aflac accident insurance what does it cover
Aflac will pay the following benefit when a covered person is confined in a hospital for 24 hours. or more, or admitted directly to an intensive care unit for treatment of injuries: • Confinement must start within 30 days of the accident. • Benefit is payable once per hospital confinement or intensive care unit period. Aflac will pay $1,000when a covered person is confined to a. hospital for at least 24 hours for injuries sustained in a. covered accident. If the covered person is admitted directly to. an intensive care unit, Aflac will pay $1,500. Accident Hospital Confinement Benefit. Aflac will pay $200 per day for which a covered person is. charged for a room for hospital confinement* of at least 18. hours for treatment of injuries sustained in a covered accident. This benefit is payable up to 365 days per covered accident, per covered person. Aflac will pay $10 per visit to you or any covered person for any one of the X-ray procedures listed below. This benefit is payable. once per visit, regardless of the number of X-rays received. This benefit is payable only once per policy year, per covered. person. Aflac will pay $25 per visit to you or any covered person for any one treatment listed below. This benefit is payable once per. visit, regardless of the number of treatments received. For benefits to be payable, dental wellness visits must be separated by 150. days or more. Aflac will pay $120 for the insured and the spouse, and $70 for. children if a covered person receives treatment for injuries. sustained in a covered accident. This benefit is payable for. X-rays, treatment by a physician, or treatment received in a. hospital emergency room. Aflac will pay the following benefit if a covered person is confined in a hospital for at least 18 hoursfor. treatment of injuries: • Confinement must start within 30 days of the accident. • Benefit is payable up to 365 days per covered accident, per covered person. Accident Follow-Up Treatment Benefit. Aflac will pay the following benefit when a covered person requires additional treatment over and. above emergency treatment administered in the first 72 hours following the accident: • Treatment must start within 30 days of the accident or discharge from the hospital. most people, you don’t budget for life’s unexpected moments. But at some point, you may make an unexpected trip to your local emergency room. And that could add a set of unexpected bills into the mix. That’s the benefit of the Aflac group Accident Advantage Plus plan. In the event of a covered accident, the plan pays cash benefits fast to help with the. costs associated with out-of-pocket expenses and bills—expenses major medical may. not take care of, including: Understanding the facts can help you decide if the Aflac. group Accident Advantage Plus plan makes sense for you. Aflac will pay the following benefit when a covered person requires transportation to a hospital or emer-. gency center for injuries sustained in a covered accident: • Ambulance transportation must be provided within 72 hours of the covered accident.
A room for hospital confinement* of at least 18. hours for treatment of injuries sustained in a covered accident.