies.
https://www.esurance.com/info/car/moving-violations-and-car-insurance-rates
Accidents are the reason you bought car insurance. Instead of losing your car because of a moment’s inattention, it will be repaired or replaced. Instead of facing a battery of lawyers yourself, you have an experienced insurance company to represent you.or example, some car insurance companies won’t impose a surcharge if the accident didn’t cause damage or injury in excess of $1,000, unless you have had two or more of this type of accident within the last three years.
http://www.carinsurance.com/car-accident.aspx
An auto accident can leave your rates untouched, or it can result in a surcharge that inflates your car insurance bill for years to come. Here are answers to some of the most common questions we get about car accidents and the types of car insurance needed to make everything right.or example, some car insurance companies won’t impose a surcharge if the accident didn’t cause damage or injury in excess of $1,000, unless you have had two or more of this type of accident within the last three years.
http://www.carinsurance.com/car-accident.aspx
For example, some car insurance companies won’t impose a surcharge if the accident didn’t cause damage or injury in excess of $1,000, unless you have had two or more of this type of accident within the last three years.or example, some car insurance companies won’t impose a surcharge if the accident didn’t cause damage or injury in excess of $1,000, unless you have had two or more of this type of accident within the last three years.
http://www.carinsurance.com/car-accident.aspx
So, if you can continue to drive safely for at least five years, the accidents should disappear from your driving record and you will be able to once again get preferred safe driver discounts on your car insurance.hen it comes to your car insurance, two accidents for which you submit claims will usually always have some sort of affect on your policy. Your rates may increase, and in some cases, the insurance company may even refuse to renew your policy. So here is some information on car insurance after two accidents.
http://www.carsdirect.com/car-insurance/car-insurance-and-two-accidents-what-to-do-next
is it 3 or 5 years you have to disclose motor accidents
You have to disclose motor accidents at 2, 3, or 5 years, depending on your state's policies.