are birth control pills covered as prescription for non-contraception conditions
A3) There are brands and methods of birth control which will be covered without co-pays. Insurance companies are allowed to limit drugs and devices to some generic options which will not require a co-payment. Other birth control options such as brand name drugs may have copayments which will be required to be paid. Birth Control Pills (Oral Contraceptives) The birth control pill is a popular and highly effective method of birth control if taken correctly. The pill has a <1% failure rate (meaning less than 1 out of 100 women unintentionally become pregnant) if used correctly. A1) Yes. The law requires the plan to pay for birth control at the same benefit level as similar services under the policy. If your prescription drug copayment is $35.00, then the copayment applies to the birth control pills. Q2) My major medical policy has a $250.00 deductible for office visits and procedures performed in the office. Birth control pills can be affordable, depending upon health insurance coverage and generic availability. Many birth control pills are available generically and have a lower price; discuss generic availability of birth control pills with your physician or pharmacist if cost is a concern. All birth control pills require a prescription from a healthcare provider. Combination birth control pills are available in 21-day packs, with 21 active tablets, or 28-day packs with 21 active tablets, and 7 inactive tablets. Extended-cycle pills such as Seasonique contain 84 active tablets and 7 inactive tablets. Basically, everyone thinks this is a great idea. Oregon is the first state in the U.S. to allow women to buy birth control pills without a doctor’s prescription. And when a similar law in California takes effect in a few months, the Golden state will be next. Of course, scientists and doctors have a lot to say about these new laws. Here's what you need to know about buying birth control pills without a doctor involved. 1. It’s actually the norm around the world for women to purchase birth control pills without a doctor’s prescription. Ladies in high-income countries like the U.S., Japan and Australia are generally required to get prescriptions first, but those in countries like China and India aren’t, reports Reuters. Also, check with your insurance company before getting a prescription to determine which birth control pills are on their formulary. In general, you should be able to get birth control pills from $10 to $50 per month if you pay cash, although there are many more expensive brands. Note: Student health plans are impacted by the Federal ACA with respect to the requirement for birth control coverage for women as discussed in this fact sheet. Allowing women to buy the pill without requiring them to get a doctor’s prescription first will save a state money. Reproductive health researchers at UCSF created a statistical model supposing that over the counter birth control pills would be available at low or no cost to women.
Yes