Americans think insurers should penalise smokers more than obese 
Americans believe that insurance companies should charge higher premiums for smokers than severely obese people, according to a survey of consumer habits by Gallup. The study found that more than 40% of the 1,021 adults surveyed thought insurers should penalise smokers, while 37% said very overweight people ought to be charged more. Gallup analyst Justin McCarthy said the figures may be lower for obesity because Americans have more sympathy for their condition. They may also think that smoking incurs greater healthcare costs than obesity, he said.
Americans may prefer to see health insurance rates increase for smokers than for people who are significantly overweight.

Justin McCarthy, an analyst at Washington-based Gallup Inc., has published data supporting that conclusion in a summary of results from a new consumer consumption habits survey.

Gallup based the results on telephone interviews with 1,021 adults in all 50 U.S. states conducted in early July. The company also conducted a similar survey in 2003.

(Related: Many Support Higher Premiums for Smokers)

About 43% of the participants said they approve of the idea of charging smokers higher rates. Just 37% approve of the idea of charging significantly overweight people higher rates.

Americans may be tougher on smokers because they have more sympathy for those who are overweight, McCarthy writes.

Americans may also believe that smoking has a bigger effect on health care costs than obesity does, McCarthy writes.