age to apply for ssi
That difference in benefits encourages some people between age 62 and their full retirement age to apply for DI at the same time that they apply for Social Security retirement benefits. If you're between 60 and 66, you may have an easy time getting disability benefits while saving your full retirement benefits. Winning a disability claim generally gets easier for people as they become older. This is particularly true for people over the age of 60. However, some older folks choose to apply for early retirement at age 62 or 63 rather than applying for disability. Even though this may seem an easier option, it can reduce the amount of benefits you are entitled to. You can get disability benefits up until full retirement age, which is 66 right now. Under such a policy, individuals who would have become eligible for DI benefits at age 62 or later under current law would instead have to claim retirement benefits if they wanted to receive any Social Security benefits. Under current law, people are eligible for Social Security Disability Insurance (DI) until they reach the full retirement age, which is currently 66 and is scheduled to increase gradually beginning in 2017 for those born in 1955 until it reaches 67 for workers born in 1960 or later. If DI benefits were not available, some of them would work longer than they would under current law. On the other hand, the option would induce some people who were planning to work until age 62 or later to leave the labor force at age 61 so that they could apply for DI benefits. An adult with a disability. Schedule an appointment with a local Social Security office to file an application. Call 1-800-772-1213 (TTY 1-800-325-0778) from 7 a.m. to 7 p.m., Monday through Friday or contact your local Social Security office, or; Find out if you are eligible to receive Social Security Disability Benefits. Learn more and start the disability process at our Apply Online for Disability Benefits page. However, collecting Social Security retirement early rather than applying for disability has drawbacks that should be considered before making this decision. If you take early retirement once you reach the age of 62, your retirement benefit amount will be permanently reduced. Visit Apply For Disability Benefits – Child (Under Age 18) to find out how to apply. Complete the online Child Disability Report if you are ready to apply now. 1  Call us at 1-800-772-1213.  Visit your local Social Security office. 1 Call us at 1-800-772-1213. If you are deaf or hard of hearing, you can call us at TTY 1-800-325-0778, or.  Visit your local Social Security office. (Call first to make an appointment.) In 2011, 8 percent of workers who became newly entitled to disability benefits were age 62 or older. Those people would have received significantly lower benefits from Social Security if they had been ineligible for DI and had applied for retirement benefits instead.
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