Nearly half of US families unprepared for loss of main income
Nearly half of US families said in a survey by the Million Dollar Round Table (MDRT) that they could maintain their current lifestyle for at most three months if they lost their primary source of income. Of respondents, 61% said that their families would have to assume their debt if they passed away, and only half of Americans have life insurance. “While these families with a steady source of income may seem prepared, they are jeopardising it all by not having the right protection to ensure future financial security,” warned MDRT president Mark Hanna. Also, 5% of Americans cannot work because of disability, however, only 20% have disability insurance.
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