are bmw expensive to insure
Expensive: Horsepower and high tech. Insure.com’s analysis found that the costliest 2015s to insure are high-end Porsches, BMWs and other sports cars that typically sell for more than $100,000 and can hit around 200 mph. 1 If you wreck a $70,000 car, it's going to be far more expensive to replace than if you were to wreck one that cost $20,000. 2  Family-friendly models like SUVs and minivans that come with loads of safety features also come with discounts. Collision and comprehensive insurance (premiums) are to a large extent driven by the cost of a vehicle, and the Smart Fortwo is one of the least-expensive vehicles for sale in the United States, he says. The Fortwo also doesn’t cost insurers much in claims. Topping the least-expensive list is the two-door 2015 Jeep Wrangler Sport with an average premium of $1,134 a year. Jeep vehicles account for three of 2015's 10 least-expensive models for car insurance, according to Insure.com’s latest annual ranking of vehicles. (Compare insurance rates by car for more than 1,500 models.). On the flipside, the agency's data shows the 2015 Nissan GT-R in NISMO trim costs $3,574, on average, per year to insure. Unsurprisingly, many on the most-expensive list are just that -- luxury or sports cars. The insurance information company looked at car insurance rates for more than 1,500 models and trims to find the most-and least-expensive model-year 2015 vehicles to insure. According to the agency, insurance rates vary wildly by state. In Maine, for example, insuring a 2015 Wrangler costs as little as $694 a year but as much as $2,027 in Michigan. A GT-R buyer in Montana would pay an annual premium of $6,630; that drops to $2,012 in Hawaii. Insure.com calculated the average insurance rates using six large carriers (Allstate, Farmers, Geico, Nationwide, Progressive and State Farm) in 10 ZIP codes per state. Add it all up and Insure.com found that 2015's most-expensive model to insure is the Nissan GT-R Nismo, a premium version of the brand’s flagship sports car, at an average $3,574 per year. That's more than twice the $1,555 average for the 1,500-plus models that Insure.com studied. For example: 1  A high pricetag typically means a high premium. 2  That shouldn't come as a surprise. 3  If you wreck a $70,000 car, it's going to be far more expensive to replace than if you were to wreck one that cost $20,000.
Yes