are honda odyssey's cheap to insure
Add it all up and Insure.com found that 2015's most-expensive model to insure is the Nissan GT-R Nismo, a premium version of the brand’s flagship sports car, at an average $3,574 per year. That's more than twice the $1,555 average for the 1,500-plus models that Insure.com studied. It comes down to cost – if it costs more to buy, costs more for replacement parts, costs more to service, and is exposed to more potential for accidents, then it costs the insurer more to cover, and costs the owner more to insure. Jeep vehicles account for three of 2015's 10 least-expensive models for car insurance, according to Insure.com’s latest annual ranking of vehicles. (Compare insurance rates by car for more than 1,500 models.). “Insurance rates are all about claims – how many and how big,” says Penny Gusner, consumer analyst at Insure.com. Prices have come down, making a Hybrid a more affordable option for shoppers looking for a new car. The costs are more in line with traditional, gasoline-only, powered vehicles. Quality of the vehicles is much improved from the initial Hybrid offerings of the early 2000s. 1 Hybrids have parts that cost more than standard gasoline engine only vehicles. 2  Service on Hybrids require specially trained technicians. 3  Hybrid drivers typically drive more miles than the average driver. 4  More time on the road means more opportunity for accidents. In Insure.com's tally of 2010-model-year vehicles, the Honda Odyssey LX was the second-cheapest vehicle to insure, after only the four-cylinder Mazda Tribute i utility vehicle. Hybrids do typically cost more to insure than comparable non-Hybrid models. Looking at 2009 models, Insure.com found that out of the 20 best selling vehicles in the United States, that the Toyota Prius had the seventh highest average insurance premium. Collision and comprehensive insurance (premiums) are to a large extent driven by the cost of a vehicle, and the Smart Fortwo is one of the least-expensive vehicles for sale in the United States, he says. The Fortwo also doesn’t cost insurers much in claims. The Odyssey stands as one of the best-handling, best-performing minivans, according to the editors of our companion review site TheCarConnection.com and a wide range of other sources. The base 2010 Honda Odyssey LX starts at $26,805 (plus $780 destination) and costs just $1,095 to insure annually, on average. The Volkswagen Routan S, for instance, starts at $25,900 but costs significantly more—$1,254—to insure. It's true, though, that minivan drivers do tend to play it safe. To help with this aspect of your family-vehicle shopping, here are Insure.com's Low Cost Car Insurance Award Winners for 2010 in the Van category: 1. Honda Odyssey LX - $1,095. 2. Chrysler Town & Country LX - $1,120. 3. Dodge Grand Caravan SE - $1,131. 4. Toyota Sienna CE - $1,134. 5.
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