age of car and insurance
For drivers under the age 24, rates for this automobile for a 6 month policy are as follows: 1  Travelers Insurance: $1948. 2  Direct Insurance: $1954. 3  Esurance: $2339. For drivers age 25 to 29, the average rates for the same 6 month coverage, for the same vehicle are: 1  Travelers Insurance: $649. 2  Direct Insurance: $1117. 3  Esurance: $1200. How Age Affects Car Insurance Rates. As car insurance companies calculate your premiums, they may place a large stock in your age if you or another driver in your household is under 25 years old or over 65 years old. why teen car insurance rates can be more expensive. Driver inexperience, driving with other teen passengers, and impaired, distracted, and nighttime driving are among a handful of contributing factors to high crash rates for teens. But, as we said, there's no specific age at which car insurance rates automatically drop. If you were licensed at 23 and only have 2 years of driving experience by the time you're 25, you're not as likely to see big changes in what you pay for auto insurance until you gain additional driving experience. Adult Drivers & Auto Insurance. From the time you turn 25 years old until the time you turn 65 years old, your car insurance rates are likely to gradually decrease as long as you maintain a good driving record. Additional factors that are more important than age during these years include: 1  What kind of car you drive. 2  Where you live. For drivers age 30 to 39, the average rates for the same 6 month coverage, for the same vehicle are: 1  Travelers Insurance : $566. 2  Direct Insurance: $1003. 3  Esurance: $1147. 4  Safeco Insurance: $1249. Our competitively priced private car insurance is aimed at lower risk motorists who have good driving records and take care on the roads. Covering a wide range of vehicles, we reward careful and safe drivers with extensive cover to meet all of their motor insurance requirements. Our private car insurance policies are available from brokers, providing a range of benefits and backed by our in-house, award-winning claims service. How to Buy. You’re a good driver and you deserve to have an insurance policy that recognises that fact. When all other factors are the same or equal, older more experienced drivers pay much lower car insurance premium rates than younger drivers.In order to better illustrate how age affects car insurance rates, here is a sampling of rates collected from CarInsurance.com for a 2004 Honda Civic LX.
Under 25 years old or over 65 years old